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Retail Banking in CEE: Exploiting the Potential of ... - Roland Berger

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ABOUT US 45<br />

ABOUT US<br />

Efma<br />

Efma, a not-for-pr<strong>of</strong>it association formed <strong>in</strong> 1971 by bankers and <strong>in</strong>surers, specializes <strong>in</strong><br />

retail f<strong>in</strong>ancial market<strong>in</strong>g and distribution. Today, more than 3,000 brands <strong>in</strong> 130 countries<br />

are Efma members <strong>in</strong>clud<strong>in</strong>g over 80% <strong>of</strong> Europe's largest retail f<strong>in</strong>ancial <strong>in</strong>stitutions.<br />

Efma <strong>of</strong>fers <strong>the</strong> retail f<strong>in</strong>ancial service community exclusive access to a multitude <strong>of</strong><br />

resources, databases, studies, articles, news feeds and publications. Efma also provides<br />

numerous network<strong>in</strong>g opportunities through work groups, onl<strong>in</strong>e communities and<br />

<strong>in</strong>ternational meet<strong>in</strong>gs.<br />

For more <strong>in</strong>formation visit: www.efma.com<br />

KBC<br />

KBC is an <strong>in</strong>tegrated multi-channel bancassurance group, cater<strong>in</strong>g ma<strong>in</strong>ly for retail,<br />

SME and local midcap customers. It concentrates on its home markets <strong>of</strong> Belgium and<br />

certa<strong>in</strong> countries <strong>in</strong> Central and Eastern Europe (Bulgaria, Czech Republic, Hungary,<br />

Slovakia). Elsewhere around <strong>the</strong> globe, <strong>the</strong> group has established a presence <strong>in</strong> selected<br />

countries and regions.<br />

KBC provides bank<strong>in</strong>g, <strong>in</strong>surance and asset management products via its <strong>in</strong>tegrated<br />

distribution channel consist<strong>in</strong>g <strong>of</strong> bank branches, <strong>in</strong>surance agents/brokers and <strong>the</strong><br />

Internet.<br />

KBC's headquarters are located <strong>in</strong> Brussels (Belgium), <strong>the</strong> heart <strong>of</strong> Europe. The KBC<br />

group employs 47,500 FTEs and caters for 9 million customers. KBC is listed on NYSE<br />

Euronext Brussels (ticker symbol "KBC").<br />

For more <strong>in</strong>formation visit: www.kbc.com<br />

<strong>Roland</strong> <strong>Berger</strong> Strategy Consultants<br />

<strong>Roland</strong> <strong>Berger</strong> Strategy Consultants, founded <strong>in</strong> 1967, is one <strong>of</strong> <strong>the</strong> world's lead<strong>in</strong>g<br />

strategy consultancies. With 49 <strong>of</strong>fices <strong>in</strong> 35 countries worldwide and 2,500 employees,<br />

<strong>the</strong> company has successful operations <strong>in</strong> all major <strong>in</strong>ternational markets.<br />

The strategy consultancy is an <strong>in</strong>dependent partnership exclusively owned by about<br />

220 Partners.<br />

Even beyond <strong>the</strong> standard consult<strong>in</strong>g bus<strong>in</strong>ess, <strong>Roland</strong> <strong>Berger</strong> has made a name for<br />

itself with research and development. Numerous studies on current bus<strong>in</strong>ess and<br />

management issues bear <strong>the</strong> company's logo. The <strong>Roland</strong> <strong>Berger</strong> Strategy Consultants<br />

Academic Network, an association established <strong>in</strong> 1998 and compris<strong>in</strong>g various universities,<br />

puts <strong>the</strong> company at <strong>the</strong> core <strong>of</strong> a cont<strong>in</strong>uous exchange <strong>of</strong> <strong>the</strong>oretical and<br />

practical knowledge. In addition, <strong>Roland</strong> <strong>Berger</strong> sponsors chairs at several universities<br />

and publishes <strong>the</strong> "<strong>Roland</strong> <strong>Berger</strong> Strategy Consultants Academic Network" and <strong>the</strong><br />

"Papers on European Management" series.<br />

For more <strong>in</strong>formation visit: www.rolandberger.com

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