Conference Proceedings : âJANASEVANAâ National ... - UN HABITAT
Conference Proceedings : âJANASEVANAâ National ... - UN HABITAT
Conference Proceedings : âJANASEVANAâ National ... - UN HABITAT
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1/5/2012<br />
What factors determine ability &<br />
willingness to pay for house.<br />
(Market Attributes)<br />
‣Affordability to pay for house.<br />
‣Accessibility to housing finance.<br />
‣Cost of construction.<br />
‣Self manageability.-with own<br />
construction.<br />
‣Willingness.<br />
Market Segmentation with Attributes<br />
Group-Income levels Attribute. Financing Source.<br />
Wider and upper Middle<br />
Income groups. (WIG & U-<br />
MIG)<br />
Low and Middle income<br />
group.<br />
(LIG & MIG)<br />
Low and middle income<br />
group<br />
(LIG & MIG)<br />
Group without affordability,<br />
accessibility and willingness<br />
Affordable &<br />
accessible to<br />
housing finance<br />
Affordable for low<br />
cost housing if<br />
accessible to<br />
finance.<br />
Own<br />
construction- Self<br />
managed housing<br />
Unclassified<br />
Substantial amount of<br />
own savings and Bank<br />
financed.<br />
Posses small savings<br />
and needs substantial<br />
amount of home finace.<br />
Do with own<br />
lands/undivided own<br />
savings and MF.<br />
Need social housing.<br />
6
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