Conference Proceedings : âJANASEVANAâ National ... - UN HABITAT

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1/5/2012 What is HDFC approach in servicing this market . We exercise more personal banking approach rather than normal commercial lending, in credit evaluation. How HDFC address their challenges. For lack of adequate collaterals High Interest. High cost of construction We accept; - alternative properties. - personal guarantees. - Institutional guarantees. - group personal guarantees We strive to manage to charge the best market competitive interest rate. We -promote sustainable and affordable housing. housing. -accept joint applicants. -increase repayment periods. 11
1/5/2012 High cost of lands Low penetration by banks We accept; - joint applicants. - increase period of repayment. We consider it as an opportunity. Lack of market knowledge, banking experience and habit. We capture them as valued savings customers through Mobile Banking servicepromoting Financial Inclusion. We build income proof documents through savings. We promote savings and savings habits. Financial inclusion, opening doors for housing finance. 12
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“JANASEVANA” National Housing S
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“JANASEVANA” National Housing S
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Owning one’s own home is a key as
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Housing and Quality of life: A Sri
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Any investment in housing has an ef
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the poor are the worst affected gro
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The Importance of a Regulatory Fram
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Mr. Perera stated that the suitabil
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Key factors in settlement planning:
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Janasevena Programme Strategy: Mr.
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Urban Housing In commonwealth econo
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14000 12000 n 10000 ilio 8000 M 600
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Potential strategic hierarchy: •
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saw many housing projects being imp
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In sites with a high water table, s
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RECOMMENDATIONS AND CONCLUSIONS Key
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In his vote of thanks, Mr. Gotabhay
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1/5/2012 Housing and Quality of Lif
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1/5/2012 Man Man Shelter Nature Soc
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1/5/2012 • Environmental security
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1/5/2012 The Physical Quality of Li
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1/5/2012 Source: Department of Cens
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1/5/2012 11
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1/5/2012 14.6 % Population 12.3 % H
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1/5/2012 Source: Pallawala: 2004: 2
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1/5/2012 1. A decent house is the b
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1/5/2012 Process of Change in a Hou
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1/5/2012 Economic Perspective of So
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1/5/2012 ROLE OF SOCIAL HOUSING •
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1/5/2012 HOUSING INVESTMENT: SUGGES
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1/5/2012 THE WAY FORWARD • Delive
Page 63 and 64: 1/5/2012 Introduction • There is
Page 65 and 66: 1/5/2012 • Scarcity of developed
Page 67 and 68: 1/5/2012 Social Housing Term of Soc
Page 69 and 70: Fr om 1 00 ft Road 1/5/2012 Sustain
Page 71 and 72: 1/5/2012 H & TI Ordinance • No pe
Page 73 and 74: 1/5/2012 Land Use Zoning Plan Subdi
Page 75 and 76: 1/5/2012 Clearance from Electric Li
Page 77 and 78: 1/26/2012 Challenges of Making Hous
Page 79 and 80: 1/26/2012 Policy Responses And Prog
Page 81 and 82: 1/26/2012 Policy Shift • Focus an
Page 83 and 84: 1/26/2012 13 7
Page 85 and 86: Contd. • Encourage the private se
Page 87 and 88: At 2020, 700,000 600,000 500,000 40
Page 89 and 90: Contd. Metro Cities and Regions in
Page 91 and 92: Contd. • Ensure a sustainable and
Page 93 and 94: Contd. • Ensure better coordinati
Page 95 and 96: Thank You 12
Page 97 and 98: 1/5/2012 ckfijk ksjdi oi ,CIfha cd;
Page 99 and 100: 1/5/2012 ckfijk ksjdi Wm jevigyka
Page 101 and 102: Given 23 March 2011 Investments in
Page 103 and 104: has been a feature of mature indust
Page 105 and 106: 1/5/2012 The Emerging Market. Low I
Page 107 and 108: 1/5/2012 National Home need. ‣Sri
Page 109 and 110: 1/5/2012 What factors determine abi
Page 111 and 112: 1/5/2012 How magnitude this market
Page 113: 1/5/2012 How HDFC service this segm
Page 117 and 118: 1/5/2012 Financial Inclusion, Openi
Page 119 and 120: 1/5/2012 Where is the Market ‣Mai
Page 121 and 122: 1/5/2012 Thank you. 18
Page 123 and 124: 1/5/2012 NHDA From 1979 … 78,000
Page 125 and 126: 1/5/2012 Urban Centered Model Thin
Page 127 and 128: 1/5/2012 Any questions 6
Page 129 and 130: 1/5/2012 Single Storey House House
Page 131 and 132: 1/5/2012 HOUSES AT HIKKADUWA - 35 H
Page 133 and 134: 1/5/2012 Selection of Soil Fines (S
Page 135 and 136: 1/5/2012 Fixing Doors and Windows W
Page 137 and 138: 1/5/2012 Wall finishes with soil pa
Page 139 and 140: 1/5/2012 Houses at Awissawella Ramm
Page 141 and 142: 1/5/2012 Preparation of constructio
Page 143 and 144: 1/5/2012 Excavation and Sand Fillin
Page 145 and 146: 1/5/2012 Under floor Filling Earth
Page 147 and 148: 1/5/2012 Pre stressed beams and 2
Page 149 and 150: 1/5/2012 Two Storey House at Maliga
Page 151 and 152: 1/5/2012 Making Timber Mould Making
Page 153 and 154: 1/5/2012 Testing wall panels 26
Page 155 and 156: 1/5/2012 Construction of single sto
Page 157 and 158: 1/5/2012 An eco friendly house A ho
Page 159 and 160: 1/5/2012 Eco-friendly materials •
Page 161 and 162: 1/5/2012 Other considerations • R
Page 163 and 164: 1/5/2012 Housing in the country •
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1/5/2012 Quality of Housing Wall Ty
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1/5/2012 Financing Capability •To
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1/5/2012 Housing Finance • An att
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1/5/2012 Facilitation for wider pro
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Day 1: Tuesday 22 March 2011 08.30-
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“JANASEVANA”‐ Housing for All
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Format Two day symposium will inaug
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Key words: Salient features, where
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National Housing Symposium Particip
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86. Devika Dais - - USDA 87. Saman
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