Conference Proceedings : âJANASEVANAâ National ... - UN HABITAT
Conference Proceedings : âJANASEVANAâ National ... - UN HABITAT
Conference Proceedings : âJANASEVANAâ National ... - UN HABITAT
Create successful ePaper yourself
Turn your PDF publications into a flip-book with our unique Google optimized e-Paper software.
1/5/2012<br />
What is HDFC approach in<br />
servicing this market .<br />
We exercise more personal<br />
banking approach rather<br />
than normal commercial<br />
lending, in credit<br />
evaluation.<br />
How HDFC address their<br />
challenges.<br />
For lack of<br />
adequate<br />
collaterals<br />
High Interest.<br />
High cost of<br />
construction<br />
We accept;<br />
- alternative properties.<br />
- personal guarantees.<br />
- Institutional guarantees.<br />
- group personal guarantees<br />
We strive to manage to charge<br />
the best market competitive<br />
interest rate.<br />
We -promote sustainable and affordable<br />
housing. housing.<br />
-accept joint applicants.<br />
-increase repayment periods.<br />
11
Change language