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Conference Proceedings : “JANASEVANA” National ... - UN HABITAT

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1/5/2012<br />

Financing Capability<br />

•To meet entirety of construction<br />

cost, tenor of savings has to be at<br />

least 8 yrs<br />

•If financing is to be obtained,<br />

equity is a must<br />

•The cost of financing would be<br />

very critical<br />

Loan Servicing for Rs 750,000<br />

Interest Rate Tenor – 15 Yrs Tenor – 20 Yrs<br />

20% 13,172 12,741<br />

15% 10,497 9,876<br />

12% 9,001 8,258<br />

10% 8,060 7,238<br />

8% 7,167 6,273<br />

6

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