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Page 4 August 2010<br />

Email: <strong>grocery</strong>@flame1.com INDUSTRY NEWS<br />

Tel: 01923 272960<br />

KINGSMILL IS ON THE ROAD<br />

COUNTDOWN BEGINS<br />

ONE YEAR TO GO UNTIL GUARANTEEING A CHEQUE<br />

WITH A CARD BECOMES A THING OF THE PAST<br />

Family bread brand Kingsmill’s<br />

Environmental programme continues<br />

to demonstrate its dedication to the<br />

environment and its commitment to<br />

reducing carbon emissions, with the<br />

introduction of 23 ‘Tear Drop’ and two<br />

EcoStream delivery trucks to its fleet.<br />

The trucks’ shape mimics the natural<br />

properties of a liquid teardrop<br />

and significantly reduces fuel consumption<br />

by achieving optimum<br />

aerodynamic efficiency. The streamlined<br />

body shape, linked to Iveco Euro<br />

5 Environmentally enhanced vehicles,<br />

gives both reduction in carbon and<br />

other engine exhaust emission levels.<br />

The 2 EcoStream design vehicles have<br />

light weight bodies and improved<br />

aerodynamics to further compliment<br />

the drive to reduce carbon emissions.<br />

Allied Bakeries CEO, Mark<br />

Fairweather explains, “As a socially<br />

responsible company, we are committed<br />

to reducing our impact on the<br />

environment and specifically looking<br />

for new ways to minimise our carbon<br />

footprint. We have identified deliveries<br />

as an area we can improve on, and the<br />

new eco friendly delivery trucks will<br />

help us to continue our journey to<br />

reduce our carbon emissions.”<br />

EXPRESS SHOP-FITTING:<br />

BENEFITING RETAILERS AND THE COMMUNITY<br />

Express Shop-fitting is a newly<br />

formed business based at Randles<br />

Road, Knowsley Business Park<br />

Merseyside. Express Shop-fitting<br />

provides clients with a full shop-fitting<br />

service, offering an all in one<br />

solution including a design service,<br />

manufacturing and fitting.<br />

Express Shop-fitting has drawn<br />

upon its parent company’s years of<br />

experience as a kitchen, bedroom and<br />

office furniture manufacturer. In<br />

recent years, with the parent company<br />

supplying materials for hotel<br />

and business refurbishment, the<br />

demand for a separate shop-fitting<br />

business was clearly evident.<br />

The business operates from 17,000<br />

square foot business premises, providing<br />

both the showroom area and<br />

manufacturing centre.<br />

The business works closely with<br />

Knowsley MBC and Jobcentre Plus in<br />

providing a centre for the training and<br />

employment of the local area’s unemployed.<br />

The business engages with<br />

local people and offers employment<br />

with full training in the various skills<br />

and functions of the manufacturing<br />

and shop-fitting business. It is through<br />

this investment in training and skills<br />

development that Express Shop-fitting<br />

sees an opportunity not only to grow<br />

its business but also to develop a<br />

highly skilled workforce for the future<br />

growth of the company, whilst also<br />

offering people with low or no skills<br />

the opportunity of sustained employment.<br />

Express Shop-fitting is ready to<br />

offer its quality services to small,<br />

medium and large customers.<br />

Express Shop-fitting<br />

Tel: 0151 548 3781<br />

EXCALIBUR CHILLS SAINSBURY’S<br />

Excalibur has completed a project<br />

to improve the efficiency of refrigeration<br />

packs for Sainsbury’s. During<br />

the project, over 150 refrigeration<br />

systems were modified in 48 stores.<br />

A combination of technologies was<br />

used to allow ‘floating head pressure<br />

operation’. In many cases this<br />

reduces energy consumption by more<br />

than 35%, payback periods of less<br />

than 18 months are often achieved.<br />

TO SLICING EMISSIONS<br />

The new ‘Tear Drop’ trucks will be<br />

introduced at Kingsmill bakeries and<br />

the design of the ‘greener’ trucks will<br />

feature wheat fields and blue skies,<br />

carrying the strap line ‘Kingsmill, on<br />

the road to slicing emissions’.<br />

Kingsmill became the first bread<br />

manufacturer to use the Carbon<br />

Trust’s Carbon Reduction Label in<br />

2009. Working with the Carbon Trust<br />

has enabled Kingsmill to quantify and<br />

communicate its carbon footprint. The<br />

label, displayed on three best-selling<br />

sub-brands, Kingsmill’s Great<br />

Everyday White, Kingsmill Tasty<br />

Wholemeal and Kingsmill 50/50,<br />

communicates Kingsmill’s environmental<br />

commitment to reducing its<br />

carbon footprint with the Carbon<br />

Trust in an effective, responsible and<br />

informative way to customers and<br />

consumers.<br />

Allied Bakeries<br />

www.kingsmillconfessions.com<br />

COTECNA ASIA<br />

LAUNCHES FAST TURN-AROUND ONLINE SERVICE<br />

FOR CONSUMER GOODS INSPECTION AND TESTING<br />

Pioneering inspection and testing<br />

services provider Cotecna has<br />

launched what it predicts will be the<br />

most technically advanced, reliable<br />

and flexible online service for the<br />

inspection and quality control of<br />

consumer goods currently available<br />

in the marketplace, giving businesses<br />

the power to save time and<br />

money. Visit the website:<br />

www.cotecna-inspection.com.<br />

Aimed at importers, distributors<br />

and retailers, and backed up by a<br />

unique worldwide support network<br />

covering 60 nations, Cotecna will<br />

begin to roll out this on-line service for<br />

inspections in Asia that includes a<br />

range of quality control and supervision<br />

services for Consumer Goods.<br />

From initial production to loading<br />

supervision, Cotecna can perform verifications<br />

at every stage of the supply<br />

chain process to make sure that products<br />

meet client expectations and<br />

quality standards. Laboratory tests<br />

also ensure that goods meet international<br />

standards and comply with<br />

customer requirements.<br />

The buyer simply registers on the<br />

site and submits a request for inspection.<br />

An inspection takes on average<br />

from one to two days, during which<br />

time the buyer can follow the progress<br />

of the inspection request online via<br />

the site.<br />

“Unlike other online services that<br />

currently exist, Cotecna’s online<br />

service for inspection and testing is<br />

supported by a worldwide network<br />

able to give buyers throughout the<br />

world local support in their own language<br />

and in all time zones, cutting<br />

down turnaround times and saving<br />

money in the process,” says Philippe<br />

Gonnet, Executive Vice-President,<br />

Asia, “In addition, Cotecna also performs<br />

Factory Audits (FA) and Social<br />

Audits (SA) to ensure that your factory<br />

of choice meets your expectations<br />

and quality requirements.”<br />

Products of Asian origin that are<br />

inspected and tested include; hard-line<br />

(furniture, home furnishings, kitchenware,<br />

DIY, garden tools); <strong>food</strong>;<br />

soft-line (textiles, garments, shoes,<br />

accessories); electrical; electronics and<br />

toys. Services are coordinated<br />

throughout Asia with the main offices<br />

in China (Hong Kong and mainland),<br />

Korea, India, Singapore, Thailand,<br />

Vietnam and the Philippines.<br />

www.cotecna-inspection.com<br />

On 30th June, the countdown<br />

started to the closure of the UK<br />

Domestic Cheque Guarantee Card<br />

Scheme. This means that after 30th<br />

June 2011 it will no longer be possible<br />

to guarantee a cheque using a<br />

plastic card. To help businesses and<br />

consumers, the Scheme has published<br />

two fact sheets available from<br />

www.ukpayments.org.uk.<br />

Banks and building societies with<br />

customers who have cards carrying<br />

the cheque guarantee function - indicated<br />

by Shakespeare’s hologram or<br />

logo - will be managing its removal in<br />

different ways. Typically cards will be<br />

issued without Shakespeare’s logo on<br />

renewal: this may be before or after<br />

the closure date. This means that<br />

although Shakespeare will still be on<br />

many customers’ cards after 30th June<br />

2011, it will be redundant. In all<br />

instances customers can still pay by<br />

cheque but just cannot use a plastic<br />

card to guarantee it.<br />

Over the next year businesses still<br />

accepting guaranteed cheques are<br />

likely to be contacted by their bank to<br />

make sure that they are aware of the<br />

closure. Whilst a large number of<br />

businesses, big and small, have the<br />

ability to accept guaranteed cheques,<br />

research undertaken in 2008 showed<br />

that only about 350,000 businesses<br />

had accepted one in the previous six<br />

months, and most of those rarely.<br />

The decision to close the Scheme<br />

was taken by the Payments Council in<br />

June 2009 in response to the long-term<br />

decline of guaranteed cheque use. It<br />

followed consultation with Guarantee<br />

users and acceptors, and concluded<br />

that it was in all parties’ interests to<br />

manage the Scheme’s demise in a<br />

coordinated fashion.<br />

The Scheme was first introduced<br />

over forty years ago (in 1969) before<br />

debit cards, when no one left home<br />

without their chequebook, because<br />

cheques were the only cash alternative.<br />

The Guarantee was designed to<br />

give businesses certainty that a<br />

cheque wouldn’t bounce or be<br />

returned unpaid. Times have<br />

changed; the use of debit cards has<br />

grown thirty-fold from 1990, and<br />

now four in ten non-cash payments<br />

are made by debit card compared to<br />

one in one hundred being guaranteed<br />

cheque payments. The use of<br />

guaranteed cheques has been in<br />

rapid decline over the past 20 years.<br />

Their use peaked back in 1990; since<br />

then their numbers have dropped<br />

twelve-fold from 1.1 billion, to 88<br />

million last year - making up only 7%<br />

of cheques written.<br />

Closure of the Scheme is separate<br />

to the Payments Council decision to<br />

set a target date for closing the central<br />

cheque clearing in 2018. As the<br />

Council made clear at the time of its<br />

announcement, the closure of the<br />

clearing will only go ahead if suitable<br />

alternatives to cheques are in<br />

place and being successfully used by<br />

individuals and businesses, so that<br />

there are no circumstances where<br />

people are still obliged to use<br />

cheques.<br />

Alternatives to guaranteed cheques:<br />

• debit cards - 92% of cards<br />

carrying the guarantee are also<br />

debit cards. About a million<br />

businesses accept card payments<br />

and know that they should get<br />

their funds much quicker than if<br />

they accept a cheque.<br />

• cheques - the withdrawal of the<br />

Guarantee does not mean you<br />

can’t pay by cheque or that a<br />

business can’t accept one. Since<br />

2007 cheque funds have been<br />

guaranteed after a cut-off point<br />

which means that a cheque won’t<br />

bounce - providing the recipient<br />

isn’t a knowing party to a fraud -<br />

and it’s safe to hand over goods<br />

and services.<br />

• electronic transfer - paying<br />

someone online or over the<br />

phone. Since the launch of Faster<br />

Payments in 2008 it has been<br />

possible to pay someone almost<br />

instantaneously, 24 hours a day<br />

and seven days a week. Unlike a<br />

cheque, businesses don’t have to<br />

wait several days to get their<br />

money: you can pay anybody<br />

from your window cleaner to<br />

someone with a stall at a craft fair<br />

in this way.<br />

• Cash - cash will always have a<br />

place, about a third of all retail<br />

spending is still in cash.<br />

Of the 1.3 billion cheques written in<br />

2009, only 7% (88 million) were guaranteed.<br />

Four million customers regularly<br />

used guaranteed cheques in 2009, but<br />

often the Guarantee is not an essential<br />

part of the transaction. For instance<br />

customers often put their card details<br />

on the back of a cheque when they are<br />

posting it to a business but, in fact, the<br />

Guarantee can only apply if the customer<br />

is physically handing the cheque<br />

over. Last year 69% of customers did<br />

not write a guaranteed cheque at all.<br />

Use of guaranteed cheques has fallen<br />

by 65% over the past five years. This<br />

sharp decline is the result of many<br />

businesses taking the decision to no<br />

longer accept cheques.<br />

In the research conducted as part of<br />

the Payments Council review of the<br />

Scheme, only a quarter of all businesses,<br />

around 350,000, said that they<br />

had received a guaranteed cheque in<br />

the previous six months.<br />

At the end of 2009 58.6 million<br />

cards (59.9 million at the end of 2008)<br />

carried the Shakespeare logo that provides<br />

the Guarantee and shows the<br />

guaranteed amount. Three value<br />

limits exist: in 2009, 46.1 million cards<br />

had a £100 limit (79% of guarantee<br />

cards); 7.1 million had a £250 limit<br />

(12%) and 5.3 million a £50 limit (9%).<br />

The average value for a personal<br />

cheque is £268, outstripping the guarantee<br />

maximum limit. Even before the<br />

decision to close the Scheme, over a<br />

quarter of all debit cards did not carry<br />

the guarantee functionality.<br />

For further information contact<br />

the UK payments industry press<br />

office on 020 3217 8316 or<br />

press@ukpayments.org.uk<br />

WWW.GROCERYTRADER.CO.UK/NEWS

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