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Aegon Americas: Executing our strategy

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Individual Savings & Retirement at a glance<br />

Business profile<br />

• Annuity and mutual fund products<br />

• Strong growth potential due to scale, diversity<br />

of distribution and technical requirements<br />

• Fee-based quality earnings<br />

• Some capital markets leverage post hedging<br />

IS&R underlying earnings mix shift<br />

from FA to VA and mutual funds<br />

100%<br />

80%<br />

60%<br />

40%<br />

20%<br />

0%<br />

2010 2011 2012 1Q 2013<br />

Retail mutual funds Variable annuities Fixed annuities<br />

Gross deposits FY 2008<br />

(USD billion)<br />

Gross deposits FY 2011<br />

(USD billion)<br />

Gross deposits FY 2012<br />

(USD billion)<br />

4%<br />

4%<br />

49% 12.1<br />

28%<br />

23%<br />

Growing fee business<br />

• Fixed annuities<br />

• Variable annuities<br />

• Retail mutual funds<br />

33%<br />

8.4<br />

63%<br />

38%<br />

9.2<br />

58%<br />

21

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