Stagecoach XTra Credit SIX - Prudential Annuities

Summary of Contract Fees and Charges continued
AMERICAN SKANDIA STAGECOACH XTRA CREDIT SIX PROSPECTUS
UNDERLYING MUTUAL FUND PORTFOLIO ANNUAL EXPENSES
(AS A PERCENTAGE OF THE AVERAGE NET ASSETS OF THE UNDERLYING PORTFOLIOS)
American Skandia Trust: 2, 3
UNDERLYING PORTFOLIO
MANAGEMENT
FEES
OTHER
12b-1
EXPENSES 1 FEES
TOTAL
ANNUAL
PORTFOLIO
OPERATING
EXPENSES
AST JPMorgan International Equity 1.00% 0.13% None 1.13%
AST William Blair International Growth 1.00% 0.22% None 1.22%
AST LSV International Value 4 1.00% 0.37% None 1.37%
AST MFS Global Equity 1.00% 0.35% None 1.35%
AST Small-Cap Growth 5 0.90% 0.24% None 1.14%
AST DeAM Small-Cap Growth 0.95% 0.22% None 1.17%
AST Federated Aggressive Growth 0.95% 0.24% None 1.19%
AST Goldman Sachs Small-Cap Value 0.95% 0.24% None 1.19%
AST Small-Cap Value 6 0.90% 0.18% None 1.08%
AST DeAM Small-Cap Value 0.95% 0.33% None 1.28%
AST Goldman Sachs Mid-Cap Growth 1.00% 0.25% None 1.25%
AST Neuberger Berman Mid-Cap Growth 0.90% 0.22% None 1.12%
AST Neuberger Berman Mid-Cap Value 0.90% 0.15% None 1.05%
AST Alger All-Cap Growth 0.95% 0.22% None 1.17%
AST Gabelli All-Cap Value 0.95% 0.26% None 1.21%
AST T. Rowe Price Natural Resources 0.90% 0.26% None 1.16%
AST AllianceBernstein Large-Cap Growth 7 0.90% 0.23% None 1.13%
AST MFS Growth 0.90% 0.20% None 1.10%
AST Marsico Capital Growth 0.90% 0.14% None 1.04%
AST Goldman Sachs Concentrated Growth 0.90% 0.17% None 1.07%
AST DeAM Large-Cap Value 0.85% 0.26% None 1.11%
AST AllianceBernstein Growth + Value 0.90% 0.32% None 1.22%
AST AllianceBernstein Core Value 8 0.75% 0.24% None 0.99%
AST Cohen & Steers Realty 1.00% 0.22% None 1.22%
AST AllianceBernstein Managed Index 500 9 0.60% 0.17% None 0.77%
AST American Century Income & Growth 0.75% 0.24% None 0.99%
AST AllianceBernstein Growth & Income 10 0.75% 0.15% None 0.90%
AST Hotchkis & Wiley Large-Cap Value 0.75% 0.19% None 0.94%
AST Global Allocation 11 0.89% 0.26% None 1.15%
AST American Century Strategic Balanced 0.85% 0.27% None 1.12%
AST T. Rowe Price Asset Allocation 0.85% 0.27% None 1.12%
AST T. Rowe Price Global Bond 0.80% 0.27% None 1.07%
AST Goldman Sachs High Yield 0.75% 0.18% None 0.93%
AST Lord Abbett Bond-Debenture 0.80% 0.22% None 1.02%
AST PIMCO Total Return Bond 0.65% 0.16% None 0.81%
AST PIMCO Limited Maturity Bond 0.65% 0.17% None 0.82%
AST Money Market 0.50% 0.13% None 0.63%
Contract described herein is no longer available for sale.
Gartmore Variable Investment Trust:
GVIT Developing Markets 1.15% 0.38% 0.25% 1.78%
8