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Stagecoach XTra Credit SIX - Prudential Annuities

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Investment Options continued<br />

AMERICAN SKANDIA STAGECOACH XTRA CREDIT <strong>SIX</strong> PROSPECTUS<br />

STYLE/<br />

TYPE<br />

Large Cap<br />

Blend<br />

Large Cap<br />

Value<br />

Large Cap<br />

Value<br />

Large Cap<br />

Value<br />

Asset<br />

Allocation/<br />

Balanced<br />

Asset<br />

Allocation/<br />

Balanced<br />

Asset<br />

Allocation/<br />

Balanced<br />

INVESTMENT OBJECTIVES/POLICIES<br />

AST AllianceBernstein Managed Index 500 (formerly AST Sanford<br />

Bernstein Managed Index 500): seeks to outperform the S&P 500 through<br />

stock selection resulting in different weightings of common stocks<br />

relative to the index. The Portfolio will invest, under normal<br />

circumstances, at least 80% of its net assets in securities included<br />

in the Standard & Poor’s 500 Composite Stock Price Index.<br />

AST American Century Income & Growth: seeks capital growth with<br />

current income as a secondary objective. The Portfolio invests primarily<br />

in common stocks that offer potential for capital growth, and may,<br />

consistent with its investment objective, invest in stocks that offer<br />

potential for current income.<br />

AST AllianceBernstein Growth & Income: seeks long-term growth of<br />

capital and income while attempting to avoid excessive fluctuations in<br />

market value. The Portfolio normally will invest in common stocks (and<br />

securities convertible into common stocks).<br />

AST Hotchkis & Wiley Large-Cap Value: seeks current income and<br />

long-term growth of income, as well as capital appreciation. The Portfolio<br />

invests, under normal circumstances, at least 80% of its net assets plus<br />

borrowings for investment purposes in common stocks of large cap U.S.<br />

companies that have a high cash dividend or payout yield relative to<br />

the market.<br />

AST Global Allocation (formerly AST DeAM Global Allocation): seeks to<br />

obtain the highest potential total return consistent with a specified level<br />

of risk tolerance. The Portfolio seeks to achieve its investment objective<br />

by investing in several other AST Portfolios (“Underlying Portfolios”). The<br />

Portfolio intends its strategy of investing in combinations of Underlying<br />

Portfolios to result in investment diversification that an investor could<br />

otherwise achieve only by holding numerous investments.<br />

AST American Century Strategic Balanced: seeks capital growth and<br />

current income. The Sub-advisor intends to maintain approximately 60%<br />

of the Portfolio’s assets in equity securities and the remainder in bonds<br />

and other fixed income securities.<br />

AST T. Rowe Price Asset Allocation: seeks a high level of total return by<br />

investing primarily in a diversified portfolio of fixed income and equity<br />

securities. The Portfolio normally invests approximately 60% of its total<br />

assets in equity securities and 40% in fixed income securities. This mix<br />

may vary depending on the Sub-advisor’s outlook for the markets.<br />

PORTFOLIO<br />

ADVISOR/<br />

SUB-ADVISOR<br />

Alliance Capital<br />

Management, L.P.<br />

American Century<br />

Investment<br />

Management, Inc.<br />

Alliance Capital<br />

Management, L.P.<br />

Hotchkis and Wiley<br />

Capital<br />

Management, LLC<br />

<strong>Prudential</strong><br />

Investments LLC<br />

American Century<br />

Investment<br />

Management, Inc.<br />

T. Rowe Price<br />

Associates, Inc.<br />

Contract described herein is no longer available for sale.<br />

18

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