Stagecoach XTra Credit SIX - Prudential Annuities

Investment Options continued
AMERICAN SKANDIA STAGECOACH XTRA CREDIT SIX PROSPECTUS
STYLE/
TYPE
Specialty
Specialty
Specialty
Specialty
Specialty
INVESTMENT OBJECTIVES/POLICIES
ProFund VP Short Mid-Cap: seeks daily investment results, before fees
and expenses, that correspond to the inverse (opposite) of the daily
performance of the S&P MidCap 400 Index T . If ProFund VP Short Mid-Cap
is successful in meeting its objective, its net asset value should gain
approximately the same amount, on a percentage basis, as any decrease
in the S&P MidCap 400 Index when the Index declines on a given day.
Conversely, its net asset value should lose approximately the same
amount, on a percentage basis, as any increase in the Index when the
Index rises on a given day.
Access VP High Yield: seeks to provide investment results that
correspond generally to the total return of the high yield market
consistent with maintaining reasonable liquidity. The Access VP High
Yield, created by ProFund Advisors, will achieve its high yield exposure
primarily through CDSs but may invest in high yield debt instruments
(“junk bonds”), Interest rate swap agreements and futures contracts, and
other debt and money market instruments without limitation, consistent
with applicable regulations. Under normal market conditions, the fund will
invest at least 80% of its net assets in credit default swaps and other
financial instruments that in combination have economic characteristics
similar to the high yield debt market and/or in high yield debt securities.
The fund seeks to maintain exposure to the high yield bond markets
regardless of market conditions and without taking defensive positions.
First Trust T 10 Uncommon Values: seeks to provide above-average capital
appreciation. The Portfolio seeks to achieve its objective by investing
primarily in the ten common stocks selected by the Investment Policy
Committee of Lehman Brothers Inc. (“Lehman Brothers”) with the
assistance of the Research Department of Lehman Brothers which, in
their opinion have the greatest potential for capital appreciation during
the next year. The stocks included in the Portfolio are adjusted annually
on or about July 1 st in accordance with the selections of Lehman
Brothers.
Target Managed VIP: seeks to provide above-average total return. The
Portfolio seeks to achieve its objective by investing in common stocks of
the most attractive companies that are identified by a model based on six
uniquely specialized strategies — The Dow sm DART 5, the European
Target 20, the Nasdaq T Target 15, the S&P Target 24, the Target Small
Cap and the Value Line T Target 25.
The Dow SM DART 10: seeks to provide above-average total return. The
Portfolio seeks to achieve its objective by investing in common stocks
issued by companies that are expected to provide income and to have
the potential for capital appreciation. The Portfolio invests primarily in the
common stocks of the ten companies in the DJIA that have the highest
combined dividend yields and buyback ratios on or about the applicable
stock selection date.
PORTFOLIO
ADVISOR/
SUB-ADVISOR
ProFund Advisors
LLC
ProFund Advisors
LLC
First Trust Advisors
L.P.
First Trust Advisors
L.P.
Contract described herein is no longer available for sale.
First Trust Advisors
L.P.
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