Annual Report & Accounts 2009 - Anglo Irish Bank
Annual Report & Accounts 2009 - Anglo Irish Bank
Annual Report & Accounts 2009 - Anglo Irish Bank
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Additional information for loans classified as held for sale<br />
Risk concentrations<br />
A geographical analysis of risk concentrations for loans classified as held for sale by sector is as follows:<br />
United<br />
Ireland Kingdom USA Total<br />
€m €m €m €m %<br />
Retail 3,671 620 142 4,433 15%<br />
Office 2,046 474 157 2,677 9%<br />
Mixed use 1,873 335 233 2,441 8%<br />
Industrial 186 276 34 496 2%<br />
Residential investment 691 252 155 1,098 4%<br />
Residential development 5,120 540 213 5,873 19%<br />
Business banking 581 26 14 621 2%<br />
Personal 1,596 - 21 1,617 5%<br />
Leisure 2,558 193 362 3,113 10%<br />
Commercial development 5,746 324 678 6,748 22%<br />
Other property investment 411 35 - 446 1%<br />
Other 985 4 - 989 3%<br />
Total loans classified as<br />
held for sale<br />
Total loans classified as held for sale are stated gross of provisions.<br />
Asset quality<br />
The asset quality of the <strong>Bank</strong>'s loans classified as held for sale is analysed as follows:<br />
31 December <strong>2009</strong><br />
25,464 3,079 2,009 30,552 100%<br />
The <strong>Bank</strong><br />
31 December <strong>2009</strong><br />
Business Other<br />
<strong>Anglo</strong> <strong>Irish</strong> <strong>Bank</strong><br />
<strong>Annual</strong> <strong>Report</strong> & <strong>Accounts</strong> <strong>2009</strong><br />
Commercial Residential <strong>Bank</strong>ing Lending Total<br />
€m €m €m €m €m<br />
Good quality 2,934 677 34 135 3,780<br />
Satisfactory quality<br />
Lower quality but not past due or<br />
114 157 3 20 294<br />
impaired<br />
Total neither past due or<br />
923 159 - 29 1,111<br />
impaired 3,971 993 37 184 5,185<br />
Past due but not impaired 2,392 404 69 352 3,217<br />
Impaired loans 13,991 5,574 515 2,070 22,150<br />
20,354 6,971 621 2,606 30,552<br />
Provisions for impairment (5,191) (2,477) (292) (1,174) (9,134)<br />
Total 15,163 4,494 329 1,432 21,418<br />
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