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In Memory of Greg Harvey - Rail, Tram and Bus Union of NSW

In Memory of Greg Harvey - Rail, Tram and Bus Union of NSW

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RTBU Home Loan$0+$40 MonthlyRebate^+moreEstablishment Fee,Valuation Fee <strong>and</strong>Transaction Fees *Think Home Loan Think EncompassDuncan Cassar: 0424 179 338Gillian Soden: 0420 300 340Pauline Henderson: 0410 626 053Web:www.encompasscu.com.au/RTBU*The applicant must remain a member <strong>of</strong> both Encompass Credit <strong>Union</strong> <strong>and</strong> the <strong>Rail</strong>, <strong>Tram</strong> <strong>and</strong> <strong>Bus</strong> <strong>Union</strong> (RTBU)to qualify for these products <strong>and</strong> benefits. The “no transaction fee” <strong>of</strong>fer is not available to memberships withcommercial loan accounts. Fees charged by a third party supplier will still be payable. See our Fees <strong>and</strong> Charges forfull details. Fees, charges <strong>and</strong> credit criteria apply. Fee exemption does not apply to fees applied directly to accountsby other parties or institutions. ^To qualify for the loan interest rebate, applicants must be approved for a minimum <strong>of</strong>$100,000. Once the loan has been drawn to at least $100,000, Encompass will credit your loan with $40 per month forup to 3 years, provided that you remain a member <strong>of</strong> the RTBU <strong>and</strong> your monthly loan balance exceeds $100,000.Encompass Credit <strong>Union</strong> Limited. ABN 43 087 650 011. AFSL No. 238426. Registered Office: 59 Buckingham Street,Surry Hills <strong>NSW</strong> 2010.RTBU0609

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