MUA Executive Policy - Van Flymen & Associates

AUTOMATIC EXTENSIONS OF COVERc. If you discover a leak (either from physicalevidence or by receiving an abnormally highwater account), you must take immediate stepsto repair the affected pipe(s).d. This extension does not cover the cost of fixingthe problem, including repairs to the affectedpipe(s).9. New fixtures and fittingsThe insurer will pay up to the amount as stated inyour schedule for which the building is insured fordamage to new fixtures and fittings, fitted furnitureand fitted appliances that are installed at the addressstated in your scheduleprovided that• you let the insurer know in writing within 21 daysof these new fixtures or fittings being installed• you pay any additional premium you owe theinsurer.10. Pest contaminationThe insurer will pay the reasonable costs foremergency professional extermination (getting ridof) and control of pests, on condition that it is asudden and unexpected infestation of the buildingsthata. is a risk to your health, orb. can lead to the loss of or damage to the buildingsand any of your contents that are normally partof or kept in the buildings, orc. makes it impossible for you to live in thebuildings.The insurer will not pay for extermination in respectof buildings that have been unoccupied for morethan 60 consecutive days.11. Reinstatement of gardens after damage to homeIf your insured home is damaged by fire, lightning,explosion, theft, attempted theft, impact by vehiclesand aircraft, vandalism (deliberate destruction) ormalicious (intentional) acts, the insurer will pay thecost of relandscaping the garden up to the amountstated in your schedule for which the building isinsured.12.13.14.15.16.Removal of fallen treesThe insurer will pay the reasonable costs of removingfallen trees on the insured property. Where the fallentrees do not damage the insured building(s), yourcover will be limited to the amount stated in yourschedule for the removal of fallen trees.Reward for informationThe insurer has sole discretion in deciding to pay areward up to the amount stated in your schedule toany person or organisation (but excluding you orthe police) for information that helps them recoverthe item, and helps the police arrest and convict anyperson who committed a crime which resulted inloss or damage for which you are insured and canclaim.Temporary removal of fixturesIf you claim for damage to permanent fixtures thatare temporarily removed from the building to berepaired or restored, the insurer will pay up to theamount as stated in your schedule• for damage for which you are insured• that occurs while your insurance is in force.The permanent fixtures may not have been removedfor more than 60 consecutive days.Tracing of leaksThe insurer will pay the fair and reasonable costs, upto the amount stated in your schedule, towards thecost of tracing the source of escaping water, gas oroil from any fixed water or fixed heating appliance inyour insured home.The insurer will also pay for any resultant andnecessary remedial repairs to floors, walls andceilings, provided that the first sign of the leakoccurred only after the start of your policy.Underground services and servitudesThe insurer will pay the fair and reasonable cost ofrepairing or replacing underground service cables,pipes, sewers and drains for which you are legallyliable following accidental damage.18 MUA Executive Policy