MUA Executive Policy - Van Flymen & Associates

SPECIFIC EXCLUSIONS FOR THIS SECTIONThe insurer will not cover the following:1.2.3.4.5.6.7.8.The excess as stated in your scheduleLoss of personal belongings from an unoccupiedvehicle, unless the belongings are out of sight in alocked boot or compartment that forms part of alocked vehicle, and there is forcible and violent entryto the vehicleIf your vehicle does not have a boot or compartmentthat locks and is part of the locked vehicle, you willbe asked to pay an extra excess of R1 000.Loss of or damage to money, credit and cash cardsor other negotiable instruments (used in financialtrading)Wear and tear, depreciation (loss of value), inherentdefect, gradual deterioration, loss or damagecaused by moths, vermin, insects or mildew, unlessthis follows an accident or misfortune that is notexcluded anywhere else in this policyItems that fail while still under their manufacturer’sguaranteeLoss, damage or deterioration of an item caused byany process of cleaning, dyeing, repairing, restoringor renovatingMechanical or electrical breakdown where there isno other damageThe cost of reproducing sound, data and imageson tapes, records, compact discs, films or magneticmedia or any other electronic media9.10.11.12.13.14.The theft of the contents of your caravan or trailerwhile the caravan or trailer is unoccupied, unlessthere is violent and forcible entryLoss of or damage to the contents of your caravanor trailer by any person to whom you have lent orhired your caravanLoss of or damage to a firearm or gun caused by itbeing rusted or bursting, or by breakdownLoss of or damage to a firearm or gun when it is notin a locked gun safe or you are not carrying it at thetime of the loss or damageLoss of or damage to contents that is morespecifically insuredLoss of or damage to stamps, coins or collectableitems caused bya. fading, creasing, denting, scratching, tearing,thinning, colour transfer, dampness or extremetemperaturesb. handling or being worked onc. repairing, restoring or retouchingd. the item(s) being used as something other thana collectablee. the disappearance of an individual stamp, coinor other collectable item that is insured as partof a collection, unless it is mounted in a volumeand the page is also lost30 MUA Executive Policy