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08 2010: FINANCIAL RESOLUTIONSCharles Machin“I have both spending and savingresolutions for 2010. For example,when I come to think of it, I certainlyspend more than £2 on coffee andcakes every day. That means over £14a week, which is £700 a year – it’sastonishing what I could save if I justcut down on that a bit more in 2010...and think of my waistline!“I’m also aiming to save more eachmonth in decent investments with agood track record for steady progress. Ican genuinely say that my investmentswith Foresters have been very good,so my financial resolution – absolutelysincerely – is to take out anotherForesters investment for myself and myfamily, and to save regularly. And mysecond saving resolution is to makethe fullest use of the ISA allowance.”2010Spend or save?We ask Forestersmembers whattheir financialresolutionsare for theyear aheadPage One photography
2010: FINANCIAL RESOLUTIONS 09Sarah Harris“I’ve been working hard and savingsince I graduated from universitylast summer, as in February I’m offto South America for seven months.So then I will be spending and I can’twait! When I return, things will beslightly less exciting, however, asit’ll be back to the real world with abump and time to find a proper job!”Andre Fernandes“I think the recession is likely to getworse and bite a bit more beforeit gets better. So this year I willdefinitely be trying to save a bitmore money and keep a tighterrein on spending for me andmy family. I want to make surewe’re prepared for day-to-dayexpenses and any rainy days.”Mario Agostini“I’m going to look further atsaving more money in productslike ISAs or bonds. Although itseems there’s not been muchreturn on investment from thesefor a while, I think things aregoing to get a bit better and themarket may soon start to pickup. I’ll be looking at investing forthe short to medium term, forup to about five years.”Judy Pewsey“I’ll be trying to save more thisyear. My husband and I are keento go to America on holiday, soI’ll put a bit more in my savings.I think things are going to startgetting better in the economysoon. I also believe the recessionhas been quite good for peoplein that they’re being morecautious with their money now.“WIN!A limited editionForesters 2010 calendarThese members all feature in Foresters FriendlySociety’s 2010 calendar, which celebrates Forestersat work. We have 20 calendars to give away to the first 20entries picked from the hat who correctly answer this question:What date is Easter Sunday in 2010?Send your answer and contact details by 28th February to:Foresters Calendar Competition, Specialist,Clifton Heights, TriangleWest, Bristol BS8 1EJor emailtheforester@forestersfriendlysociety.co.ukSee the back pagefor full terms andconditions.
Page 4 and 5: 04 foresters facesThe best policyRi
Page 6 and 7: 06 2010: Get activeActions speaklou
Page 10 and 11: 10 2010: New year, new finances2010
Page 12 and 13: High Chief RangerWelcome andhappy n
Page 14 and 15: Area newsGreater Londonwith trips t
Page 16 and 17: Area newsScotland & Northmembers ra
Page 18 and 19: Area newsSouthit was a busy end to
Page 20 and 21: Area newsWaleswith lots of money ra
Page 22 and 23: Calendar2010EAST ANGLIA NORTH27th F
Page 24 and 25: 24 Children and moneyacorns…From
Page 26 and 27: 26 tax-efficient savingsAll aboutIS
Page 28 and 29: 28 CommunityForestersWe look at som
Page 30 and 31: 30DirectoryFor more details about a
Page 32: ✁32 crosswordColin’sriddle ofth

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