Table 3COMPARISON OF TOTAL ASSETSAs <strong>of</strong> December 31, 2011(millions <strong>of</strong> KHR)2011 2010 Growth Rate (%)Commercial <strong>Bank</strong>sShare Share 2011 over 20101 Acleda <strong>Bank</strong> Plc. 6,063,681 18.9% 4,745,962 18.3% 27.8%2 Canadia <strong>Bank</strong> Plc. 5,279,836 16.5% 4,351,832 16.8% 21.3%3 <strong>Cambodia</strong>n Public <strong>Bank</strong> 4,093,420 12.8% 4,087,116 15.8% 0.2%4 ANZ Royal <strong>Bank</strong> (<strong>Cambodia</strong>) Ltd. 2,840,347 8.9% 2,462,684 9.5% 15.3%5 <strong>Bank</strong> for Investment and Development <strong>of</strong> <strong>Cambodia</strong> Plc 1,820,359 5.7% 1,050,562 4.1% 73.3%6 Foreign Trade <strong>Bank</strong> <strong>of</strong> <strong>Cambodia</strong> 1,654,958 5.2% 1,355,408 5.2% 22.1%7 May <strong>Bank</strong>, Phnom Penh Branch* 1,290,251 4.0% 949,967 3.7% 35.8%8 Union Commercial <strong>Bank</strong> Plc. 1,025,197 3.2% 822,285 3.2% 24.7%9 <strong>Bank</strong> <strong>of</strong> China Phnom Penh Branch* 833,832 2.6% - 0.0% 0.0%10 Advanced <strong>Bank</strong> <strong>of</strong> Asia Ltd. 817,998 2.5% 616,791 2.4% 32.6%11 Vattanac <strong>Bank</strong> Ltd. 763,629 2.4% 828,402 3.2% -7.8%12 First Commercial <strong>Bank</strong>, Phnom Penh Branch* 578,187 1.8% 415,759 1.6% 39.1%13 Maruhan Japan <strong>Bank</strong> Plc 501,262 1.6% 354,099 1.4% 41.6%14 <strong>Cambodia</strong>n Commercial <strong>Bank</strong> Ltd. 474,833 1.5% 426,485 1.6% 11.3%15 Phnom Penh Commercial <strong>Bank</strong> 413,934 1.3% 237,535 0.9% 74.3%16 OSK Indochina <strong>Bank</strong> Ltd 413,896 1.3% 255,773 1.0% 61.8%17 CIMB <strong>Bank</strong> 363,255 1.1% 167,575 0.6% 116.8%18 Saigon Thuong Tin (<strong>Cambodia</strong>) Plc 353,082 1.1% 458,965 1.8% -23.1%19 Agri <strong>Bank</strong> <strong>Cambodia</strong> Branch* 274,034 0.9% 171,250 0.7% 60.0%20 <strong>Cambodia</strong> Asia <strong>Bank</strong> Ltd. 271,189 0.8% 233,705 0.9% 16.0%21 Singapore <strong>Bank</strong>ing Corporation 256,538 0.8% 225,497 0.9% 13.8%22 Krung Thai <strong>Bank</strong> Public Co. Ltd., P.P. Branch* 229,641 0.7% 212,170 0.8% 8.2%23 Shinhan Khmer <strong>Bank</strong> 198,916 0.6% 186,445 0.7% 6.7%24 Hwang DBS Commercial <strong>Bank</strong> Plc 198,540 0.6% 201,562 0.8% -1.5%25 Kookmin <strong>Bank</strong> <strong>Cambodia</strong> Plc 187,653 0.6% 142,801 0.6% 31.4%26 <strong>Cambodia</strong> Mekong <strong>Bank</strong> Public Ltd. 183,550 0.6% 172,594 0.7% 6.3%27 Booyong Khmer <strong>Bank</strong> 152,422 0.5% 148,690 0.6% 2.5%28 <strong>Bank</strong> <strong>of</strong> India Phnom Penh Branch* 67,478 0.2% 55,778 0.2% 21.0%Sub-total 31,601,920 98.5% 25,337,692 97.9% 24.7%Specialized <strong>Bank</strong>s29 Rural Development <strong>Bank</strong> 209,828 0.7% 164,650 0.6% 27.4%30 First Investment Specialized <strong>Bank</strong> 61,268 0.2% 68,595 0.3% -10.7%31 CAMKO Specialized <strong>Bank</strong> Ltd. 55,480 0.2% 114,385 0.4% -51.5%32 Angkor Capital Specialized <strong>Bank</strong> 54,824 0.2% 94,969 0.4% -42.3%33 Anco Specialized <strong>Bank</strong> 38,350 0.1% 34,851 0.1% 10.0%34 PHSME Specialized <strong>Bank</strong> 34,659 0.1% 32,752 0.1% 5.8%35 Tomato Specialized <strong>Bank</strong> 34,601 0.1% 34,214 0.1% 1.1%Sub-total 489,010 1.5% 544,414 2.1% -10.2%Total 32,090,929 100% 25,882,106 100% 24.0%* Foreign branchesNote: As reported by banks (Unaudited) and excluded Mega <strong>Bank</strong>*, ICBC*, MB*Growth <strong>of</strong> Total AssetsIn Billion <strong>of</strong> KHR35,000.0030,000.0025,000.0020,000.0015,000.0010,000.0039%7,71674%13,44516,99626%32,09125,88820,83023% 24% 24%80%70%60%50%40%30%20%5,000.0010%-2006 2007 2008 2009 2010 2011Total AssetsGrowth <strong>of</strong> Total Assets0%-13-
SHARE OF PAID-UP CAPITALAs <strong>of</strong> December 31, 2011Table 4(millions <strong>of</strong> KHR)Foriegn share <strong>Cambodia</strong>n share Total Paid-upShare(%) Amount paid Share(%) Amount paid CapitalMarket ShareCommercial <strong>Bank</strong>s1 CNB Canadia <strong>Bank</strong> Plc. - - 100.0% 444,290 444,290 8.8%2 CPB <strong>Cambodia</strong>n Public <strong>Bank</strong> Plc 100.0% 363,510 - - 363,510 7.2%3 ACLEDA Acleda <strong>Bank</strong> Plc. 49.0% 155,108 51.0% 161,439 316,547 6.3%4 MJB Maruhan Japan <strong>Bank</strong> 100.0% 298,886 - - 298,886 5.9%5 ANZR ANZ Royal <strong>Bank</strong> (<strong>Cambodia</strong>) Ltd. 55.0% 157,723 45.0% 129,046 286,769 5.7%6 BIDC <strong>Bank</strong> for Investment and Development <strong>of</strong> <strong>Cambodia</strong> Plc 100.0% 282,730 - - 282,730 5.6%7 OSK OSK Indochina <strong>Bank</strong> Ltd 100.0% 161,560 - - 161,560 3.2%8 HDBS Hwang DBS Commercial <strong>Bank</strong> Plc 100.0% 161,560 - - 161,560 3.2%9 AGRI Agri <strong>Bank</strong> <strong>Cambodia</strong> Branch* 100.0% 157,521 - - 157,521 3.1%10 PPCB Phnom Penh Commercial <strong>Bank</strong> 100.0% 157,521 - - 157,521 3.1%11 FTB Foreign Trade <strong>Bank</strong> <strong>of</strong> <strong>Cambodia</strong> - - 100.0% 155,502 155,502 3.1%12 Sacomb Saigon Thuong Tin (<strong>Cambodia</strong>) Plc 100.0% 153,482 - - 153,482 3.0%13 UCB Union Commercial <strong>Bank</strong> Plc. 11.4% 17,312 88.6% 134,151 151,463 3.0%14 VB Vattanac <strong>Bank</strong> Ltd. - - 100.0% 151,463 151,463 3.0%15 CIMB CIMB <strong>Bank</strong> 100.0% 149,443 - - 149,443 3.0%16 CMB <strong>Cambodia</strong> Mekong <strong>Bank</strong> Public Ltd. - - 100.0% 149,443 149,443 3.0%17 CAB <strong>Cambodia</strong> Asia <strong>Bank</strong> Ltd. 100.0% 147,424 - - 147,424 2.9%18 BKB Booyong Khmer <strong>Bank</strong> 100.0% 145,404 - - 145,404 2.9%19 ABA Advanced <strong>Bank</strong> <strong>of</strong> Asia Ltd. 100.0% 145,404 - - 145,404 2.9%20 MAYB May <strong>Bank</strong>, Phnom Penh Branch* 100.0% 121,170 - - 121,170 2.4%21 FCB First Commercial <strong>Bank</strong>, Phnom Penh Branch* 100.0% 113,092 - - 113,092 2.2%22 CCB <strong>Cambodia</strong>n Commercial <strong>Bank</strong> Ltd. 100.0% 100,975 - - 100,975 2.0%23 KTB Krung Thai <strong>Bank</strong> Public Co. Ltd., P.P. Branch* 100.0% 82,194 - - 82,194 1.6%24 SKB Shinhan Khmer <strong>Bank</strong> 100.0% 80,780 - - 80,780 1.6%25 SBC Singapore <strong>Bank</strong>ing Corporation 100.0% 68,663 - - 68,663 1.4%26 KBC Kookmin <strong>Bank</strong> <strong>Cambodia</strong> Plc 100.0% 64,624 - - 64,624 1.3%27 BOC <strong>Bank</strong> <strong>of</strong> China Phnom Penh Branch* 100.0% 60,585 - - 60,585 1.2%28 BIPP <strong>Bank</strong> <strong>of</strong> India Phnom Penh Branch* 100.0% 52,507 - - 52,507 1.0%Sub Total 3,399,177 1,325,333 4,724,510 93.6%Specialized <strong>Bank</strong>s29 RDB Rural Development <strong>Bank</strong> - - 100.0% 82,284 82,284 1.6%30 CKSB CAMKO Specialized <strong>Bank</strong> Ltd. 100.0% 52,507 - - 52,507 1.0%31 FISB First Investment Specialized <strong>Bank</strong> - - 100.0% 48,468 48,468 1.0%32 ACB Angkor Capital <strong>Bank</strong> 100.0% 40,370 0.1% 20 40,390 0.8%33 TSB Tomato Specialized <strong>Bank</strong> 71.7% 23,467 28.7% 9,380 32,716 0.6%34 ASB Anco Specialized <strong>Bank</strong> - - 100.0% 32,716 32,716 0.6%35 PHSME PHSME Specialized <strong>Bank</strong> - - 100.0% 31,282 31,282 0.6%Sub Total 116,344 204,149 320,362 6.4%Total 3,515,521 1,529,482 5,044,872 100.0%* Foreign BranchNote: As reported by banks (Unaudited) and excluded Mega <strong>Bank</strong>*, ICBC*, MB*Minimum paid up capital <strong>of</strong> commercial bank and specialized bank is 150,000 million riel and 30,000 million riel respectively.MARKET SHARES OF PAID-UP CAPITAL9.0%8.0%7.0%6.0%5.0%4.0%3.0%2.0%1.0%0.0%8.8%7.2%6.3%5.9%5.7%5.6%3.2%3.2%3.1%3.1%3.1%3.0%3.0%3.0%3.0%3.0%2.9%2.9%2.9%2.4%2.2%2.0%1.6%1.6%1.4%1.3%1.2%1.0%1.6%1.0%1.0%0.8%0.6%0.6%0.6%100%50%0%FOREIGN AND CAMBODIAN SHARE OF PAID-UP CAPITAL54% 53% 58% 52% 56% 67% 71% 73% 70%46% 47% 42% 48% 44% 33% 29% 27% 30%2003 2004 2005 2006 2007 2008 2009 2010 2011Foreign Share (%)<strong>Cambodia</strong>n Share (%)-14-