National Bank of Cambodia

Table 33LOANS AS PERCENTAGE OF DEPOSITAs of December 31, 20112011 2010(millions of KHR)Type of BusinessesLoansDepositsLoans toDeposit RatioLoansDepositsLoans toDeposit RatioMicrofinance Deposit Taking Institutions (MDIs)1 PRASAC 610,857 24,118 2533% 425,374 750 56752%2 AMRET 399,065 170,074 235% 270,119 61,560 439%3 SATHAPANA 382,354 157,084 243% 234,140 68,915 340%4 Hattakaksekar 304,198 63,718 0% 179,588 18,768 0%5 Angkor Microherhvatho Kampuchea 192,759 21,545 895% 128,544 7,821 1644%6 KREDIT 180,106 13,871 1298% 132,760 3,256 4077%7 Vision Fund Cambodia 152,347 2,979.5 5113% 121,659 0.44 0%Sub Total 2,221,686 453,390 490% 1,492,184 161,070 926%Microfinance Institutions (MFIs)8 Thaneakea Phum Cambodia 133,914 292 45789% 90,230 395 22844%9 Cam Capital 45,227 - - 19,461 - -10 SEILANITHIH 33,400 1,645 0% 31,178 1,888 1651%11 SAMIC 30,403 71 42948% 24,547 94 26020%12 Green Central Micro Finance 18,807 - - 11,537 - -13 Intean Poalroath Rongroeung 18,544 - 0% 14,173 - -14 First Finance 13,462 - 0% 8,305 - -15 Chamroeun 12,980 3,524 368% - - -16 MAXIMA 10,329 - - 8,306 - -17 Malis Finance 9,900 - - - - -18 Samrithisak Microfinance 8,827 - - 569 - -19 Cambodian Business Intergrate in Rural Development 6,877 544 0% 5,199 462 0%20 Entean Akpevath Pracheachun 6,810 - - 7,760 - -21 Farmer Union Development Fund 4,629 - - 4,656 - -22 PRIME 3,205 - - - - 0%23 Angkor ACE Star Credit 3,112 - - 1,019 - -24 Khemarak 2,641 - - - - -25 Camma Microfinance 2,307 - - 3,509 - -26 Sonatra 1,636 - - - - -27 Farmer Finance 1,280 6 0% 1,119 104 0%28 Active People 585 - - - - -29 Y C P Microfinance 568 - - 1,089 - -30 AEON 132 - - - - -Sub Total 369,577 6,083 6076% 232,657 2,943 7904%Total 2,591,263 459,473 564% 1,724,841 164,014 1052%Loans and Deposits (million of KHR)2011459,4732,591,2632010164,0141,724,841200967,3071,244,597200820,7911,108,225- 500,000 1,000,000 1,500,000 2,000,000 2,500,000 3,000,000DepositsLoans-43-