National Bank of Cambodia

Table 10Commercial BanksNET PROFITSFor the Year Ending December 31, 2011Net profitTotal AssetsAs Percentage ofAssetsLoans 1(millions of KHR)As Percentage ofLoans1 Acleda Bank Plc. 176,873 6,063,681 2.9% 4,102,821 4.3%2 Canadia Bank Plc. 142,497 5,279,836 2.7% 3,079,009 4.6%3 Cambodian Public Bank Plc 95,720 4,093,420 2.3% 2,484,017 3.9%4 ANZ Royal Bank (Cambodia) Ltd. 48,933 2,840,347 1.7% 1,332,837 3.7%5 Foreign Trade Bank of Cambodia 35,717 1,654,958 2.2% 608,553 5.9%6 First Commercial Bank, Phnom Penh Branch* 23,594 578,187 4.1% 379,811 6.2%7 Bank for Investment and Development of Cambodia Plc 19,393 1,820,359 1.1% 1,156,250 1.7%8 Union Commercial Bank Plc. 18,625 1,025,197 1.8% 589,874 3.2%9 Vattanac Bank Ltd. 12,583 763,629 1.6% 343,242 3.7%10 May Bank, Phnom Penh Branch* 11,443 1,290,251 0.9% 682,814 1.7%11 Saigon Thuong Tin (Cambodia) Plc 10,613 353,082 3.0% 229,563 4.6%12 Advanced Bank of Asia Ltd. 8,173 817,998 1.0% 379,903 2.2%13 Shinhan Khmer Bank 6,044 198,916 3.0% 153,058 3.9%14 Phnom Penh Commercial Bank 5,419 413,934 1.3% 174,337 3.1%15 Cambodian Commercial Bank Ltd. 4,735 474,833 1.0% 126,722 3.7%16 Agri Bank Cambodia Branch* 3,547 274,034 1.3% 78,057 4.5%17 Singapore Banking Corporation 2,567 256,538 1.0% 138,281 1.9%18 Krung Thai Bank Public Co. Ltd., P.P. Branch* 2,455 229,641 1.1% 112,006 2.2%19 Booyong Khmer Bank 1,416 152,422 0.9% - 0.0%20 Cambodia Asia Bank Ltd. 1,257 271,189 0.5% 142,366 0.9%21 Kookmin Bank Cambodia Plc 805 187,653 0.4% 101,414 0.8%22 Cambodia Mekong Bank Public Ltd. 703 183,550 0.4% 87,481 0.8%23 Bank of India Phnom Penh Branch* 129 67,478 0.2% 16,769 0.8%24 Hwang DBS Commercial Bank Plc (726) 198,540 -0.4% 75,668 -1.0%25 Bank of China Phnom Penh Branch* (5,146) 833,832 -0.6% 24,626 -20.9%26 OSK Indochina Bank Ltd (5,451) 413,896 -1.3% 233,588 -2.3%27 Maruhan Japan Bank Plc (5,669) 501,262 -1.1% 133,163 -4.3%28 CIMB Bank (13,594) 363,255 -3.7% 171,925 -7.9%Sub total 602,653 31,601,920 1.9% 17,138,155 3.5%Specialized Banks29 Rural Development Bank 3,656 209,828 1.7% 130,811 2.8%30 Anco Specialized Bank 3,175 38,350 8.3% 39,261 8.1%31 CAMKO Specialized Bank Ltd. 2,209 55,480 4.0% 44,259 5.0%32 First Investment Specialized Bank 1,455 61,268 2.4% 24,327 6.0%33 PHSME Specialized Bank 615 34,659 1.8% 24,102 2.6%34 Tomato Specialized Bank 34 34,601 0.1% 22,143 0.2%35 Angkor Capital Specialized Bank (7,844) 54,824 -14.3% 51,319 -15.3%Sub total 3,301 489,010 0.7% 336,222 1.0%Total 605,954 32,090,929 1.9% 17,474,377 3.5%* Foreign Branch1 Gross Loans (excluding loans to government & banks)Note: As reported by banks (Unaudited) and excluded Mega Bank*, ICBC*, MB*800,000129%Net Profits150%600,000400,000200,000-73%67%62%31%42%-46%98,014 224,148 373,815 489,478 263,108 374,018 605,954100%50%0%-50%-100%Net profitsPercentage changes2005 2006 2007 2008 2009 2010 2011-20-