Table 11COMPARISON OF TOTAL DEPOSITS 1As <strong>of</strong> December 31, 2011(millions <strong>of</strong> KHR)2011 2010 Growth Rate (%)Commercial <strong>Bank</strong>sShare Share 2011 over 20101 Acleda <strong>Bank</strong> Plc. 4,492,049 21.4% 3,606,757 20.6% 24.5%2 Canadia <strong>Bank</strong> Plc. 3,974,422 18.9% 3,101,796 17.7% 28.1%3 <strong>Cambodia</strong>n Public <strong>Bank</strong> Plc 3,136,978 15.0% 3,231,618 18.5% -2.9%4 ANZ Royal <strong>Bank</strong> (<strong>Cambodia</strong>) Ltd. 2,306,093 11.0% 2,059,786 11.8% 12.0%5 Foreign Trade <strong>Bank</strong> <strong>of</strong> <strong>Cambodia</strong> 1,315,089 6.3% 1,076,071 6.2% 22.2%6 Union Commercial <strong>Bank</strong> Plc. 778,639 3.7% 631,136 3.6% 23.4%7 Advanced <strong>Bank</strong> <strong>of</strong> Asia Ltd. 659,691 3.1% 477,593 2.7% 38.1%8 May <strong>Bank</strong>, Phnom Penh Branch* 606,716 2.9% 788,443 4.5% -23.0%9 Vattanac <strong>Bank</strong> Ltd. 580,336 2.8% 660,287 3.8% -12.1%10 <strong>Bank</strong> <strong>of</strong> China Phnom Penh Branch* 549,437 2.6% - 0.0% 0.0%11 <strong>Bank</strong> for Investment and Development <strong>of</strong> <strong>Cambodia</strong> Plc 464,539 2.2% 394,786 2.3% 17.7%12 <strong>Cambodia</strong>n Commercial <strong>Bank</strong> Ltd. 337,670 1.6% 291,111 1.7% 16.0%13 First Commercial <strong>Bank</strong>, Phnom Penh Branch* 294,051 1.4% 163,477 0.9% 79.9%14 Maruhan Japan <strong>Bank</strong> Plc. 211,313 1.0% 164,965 0.9% 28.1%15 CIMB <strong>Bank</strong> 200,333 1.0% 12,214 0.1% 1540.2%16 Singapore <strong>Bank</strong>ing Corporation 193,807 0.9% 167,513 1.0% 15.7%17 OSK Indochina <strong>Bank</strong> 188,624 0.9% 95,594 0.5% 97.3%18 <strong>Cambodia</strong> Asia <strong>Bank</strong> Ltd. 112,929 0.5% 76,788 0.4% 47.1%19 Agri <strong>Bank</strong> <strong>Cambodia</strong> <strong>Bank</strong>* 101,788 0.5% 14,882 0.1% 584.0%20 Shinhan Khmer <strong>Bank</strong> 91,853 0.4% 93,519 0.5% -1.8%21 Phnom Penh Commercial <strong>Bank</strong> 87,836 0.4% 44,254 0.3% 98.5%22 <strong>Cambodia</strong> Mekong <strong>Bank</strong> Public Ltd. 75,379 0.4% 64,928 0.4% 16.1%23 Kookmin <strong>Bank</strong> <strong>Cambodia</strong> Plc 65,734 0.3% 37,238 0.2% 76.5%24 Krung Thai <strong>Bank</strong> Public Co. Ltd., P.P. Branch* 64,030 0.3% 50,408 0.3% 27.0%25 Saigon Thuong Tin (<strong>Cambodia</strong>) Plc 57,310 0.3% 63,744 0.4% -10.1%26 Hwang DBS Commercial <strong>Bank</strong> Plc 12,466 0.1% 12,935 0.1% -3.6%27 Booyoung Khmer <strong>Bank</strong> 3,477 0.0% 634 0.0% 448.3%28 <strong>Bank</strong> <strong>of</strong> India Phnom Penh Branch* 3,383 0.0% 4,137 0.0% -18.2%Sub-total 20,965,968 100.0% 17,386,611 99.5% 20.6%Specialized <strong>Bank</strong>s29 Rural Development <strong>Bank</strong> 5,343 0.0% 5,122 0.0% 4.1%30 PHSME Specialized <strong>Bank</strong> 1,918 0.0% 409 0.0% 78.7%31 Angkor Capital Specialized <strong>Bank</strong> 446 0.0% 25,742 0.1% -98.3%32 CAMKO Specialized <strong>Bank</strong> Ltd. 168 0.0% 61,238 0.4% -99.7%33 Tomato Specialized <strong>Bank</strong> 8 0.0% 85 0.0% -1007.2%34 First Investment Specialized <strong>Bank</strong> - 0.0% 18 0.0% 0.0%35 Anco Specialized <strong>Bank</strong> - 0.0% - 0.0% 0.0%Sub-total 7,883 0.0% 92,613 0.5% -91.5%Total 20,973,851 100.0% 17,479,224 100.0% 20.0%* Foreign branches1 Excluding deposits from <strong>Bank</strong>s and Other Financial Institutions (OFIs), both local and abroad.Note: As reported by banks (Unaudited) and excluded Mega <strong>Bank</strong>*, ICBC*, MB*Total Deposits 1 and Deposits GrowthTotal deposit as at Dec. 31Billions <strong>of</strong> KHR25,00020,00015,00010,0005,000-18%3,92744%5,65575%9,9224%10,28735%13,84226%17,47920%20,97480%70%60%50%40%30%20%10%0%2005 2006 2007 2008 2009 2010 2011DepositsGrowth rate-21-
TOTAL DEPOSITS CLASSIFIED BY CUSTOMER TYPEAs <strong>of</strong> December 31, 2011Table 12(millions <strong>of</strong> KHR)Total DepositsGovernmentStateEnterpriseMunicipality<strong>Bank</strong>Incorporatedin CamobodiaOther localFinancialInstitutionsBusinessEnterpriseIndividualsNon-pr<strong>of</strong>itOrganization<strong>Bank</strong>IncorporatedAbroadOther abroadFinancialInstitutionsNon-ResidentOthersCommercial <strong>Bank</strong>s1 ACLEDA <strong>Bank</strong> 4,662,007 176,801 19,633 1,427 169,802 - 721,779 3,268,806 48,119 157 - 254,722 7622 Canadia <strong>Bank</strong> Ltd. 4,379,457 76,154 162,430 - 285,606 41,423 1,564,834 2,084,142 - - 78,007 70,314 16,5473 <strong>Cambodia</strong>n Public <strong>Bank</strong> Plc 3,148,934 - - - 11,956 - 1,405,663 1,621,288 73,293 - - 36,735 -4 ANZ Royal <strong>Cambodia</strong> 2,326,659 570 7,120 - 517 20,049 771,004 1,371,531 37,402 - - 65,647 52,8185 <strong>Bank</strong> for Investment & Development <strong>of</strong> <strong>Cambodia</strong> 1,484,414 - 14,711 - 89,057 36,763 207,599 38,110 - 894,054 - 194,951 9,1676 Foreign Trade <strong>Bank</strong> <strong>of</strong> <strong>Cambodia</strong> 1,404,364 128,434 334,467 1,149 89,275 - 308,601 529,110 - - - 7,372 5,9567 May <strong>Bank</strong> 1,117,540 - - - 501,393 - 317,371 280,327 - 9,432 - 9,018 -8 Union Commercial <strong>Bank</strong> Plc. 827,507 - - - 48,868 - 210,165 551,532 - - - 16,942 -9 Advanced <strong>Bank</strong> <strong>of</strong> Asia Ltd. 674,778 - - - 12,448 2,639 162,284 467,312 - - - 27,277 2,81810 <strong>Bank</strong> <strong>of</strong> China Phnom Penh Branch Ltd. 635,448 - - - 86,011 - 426,862 89,138 - - - 33,437 -11 Vattanac <strong>Bank</strong> 580,776 - 9,893 60 440 - 130,111 427,505 12,742 - - 25 -12 First Commercial <strong>Bank</strong> 433,807 - - - - - 187,232 106,819 - 139,756 - - -13 <strong>Cambodia</strong>n Commercial <strong>Bank</strong> Ltd. 337,670 185 - - - - 228,093 83,985 13,322 - - 12,085 -14 OSK Indochina <strong>Bank</strong> 259,820 - - - 68,990 - 83,424 89,420 - 1,818 388 15,404 37715 Phnom Penh Commercial <strong>Bank</strong> 246,147 2 - - 125,395 32,916 24,424 60,421 - - - 1,540 1,44816 Maruhan Japan <strong>Bank</strong> Plc. 228,466 - - - 16,314 839 33,753 80,505 - - - 97,054 -17 CIMB <strong>Bank</strong> Plc. 212,586 - - - 12,253 - 36,285 61,306 2 - - - 102,73918 Singapore <strong>Bank</strong>ing Corporation Ltd. 193,826 - - - 20 - 39,808 146,352 - - - 7,646 -19 Saigon Thuong Tin (<strong>Cambodia</strong>) Plc 177,464 - - - 120,154 - 7,659 49,625 - - - 26 -20 KOOKMIN <strong>Bank</strong> <strong>Cambodia</strong> Plc. 124,882 - - - 37,990 21,158 30,694 35,040 - - - - -21 <strong>Cambodia</strong> Asia <strong>Bank</strong> Ltd. 112,929 - - - - - 20,766 92,163 - - - - -22 AGRI <strong>Bank</strong> <strong>Cambodia</strong> Branch 101,788 - - - - - 95,098 6,688 - - - 3 -23 Shinhan Khmer <strong>Bank</strong> 100,226 - - - 8,160 - 64,250 18,040 1,767 213 - 7,306 49024 <strong>Cambodia</strong> Mekong <strong>Bank</strong> Ltd. 75,425 - - - 47 - 41,697 32,986 - - - - 69625 Krung Thai <strong>Bank</strong> Public Co. Ltd. 64,030 - - - - - 53,870 10,159 - - - - -26 HwangDBS 41,942 - - - 8,345 157 2,468 8,534 113 858 20,116 1,315 3627 <strong>Bank</strong> <strong>of</strong> India Phnom Penh Branch 4,192 - - - 809 - 368 3,002 - - - 13 -28 Booyoung Khmer <strong>Bank</strong> 3,477 - - - - - 3,194 282 - - - - -Sub total 23,960,561 382,147 548,254 2,636 1,693,851 155,944 7,179,359 11,614,128 186,760 1,046,288 98,511 858,831 193,853Specialized <strong>Bank</strong>s29 Rural Development <strong>Bank</strong> 5,534 - - - - 191 - 2,345 - - - 0 2,99830 PHSME Specialized <strong>Bank</strong> Ltd. 1,918 - - - - - 519 1,399 - - - - -31 Angkor Capital Specialized <strong>Bank</strong> 446 - - - - - 249 197 - - - - -32 CAMKO Specialized <strong>Bank</strong> Ltd. 168 - - - - - 30 125 - - - 14 -33 Tomato Specialized <strong>Bank</strong> 8 - - - - - - - - - - - 834 First Investment Specialized <strong>Bank</strong> - - - - - - - - - - - - -35 ANCO Specialized <strong>Bank</strong> - - - - - - - - - - - - -Sub total 8,074 - - - - 191 798 4,066 - - - 14 3,005Total 23,968,635 382,147 548,254 2,636 1,693,851 156,135 7,180,156 11,618,194 186,760 1,046,288 98,511 858,846 196,858As Percentage <strong>of</strong> Total deposits 100.0% 1.59% 2.29% 0.01% 7.07% 0.65% 29.96% 48.47% 0.78% 4.37% 0.41% 3.58% 0.82%*F Foreign BranchesNote: As reported by banks (Unaudited) and excluded Mega <strong>Bank</strong>*, ICBC*, MB*-22-