PowerPoint Presentation (PDF) - Associated Builders and Contractors

More documents

Recommendations

Info

SBA Loans ‐ OverviewVariety of loan programs:• Working capital / Cap‐ex / Refinance –7(A) Program• Building / Equipment – 504 LoanShared Risk:• Small Business Administration provides a guarantee to the lender fora portion; government assumes the risk of default• Loans are achievable in circumstances where conventional financingis not possible.SBA approved lenders –many traditional lenders
SBA Loans ‐ OverviewAdvantages:• Less down payment or equity needed• Longer amortizations –10 to 25 years; 7 for working capital• Flexibility• Less continuing documentation <strong>and</strong> fewer covenantsDrawbacks:• Cumbersome application process• Costs –guarantee fee / servicing fee• Limitations – qualifications <strong>and</strong> capacities• Highly collateralized
Page 1 and 2: SMALL AND EMERGING CONTRACTORSWEBIN
Page 3 and 4: OVERVIEW -LOAN TYPES AND• Long‐
Page 5 and 6: Equipment FinancingEquipment and Ve
Page 7 and 8: Lines of Credit ‐ OperatingOperat
Page 9 and 10: CASH FLOW BUDGETINGAND MANAGEMENT
Page 11 and 12: ILLUSTRATION -CASH FLOW PROJECTION
Page 13 and 14: CASH FLOW PROJECTION ‐ ACTIVITYCu
Page 15 and 16: CASH FLOW PROJECTION ‐ ASSUMPTION
Page 17 and 18: CASH IS KING:CASH FLOW MANAGEMENTJo
Page 19 and 20: CASH IS KING:CASH FLOW MANAGEMENTEq
Page 21: Small Business Administration (SBA)
Page 25 and 26: CAPACITYCapacity represents the bus
Page 27 and 28: Financial Analysis & Benchmarking -
Page 29 and 30: COLLATERAL & SECURITYCollateral has
Page 31 and 32: CAPITALCapital represents the owner
Page 33 and 34: CharacterTrustworthiness: Aside fro
Page 35 and 36: Banking RelationshipChoosing the
Page 37 and 38: DEPOSIT ACCOUNTSOverview of cash co
Page 40: QuestionsContact Informationwww.cli

PowerPoint Presentation (PDF) - Associated Builders and Contractors

Create successful ePaper yourself

Delete template?

Save as template?