PowerPoint Presentation (PDF) - Associated Builders and Contractors

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Financial Analysis & Benchmarking –How do you stack up?Key Ratios – Liquidity –your company’s ability to satisfy short‐termobligations:• Working capital = total current assets –total current liabilities• Current ratio = current assets / current liabilitiesKey Ratios –Leverage –how much does your company rely on debt<strong>and</strong> financing?:• Debt to equity ratio: total liabilities / total equity• Tangible net worth = total equity
Financial Analysis & Benchmarking –How do you stack up?Key Metrics <strong>and</strong> Ratios – Efficiency –how well do you manage yourbusiness practices?• Accounts receivable aging• Days sales in accounts receivable• Over/under billings• Gross profit / profit‐fade on estimatesKey Metrics –Cash Flow• EBITDA –Net Income + interest + taxes + depreciation &amortization• Coverage ratios ‐ various
Page 1 and 2: SMALL AND EMERGING CONTRACTORSWEBIN
Page 3 and 4: OVERVIEW -LOAN TYPES AND• Long‐
Page 5 and 6: Equipment FinancingEquipment and Ve
Page 7 and 8: Lines of Credit ‐ OperatingOperat
Page 9 and 10: CASH FLOW BUDGETINGAND MANAGEMENT
Page 11 and 12: ILLUSTRATION -CASH FLOW PROJECTION
Page 13 and 14: CASH FLOW PROJECTION ‐ ACTIVITYCu
Page 15 and 16: CASH FLOW PROJECTION ‐ ASSUMPTION
Page 17 and 18: CASH IS KING:CASH FLOW MANAGEMENTJo
Page 19 and 20: CASH IS KING:CASH FLOW MANAGEMENTEq
Page 21 and 22: Small Business Administration (SBA)
Page 23 and 24: SBA Loans ‐ OverviewAdvantages:
Page 25: CAPACITYCapacity represents the bus
Page 29 and 30: COLLATERAL & SECURITYCollateral has
Page 31 and 32: CAPITALCapital represents the owner
Page 33 and 34: CharacterTrustworthiness: Aside fro
Page 35 and 36: Banking RelationshipChoosing the
Page 37 and 38: DEPOSIT ACCOUNTSOverview of cash co
Page 40: QuestionsContact Informationwww.cli

PowerPoint Presentation (PDF) - Associated Builders and Contractors

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