PowerPoint Presentation (PDF) - Associated Builders and Contractors

Equipment FinancingEquipment Financing Considerations:• Equipment consolidation loans:– Reduced interest rates– Increased terms; improved cash flow implications– Increased flexibility – interest‐only periods– Increased collateral –blanket security agreement; personal guaranteesprobable• Equipment Acquisition Line of Credit:– Fixed line to provide for multiple planned purchases over a period of time– Interest initially at variable rate; converts to fixed, amortized loan atmaturity• SBA Loans