PowerPoint Presentation (PDF) - Associated Builders and Contractors

More documents

Recommendations

Info

LENDING EVALUATION PROCESS:Demonstrating yourCreditworthiness to a LenderThe 5 “C”’s for Lending Evaluation:• Capacity / Cash Flows• Collateral• Capital• Conditions• Character
CAPACITYCapacity represents the businesses ability torepay the loan.Underwriting Considerations:• Best evidence: Historical profitability and cash flows;Significant working capital and liquidity• Strength of your business plan; convince the bank to invest in youroperation• Prepare detailed budgets and forecasts; be prepared to discuss howyou are going to achieve the results• Cash flow projections –how and when will the lender get paid?• Business practices – marketing, cash flow management and expensemanagement
Page 1 and 2: SMALL AND EMERGING CONTRACTORSWEBIN
Page 3 and 4: OVERVIEW -LOAN TYPES AND• Long‐
Page 5 and 6: Equipment FinancingEquipment and Ve
Page 7 and 8: Lines of Credit ‐ OperatingOperat
Page 9 and 10: CASH FLOW BUDGETINGAND MANAGEMENT
Page 11 and 12: ILLUSTRATION -CASH FLOW PROJECTION
Page 13 and 14: CASH FLOW PROJECTION ‐ ACTIVITYCu
Page 15 and 16: CASH FLOW PROJECTION ‐ ASSUMPTION
Page 17 and 18: CASH IS KING:CASH FLOW MANAGEMENTJo
Page 19 and 20: CASH IS KING:CASH FLOW MANAGEMENTEq
Page 21 and 22: Small Business Administration (SBA)
Page 23: SBA Loans ‐ OverviewAdvantages:
Page 27 and 28: Financial Analysis & Benchmarking -
Page 29 and 30: COLLATERAL & SECURITYCollateral has
Page 31 and 32: CAPITALCapital represents the owner
Page 33 and 34: CharacterTrustworthiness: Aside fro
Page 35 and 36: Banking RelationshipChoosing the
Page 37 and 38: DEPOSIT ACCOUNTSOverview of cash co
Page 40: QuestionsContact Informationwww.cli

PowerPoint Presentation (PDF) - Associated Builders and Contractors

Create successful ePaper yourself

Delete template?

Save as template?