ack, they tell him to return at half past three because the boss leaves at four. So hegoes home, but all day long his dhyan (mind is preoccupied) is on the debt, evenwhen the poor man eats. Whatever sadhana (efforts necessary to achieve oraccomplish something) one does, it will continue, won’t it? It will remain in hisdhyan (focus). This dhyan will not remain for women. They will go through themotion to collect a debt but when they come home, it’s over. But all these (men)are very clever, aren’t they? [They are] Emotional. The women are in ‘motion’(spontaneous, not excessive intellect). This man then leaves early to get there bythree-thirty – ‘it’s almost three-thirty. I’ll reach there in ten minutes!’ So he isengrossed in that awareness. Here the secretary tells the debtor that the sheth(creditor) had come to collect his money, and so he (debtor) says, ‘that’s fine if hecame. No problem. But you told him to come back and today I am in a hurry sosee if you can tell him to come tomorrow.’ But here the sheth had left by threefifteen.And then you should see how frustrated and angry he becomes, ‘why did Ilend him money? Why did I have to lend him money?’ And if he asks us, ‘Is it hisfault?’ So we would tell him, ‘No, sir. It is the fault of the obstacles that you havecreated. You created obstacles for other people and so this fault is due to that, he isnot at fault. When your obstacles come to an end, then everything will work outsmoothly!’So, because there is Atma within us, it is possible that whatever we desire toeat or drink, will come before us. But instead, it does not happen even when wemake the effort. On top of he’ll fight with you one day. ‘Why do you keep doingback and forth every day, is your money going to go away?’, so he gets upset. Andthen the creditor says, ‘Above all this, see how he speaks! I am the one that lenthim the money and just look at the way he talks!’ [But] The fault is your very own,he is not at fault. Whatever he is telling you, it is your own echo. You created thisproject; this is that very project. Have you had such an experience?One is the owner of the universe but…All these are obstacles. Otherwise you are the owner of the whole universe.Then one asks, ‘Why do we not experience (feel) that?’ When all obstacles leavethen You are the owner indeed. Who created the obstacles? Lord Mahavir? Theanswer is, ‘No, you have created them yourself.’ “You are whole and soleresponsible for your life.” One has created the obstacles himself. If ‘we’ do nottread carefully, then how are we going to survive? Here, the obstacle says, let’ssettle the account with minute details. This person will not be happy with anythingrudimentary. Yes mooah! There is infinite energy, why do you need to even thinkabout such interference? Simply ‘see’ it quietly the way it is going on. He will ask,
‘What will I do? How will I go to the lodge if I don’t have enough money for therent?’ Hey you! You cannot talk like that. Everything is ready ahead. To speak thisway, is the obstacle itself. And won’t it then bring him the fruit (effect)? Onecreates obstacle on his own. One has created obstacles for everything himself. Onecreates an obstacle at every word. If one speaks negatively, then an obstacle iscreated; obstacles are not created for positive speech.The Gnani has obstacle-free state‘We’ do not speak even a word. ‘We’ do not have any obstacles. We are inthe obstacle-free state (nir-antarai padh). Everything comes readily wherever ‘we’are sitting. ‘We’ do not think (wish) about anything, but even then it presentsbefore ‘us’. Why does this not happen for you? It’s because you have createdobstacles. ‘I don’t know this. This cannot happen for me.’ So then, what will thething say? ‘You fool! If you don’t know, then remain where you are. Why are youinsulting me?’ All these things that you see are mishra chetan (mixture of the Selfand the non-Self). This wood too, is made up of mishra chetan. It falls under thecategory of pudgal (non-Self complex of growth and destruction). This is notparmanu (matter; element; subtlest subatomic particle). This is pudgal. If you evercreate abhorrence for it, its result will come to you. If you say, ‘I don’t like thisfurniture,’ then the furniture will say, ‘you and I have an obstacle.’ That furniturewill not come to you. People have created obstacles for themselves for sure.One has created obstacles for everything himself. One creates an obstaclewith every word. If one speaks anything negative, then an obstacle is createdwhereas positive speech will not create obstacle.Obstacles in taking medicine or in thinking about it?Questioner: Now say we come down with some illness and we takemedicines to treat that disease. Also we have to endure the unfolding <strong>karma</strong>(udaya<strong>karma</strong>) that has come to us, so are we creating obstacles in treating theillness with medicine?Dadashri: No, no. Thinking about the medicine is antaraya, taking themedicine is not antaraya.Questioner: So is it because the illness is going to be cured, that one comesacross the medicine for it?