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Are China's Financial Reforms Leaving the Poor Behind - Harvard ...

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Appendix Table 1Loan Composition, Sichuan and Shaanxi, 1994 and 19981994 1998N Firms HH Ag O<strong>the</strong>r Firms HH Ag O<strong>the</strong>rFull sample 59 0.32 0.15 0.22 0.31 0.38 0.20 0.16 0.26ProvincesSichuan 23 0.48 0.09 0.19 0.24 0.50 0.18 0.16 0.17Shanxi 36 0.19 0.20 0.25 0.36 0.24 0.27 0.11 0.38Income quartilesI 13 0.42 0.08 0.22 0.28 0.52 0.09 0.07 0.32II 14 0.33 0.04 0.36 0.27 0.29 0.16 0.29 0.27III 15 0.19 0.29 0.12 0.40 0.22 0.38 0.07 0.32IV 14 0.05 0.51 0.09 0.35 0.11 0.68 0.02 0.19Bank typeABC 16 0.13 0.15 0.22 0.51 0.11 0.20 0.12 0.57RCC 43 0.45 0.15 0.22 0.18 0.48 0.24 0.14 0.15Note: All means are weighted by <strong>the</strong> amount of outstanding loans.46

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