MICROBANKING BULLETIN - Microfinance Information Exchange

BULLETIN HIGHLIGHTS AND TABLESFigure 12: Percent Change in Financial Self-sufficiency for Low-end Programs withDeclining Average Loan Balances (1998 to 1999)50%40%30%20%10%0%-10%-20%-30%-40%-50%-60%Average Loan Balance (ALB) ChangeFinancial Self-sufficiency (FSS) ChangeTotal OutreachOn an unrelated note, the Bulletin has receivedseveral requests for total outreach by participatingMFIs. Figure 13 summarizes some maincharacteristics of Bulletin participants organized intopeer groups. Since our database consists only of114 institutions, and there are several thousandorganizations providing microfinance, thesenumbers do not indicate the size of the market. Infact, one of the largest MFIs in the world, thePeer GroupGrameen Bank, does not participate in the Bulletin,so there are at least another 2.5 million clients thatare missing from these totals.Perhaps the most interesting observation is that fiveAsian MFIs—ASA, BRAC, BRI, BAAC and BankDagang Bali—account for 89 percent of theborrowers and outstanding portfolio.Figure 13: Total Outreach of Bulletin MFIs by Peer GroupNumber ofBorrowersOutstanding LoanPortfolio ($)Total Assets ($)Number ofVoluntarySaversTotal VoluntaryDeposits ($)1. LA Large 312,043 304,473,502 375,583,369 78,685 123,487,6982. LA Medium Broad 88,286 41,969,977 59,514,550 12,047 4,858,4353. LA Medium Low-end 170,857 31,192,284 44,095,964 0 04. LA Small Low-end 14,761 2,126,482 3,115,225 0 05. LA Credit Unions 59,203 44,025,192 67,061,499 268,908 38,351,2406. Asia Large 11,004,567 4,773,596,634 8,071,536,010 24,916,688 5,381,822,5787. Asia-Pacific 135,419 19,390,124 24,352,476 5,881 9,0588. South Asian 261,722 18,753,452 32,607,076 444,797 1,723,5389. Africa Small 80,899 7,085,562 13,462,370 14,431 647,14710. Africa Medium 142,781 21,837,009 32,966,902 171,722 12,485,38911. Africa/MENA 58,437 46,760,601 94,429,058 209,308 28,387,45612. MENA/Central Asia 37,766 5,233,867 11,220,128 0 013. E. Europe Broad 21,190 24,784,255 28,314,020 0 014. E. Europe High-end 7,844 22,533,261 30,118,157 142 175,478Total 12,395,775 5,363,762,206 8,888,376,807 26,122,659 5,591,948,017MICROBANKING BULLETIN, SEPTEMBER 2000 35