February 2011 - Gruppo Banca Carige
February 2011 - Gruppo Banca Carige
February 2011 - Gruppo Banca Carige
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Origination and underwritingSales force All mortgages are originated through the Group’s 667 banking branches and 427insurance outletsUnderwritingAll mortgages are underwritten at branch levelThe officer that approves the mortgage loan depends mainly on the amountrequestedUnderwriting criteria involve scoring and customer limitsPropertyValuationAll mortgaged properties are assessed by independent appraisersAll evaluations are based on full physical inspectionMortgaged properties involve an insurance policy in favour of <strong>Carige</strong>Servicing<strong>Banca</strong> <strong>Carige</strong> performs all of its own servicingGRUPPO CARIGE 22
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