February 2011 - Gruppo Banca Carige

€mCustomer based funding and no pressure on liquidityFunding3Q10€m %Interbank deposits 2,202.3 7.7money market depositsand current accounts 1,837.3 6.4other deposits 365.0 1.3Customer deposits 22,869.1 79.7short term deposits 15,757.9 54.9medium/long term deposits24.8and domestic bonds 7,111.2EMTN programme 903.8 3.1shuldsheine 50.0 0.2bonds 853.8 3.0Subordinated and convertible bonds 964.8 3.4Securitisation 262.1 0.9RMBS performing securities 262.1 0.9Covered Bonds 1,509.0 5.3Change3Q10/3Q09+8.1%600500400Interbankdeposits8%CoveredBonds5%Securitisation1%Subordinatedloans3%EMTNprogramme3%New issues for 2 €bover the last 12months)Retail bondsCustomerdeposits80%TOTAL FUNDING 28,711.0 100.0Funding includes also:-€79.8 million from the securitization ArgoMortgage carried out in 2001, derecognisedin the financial statement pursuant to theexemption allowed by IFRS 1 on first timeadoption300200100-Medium/long term deposits and bonds includeconvertible bonds for 379€m (net of costs)issued bondsmatured bondsData as at Dec 2010Operational data and accounting data (3Q10 report)GRUPPO CARIGE 7