IBRC annual report for 2011 - Irish Bank Resolution Corporation ...

More documents

Recommendations

Info

Notes to the financial statements continued55. Parent Bank information on credit risk continuedSpecific provisions against loans classified as held for sale by geographical location and industry sector2011UnitedIreland Kingdom USA Total€m €m €m €m %Retail - - - - 0%Office - - - - 0%Mixed use - - 5 5 5%Industrial - - - - 0%Leisure 72 - - 72 70%Commercial development 6 - - 6 6%Other property investment - - - - 0%Residential investment - - 20 20 19%Residential development - - - - 0%Business banking - - - - 0%Residential owner occupier - - - - 0%Residential buy to let - - - - 0%Personal - - - - 0%Fund Investment - - - - 0%Unzoned land - - - - 0%Total specific provisions on loansclassified as held for sale78 - 25 103 100%2010UnitedIreland Kingdom USA Total€m €m €m €m %Retail - - 15 15 3%Office - 9 - 9 2%Mixed use - 6 58 64 12%Industrial - - 6 6 1%Leisure 75 - 28 103 20%Commercial development 11 - 138 149 29%Other property investment - - - - 0%Residential investment - - 47 47 9%Residential development 23 - 57 80 15%Business banking - - - - 0%Personal 46 - - 46 9%Fund investment - - - - 0%Unzoned land - - - - 0%Total specific provisions on loansclassified as held for sale155 15 349 519 100%Geographical location is based on the location of the office recording the transaction.166
Irish Bank Resolution Corporation LimitedAnnual Report & Accounts 2011Available-for-sale financial assetsThe external ratings profile of the Bank's available-for-sale financial assets, excluding equity shares, is as follows:The Bank2011Asset NAMAFinancial Backed SubordinatedSovereign Institutions Securities Bonds Total€m €m €m €m €mAAA / AA - 43 - - 43A - 214 - - 214BBB+ / BBB / BBB- 303 496 - - 799Sub investment grade - 96 - - 96Unrated - - - 124 124303 849 - 124 1,276The Bank2010Asset NAMAFinancial Backed SubordinatedSovereign Institutions Securities Bonds Total€m €m €m €m €mAAA / AA 72 418 - - 490A - 684 - - 684BBB+ / BBB / BBB- 279 548 - - 827Sub investment grade - - - - -Unrated - - - 167 167351 1,650 - 167 2,168167
Page 1 and 2:
Irish Bank Resolution Corporation L
Page 3 and 4:
ContentsIrish Bank Resolution Corpo
Page 5 and 6:
Chairman’s statementIrish Bank Re
Page 7 and 8:
Group Chief Executive’s reviewIri
Page 9 and 10:
Group Chief Executive’s review co
Page 11 and 12:
Business review continuedIrish Bank
Page 13 and 14:
Page 15 and 16:
Page 17 and 18:
Board of DirectorsIrish Bank Resolu
Page 19 and 20:
Corporate Responsibility continuedI
Page 21 and 22:
Principal risks and uncertainties c
Page 23 and 24:
Principal risks and uncertainties c
Page 25 and 26:
Report of the DirectorsIrish Bank R
Page 27 and 28:
Corporate governance statementIrish
Page 29 and 30:
Corporate governance statement cont
Page 31 and 32:
Corporate governance statement cont
Page 33 and 34:
OpinionIn our opinion:• the Group
Page 35 and 36:
Consolidated statement of comprehen
Page 37 and 38:
Bank statement of financial positio
Page 39 and 40:
Page 41 and 42:
Page 43 and 44:
Page 45 and 46:
Page 47 and 48:
Page 49 and 50:
Page 51 and 52:
Page 53 and 54:
Page 55 and 56:
Page 57 and 58:
Page 59 and 60:
Page 61 and 62:
Page 63 and 64:
Page 65 and 66:
Page 67 and 68:
Page 69 and 70:
Page 71 and 72:
Page 73 and 74:
Page 75 and 76:
Page 77 and 78:
Page 79 and 80:
Page 81 and 82:
Page 83 and 84:
Page 85 and 86:
Page 87 and 88:
Page 89 and 90:
Page 91 and 92:
Page 93 and 94:
Page 95 and 96:
Page 97 and 98:
Page 99 and 100:
Page 101 and 102:
Page 103 and 104:
Page 105 and 106:
Page 107 and 108:
Page 109 and 110:
Page 111 and 112:
Page 113 and 114:
Page 115 and 116:
Page 117 and 118: Irish Bank Resolution Corporation L
Page 167: Irish Bank Resolution Corporation L
Page 171 and 172: Supplementary information (unaudite
Page 179 and 180: Irish Bank ResolutionCorporation Li
show all

IBRC annual report for 2011 - Irish Bank Resolution Corporation ...

Create successful ePaper yourself

Delete template?

Save as template?