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Spending Plan:<br />
PROJECTED MONTHLY<br />
INCOME<br />
Income 1<br />
Extra income<br />
Total monthly income<br />
Income 1<br />
ACTUAL MONTHLY INCOME Extra income<br />
Total monthly income<br />
PROJECTED BALANCE<br />
(Projected income minus expenses)<br />
ACTUAL BALANCE<br />
(Actual income minus expenses)<br />
DIFFERENCE<br />
(Projected minus actual))<br />
HOUSING Projected Cost Actual Cost Difference Misc Projected Cost Actual Cost Difference<br />
Mortgage or rent $1,000 Video/DVD<br />
Phone (2 cells) $100 CDs<br />
Internet $45 Vacation $100<br />
Gas (incl.) $0 Gifts<br />
Electricity $100 Sporting events<br />
Water and sewer $0 Pesach $50<br />
Waste removal $0 Religious $20<br />
Maintenance or repairs $25 Other<br />
Supplies<br />
Other<br />
Other Subtotals $170<br />
Subtotals $1,270<br />
LOANS Projected Cost Actual Cost Difference<br />
TRANSPORTATION Projected Cost Actual Cost Difference Personal<br />
Vehicle payment (1 car) $200 Student<br />
Credit card<br />
Insurance $100 Credit card<br />
Licensing $15 Credit card<br />
Fuel $100 Other<br />
Maintenance $30 Subtotals $0<br />
Other<br />
Subtotals $445 TAXES Projected Cost Actual Cost Difference<br />
Federal $266<br />
INSURANCE Projected Cost Actual Cost Difference State $86<br />
Home $20 Other<br />
Health $200 FICA $0<br />
Life $25 Subtotals $351<br />
Other<br />
Subtotals $245 SAVINGS/INVESTMENTS Projected Cost Actual Cost Difference<br />
Retirement account<br />
FOOD Projected Cost Actual Cost Difference Investment account<br />
Groceries $450 Other<br />
Dining out $75 Subtotals<br />
Other<br />
Subtotals $525 GIFTS AND DONATIONS Projected Cost Actual Cost Difference<br />
Charity 1 $152<br />
Children Projected Cost Actual Cost Difference Charity 2<br />
Tuition- Day Care Charity 3<br />
Babysitting Subtotals $152<br />
Camp<br />
Toys Projected Cost Actual Cost Difference<br />
Other<br />
Subtotals<br />
PERSONAL CARE Projected Cost Actual Cost Difference<br />
Medical (For deduct) $50 Subtotals<br />
Hair/nails $20<br />
Clothing $100<br />
Dry cleaning $25<br />
TOTAL PROJECTED COST $3,504<br />
Health club<br />
Subtotals $345<br />
Household Goods $75<br />
Organization dues or fees $75<br />
TOTAL ACTUAL COST<br />
TOTAL DIFFERENCE ($3,504)<br />
25
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