Debtfree Magazine December 2017

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HAVE YOU LEARNED ANYTHING? ARE YOU GETTING SMARTER? So, ask yourself if you have used the time that you have been under debt review to (1) ignore your debt and let someone else take over your financial future or (2) have you been getting smarter and learning about financial matters? Reportedly, SA has one of the lowest financial education standards in the entire world. Financial literacy in SA is basically pathetic and as products of this, sadly inferior, financial education most of us suffer as a result. Why make bad decisions, we sign anything that gets put in front of us and we don’t ask enough questions or demand a high level of service.
If you ended up in debt review because you never knew that interest was an amount extra you would have to pay over what you borrowed from the bank then you are not alone. Millions of South Africans don’t understand interest. The question is: do you want to leave debt review after a number of years and stumble back into the same old bad habits and traps that tripped you up before? If so, you will soon need debt review once again.
Page 1: South Africa’s debt counselling m
Page 5 and 6: The truth is that debt review has h
Page 7 and 8: HAVE YOU LEARNED ANYTHING? C O NTEN
Page 9 and 10: “ ” Do zey leave ze process bet
Page 13 and 14: consumer their court order. HAVE YO
Page 17 and 18: HAVE YOU LEARNED ANYTHING? LACK OF
Page 19: This means that the Debt Counsellor
Page 23 and 24: HAVE YOU LEARNED ANYTHING? LEARN TO
Page 25 and 26: A lack of communication about finan
Page 29 and 30: If not, it is time you sorted that
Page 33 and 34: Jothie Bechoo ATTORNEYS & DEBT COUN
Page 35: Make sure you apply your mind to gr
Page 38 and 39: THE YEAR HAS COME AND GONE. 2017 wa
Page 41 and 42: JAN Lack of clarity over DCRS futur
Page 44: SA’s Favorite Public Voting Resul
Page 48: APR 1st Online DCASA webinar hosted
Page 52: JUN Debt Review Awards in JHB. Capi
Page 57 and 58: JUL Debt Counsellor, Deborah Solomo
Page 61 and 62: NCR begin to issue annual certifica
Page 65 and 66: SEP NCR publish proposed Fee Struct
Page 68: OCT NCR go after VW Financial Servi
Page 73 and 74:
NOV Parliamentary Portfolio Committ
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DEC NCR Conference held in Cape Tow
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PROFESSIONAL DEBT COUNSELLING ATTOR
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NCR CONFERENCE 2017 The National Cr
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to many of the common practices wit
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Mr Peter Michaels of the NCR closed
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punte en dan is daar die wat nie di
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South Africa’s leading Debt Couns
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W H Y C H O O S E D C P A R T N E R
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Why did you get involved in the ind
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END Do you think the proposed NCA a
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DON’T WORK WITH AN OUT DATED VERS
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Nedbank have also donated thousands
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IRECTORY ATEGORY DO YOU WANT TO LIS
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LIMPOPO NORTH WEST EASTERN CAPE MPU
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0861 123 644 Specialist Debt Manage
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0861 123 644 National Debt Advisors
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National Debt Advisors Fighting For
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MPUMALANGA GMC Debt Solutions 52 Ke
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National Debt Advisors Fighting For
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WEBSITE | www.debt-therapy.co.za de
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Credit Rescue Debt Review Debt Revi
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SUPPORT SERVICES Tel: 011 451 0041
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LEGAL Liddles & Associates “It al
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PAYMENT DISTRIBUTION AGENCIES DC Pa
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CAPITEC CONTACT DETAILS Form 17’s
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ABSA TASK SPECIFIC DEBT ABSA TASK S
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DC Query Process DC Query Process w
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Telephone: 031 251 4151 Fax: 031 25
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Debtfree Magazine December 2017

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