Debtfree Magazine December 2017

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HAVE YOU LEARNED ANYTHING? LEARN TO HOLD A FAMILY FINANCIAL DISCUSSION! When beginning debt review many couples are horrified at the debt their partners have accumulated without them realizing it. It can place a huge strain on a relationship and is one of the causes that many people never get help in the first place. Have you learned to open up and be honest about spending, debt and discussing your financial goals and desires?
A lack of communication about financial matters will quickly send you back into serious problems the moment you leave debt review. Are you holding a fun family discussion about your finances once a month - chatting about the budget that you should be doing? If not, then now is the time to try it out. Keep it simple. Serve some nice snacks (maybe a fun meal like hotdogs or burgers) and keep things happy and light. Maybe do it on the day after you get your PDA statement each month. Doing this regularly gives everyone the chance to contribute, communicate and work together as a team against your debt (not blame each other). It creates a safe space to discuss debt and your financial goals.
Page 1: South Africa’s debt counselling m
Page 5 and 6: The truth is that debt review has h
Page 7 and 8: HAVE YOU LEARNED ANYTHING? C O NTEN
Page 9 and 10: “ ” Do zey leave ze process bet
Page 13 and 14: consumer their court order. HAVE YO
Page 17 and 18: HAVE YOU LEARNED ANYTHING? LACK OF
Page 19 and 20: This means that the Debt Counsellor
Page 21 and 22: If you ended up in debt review beca
Page 23: HAVE YOU LEARNED ANYTHING? LEARN TO
Page 27 and 28: HAVE YOU LEARNED ANYTHING? LEARN TO
Page 29 and 30: If not, it is time you sorted that
Page 31 and 32: HAVE YOU LEARNED ANYTHING? LEARN TO
Page 33 and 34: Jothie Bechoo ATTORNEYS & DEBT COUN
Page 35: Make sure you apply your mind to gr
Page 38 and 39: THE YEAR HAS COME AND GONE. 2017 wa
Page 41 and 42: JAN Lack of clarity over DCRS futur
Page 44: SA’s Favorite Public Voting Resul
Page 48: APR 1st Online DCASA webinar hosted
Page 52: JUN Debt Review Awards in JHB. Capi
Page 57 and 58: JUL Debt Counsellor, Deborah Solomo
Page 61 and 62: NCR begin to issue annual certifica
Page 65 and 66: SEP NCR publish proposed Fee Struct
Page 68: OCT NCR go after VW Financial Servi
Page 73 and 74: NOV Parliamentary Portfolio Committ
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DEC NCR Conference held in Cape Tow
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PROFESSIONAL DEBT COUNSELLING ATTOR
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NCR CONFERENCE 2017 The National Cr
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to many of the common practices wit
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Mr Peter Michaels of the NCR closed
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punte en dan is daar die wat nie di
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South Africa’s leading Debt Couns
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W H Y C H O O S E D C P A R T N E R
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Why did you get involved in the ind
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END Do you think the proposed NCA a
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DON’T WORK WITH AN OUT DATED VERS
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Nedbank have also donated thousands
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IRECTORY ATEGORY DO YOU WANT TO LIS
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LIMPOPO NORTH WEST EASTERN CAPE MPU
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0861 123 644 Specialist Debt Manage
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0861 123 644 National Debt Advisors
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National Debt Advisors Fighting For
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MPUMALANGA GMC Debt Solutions 52 Ke
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National Debt Advisors Fighting For
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WEBSITE | www.debt-therapy.co.za de
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Credit Rescue Debt Review Debt Revi
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SUPPORT SERVICES Tel: 011 451 0041
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LEGAL Liddles & Associates “It al
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PAYMENT DISTRIBUTION AGENCIES DC Pa
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CAPITEC CONTACT DETAILS Form 17’s
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ABSA TASK SPECIFIC DEBT ABSA TASK S
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DC Query Process DC Query Process w
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Telephone: 031 251 4151 Fax: 031 25
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Debtfree Magazine December 2017

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