BusinessDay 18 Feb 2018
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Sunday <strong>18</strong> <strong>Feb</strong>ruary 2017<br />
C002D5556<br />
BD SUNDAY 21<br />
BusinessInterview<br />
‘Why Quintessential Business Women...<br />
hold together the large membership<br />
Membership is very large. We<br />
have the President at the apex<br />
level. We have about 10 national<br />
directors. I am the Director-General.<br />
We have the vice presidents<br />
(North, South.) We also have<br />
zonal coordinators in the six geopolitical<br />
zones.<br />
We have 37 coordinators for<br />
the 36 states and FCT. We call<br />
them FOTA (Friend of the Association).<br />
In the states, we have 15 executives<br />
working with the FOTA.<br />
We have Local Government Coordinators<br />
(LGC). They are our<br />
strong pillars because they are<br />
the ones leading the grassroots.<br />
Even the national officers rely on<br />
the LGCs to coordinate the areas.<br />
We have 1000 women clustered<br />
into 20 women each in 50<br />
clusters. We have 200 youths per<br />
local council area.<br />
We have QWC (Quintessential<br />
Women Cooperatives). We<br />
have QYL (Quintessential Young<br />
Leaders). The youths have their<br />
national coordinators; the youth<br />
leaders at the LGA, state and<br />
national levels. Then we have the<br />
Quintessential Women Professionals<br />
(QWP) and we focused<br />
on 10 professions fit for the structure<br />
and the women, including<br />
medical doctors, lawyers, nurses,<br />
teachers, nurses, agric extension<br />
officers, ICT, etc. They work in<br />
their various fields but they work<br />
for QBWA, 50 per local council.<br />
We have five Quintessential Civil<br />
Society Organisations (QCSOs).<br />
They are CSOs that partner with<br />
us, five per state.<br />
The executives of these groups<br />
are working closely with QBWA<br />
leadership. We use Whatsapp<br />
to communicate because each<br />
group has a page and states have<br />
their whatsapp pages and each<br />
working groups does the same.<br />
We do not have to travel everyday<br />
to all parts of the country. You<br />
can find our members doing one<br />
thing or the other, and no week<br />
passes that our people do not<br />
gather for an event in one state or<br />
the other. ICT has been embraced<br />
by QBWA to effectively run the<br />
affairs of women in business.<br />
All eyes on the achievements:<br />
We have achieved so much so<br />
far. There are numerous achievements.<br />
The first achievement<br />
is the ability to bring so many<br />
Nigerian women into the banking<br />
system. We went round the<br />
LGAs to educate them on financial<br />
systems and so they opened<br />
accounts. This is why the CBN is<br />
happy with QBWA. The second<br />
is that QBWA created agency<br />
banking. No organisation had<br />
done that before. The office of the<br />
vice president is using our agency<br />
banking system to disburse loans<br />
(GEEP) for traders. Most people<br />
are trading even when they are<br />
farming. Our agency banking is<br />
in every ward. We had to train<br />
10,000 agents to handle the GEEP<br />
loan. The third is financial inclusion<br />
which therefore our greatest<br />
achievement because we<br />
have brought several thousands<br />
of women into the banking network.<br />
The fourth is leadership:<br />
We have organised Nigerian<br />
women into groups with strong<br />
leaderships around the country.<br />
The fifth is our relationship<br />
with international bodies such as<br />
DFID, USAID, etc, is strong.<br />
Agency banking, our new<br />
weapon<br />
We can use the agency banking<br />
to disburse any kind of loan. As<br />
we are partnering with the BoA,<br />
they will work with our agents in<br />
every word for any kind of loan<br />
they want to give to our members.<br />
States that have not got the<br />
CBN loan will now get it through<br />
the new system. CBN has asked<br />
us to come, but we do not want<br />
what happened before between<br />
us and MFBs to happen again. We<br />
want the BoA to understand who<br />
we are and work with our agents<br />
so we achieve together.<br />
Our key for loan recovery<br />
I think as it is now, we did very<br />
well in recovery. Even if there<br />
were lapses, it was not our fault<br />
but that of the banks. We always<br />
tell them to allow us to train the<br />
recipients on the funds they are<br />
about to collect. We give our own<br />
KYC and most of the MFBs admit<br />
we do more KYC more than<br />
them. We look at achievement;<br />
let it be clean. We work on our<br />
members. Those that failed are<br />
where the MFBs did not wait for<br />
us and went ahead to disburse<br />
the funds. Some leaders did not<br />
understand it and were eager to<br />
disburse. They now understand<br />
that training is needed before<br />
disbursement. That is the key.<br />
The women can apply the<br />
loans in other areas of business<br />
than agric and solid minerals.<br />
Our members in the local<br />
council areas have contacts.<br />
When you call them, they will<br />
guide you to meet them. They<br />
have meeting centres at the local<br />
council levels and state levels. It<br />
is not every local council that has<br />
solid relationship with the local<br />
QBWA to give them offices. What<br />
we ask is for the state governments<br />
to give their citizens a good<br />
environment to run their business<br />
associations so as to grow their<br />
local economies.<br />
We are in good relationship<br />
with most of the relevant ministries<br />
such as Women Affairs,<br />
Youth, Agric, Commerce, etc.<br />
If you mention Quintessential<br />
Group, they will easily identify<br />
with us. Also we partner with<br />
CBN, BoA, etc; so long as you<br />
would go to the right departments<br />
that handle matters affecting<br />
us.<br />
We have annual reports that<br />
help to put our operations in order<br />
and measure our milestones and<br />
achievements. We have monitoring<br />
and evaluation in every state<br />
to measure performance.<br />
When Edo boiled over alleged murder of two...<br />
Continued from page 8<br />
vigilante was killed.<br />
“Preliminary investigation<br />
revealed that the vigilante group<br />
also responded to a distress<br />
call on the robbery operation.<br />
The vigilante started demonstration<br />
but the situation has<br />
been brought under control,” he<br />
added.<br />
However, Edo State Governor,<br />
Godwin Obaseki who<br />
paid a condolence visit to David<br />
Okoniba family in Benin-City<br />
also inaugurated six-man panel<br />
of inquiry to unravel the immediate<br />
and remote causes of the<br />
incident.<br />
The governor, who also set up<br />
N10 million education fund for<br />
the training of two children of<br />
Governor Godwin Obaseki of Edo State.<br />
the deceased promised that the<br />
state government would leave<br />
no stone unturned to ensure that<br />
the killers of the commercial taxi<br />
driver was brought to book.<br />
He also promised that the<br />
state government would support<br />
in the burial of the deceased.<br />
“I learnt that the deceased<br />
has two children. I have released<br />
N10 million fund to be used for<br />
their education, to reduce the<br />
pain of the absence of their father<br />
and ensure their education<br />
does not suffer much because of<br />
this incident.<br />
“I also assured the family that<br />
government will support in the<br />
burial of the late David Okoniba<br />
and advised the family to take<br />
the wife of the deceased to the<br />
hospital for medical attention at<br />
government expense, as she was<br />
still traumatised by the incident.<br />
Edo State Commissioner of<br />
Police, Johnson Kokumo also<br />
paid a condolence to the family<br />
of the driver.<br />
The governor gave the term<br />
of reference of the panel of inquiry<br />
to include “determining<br />
the circumstances that led to the<br />
fatal clash between some mobile<br />
policemen and youths at Upper<br />
Igun area of Benin City; establish<br />
the number of persons who<br />
died or sustained injury during<br />
the clash; the culpability of any<br />
person or group responsible for<br />
the incident; make appropriate<br />
recommendation to government<br />
to avert similar incident in the<br />
future.”<br />
Members of the panel are<br />
Justice Joseph O. Olubor, as chairman;<br />
Joseph Okpoloa (Rtd),<br />
former Deputy Commissioner<br />
of Police, Osagie Obayuwana,<br />
former commissioner of Justice<br />
and Attorney-General, Colonel<br />
David Imuse (Rtd) and Dupe Ojo.<br />
“The panel will among other<br />
things, examine the circumstances<br />
that led to the fatal clash<br />
between some men of the Mobile<br />
Police and angry youths at<br />
Upper Igun area in Benin City,<br />
Edo State capital. It will establish<br />
the number of persons who<br />
died or sustained injuries during<br />
the clash and the culpability of<br />
any person or group in bearing<br />
responsibility for the incident,”<br />
he said.<br />
While Edo State governor and<br />
the commissioner of Police had<br />
paid condolence visit to the family<br />
of late David Okoniba, he and<br />
the authorities of the Nigerian<br />
Army were yet to do the same to<br />
the family of Efe Igbinovia.