Anthem Blue Cross Blue Shield PPO Plan - Teamworks at Home ...
Anthem Blue Cross Blue Shield PPO Plan - Teamworks at Home ...
Anthem Blue Cross Blue Shield PPO Plan - Teamworks at Home ...
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Hospital inp<strong>at</strong>ient<br />
The <strong>Plan</strong> covers <strong>Blue</strong>Card <strong>PPO</strong> providers Out-of-network providers<br />
• Semipriv<strong>at</strong>e room and board and<br />
general nursing care (priv<strong>at</strong>e room<br />
is covered only when medically<br />
necessary)<br />
• Intensive care and other special<br />
care units<br />
• Oper<strong>at</strong>ing, recovery, and tre<strong>at</strong>ment<br />
rooms<br />
• Anesthesia<br />
• Prescription drugs and supplies used<br />
during a covered hospital stay<br />
• Lab and x-ray diagnostic imaging<br />
You pay 20% after you s<strong>at</strong>isfy<br />
the deductible�<br />
Other notes:<br />
• Please see the “Notifc<strong>at</strong>ion requirements” section on<br />
page 7�<br />
• You must use a <strong>Blue</strong>Card <strong>PPO</strong> provider to obtain the<br />
highest level of coverage�<br />
• The <strong>Plan</strong> covers cornea transplants� For other kinds<br />
of transplants, refer to the “Organ and bone marrow<br />
transplant coverage” section on page 26�<br />
• The <strong>Plan</strong> covers anesthesia and inp<strong>at</strong>ient hospital<br />
charges for dental care provided to a covered person<br />
who is a child under age fve, is severely disabled, or<br />
has a medical condition th<strong>at</strong> requires hospitaliz<strong>at</strong>ion<br />
or general anesthesia for dental tre<strong>at</strong>ment� Please<br />
refer to the “Dental care” section on page 15�<br />
• For cardiac care, you have the option of using <strong>Blue</strong><br />
Distinction Centers for Cardiac Care� Call Customer<br />
Service before receiving cardiac care services for<br />
a list of <strong>Blue</strong> Distinction Centers� These facilities<br />
have been selected through a rigorous evalu<strong>at</strong>ion of<br />
clinical d<strong>at</strong>a, including outcomes of care� Institutions<br />
th<strong>at</strong> are a part of the cardiac programs are also<br />
subject to periodic reevalu<strong>at</strong>ion as criteria continue<br />
to evolve� <strong>Blue</strong> Distinction Centers for Cardiac Care<br />
provide a full range of cardiac care services, including<br />
inp<strong>at</strong>ient cardiac care, cardiac rehabilit<strong>at</strong>ion, cardiac<br />
c<strong>at</strong>heteriz<strong>at</strong>ion (including percutaneous coronary<br />
interventions), and cardiac surgery (including<br />
coronary artery bypass graft surgery)�<br />
If you live more than 50 miles from a <strong>Blue</strong><br />
Distinction Center for Cardiac Care, please see the<br />
“Transport<strong>at</strong>ion and lodging” section on page 36�<br />
20<br />
You pay 40% after you s<strong>at</strong>isfy<br />
the deductible�<br />
• For bari<strong>at</strong>ric services, you must use <strong>Blue</strong> Distinction<br />
Centers for Bari<strong>at</strong>ric Surgery� Call Customer Service<br />
before receiving bari<strong>at</strong>ric care services for a list of<br />
<strong>Blue</strong> Distinction Centers� These facilities have been<br />
selected through a rigorous evalu<strong>at</strong>ion of clinical<br />
d<strong>at</strong>a, including outcomes of care� Institutions<br />
th<strong>at</strong> are a part of the bari<strong>at</strong>ric programs are also<br />
subject to periodic reevalu<strong>at</strong>ion as criteria continue<br />
to evolve� <strong>Blue</strong> Distinction Centers for Bari<strong>at</strong>ric<br />
Surgery provide a full range of bari<strong>at</strong>ric surgical care<br />
services, including inp<strong>at</strong>ient care, postoper<strong>at</strong>ive care,<br />
follow-up, and p<strong>at</strong>ient educ<strong>at</strong>ion�<br />
• The <strong>Plan</strong> covers many of the charges incurred for<br />
transgender surgery (gender reassignment surgery)<br />
for covered persons who meet all of the conditions<br />
for coverage� Contact <strong>Anthem</strong> BCBS for inform<strong>at</strong>ion<br />
about conditions for coverage� Transgender surgery<br />
benefts are limited to one gender reassignment per<br />
person per lifetime�<br />
• For transgender surgery benefts, the criteria for<br />
diagnosis and tre<strong>at</strong>ment are based on the guidelines<br />
set forth by the World Professional Associ<strong>at</strong>ion for<br />
Transgender Health (WPATH), formerly known as<br />
the Harry Benjamin Intern<strong>at</strong>ional Gender Dysphoria<br />
Associ<strong>at</strong>ion, Inc� (HBIGDA)�<br />
• You pay all charges th<strong>at</strong> exceed the allowed amount<br />
as determined by <strong>Anthem</strong> BCBS when you use an<br />
out-of-network provider�<br />
Not covered:<br />
• Communic<strong>at</strong>ion services�<br />
• Please refer to the “General exclusions” section on<br />
page 38�<br />
<strong>Anthem</strong> <strong>Blue</strong> <strong>Cross</strong> <strong>Blue</strong> <strong>Shield</strong> <strong>PPO</strong> <strong>Plan</strong>