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Anthem Blue Cross Blue Shield PPO Plan - Teamworks at Home ...

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Each case will be reviewed, diagnosis valid<strong>at</strong>ed, and<br />

tre<strong>at</strong>ment plan evalu<strong>at</strong>ed for appropri<strong>at</strong>eness� <strong>Anthem</strong><br />

BCBS Behavioral Health level of care standards shall<br />

be applied� You pay 20% after the deductible in network;<br />

you pay 40% after the deductible out of network�<br />

The <strong>Plan</strong> covers IBTs, including applied behavioral<br />

analysis (ABA) and Repetitive Behavioral Intervention<br />

(RBI) th<strong>at</strong> has been preauthorized by <strong>Anthem</strong> BCBS<br />

Behavioral Health� Coverage is as follows:<br />

• In network: Clinicians must be licensed or be a board<br />

certifed behavior analyst� The <strong>Plan</strong> covers 80% of<br />

covered charges and the member pays 20% after the<br />

deductible� There is no age limit and there is no day<br />

limit or dollar amount limit; however, benefts are<br />

based on medical necessity�<br />

• Out of network: Clinicians must be licensed or be a<br />

board certifed behavior analyst� The <strong>Plan</strong> covers 80%<br />

of covered charges and the member pays 20% after<br />

the deductible� There is no age limit and there is no<br />

day limit or dollar amount limit; however, benefts are<br />

based on medical necessity�<br />

Wh<strong>at</strong> is not covered<br />

The <strong>Plan</strong> will not pay benefts for any of the services,<br />

tre<strong>at</strong>ments, items, or supplies described in this section,<br />

even if recommended or prescribed by a physician or<br />

therapist or if it is the only available tre<strong>at</strong>ment for your<br />

condition� These exclusions supersede any service<br />

listed as being covered�<br />

In addition to any other exclusions and limit<strong>at</strong>ions<br />

specifed in this chapter, the following are not covered<br />

as mental health or substance abuse benefts under<br />

the <strong>Plan</strong>� Some services may be eligible for some level<br />

of coverage under the <strong>Plan</strong>� Please see “Chapter 2:<br />

<strong>Anthem</strong> <strong>Blue</strong> <strong>Cross</strong> <strong>Blue</strong> <strong>Shield</strong> <strong>PPO</strong> <strong>Plan</strong>” starting on<br />

page 5 and “Chapter 3: Prescription drug beneft”<br />

starting on page 45 for more inform<strong>at</strong>ion about<br />

services and prescription drugs th<strong>at</strong> may be covered by<br />

the <strong>Plan</strong>�<br />

Charges for the following are not covered:<br />

• Any other services, tre<strong>at</strong>ments, items, or supplies,<br />

other than IBT as defned by the <strong>Plan</strong>, even if<br />

recommended or prescribed by a physician, or if it is<br />

the only available tre<strong>at</strong>ment for autistic conditions�<br />

• Tuition to publicly funded school-based programs<br />

for Pervasive Developmental Disorder (PDD) or any<br />

services provided by noneligible providers�<br />

• Chel<strong>at</strong>ion therapy�<br />

• Respite care�<br />

• Voc<strong>at</strong>ional rehab�<br />

58<br />

• Educ<strong>at</strong>ional services�<br />

• Dolphin therapy�<br />

• Recre<strong>at</strong>ional therapy�<br />

• Academic educ<strong>at</strong>ion during residential tre<strong>at</strong>ment�<br />

• Aversion therapy�<br />

• Care th<strong>at</strong> does not meet the <strong>Anthem</strong> BCBS Behavioral<br />

Health coverage criteria guidelines�<br />

• Care th<strong>at</strong> has not been preauthorized by <strong>Anthem</strong><br />

BCBS Behavioral Health when required�<br />

• Court-ordered psychi<strong>at</strong>ric or substance abuse<br />

evalu<strong>at</strong>ion, tre<strong>at</strong>ment, or psychological testing,<br />

unless <strong>Anthem</strong> BCBS Behavioral Health determines<br />

th<strong>at</strong> such services are medically necessary for the<br />

tre<strong>at</strong>ment of a DSM-IV mental disorder�<br />

• Custodial care, regardless of the setting in which such<br />

services are provided� Custodial care is defned as<br />

services th<strong>at</strong> do not require special skills or training,<br />

and th<strong>at</strong> either:<br />

– Provide assistance in activities of daily living<br />

(including but not limited to feeding, dressing,<br />

b<strong>at</strong>hing, ostomy care, incontinence care, checking of<br />

routine vital signs, transferring, and ambul<strong>at</strong>ing)<br />

– Do not require continued administr<strong>at</strong>ion by trained<br />

medical personnel in order to be delivered safely<br />

and efectively<br />

• Services for or rel<strong>at</strong>ed to educ<strong>at</strong>ional testing or<br />

learning disabilities�<br />

• Experimental or investig<strong>at</strong>ional therapies as<br />

determined by <strong>Anthem</strong> BCBS Behavioral Health�<br />

Generally, health care supplies, tre<strong>at</strong>ments,<br />

procedures, drug therapies, or devices th<strong>at</strong> are<br />

determined to be any of the following:<br />

– Not generally accepted by informed health care<br />

professionals in the U�S� as efective in tre<strong>at</strong>ing the<br />

condition, illness, or diagnosis for which their use<br />

is proposed<br />

– Not proven by scientifc evidence to be efective<br />

in tre<strong>at</strong>ing the condition, illness, or diagnosis for<br />

which their use is proposed<br />

– Undergoing scientifc study to determine safety<br />

and efcacy<br />

• Non-abstinence-based or nutritionally based<br />

substance abuse tre<strong>at</strong>ment�<br />

• Charges for missed appointments, room or<br />

facility reserv<strong>at</strong>ions, completion of claim forms, or<br />

record processing�<br />

<strong>Anthem</strong> <strong>Blue</strong> <strong>Cross</strong> <strong>Blue</strong> <strong>Shield</strong> <strong>PPO</strong> <strong>Plan</strong>

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