VBJ November 18
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VOLUME 29, NUMBER 11<br />
And...<br />
At Work SoCal Celebrates<br />
Three Years<br />
How to Avoid 1031 Exchange<br />
Nightmares<br />
Privacy & Transparency<br />
Teacher Erin Lipsitz<br />
Receives ‘Teachers<br />
are Heroes Award’<br />
page 19<br />
NOVEMBER 20<strong>18</strong><br />
Temecula Valley<br />
Hospital Treats<br />
1st Brain<br />
Aneurysm Patient<br />
page 21<br />
Consider a Record<br />
PUBLIC SERVICE<br />
by Senator Jeff Stone<br />
Rotary Club of Temecula<br />
Comes Together During<br />
the Holidays<br />
SEE PAGE 30<br />
SEE PAGE 28<br />
How to Help Seniors<br />
Enjoy the Holidays<br />
by John and Christine Hamby<br />
For most, the holidays bring<br />
feelings of joy, anticipation and<br />
excitement. Spending time with<br />
friends and family, attending holiday<br />
gatherings and exchanging<br />
gifts all symbolize the season of<br />
goodwill.<br />
However, not all people<br />
experience happiness during<br />
the holiday season. Close to 12<br />
million seniors live alone. And<br />
many often struggle with grief<br />
over loss of a loved one, sadness,<br />
confusion and isolation, especially<br />
if they don’t have family close<br />
by. This can bring on the holiday<br />
blues and make it difficult for<br />
seniors to enjoy this time of year.<br />
SEE PAGE 9<br />
Temecula Hosts Annual<br />
Patriotic Salute to Veterans<br />
on Sunday, <strong>November</strong> 11th<br />
The City of Temecula proudly presents our Annual Patriotic<br />
Salute to Veterans on Sunday, <strong>November</strong> 11, 20<strong>18</strong> at 6:00 pm<br />
at the Temecula Civic Center (41000 Main Street).<br />
SEE PAGE 22<br />
Technology and<br />
Professional Services<br />
AtWork SoCal Celebrates<br />
3 Years and Thousands of<br />
Local Job Placements<br />
The Advantage of<br />
Big Data<br />
TECHNOLOGY10<br />
COMMUNITY11<br />
TECHNOLOGY<br />
26
www.TheValleyBusinessJournal.com<br />
THE VALLEY BUSINESS JOURNAL<br />
2 <strong>November</strong> 20<strong>18</strong>
<strong>November</strong> 20<strong>18</strong><br />
THE VALLEY BUSINESS JOURNAL<br />
www.TheValleyBusinessJournal.com<br />
3<br />
In this issue<br />
Rotary Club of TemeculaComes Together During Holidays 1<br />
Consider a Record Pubic Service 1<br />
How to Help Seniors Enjoy the Holidays 1<br />
Temecula Hosts Annual<br />
Patriotic Salute to Veterans 1<br />
Executive Profile | Charley Black 4<br />
Community 5-15<br />
AtWork SoCal Celebrates 3 Years and Thousands of Job Placements 11<br />
Planning for Taxes on Real Estate 16<br />
Cause for Hope <strong>18</strong><br />
Boulder Ridge Elementary School Teacher Erin Lipsitz 19<br />
Executive Profie | Brian Connors 19<br />
Vision Screenings vs. Eye Exams 20<br />
Temecula Valley Hospital Treats 1st Brain Aneurysm Patient 21<br />
The Goodness of Gratitude 22<br />
Trust in Your Parenting and Believe 23<br />
Still Correcting? 25<br />
The Advantage of Big Data 27<br />
Arts, Dining and Entertainment 28-31<br />
<strong>November</strong>‘<strong>18</strong>
THE VALLEY BUSINESS JOURNAL<br />
4 www.TheValleyBusinessJournal.com<br />
<strong>November</strong> 20<strong>18</strong><br />
EXECUTIVE PROFILE | Charley Black<br />
When I was growing up in<br />
Fallbrook in the late 1970’s and<br />
early 80’s, Temecula wasn’t<br />
even on our radar. At that time,<br />
“Rancho California” was simply<br />
a place you drove through on the<br />
way to our ski trips in Big Bear.<br />
Shortly after graduating from<br />
college, I took a job in 1988 with<br />
a small commercial real estate<br />
brokerage based in Carlsbad.<br />
By 1989, the Carlsbad operation<br />
closed down, but the broker said he<br />
still had an office (in a temporary<br />
trailer with a port-a-potty out back!)<br />
on Old Town Front St. in Temecula.<br />
I figured “what the heck” and I found<br />
myself selling and leasing industrial<br />
building in Temecula.<br />
I still remember buying my first<br />
house in Temecula in 1989. It was<br />
a tract located behind what later became<br />
Chaparral High School. I had<br />
to “Camp Out” for a month to save<br />
my place in line to buy a little 2 bdr.,<br />
904 sq. ft. house for $101,000. I used<br />
to run my dogs in the vast open fields<br />
before Margarita Rd. was extended to<br />
connect with Murrieta Hot Springs<br />
Rd., often bumping into a herd of<br />
grazing sheep where Harveston sits<br />
today!<br />
It’s hard to believe I’ve been<br />
living and working in the Temecula<br />
Valley for 29 years.<br />
Profession:<br />
Commercial Real Estate Broker<br />
since 1988. Co-founder of Lee & Associates<br />
Temecula Valley Office in 1999,<br />
having grown the office from 2 agents<br />
to 15 since origination. I specialize in<br />
Industrial real estate – both sales and<br />
leasing – in the Temecula Valley and<br />
Southwest Riverside County.<br />
Family:<br />
I married my wife Michelle only<br />
5 yrs. ago. We have 3 kids each from<br />
prior marriages, though we are “empty-nesters”<br />
as our youngest graduated<br />
high school last Spring. Michelle and I<br />
bought a great little place in the heart of<br />
Temecula’s wine country….only steps<br />
away from Wilson Creek and Monte de<br />
Oro wineries. So these days, my dogs<br />
and I find ourselves walking / running<br />
through beautiful vineyards instead of<br />
running into grazing sheep!<br />
Business Philosophy:<br />
My goal as a commercial real estate<br />
broker is to always put my client’s interest<br />
above all else. I think I’ve usually<br />
been successful in this philosophy as<br />
the majority of my business transactions<br />
involve clients who I’ve worked<br />
with multiple times over 20-25 yrs. or<br />
more. They realize I’m not just in it for<br />
the quick buck, and they know I’ve got<br />
their back when it comes to our business<br />
transactions.<br />
Favorite Sport:<br />
Golf is my #1 sport. I’ve been<br />
playing and competing in golf since I<br />
was 12 yrs. old. After playing 4 yrs. of<br />
collegiate golf, I had thoughts of turning<br />
pro. I think I made the right choice<br />
(for me) in choosing a business path.<br />
I think I’ve become a good commercial<br />
real estate broker and I probably<br />
didn’t have the game to become very<br />
successful pro golfer (those guys on<br />
tour are SO good!).<br />
I still play just about every weekend<br />
with my buddies at Bear Creek<br />
Golf Club in Murrieta and still can<br />
take it under par every now and then.<br />
I turn 55 in about <strong>18</strong> months, and that’s<br />
the age when I can start competing as<br />
a Senior Amateur. Trying to compete<br />
against these 25 yr. old “flat bellies” who<br />
drive the ball 325 yards is hard work!<br />
I’m looking to playing against guys my<br />
own age again.<br />
Other than golf, Michelle and I enjoy<br />
skiing together (she’s a better skier<br />
than I am) and enjoy our trips to Park<br />
City among other places.<br />
Birthplace:<br />
I’m a native Californian, born in<br />
L.A., moved to Fallbrook when I was<br />
11.<br />
Education:<br />
I graduated from Pitzer College,<br />
Claremont CA, in 1987 with a B.A. in<br />
Economics<br />
Goals<br />
Perhaps this is a bit corny, but I<br />
just want to be a good husband / father<br />
/ son / friend, and to appreciate every<br />
day and remain thankful for all of the<br />
blessings in my life. Also, I hope to<br />
continue to grow and improve in my<br />
profession – I still enjoy my job. I<br />
hope to win a few Senior Amateur<br />
golf tourneys in the coming years,<br />
and I’m also excited about becoming<br />
a grandfather someday. Love those<br />
babies!
<strong>November</strong> 20<strong>18</strong><br />
THE VALLEY BUSINESS JOURNAL<br />
www.TheValleyBusinessJournal.com<br />
5
THE VALLEY BUSINESS JOURNAL<br />
6 www.TheValleyBusinessJournal.com<br />
<strong>November</strong> 20<strong>18</strong><br />
EVMWD Flagler Wells<br />
Add Local Supply of Drinking Water<br />
www.TheValleyBusinessJournal.com<br />
www.facebook/<br />
thevalleybusinessjournal<br />
For questions, comments, or story ideas, please<br />
e-mail publishertvbj@verizon.net or<br />
call (951) 461-0400.<br />
(L to R) Andy Morris, vice president, EVMWD Board of Directors, Phil Williams, EVMWD Board<br />
of Directors, George Cambero, EVMWD Board of Directors, Nancy Horton, EVMWD Board<br />
of Directors<br />
Elsinore Valley Municipal Water<br />
District (EVMWD) celebrated the completion<br />
of the Flagler Wells, the first of<br />
its Near-Term projects designed to expedite<br />
several water supply projects that<br />
will provide a local, sustainable supply<br />
for the region. Recently completed well<br />
first in a series of projects to boost local<br />
supplies<br />
EVMWD is tapping in to new<br />
supplies by replacing irrigation and<br />
underutilized wells and extracting and<br />
treating the groundwater for drinking<br />
water. The well conversions, along with<br />
other short-term projects, will increase<br />
EVMWD’s total supplies by 4,860<br />
acre-feet of water per year, enough to<br />
supply as many as 9,720 households.<br />
The program is just one of the many<br />
ways EVWMD is ensuring a reliable<br />
water supply for the future.<br />
“With the completion of this project,<br />
we will continue to increase our<br />
water reliability within our service<br />
area,” said Andy Morris, vice president<br />
of the EVMWD Board of Directors.<br />
“The Flagler Wells mark EVMWD’s<br />
commitment to maximizing the use of<br />
our local resources and sustaining supplies<br />
for the future.”<br />
The Flagler Wells, once irrigation<br />
wells used for agriculture, were converted<br />
to potable drinking water wells.<br />
The project, completed in just over a<br />
year, will add 1500-acre feet of drinking<br />
water supplies to the EVMWD water<br />
system, which equates to enough water<br />
for 3,000 households per year.<br />
EVMWD provides service to more<br />
than 144,000 water and wastewater<br />
customers in a 97-square mile service<br />
area in Western Riverside County. The<br />
District is a sub-agency of the Western<br />
Municipal Water District and a member<br />
agency of the Metropolitan Water District<br />
of Southern California. Visit the<br />
EVMWD website at www.evmwd.com<br />
for additional information.<br />
Public Hearing<br />
Regarding<br />
Commercial Vehicle<br />
Parking in<br />
Residential Districts<br />
Notice is hereby given that the<br />
City Council of the City of Menifee<br />
will hold a Public Hearing on<br />
Wednesday, <strong>November</strong> 7th, during<br />
the course of the City Council meeting<br />
in the City Council Chambers<br />
located at City Hall, 29714 Haun<br />
Road, Menifee, California at 6:00<br />
p.m. or as soon thereafter as the<br />
matter may be heard, to consider an<br />
Ordinance of the City Of Menifee<br />
amending 12.20.140 of the Menifee<br />
Municipal Code to regulate commercial<br />
vehicle parking in residential<br />
districts.<br />
All interested persons are hereby<br />
invited to attend this public hearing<br />
to present written information, express<br />
opinions or otherwise present<br />
evidence in the above matter.<br />
If you wish to legally challenge<br />
any action taken by the City on the<br />
above matter, you may be limited<br />
to raising only those issues you or<br />
someone else at the public hearing<br />
described in this notice, or in written<br />
correspondence delivered to the City<br />
prior to or at the public hearing.<br />
Further information on this<br />
item may be obtained by<br />
contacting the City Clerk’s<br />
Department at (951) 672-<br />
6777. All agenda materials<br />
are available for public<br />
review at City Hall and are<br />
posted on the City’s<br />
Website at<br />
www.cityofmenifee.us<br />
EDITOR/PUBLISHER/CEO<br />
Linda Wunderlich<br />
Email: publishertvbj@verizon.net<br />
ADVERTISING SALES INFORMATION<br />
(951) 461-0400<br />
CREATIVE DIRECTOR<br />
Helen M. Ryan<br />
www.HelenMRyan.com<br />
VP OF DISTRIBUTION<br />
Dane Wunderlich<br />
STAFF WRITERS/<br />
CONTRIBUTING WRITERS<br />
Gene Wunderlich<br />
Ted Saul<br />
Helen M. Ryan<br />
Stefani Laszko<br />
Nicole Albrecht<br />
Julie Ngo<br />
Tracey Papke<br />
Tom Plant<br />
Esther Phahla<br />
Dr. Dennis Petersen<br />
Steve Amante<br />
Dr. Derek Albrecht<br />
Monique deGroot<br />
Andrea Shoup<br />
Gloria Wolnick<br />
Dr. Drake Levasheff, PhD<br />
Mort J. Grabel, Esq.<br />
John & Christine Hamby<br />
Heather Petersen<br />
Brian Connors<br />
Scott Chappell<br />
Tristin Collopy<br />
CONTRIBUTING PHOTOGRAPHERS<br />
Cy Rathbun<br />
Todd Montgomery<br />
Tom Plant<br />
Pat Benter<br />
Criteria for Submitting Articles:<br />
1. Since the publication of articles is an added<br />
public relations feature for our advertisers,<br />
their articles will be given first priority. Other<br />
articles will be published on a space available<br />
basis.<br />
2. Articles should be submitted as a Word<br />
document file.<br />
3. Articles must be business-oriented and<br />
pertain to the author’s area of expertise. A<br />
photo of the writer is appropriate.<br />
4. All submissions are subject to editing by the<br />
publisher.<br />
5. Send completed articles by e-mail to:<br />
publishertvbj@verizon.net<br />
6. Article and advertising deadlines are the 15th<br />
of each month for the next issue.<br />
The Valley Business Journal is a California Corporation.<br />
All rights reserved. Reproduction in any form, in whole or<br />
in part, without the written permission of the Publisher<br />
is prohibited. The publication is published monthly. The<br />
opinions and views expressed in these pages are those<br />
of the writer or person interviewed and not necessarily<br />
those of The Valley Business Journal. The Valley Business<br />
Journal hereby expressly limits its liability resulting<br />
from any and all misprints, errors and/or inaccuracies<br />
any advertisement or editorial may contain, to the<br />
credit of the specific advertising payment and/or the<br />
running of a corrected advertisement or editorial<br />
correction notice.
<strong>November</strong> 20<strong>18</strong><br />
THE VALLEY BUSINESS JOURNAL<br />
www.TheValleyBusinessJournal.com<br />
7<br />
6 Things You Ought to Know About California Homestead Law?<br />
California’s “homestead “exemptions<br />
are super-heroes for Californians!<br />
While other exemptions protect items<br />
worth a thousand dollars here and there,<br />
the homestead protects $75,000 for a<br />
single person and $100,000 for a couple.<br />
**For the elderly or disabled, the<br />
homestead balloons to $175,000. The<br />
homestead is powerful, but unfortunately<br />
not well understood. Here are six things<br />
you probably didn’t know about the<br />
homestead:<br />
I) Homestead is superior to a<br />
judgment creditor - Homestead protects<br />
homeowners from a particular kind of<br />
creditor- “the judgment creditor”. A<br />
judgment results from a lawsuit and determination<br />
you actually owe money to<br />
the plaintiff who brought the law suit. A<br />
judgment entitles the judgment creditor<br />
to use certain legal powers to collect<br />
that money. That right to collect money<br />
owed is limited by the judgment debtor’s<br />
homestead rights. The homestead exemption<br />
was designed to assure judgment<br />
debtors have a place to live; even if they<br />
owe the money.<br />
II) Homestead protection is not<br />
absolute - The California homestead<br />
does not guarantee you that a creditor<br />
can’t force a sale of your home to pay<br />
a debt. But, it guarantees that you get<br />
the dollar value of your homestead from<br />
the forced sale of your home before the<br />
creditor forcing the sale gets any money<br />
at all. A creditor who seeks to levy on a<br />
homestead must convince a sheriff or<br />
judge that any sheriff’s sale will return<br />
enough money to pay the homeowner<br />
the homestead first. The cost of making<br />
sure the homeowner gets their homestead<br />
protection first restrains judgment creditors<br />
from looking to home equity as a<br />
source of repayment. Frankly, it’s just<br />
too expensive with uncertain results in<br />
most cases.<br />
III) Homestead is no protection<br />
from foreclosure - California law<br />
allows you to pledge your homestead<br />
as collateral for a loan. So, when you<br />
encumber your home as part of the<br />
purchase transaction, or tap the equity<br />
through a HELOC or refinance, you give<br />
the lender the right to foreclose on your<br />
home without regard to your homestead.<br />
The law says a foreclosure that doesn’t<br />
pay you your homestead is OK, because<br />
the transaction that put your homestead<br />
at risk was voluntary.<br />
IV) Homestead exemptions come<br />
in two styles: - Own your home and you<br />
automatically have a homestead exemption.<br />
You don’t have to do anything to<br />
get certain protection of your equity from<br />
judicial creditors. CCP 704:710<br />
• The automatic homestead has the<br />
same monetary conditions the declared<br />
homestead. The automatic homestead<br />
only protects the home against<br />
a forced sale that wouldn’t yield enough<br />
proceeds to pay the homestead before<br />
paying the creditor. If you choose to sell<br />
your home and a creditor has recorded<br />
a judgment lien that attaches to your<br />
property, the judgment creditor gets<br />
paid from the sale before you get your<br />
homestead.<br />
• The declared homestead operates differently;<br />
the homestead amounts are<br />
the same, but the declared homestead<br />
protects exempt equity if you voluntarily<br />
sell your home. CCP 704.910 The<br />
exempt proceeds remain protected for<br />
six months from the voluntary sale of<br />
the home. That 6 month period is intended<br />
to provide a window in which<br />
you can reinvest the homestead in a<br />
replacement home.<br />
V) Either spouse can claim the<br />
entire exemption - When a married<br />
couple is entitled to a homestead, but the<br />
debt is an obligation of only one spouse,<br />
the debtor spouse can assert the entire<br />
homestead available to a married couple.<br />
When only one spouse files bankruptcy<br />
and only his half of a tenancy in common<br />
came into the bankruptcy estate, he could<br />
still claim the entire exemption available<br />
to a married man. IN RE:McFall: 112<br />
B.R. 336 (1990) DECIDED APRIL 10,<br />
1990, Ninth Circuit<br />
VI) California homestead is powerless<br />
against the feds - Since the<br />
homestead is state law, it does not limit<br />
the collection powers of the IRS or other<br />
federal agencies; because the Supremacy<br />
Clause of the Constitution means federal<br />
law is superior to state law. The IRS has<br />
its own, much smaller set of exemptions<br />
for delinquent tax payers. Those<br />
exemptions aren’t much in protecting a<br />
California home. But in the real world,<br />
however the IRS seldom tries to force the<br />
sale of homes. Like most other creditors<br />
with a lien on real property, the IRS simply<br />
waits until the homeowner wants to<br />
sell or refinance. Either sale or refinance<br />
generally require that tax liens be paid<br />
before the transaction closes.<br />
Please note: The information provided<br />
herein is general and not be relied<br />
upon for your circumstance.<br />
For further information or if you<br />
have any legal questions please call<br />
the Law Offices of Morton J. Grabel,<br />
in Temecula at (951) 695-7700. Mort<br />
originally from Philadelphia, PA is a<br />
graduate from an ABA Law School, has<br />
an MBA, a California Nursing Home<br />
Administrator’s License & a California<br />
Real Estate Broker’s License [both active<br />
and in good standing].<br />
LEGAL<br />
by<br />
Morton by J. Grabel, Esq.<br />
Steve Fillingim
www.TheValleyBusinessJournal.com<br />
THE VALLEY BUSINESS JOURNAL<br />
8 <strong>November</strong> 20<strong>18</strong>
<strong>November</strong> 20<strong>18</strong><br />
THE VALLEY BUSINESS JOURNAL<br />
www.TheValleyBusinessJournal.com<br />
9<br />
How to Help Seniors Enjoy the Holidays<br />
CONTINUED FROM PAGE 1<br />
Whether it’s an aging parent,<br />
friend or neighbor, there are simple<br />
ways you can support a senior you<br />
know and help them enjoy the season<br />
a little more this year.<br />
Be a Companion<br />
Make it a point to visit and spend<br />
time with your senior loved one.<br />
Participate in an activity they love,<br />
play their favorite game or simply<br />
ask them about their life. Storytelling<br />
and memory sharing are a great way<br />
to lift a senior’s spirit and can be very<br />
important to the aging process.<br />
Let your elder share stories and<br />
explore memories by looking at old<br />
pictures, letters and newspaper articles<br />
and by listening to music. Remember<br />
to also be thoughtful. If your loved one<br />
has experienced memory loss, it can be<br />
difficult and frustrating when you are<br />
telling stories or remembering events<br />
from the past. You can also help set<br />
up Skype or Facetime so that they can<br />
visit with out-of-town family members<br />
and friends.<br />
Be a Chef<br />
Prepare one of their favorite holiday<br />
meals and then stay to visit and<br />
enjoy the meal with them. This can be<br />
a great way to connect. Also consider<br />
inviting them to cook with you and<br />
have fun making a favorite family<br />
holiday recipe together.<br />
Be a Home Helper<br />
It can be difficult for seniors<br />
to do housework, especially if they<br />
have mobility issues or other physical<br />
limitations. Helping them around the<br />
house by cleaning, de-cluttering and<br />
picking up anything on the floor that<br />
could be a tripping hazard can ensure<br />
the senior’s home is safe. Don’t forget<br />
the outside of the home as well.<br />
Raking leaves, doing yard work and<br />
getting the outdoors ready for winter<br />
can be a huge help.<br />
Be a Chauffeur<br />
About one in five people over<br />
the age of 65 don’t drive. Offer to<br />
take your senior loved one to doctor<br />
appointments, dental check-ups and<br />
eye exams. And accompany them to<br />
them to some of their favorite social<br />
activities, volunteer opportunities and<br />
holiday events so they feel comfortable<br />
knowing there will be someone<br />
to safely transport them…and you can<br />
spend quality time with each other.<br />
Be Santa’s Little Elf<br />
Help with setting up and decorating<br />
their Christmas tree. Make their<br />
home festive by decorating their main<br />
living space. Help wrap gifts and write<br />
and mail their holiday cards. You can<br />
even make holiday cookies together.<br />
The holidays can get busy, hectic<br />
and overwhelming for all of us.<br />
It’s important to remember what the<br />
holidays are all about – a season of<br />
peace, joy and giving. And remember<br />
the aging senior in your life. Just by<br />
spending time with them, you can<br />
bring them joy and help them have a<br />
happy holiday.<br />
FirstLight Home Care provides<br />
many Senior Care Services – from<br />
Companion and Personal Care to<br />
Dementia and Respite Care – not just<br />
during the holidays, but an ytime assistance<br />
is needed.<br />
This article is provided by John and<br />
Christine Hamby, Owner, FirstLight<br />
Home Care of Temecula. For more<br />
information, visit us online at www.<br />
Temecula.FirstLightHomeCare.com<br />
or call us at (951) 395-0821.
THE VALLEY BUSINESS JOURNAL<br />
10 www.TheValleyBusinessJournal.com<br />
<strong>November</strong> 20<strong>18</strong><br />
Your Local Chambers<br />
Temecula Valley Chamber of Commerce<br />
www.temecula.org<br />
Murrieta/Wildomar Chamber of Commerce<br />
www.MWCoC.org<br />
Menifee Valley Chamber of Commerce<br />
www.menifeevalleychamber.com<br />
Lake Elsinore Valley Chamber<br />
www.lakeelsinorechamber.com<br />
Hemet/San Jacinto Valley<br />
Chamber of Commerce<br />
www.hsjvc.com<br />
See how the chambers can<br />
help your business.<br />
Technology and Professional Services – You’ve got a Full-time Staff<br />
Accountant and an Attorney, Right?<br />
It is important that anyone seeking<br />
to proffer advice, or present information<br />
as factual, should attempt to expose any<br />
bias that might affect their opinions. In<br />
the interest of full disclosure, I am the<br />
Service Manager at an IT management<br />
company. We offer IT services to small<br />
to medium sized businesses and become<br />
or supplement their IT department. With<br />
that out of the way, you are free to take<br />
what follows with an appropriate ‘grain<br />
of salt.’<br />
Working in or around small to medium<br />
businesses, you are no doubt well<br />
acquainted with the concept of professional<br />
services outsourcing. Engaging<br />
the services of a separate business entity<br />
to fulfill a role that would otherwise<br />
require a highly trained or specialized<br />
(read as: expensive) employee is what<br />
allows many SMBs to stay competitive.<br />
Although a large organization would<br />
have a payroll department, corporate<br />
attorney(s), and a staff accountant, most<br />
SMBs choose to outsource these services.<br />
This allows the SMB to not only<br />
save on the cost of these specialized services,<br />
but to leverage outside expertise.<br />
Take for example, a staff accountant<br />
within your business versus an accountant<br />
at a CPA firm. Both of these individuals<br />
would be providing your business<br />
with a service in preparing your taxes.<br />
An accountant that works for you knows<br />
your books—and only your books. This<br />
is contrasted with an accountant working<br />
for an accounting firm, who has<br />
multiple clients and deals with a wide<br />
breadth of issues. Although payroll,<br />
accountancy, and legal services are all<br />
professional services SMB owners are<br />
comfortable outsourcing, IT services are<br />
often handled non-professionally.<br />
“I’ve got a guy.” “My wife’s cousin’s<br />
son is really good with computers,<br />
he’ll set this all up for me.” I’m sure<br />
you’ve heard or made statements similar<br />
to these over the course of your career.<br />
Now, contrast them with other critical<br />
aspects of your business’ infrastructure.<br />
“He watches a ton of Law and Order, he<br />
can write the contract for us.” “She just<br />
passed 8th grade math, let’s see what<br />
she can make of this tax return.” Seem<br />
ridiculous on its face right? Consider<br />
how critical your IT infrastructure is<br />
to the day to day operations of your<br />
business. Why are we so eager to trust<br />
it to amateurs, or indeed, to ignore it<br />
entirely? The problem, I believe, is one<br />
of perception. Computers and the software<br />
they run can seem at once esoteric<br />
and stable. You can look at break-evens<br />
and tell that something isn’t right, but<br />
your computer throwing up a weird error<br />
message just seems perplexing and<br />
slightly inconvenient. Or, conversely,<br />
those of you that have an IT guy may be<br />
thinking that he or she is always trying<br />
to get you to spend money. It is time that<br />
we challenged this perception.<br />
I cannot imagine that many of you<br />
see your CPA as an unknowable cost<br />
center, the same can probably be said<br />
of your payroll company. It is imperative<br />
that business owners shift their<br />
perception of IT—those that wish to<br />
grow and adapt to a constantly shifting<br />
marketplace understand that IT is not<br />
only a critical part of their business<br />
infrastructure, it is another area to leverage<br />
professional services outsourcing.<br />
To tie back into the earlier example<br />
of the CPA firm versus the in-house<br />
accountant, IT management companies<br />
can leverage a depth and breadth of<br />
experience furnished by their variety<br />
of clients that is just not accessible to<br />
the in-house “IT Guy.” Moreover, this<br />
additional experience usually comes<br />
at a lower price point than a full time<br />
employee, just like utilizing an outside<br />
CPA firm. Finally, the It management<br />
company model lends itself to the SMB<br />
marketplace—they’re all about efficiency,<br />
because what they’re selling you is<br />
their time. It behooves the provider to<br />
create as stable an IT environment for<br />
your business as possible, to minimize<br />
downtime and their time spend maintaining<br />
it. It’s also in their best interest to<br />
resolve your IT related issues as quickly<br />
and efficiently as possible—their margin<br />
depends on it.<br />
As I stated at the beginning of the<br />
article, I have a vested interest in our<br />
organization, and the industry as a<br />
whole. That is not to say however, that<br />
we’re looking to run the “IT Guys” of<br />
the world out of business, nor drive<br />
every SMB into the warm embrace<br />
of an IT management company. I<br />
humbly ask that you change your perspective—in<br />
the immortal phrasing of<br />
Apple Computers, “Think Different.”<br />
Mythos Technology is an IT consulting<br />
and management firm that provides<br />
Managed Technology Services including<br />
hosted cloud solutions. For more<br />
information, please visit www.mythostech.com<br />
or call (951) 813-2672.<br />
TECHNOLOGY<br />
by<br />
by<br />
Tristan<br />
Steve Fillingim<br />
Collopy
<strong>November</strong> 20<strong>18</strong><br />
THE VALLEY BUSINESS JOURNAL<br />
www.TheValleyBusinessJournal.com<br />
AtWork SoCal Celebrates 3 Years and<br />
Thousands of Local Job Placements<br />
Started in 2015 by local entrepreneurs, the rapidly-growing company<br />
has achieved nearly $30 Million in Sales to Date<br />
by Charlie Hoey, Director of Marketing<br />
11<br />
AtWork Personnel, an Award-winning<br />
national staffing franchise, announced<br />
it’s third anniversary doing<br />
business in the Temecula Valley, where<br />
the company specializes in employment<br />
services. During that time, AtWork<br />
found jobs for more than 7,000 candidates<br />
with local employers, including<br />
full-time, direct-hire career placements,<br />
Temp-to-Hire and temporary contract<br />
work.<br />
“Thinking about the first day with<br />
just four of us opening our doors in the<br />
Temecula office, I feel a great sense of<br />
accomplishment,” said Regional Director<br />
Judy Contreras, who attributed the<br />
startup’s success to treating people right.<br />
”You have to treat applicants and clients<br />
with respect and professionalism, and<br />
make sure to follow through on promises<br />
made to ensure long-term success<br />
in what is the ultimate people business.”<br />
The Temecula office, Contreras<br />
said, made itself indispensable to local<br />
employers large and small who rely on<br />
AtWork to source, recruit and and vett<br />
applicants, reducing the burden to HR<br />
departments and streamlining employers’<br />
hiring pipeline in a business climate<br />
of low unemployment and high demand<br />
for talent.<br />
Soon after opening the Temecula<br />
AtWork office, the company expanded<br />
with an additional location in Palm Desert<br />
that services the Coachella Valley’s<br />
numerous music festivals and events,<br />
local municipalities, private employers<br />
and most recently, led the way as the<br />
first major national staffing agency to<br />
actively pursue the specialized labor<br />
needs of the rapidly-expanding Cannabis<br />
Industry.<br />
“Cannabis is transforming local<br />
economies in the Coachella Valley,”<br />
said Branch Manager Lisa DeLuna.<br />
“What many don’t realize is legalization<br />
resulted in a need for all types of<br />
positions, just like any other industry.<br />
It’s a real ground floor opportunity and<br />
we are doing our part to assist this new<br />
market in the standardization of labor<br />
practices.”<br />
The company’s third location was<br />
established in Carlsbad in early 2017<br />
to serve North County San Diego. The<br />
Carlsbad branch focuses on filling<br />
clerical, light industrial and direct-hire<br />
career placement positions, primarily in<br />
the manufacturing, production, medical<br />
and hospitality sectors.<br />
So what’s next? “To meet demand,<br />
and for improved coverage, the opening<br />
of two additional locations is in process,”<br />
said Managing Partner Gregg<br />
Hassler. “AtWork is coming to the Cities<br />
of Riverside and San Diego, and we look<br />
forward to working with applicants and<br />
employers in those cities very soon.”<br />
About AtWork Group - AtWork<br />
Group is an award-winning and nationally-known<br />
franchisor of staffing<br />
services. Recently named no. 88 on Entrepreneur<br />
Magazine’s 20<strong>18</strong> “Franchise<br />
500” List, the company will exceed<br />
$330 Million in sales this year as one<br />
of the fastest growing franchises in the<br />
United States.<br />
The foundation for AtWork began in the<br />
1980s, and today, AtWork has grown<br />
to be cited as one of Staffing Industry<br />
Report’s top U.S. staffing firms. AtWork<br />
Group’s remarkable growth is fueled by<br />
the vision of founders John and Glenda<br />
Hall: Think ahead, create opportunity,<br />
give exceptional support to franchise<br />
offices, and always look for the better<br />
way, every day. For more information,<br />
visit www.atworksocal.com or call 951-<br />
297-3591.<br />
“<br />
AtWork is coming to the Cities of Riverside<br />
and San Diego, and we look forward to<br />
working with applicants and employers in<br />
those cities very soon.
THE VALLEY BUSINESS JOURNAL<br />
12 www.TheValleyBusinessJournal.com<br />
<strong>November</strong> 20<strong>18</strong><br />
Planning for Taxes on Real Estate<br />
MONEY<br />
by<br />
Esther Phahla,<br />
CPA, CTC, MST<br />
There are 3 categories the IRS<br />
uses to describe real estate investors<br />
that can dramatically change the<br />
taxpayer’s tax liability, namely:<br />
• Real Estate Dealer Status<br />
• Real Estate Developer Status<br />
• Real Estate Professional Status<br />
Do you know which one are you?<br />
1. Real Estate Dealer Status: is defined<br />
as someone who is involved<br />
in real estate as a “trade or business”<br />
This designation is given<br />
on a property basis. That means it<br />
is possible for the taxpayer to be<br />
treated for tax purposes as a dealer<br />
on one property and an investor on<br />
another. This is determined on the<br />
taxpayer’s intent towards the property.<br />
For example, if the taxpayer<br />
buys property for a quick sale or<br />
“flip” they are considered a dealer<br />
with respect to that property. This<br />
is mostly common for investors<br />
who rehab properties and purchase<br />
foreclosures for quick sale (this is<br />
commonly known as fix-n-flip). If<br />
the taxpayer is treated as a dealer,<br />
the real estate income from that<br />
property is considered self-employment<br />
income and subject to<br />
self-employment tax on the net income<br />
derived from that particular<br />
property. Another disadvantage of<br />
dealer status is gains are treated as<br />
ordinary for income tax purposes.<br />
The IRS uses a specific criteria to<br />
determine real estate dealer status,<br />
and the most important criteria<br />
is the frequency of sales and the<br />
purpose for acquiring the property.<br />
Therefore, the IRS is looking for<br />
properties that are primarily held<br />
for sale. There are ways to avoid<br />
self-employment tax through tax<br />
planning.<br />
2. Real Estate Developer Status:<br />
this status is also determined on<br />
a per property basis. Developers<br />
are real estate investors who<br />
are in the business of producing<br />
inventory and are subject to Uniform<br />
Capitalization Rules. This<br />
means the taxpayer cannot deduct<br />
depreciation and other expenses<br />
that are general and administrative<br />
and all carrying costs. Taxpayers<br />
have a difficulty understanding<br />
why they cannot deduct the money<br />
they spent on costs in the year they<br />
spent the money. Detailed bookkeeping<br />
of other costs will ensure<br />
that non-capitalizable expenses<br />
are deducted in the year they are<br />
incurred.<br />
3. Real Estate Professional Status:<br />
In order to claim this status, you<br />
must meet a two-pronged test:<br />
a) You must spend more than<br />
50% of the personal services<br />
performed in all trades or businesses<br />
during the tax year on<br />
real estate. Specifically, this time<br />
must be spent in real property<br />
trades or businesses in which the<br />
taxpayer materially participates.<br />
b) The taxpayer must have spent<br />
more than 750 hours of services<br />
during the tax year in real property<br />
trades or businesses in which they<br />
materially participated. The reasons<br />
for the above is because rental<br />
activities are generally considered<br />
to be passive activities unless<br />
you meet the above rules and still<br />
satisfy the material participation<br />
test by meeting the 500 hours per<br />
year on that activity in order to be<br />
considered non-passive.<br />
The advantages of investing in<br />
real estate is the ability to offset noncash<br />
expenses such as depreciation<br />
and amortization against income.<br />
Know your real estate status, it may<br />
make a difference in the tax you pay<br />
or save.<br />
Esther Phahla is a Certified Public<br />
Accountant and Certified Tax Strategist<br />
in Temecula. She also holds<br />
a Master’s of Science in Taxation.<br />
She is the Best-Selling Author of a<br />
Tax Planning book “Why Didn’t My<br />
CPA Tell Me That”. She is also the<br />
author of “10 Most Expensive Tax<br />
Mistakes That Cost Business Owners<br />
Thousands”.<br />
Esther is passionate about proactive<br />
tax planning being the key to reducing<br />
taxes. She has spent hundreds<br />
of hours of continuing education to<br />
ensure she provides the best solutions<br />
for her clients. Over the years Esther<br />
has helped hundreds of business<br />
owners save thousands in tax. She<br />
has given seminars on proactive tax<br />
planning as well as written a number<br />
of articles on the topic. She can be<br />
reached at (951) 514-2652 or visit<br />
www.estherphahlacpa.com.<br />
The taxpayer must have spent more than<br />
750 hours of services during the tax year in<br />
real property trades or businesses in which<br />
they materially participated.
<strong>November</strong> 20<strong>18</strong><br />
THE VALLEY BUSINESS JOURNAL<br />
www.TheValleyBusinessJournal.com<br />
13<br />
Professional Women Toastmasters Hosts<br />
Open House Event is Free to the Public<br />
Professional Women Toastmasters<br />
(www.professionalwomen.toastmastersclubs.org),<br />
invites residents to its<br />
open house to meet members and watch<br />
speakers talk about what Toastmasters<br />
means to them and the importance of<br />
communication and leadership skills for<br />
today’s professional.<br />
“Professional Women Toastmasters<br />
provides a supportive, friendly, fun and<br />
positive environment where members<br />
have the opportunity to develop their<br />
communication and leadership skills,”<br />
says Esther Phahla, Club President for<br />
the Professional Women Toastmasters<br />
Club. Guests will enjoy a regular<br />
Toastmasters meeting that will include<br />
prepared speeches, Table Topics (impromptu<br />
speeches - this is where guests<br />
and members are randomly selected to<br />
speak for one to two minutes. It helps you<br />
think and speak clearly on your feet) and<br />
Evaluations (feedback to help our members<br />
grow in their presentation skills).<br />
Members of Professional Women<br />
Toastmasters include Authors, Fitness<br />
Coaches, CPAs, Entrepreneurs, Human<br />
Resource Professionals, Financial Advisors,<br />
Life Coaches and more.<br />
Professional Women Toastmasters<br />
Open House<br />
Date: Monday, <strong>November</strong> 5, 20<strong>18</strong><br />
Location: 28780 Single Oak Drive, Ste<br />
241, Temecula, CA<br />
Time: 12:15 pm - 1:30 pm<br />
For more information, email Rebecca<br />
Lewis at vppr-5077319@toastmastersclubs.org<br />
Professional Women Toastmasters<br />
meets every Monday at 12:30pm to<br />
1:30pm at Rancho Medical Group, CA<br />
School of English, near the crossroads<br />
of Rancho California Road and Business<br />
Park Dr. in Temecula. For more information<br />
about this event and the club,<br />
please visit www.professionalwomen.<br />
toastmastersclubs.org.<br />
About District 12 - District 12<br />
serves approximately 100 Clubs and<br />
1700 members in the large Southern<br />
California region East of highway 57,<br />
South of Barstow, West of the Arizona<br />
border, and North of Temecula. District<br />
12 includes two of California’s<br />
largest counties (by square miles)<br />
– Riverside and San Bernardino. To<br />
learn more about District 12, please<br />
visit http://www.d12toastmasters.org.<br />
About Toastmasters International - Toastmasters<br />
International is a worldwide<br />
nonprofit educational organization that<br />
empowers individuals to become more<br />
effective communicators and leaders.<br />
Headquartered in Denver, Colorado,<br />
the organization’s membership exceeds<br />
352,000 in more than 16,400 clubs in<br />
141 countries. Since 1924, Toastmasters<br />
International has helped people from diverse<br />
backgrounds become more confident<br />
speakers, communicators and leaders.<br />
For information about local Toastmasters<br />
clubs, please visit www.toastmasters.org.<br />
Follow @Toastmasters on Twitter.
THE VALLEY BUSINESS JOURNAL<br />
14 www.TheValleyBusinessJournal.com<br />
<strong>November</strong> 20<strong>18</strong><br />
10th Annual Murrieta Field of Honor<br />
The 10th annual Murrieta Field<br />
of Honor, set amongst a spectacular<br />
sight -- 2,0<strong>18</strong> full-sized American<br />
flags –will rise in Murrieta’s Town<br />
Square Park on <strong>November</strong> 10 and fly<br />
through the 17th.<br />
The Field recognizes heroes<br />
--those who served or are serving in<br />
the United States armed forces, law<br />
enforcement, fire and other first responder<br />
posts, plus personal heroes.<br />
In addition to the 2,0<strong>18</strong> flags available<br />
for dedication to personal heroes, the<br />
Field features sections for Medal of<br />
Honor recipients, Local Heroes (those<br />
who have given their lives for this<br />
country since 2003), historical flags,<br />
state flags and a patriotic chalk walk.<br />
The Field of Honor is presented<br />
as a community service by the Rotary<br />
Club of Murrieta in partnership with<br />
the City of Murrieta. Most Town<br />
Square Park events and the display<br />
are free and open to all. “Everyone<br />
has the opportunity to honor a veteran,<br />
those currently serving, loved ones<br />
or personal heroes by flying a flag in<br />
the Field of Honor,” said Bob Bryant,<br />
co-chairman of the Rotary Club’s<br />
Field of Honor organizing committee.<br />
“Each purchased flag will be tagged<br />
with the name and rank, service or<br />
other designation. At the end of the<br />
week, flags may be picked up by those<br />
who purchase them.”<br />
Each American flag is three by<br />
five feet on an eight-foot pole and<br />
can be purchased for $35. They can<br />
be purchased on the Field of Honor<br />
website, www.murrietafieldofhonor.<br />
com, from nonprofit affiliates or by<br />
going to the Field of Honor during the<br />
week it is on display. Flag purchasers<br />
can pick up their flags after the closing<br />
ceremonies on Saturday, Nov. 17, and<br />
on Sunday, Nov. <strong>18</strong>, from 9 a.m. until<br />
noon.<br />
Net proceeds from the 2014 Field<br />
of Honor will benefit the “Murrieta<br />
Through Time” history walk, the<br />
City’s Veterans’ Memorial, both at<br />
Town Square Park, and other community<br />
projects funded by the Rotary<br />
Club of Murrieta Foundation. Nonprofit<br />
groups affiliated with the Field<br />
of Honor to sell flags will receive $10<br />
for each flag sold.<br />
Furthering the Field of Honor’s<br />
educational benefits, all Murrieta Valley<br />
Unified School District fifth grade<br />
classes plus some classes from Lake<br />
Elsinore and Temecula schools will<br />
visit the Field during the week of Nov.<br />
12, hear explanations about the displays<br />
and complete class assignments.<br />
Events during the week include:<br />
Sat. Nov. 10<br />
9:45 a.m. - Opening ceremonies honor<br />
first responders.<br />
9-5 - Chalk artists develop patriotic<br />
images<br />
10-2 - Military Family Resource Expo<br />
& Paul Mitchell School Temecula<br />
Cut-a-Thon<br />
11 a.m. - Marine Corps Birthday<br />
Celebration<br />
Sun. Nov. 11<br />
1-3 p.m. City of Murrieta Veterans<br />
Day Parade, Concluding in the Park<br />
11 a.m.-5 p.m. Veterans Art in the Park<br />
9 a.m.-5 p.m. Chalk artists developing<br />
patriotic images<br />
Mon. Nov. 12 – Noon, Rotary Veterans<br />
Luncheon (by invitation)<br />
Tues. Nov 13 – 9 a.m.-11 a.m. Student<br />
field trips.<br />
Wed. Nov. 14 - 6 p.m. Candlelight<br />
Ceremony features choirs from the<br />
Murrieta middle schools and a reading<br />
of “Letters from War” by local artists.<br />
Thurs. Nov. 15 – 5 p.m. Boy Scouts<br />
conduct Final Salute<br />
Sat. Nov. 17 – 9-5 p.m. Flag Pick-ups<br />
6 p.m. Patriots Ball, $75 per person<br />
Sun. Nov. <strong>18</strong> – 9 - noon, Flag Pick-ups<br />
The Rotary Club of Murrieta was<br />
chartered on April 28, 1992. The club<br />
is involved in many international and<br />
community projects.” Club meetings<br />
are held Mondays (excepting holidays)<br />
at noon at Richie’s Diner, 40651 Murrieta<br />
Hot Springs Road, in Murrieta.<br />
For information regarding the club or<br />
membership visit www.murrietarotary.<br />
org.
<strong>November</strong> 20<strong>18</strong><br />
BWN’s <strong>November</strong> 13th Meeting Features<br />
Member Speaker Gina Stone<br />
Norwex is improving quality of<br />
life, one home at a time, by radically<br />
reducing toxins through chemical-free<br />
microfiber household and personal care<br />
products. Gina is an Independent Sales<br />
Consultant with Norwex consultant in<br />
Temecula where she has lived for four<br />
years, coming from Central California.<br />
She has also lived in Orange County,<br />
San Diego and the Silicon Valley so<br />
she knows California from experience.<br />
Gina is blessed with one daughter and<br />
the best husband.<br />
Visit Gina’s Business Website at<br />
https://ginastone.norwex.biz/ to learn<br />
more and subscribe to Gina’s newsletter.<br />
Email Address: ginastonensa@gmail.<br />
com - Phone Number: 951-292-0207.<br />
There will be no BWN meeting<br />
on <strong>November</strong> 27 in recognition of the<br />
Thanksgiving Holiday.<br />
About BWN - Since 1992 Business<br />
Women’s Network of Temecula Valley<br />
(BWN) has been a premier women’s<br />
networking group dedicated to the highest<br />
standards of professionalism and the<br />
exchange of business leads. Our structured,<br />
yet relaxed luncheon program<br />
provides members the time and place to<br />
introduce themselves, their products and<br />
THE VALLEY BUSINESS JOURNAL<br />
www.TheValleyBusinessJournal.com<br />
services during each meeting. Membership<br />
includes group membership in the<br />
Murrieta Chamber of Commerce and the<br />
Temecula Chamber of Commerce. We<br />
are all about promoting ourselves and<br />
each other and building strategic relationships<br />
with other professional local<br />
women while having fun. We meet at<br />
noon on the second and fourth Tuesdays<br />
at The Broken Yolk Café at 26495 Ynez<br />
Rd inTemecula. Check us out at http://<br />
business-womens-network-temecula.<br />
com.<br />
Support your local nonprofits.<br />
15<br />
They need your skills, your ideas and<br />
your support.
THE VALLEY BUSINESS JOURNAL<br />
16 www.TheValleyBusinessJournal.com<br />
<strong>November</strong> 20<strong>18</strong><br />
Water, Flood, Fire, Smoke, Mold Damage?<br />
With Pulido you are family.<br />
We will get you through this.<br />
The most trusted Restoration company in<br />
the Temecula valley since 1989<br />
Privacy vs. Transparency: Should You<br />
Tell Your Heirs the Contents of Your<br />
Estate Plan?<br />
One of the questions that many<br />
people have when preparing an estate<br />
plan is whether their heirs need to know<br />
about the contents. The answer to this<br />
question will depend on several factors,<br />
including your family culture, age of the<br />
heirs and personal preference. There<br />
is no legal obligation to tell the details<br />
to your heirs or beneficiaries to a trust,<br />
until it is time for distributions.<br />
Remember, at a minimum someone<br />
needs to know that you have a will or<br />
trust and where it is located, but often<br />
that will be your attorney.<br />
Situations When Transparency is a<br />
Good Idea<br />
Here are a few examples of when<br />
it might be wise to share your estate<br />
plan details:<br />
Family Business - If you have a<br />
family business and the heirs are directly<br />
involved, it is a good practice to let<br />
them know how the business ownership<br />
will be structured if you, as business<br />
owner, die.<br />
Shared Family Home - It is more<br />
common now for adult children to continue<br />
living in the family home, and<br />
they will be curious to know your estate<br />
plan and how real estate is distributed.<br />
If you plan to leave the home to them,<br />
then you can explain how that will work<br />
and be divided.<br />
Specific Bequests - If you have<br />
unusual assets such as jewelry, art and<br />
other heirlooms, then it may be a good<br />
idea to let your heirs know that will be<br />
handled, or even they have some preference<br />
for certain items. Sometimes<br />
an heir will not want to deal with some<br />
types of property or could have a sentimental<br />
attachment to other items.<br />
Situations Where Privacy May Be<br />
Preferable<br />
There are also circumstances where<br />
there is really no benefit to sharing the<br />
details:<br />
Young Children - If your only<br />
heirs are minor children then there is no<br />
reason to tell them the contents of your<br />
estate plan, as it may change over time<br />
and they probably will not understand<br />
the specifics.<br />
Significant Charitable Donations<br />
- If you are leaving a large portion of<br />
your estate to charity, you may want to<br />
keep that private. Some heirs take it the<br />
wrong way as it seems you are giving<br />
away “their” inheritance.<br />
Existing Discord Among Heirs -<br />
Families don’t always get along, and if<br />
some heirs have existing conflict with<br />
each other it may be best not to share<br />
how you plan to distribute your assets.<br />
This is especially true if there are differences<br />
in the estate plan in amounts or<br />
types of assets for each heir.<br />
If you have questions about estate planning<br />
and your family, please contact the<br />
attorneys at Shoup Legal, A Professional<br />
Law Corporation at 951-445-4114,<br />
www.ShoupLegal.com.<br />
LEGAL<br />
by by<br />
Andrea Steve Fillingim Shoup<br />
Family Owned & Operated<br />
100% Background Checked Team<br />
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Fully Licensed, Bonded and Certified<br />
Insurance Approved and Preferred<br />
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Teampulido.com<br />
Lic# 710901<br />
“<br />
There is no legal obligation to<br />
tell the details to your heirs or<br />
beneficiaries to a trust, until it is time<br />
for distributions. Remember, at a<br />
minimum someone needs to know<br />
that you have a will or trust and<br />
where it is located, but<br />
often that will be your attorney.<br />
New hires? Awards? Promotions?<br />
Share your news with us on Facebook
<strong>November</strong> 20<strong>18</strong><br />
THE VALLEY BUSINESS JOURNAL<br />
www.TheValleyBusinessJournal.com<br />
17<br />
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THE VALLEY BUSINESS JOURNAL<br />
<strong>18</strong> www.TheValleyBusinessJournal.com<br />
<strong>November</strong> 20<strong>18</strong><br />
Cause for Hope<br />
EDUCATION<br />
by<br />
by<br />
Drake Levasheff, PhD.<br />
Steve Fillingim<br />
Our national political discourse<br />
has become increasingly toxic, but my<br />
experience with our local community<br />
and leaders gives me great hope. In<br />
particular, two recent local events have<br />
highlighted what I believe is right with<br />
our community.<br />
The first, “Salute to Heroes,” which<br />
is spearheaded by the Veterans Supplemental<br />
Support Network (VSSN),<br />
occurred a few weeks ago at the Temecula<br />
Promenade. It brought together hundreds<br />
to honor those who have served<br />
our country and enjoy great food, live<br />
music, and family activities. It was a<br />
pleasure to see so many businesses and<br />
community organizations come together<br />
to support veterans, the enlisted, and<br />
their families.<br />
They have become vulnerable because<br />
of their service to our country,<br />
and many from the region rallied to<br />
their aid. I was inspired to see the community<br />
come around them. The event<br />
showcased the best our people have<br />
to offer: generous service, gratitude in<br />
action, and neighbors standing shoulder<br />
to shoulder. We have been proud to participate<br />
in the event and sponsor VSSN.<br />
I was also encouraged by a recent<br />
meeting of the Southwest California<br />
Legislative Council. I know that the<br />
people who attend would seldom describe<br />
that meeting as inspirational. So,<br />
what makes a meeting like this encouraging<br />
or even inspiring? It’s regular<br />
interactions among members that make<br />
the difference!<br />
The focus of the meeting in question<br />
was actually the organization’s position<br />
on California’s <strong>November</strong> ballot<br />
measures. Anyone who’s watched the<br />
political environment in California<br />
knows that these conversations have<br />
the potential to become divisive. Add<br />
to that the fact that our attendees have<br />
well-developed political and policy<br />
sensibilities.<br />
So, while some might emphasize<br />
the uniformity of businesses interests<br />
within the council, it includes diverse<br />
representation with people from a number<br />
of industries, cities, backgrounds,<br />
and interests. But as I listened to members<br />
discuss the propositions, I was<br />
impressed with evenhanded, patient collegiality<br />
I witnessed. People differed on<br />
points, but I observed engagement based<br />
on mutual respect and shared interests.<br />
This was not the Washington sparring<br />
we watch on TV, but the steady<br />
rhythm of neighbors working toward<br />
collective goals.<br />
The infotainment and political<br />
chatter served up by our media may<br />
move the needle in the Nielsen ratings,<br />
but deliver fruitless results. Conversely,<br />
what I have seen accomplished in our<br />
region the last few weeks lacks flash,<br />
but delivers by championing our shared<br />
interests and constructing community. It<br />
is a sure antidote to the fear and anger<br />
offered our nation al body politic.<br />
Dr. Drake Levasheff is Senior Director<br />
of Azusa Pacific University’s Murrieta<br />
Regional Campus. He can be reached<br />
via email at dlevasheff@apu.edu.<br />
dlevasheff@apu.edu<br />
Chaparral High School - Anjali Sivanandan<br />
Great Oak High School - Joseph Ravago<br />
Linfield Christian High School - Sophia Chen<br />
Rancho Vista High School - Eric Ruiz<br />
Susan H. Nelson High School - Jane Resnick<br />
Temecula Valley High School - Garrett Avery
<strong>November</strong> 20<strong>18</strong><br />
THE VALLEY BUSINESS JOURNAL<br />
www.TheValleyBusinessJournal.com<br />
19<br />
Boulder Ridge Elementary School Teacher Erin Lipsitz Receives<br />
September ‘Teachers Are Heroes Award’<br />
Teaching offers many challenges but offers rewards that go far beyond<br />
the benefits provided by a day-to-day job. KATY- 101.3 The Mix (KATY)<br />
and Azusa Pacific University (APU) is excited to kick-off the Teachers<br />
are Heroes program for the 20<strong>18</strong>-2019 school year.<br />
On Wednesday, October 3,<br />
20<strong>18</strong>, Mrs. Erin Lipsitz, fourth<br />
grade teacher at Boulder Ridge<br />
Elementary School, was surprised<br />
with the first Teachers<br />
are Heroes award for this year.<br />
Mrs. Lipsitz was nominated<br />
by Tiffany Lallande-Banks, the<br />
mother of one of Lipsitz’s students<br />
who said, “Mrs. Lipsitz<br />
assisted in the development of<br />
the girl’s STEAM Club, and<br />
also runs an after-school Math<br />
program. She inspires kids to<br />
learn outside the box.”<br />
Boulder Ridge Elementary<br />
School Principal Jon Mitchem,<br />
provided additional comments<br />
saying, “Erin Lipsitz is a game<br />
changer. Mrs. Lipsitz has the<br />
uncanny ability to know what students<br />
need before they know what they need.<br />
She makes learning fun, engaging, and<br />
connects the material to the student’s<br />
own lives. More importantly, Mrs.<br />
Lipsitz models the beliefs that learning<br />
is important and is a lifelong endeavor.<br />
She has attended multiple professional<br />
development seminars over this past<br />
summer and has utilized those strategies<br />
in her classroom with great results. Erin<br />
is a kind, caring, and thoughtful teacher<br />
who comes to work each day with<br />
the mindset that ALL of her students<br />
can achieve greatness and learn at a<br />
higher level. Mrs. Lipsitz knows that<br />
not all learning has to take place in the<br />
classroom and has not only opened her<br />
classroom up to after school tutoring<br />
but has assisted in the start of our very<br />
first Boulder Ridge Dance Company!<br />
Mrs. Lipsitz is an asset to Boulder and<br />
we are grateful that she is Bulldog! “<br />
Lipsitz was awarded with a<br />
Teachers are Heroes certificate, a<br />
$100 Visa gift card provided by<br />
Thinkwise Credit Union, and other<br />
prizes from the Mix prize closet plus<br />
the entire class enjoyed a pizza party<br />
from the Pizza Factory in Temecula.<br />
All selected teachers and their classes<br />
will receive tickets to attend an end of<br />
the year celebration.<br />
The Teachers are Heroes program<br />
will run through April 2019. Teachers<br />
can be nominated by students,<br />
parents, and even other school administrators.<br />
For more information go<br />
to www.1013themix.com, keyword:<br />
Teachers or go to http://www.apu.edu/<br />
murrieta/teachers<br />
EXECUTIVE PROFILE |Brian Connors<br />
Brian Connors has lived in Murrieta for 28<br />
years. As a kid in the 70’s, he and his family<br />
would drive the old 395 from Escondido to<br />
visit Vail Lake and enjoy the water slides.<br />
Ownership of a new home for my wife (Marleen)<br />
and I became a dream of ours in 1990. We had been<br />
married for four years and wanted to start a family.<br />
We thought that this valley provided the right atmosphere<br />
and affordable housing for which we desired.<br />
We thought we would buy a small home, then turn<br />
around and sell it and then move back down to the<br />
North County area. Little did we realize that our<br />
hearts would be firmly planted here just after the first<br />
year. We never looked back.<br />
AFFILIATIONS<br />
I serve on the Temecula Valley Chamber of Commerce<br />
Board of Directors as Chairman representing<br />
Southwest Healthcare System which operates<br />
Rancho Springs and Inland Valley Medical Centers.<br />
Previously to this position, I served on the Board of<br />
Directors for the Murrieta Chamber of Commerce.<br />
BUSINESS PHILOSOPHY<br />
I remember long ago my dad had on his desk a<br />
plaque that said, “There’s no such word as CAN’T.”<br />
I believe in hard work and giving it all you’ve got<br />
with a positive attitude by serving others and never<br />
expecting anything in return. When I’ve done this,<br />
I’ve discovered great things can happen.<br />
FAVORITE SPORT<br />
It would have to be a toss-up between baseball<br />
and football. I love following the San Diego<br />
Padres and Chargers. On an individual basis,<br />
I love to golf and I play racquetball nearly<br />
every weekday and I love to snow ski. My<br />
Favorite ski destination is Kirkwood, CA near<br />
Lake Tahoe.<br />
GOALS<br />
To live my life to the fullest with a positive<br />
attitude while serving others each and every<br />
day. When I focus on daily personal development<br />
and living with daily discipline, my<br />
personal and professional goals always seem<br />
to fall in place.<br />
MENTORS<br />
After graduating from SDSU, my dad took me<br />
under his wing. He offered me a chance in his<br />
ad agency but had me earn my keep by working my<br />
way up the ladder. His passion for his faith, family<br />
and his career helped make me who I am today.<br />
FAVORITE READING<br />
I enjoy faith-based, historical and empowering books.<br />
My favorite authors are Jeffrey R. Holland, D. Todd<br />
Christofferson, and David McCullough. Hal Elrod’s<br />
“Miracle Morning” is an excellent source for empowerment.<br />
Brian Connors<br />
RESUME<br />
For more than 20 years I ran full service advertising<br />
agencies which serviced local and regional<br />
clients throughout the United States. I now<br />
serve as the Director of Marketing for Southwest<br />
Healthcare System which operates Rancho<br />
Springs and Inland Valley Medical Centers.<br />
BIRTHPLACE<br />
La Jolla, CA
THE VALLEY BUSINESS JOURNAL<br />
20 www.TheValleyBusinessJournal.com<br />
<strong>November</strong> 20<strong>18</strong><br />
“The Culture Code: The Secrets of Highly Successful Groups”<br />
Daniel Coyle<br />
“Bad Blood: Secrets and Lies in a Silicon Valley Startup<br />
John Carreyrou<br />
“Powerful: Building a Culture of Freedom and Responsibility”<br />
Patty McCord<br />
“Measure What Matters: OKRs: The Simple Idea That Drives 10X Growth”<br />
John Doerr<br />
”How Women Rise: Break the 12 Habits Holding You Back From<br />
Your Next Raise, Promotion or Job”<br />
Sally Helgesen and Marshall Goldsmith<br />
“The Myth of the Nice Girl: Achieving a Career You Love Without<br />
Becoming a Person You Hate”<br />
Fran Hauser<br />
“Ask a Manager: How to Navigate Clueless Colleagues, Lunch-Stealing Bosses, and<br />
the Rest of Your Life at Work”<br />
Alison Green<br />
From Business Insider<br />
20<strong>18</strong> Business Books<br />
Have you read these yet?<br />
Vision Screenings vs. Eye Exams<br />
Healthy<br />
Living<br />
by<br />
Tina Dr. Patrick M. Gottlieb, Utnehmer D.C.<br />
I just had an “exam” at school/<br />
work/my PCP’s office/the DMV and I<br />
was fine, isn’t that good enough? Vision<br />
screening programs are intended<br />
to identify children or adults who may<br />
have undetected vision problems. If the<br />
screening indicates a vision problem,<br />
they are referred for further evaluation.<br />
However, a vision screening can’t be<br />
relied on to provide the same results<br />
as a comprehensive eye and vision<br />
examination.<br />
Screenings can take many forms.<br />
Often schools provide periodic vision<br />
screenings for their students. A pediatrician<br />
or other primary care physician<br />
may do a vision screening as part of a<br />
school physical. When applying for a<br />
driver’s license, your vision will likely<br />
be screened. Vision screenings are<br />
often part of local health fairs put on<br />
by hospitals, social service agencies<br />
or fraternal groups like the Lions and<br />
Elks clubs.<br />
Vision screenings can uncover<br />
some vision problems, but they can<br />
miss more than they find. This is a<br />
major concern about vision screening<br />
programs. Current vision screening<br />
methods cannot be relied on to effectively<br />
identify individuals who need<br />
vision care. In some cases, vision<br />
screening may actually inhibit the<br />
early diagnosis of vision problems.<br />
Screenings can create a false sense<br />
of security for those individuals who<br />
“pass” the screening but who actually<br />
have a vision problem. These people<br />
are then less likely to receive treatment<br />
for their vision problem-and it could<br />
become worse.<br />
Undetected and untreated vision<br />
problems can interfere with a child’s<br />
ability to learn in school and participate<br />
in sports. They can also affect an<br />
adult’s ability to do their job or to drive<br />
safely. The earlier a vision problem is<br />
diagnosed and treated, the less it will<br />
impact an individual’s quality of life.<br />
What are the limitations of vision<br />
screening programs? - To understand<br />
why vision screenings may not find a<br />
vision problem, let’s look at the factors<br />
that can limit their effectiveness.<br />
Limited testing. Many vision<br />
screenings test only for distance visual<br />
acuity. While the ability to see clearly<br />
in the distance is important, it does<br />
not indicate how well the eyes focus<br />
up close or work together. It also does<br />
not give any information about the<br />
health of the eyes. Some screenings<br />
may also include a plus lens test for<br />
farsightedness and a test of eye coordination.<br />
However, even these additional<br />
screening tests will miss many vision<br />
problems.<br />
Untrained personnel. Often,<br />
administrative personnel or volunteers<br />
who have little training conduct a<br />
vision screening. While well-intentioned,<br />
these individuals do not have<br />
the knowledge to competently assess<br />
screening results.<br />
Inadequate testing equipment.<br />
Even when done in a pediatrician’s<br />
or primary care physician’s office, the<br />
scope of vision screening may be limited<br />
by the type of testing equipment<br />
available. Factors such as room lighting,<br />
testing distances and maintenance<br />
of the testing equipment can also affect<br />
test results.<br />
People often misunderstand what<br />
passing a vision screening means. The<br />
information obtained from a vision<br />
screening is comparable to the information<br />
obtained from a blood pressure<br />
measurement. Your blood pressure<br />
may be in normal range, but that<br />
doesn’t mean that you do not have other<br />
health problems. It’s merely a single<br />
measure of one aspect of your overall<br />
health. Just like you need a complete<br />
physical to evaluate your total health,<br />
only a comprehensive eye and vision<br />
examination can evaluate your overall<br />
eye health and vision status.<br />
How is a comprehensive eye and<br />
vision examination different from a<br />
vision screening?<br />
Specialized equipment and procedures,<br />
which are not available as part of<br />
a vision screening program, are needed<br />
to adequately evaluate your eyes and<br />
vision. Only an optometrist or ophthalmologist<br />
can conduct a comprehensive<br />
eye and vision examination. These<br />
doctors have the specialized training<br />
necessary to make a definitive diagnosis<br />
and prescribe treatment.<br />
A comprehensive adult eye and<br />
vision examination includes:<br />
• Patient and family health history<br />
• Visual acuity measurement<br />
• Preliminary tests of visual function<br />
and eye health, including depth<br />
perception, color vision, peripheral<br />
(side) vision and response of the<br />
pupils to light<br />
• Assessment of refractive status to<br />
determine the presence of nearsightedness,<br />
farsightedness or astigmatism<br />
• Evaluation of eye focusing, eye<br />
teaming and eye movement abilities<br />
• Eye health examination<br />
• Additional tests as needed<br />
Vision screening programs can’t substitute<br />
for regular professional vision<br />
care. Children or adults who pass a<br />
vision screening could still have an eye<br />
health or vision problem. Professional<br />
examinations are the only effective<br />
way to confirm or rule out any eye<br />
disease or vision problem. Come in<br />
and see us for a comprehensive eye<br />
exam and discuss personalized options<br />
for your eyes.<br />
Dr. Patrick Utnehmer, Promenade<br />
Optometry & Lasik, (951) 296-2211.
<strong>November</strong> 20<strong>18</strong><br />
THE VALLEY BUSINESS JOURNAL<br />
www.TheValleyBusinessJournal.com<br />
21<br />
Temecula Valley Hospital Treats 1st<br />
Brain Aneurysm Patient<br />
Temecula Valley Hospital has successfully<br />
treated the 1st brain aneurysm<br />
patient in our new facility. This is a 1st<br />
for the hospital and for the Southwest<br />
Riverside County region. A brain aneurysm<br />
is a weak spot in one of the brain’s<br />
arteries that flowing blood causes to balloon<br />
out, forming either a small pouch<br />
on one side of the artery wall or causes<br />
the artery to bulge out. The aneurysm<br />
was treated using endovascular coiling,<br />
in which wire coils are inserted into<br />
the artery of the brain at the aneurysm.<br />
The wire coils up inside the aneurysm<br />
disrupts the blood flow and essentially<br />
als off the aneurysm from the artery.<br />
The hospital’s recent expansion<br />
includes a new neuro biplane room,<br />
to provide such advanced neuroscience<br />
treatments. (Please see photo.)<br />
Specially trained physicians and a<br />
multidisciplinary team work together<br />
to treat patients with aneurysms or other<br />
neurologic conditions.<br />
“We are thrilled about this 1st for<br />
our hospital,” said Darlene Wetton,<br />
Chief Executive Officer, of Temecula<br />
Valley Hospital. “Temecula Valley<br />
Hospital is committed to providing<br />
high quality, advanced medical treatment<br />
to the residents of this region.<br />
We are proud of our hospital staff and<br />
the physicians for providing advanced<br />
treatments, such as endovascular interventional<br />
neuroscience treatments for<br />
this community.”<br />
About Temecula Valley Hospital - Temecula<br />
Valley Hospital brings advanced<br />
technology, innovative programs, patient-centered<br />
and family sensitive care<br />
to area residents. The hospital features<br />
140 private patient rooms; emergency<br />
care featuring ER Reserve; advanced<br />
cardiac and stroke care; orthopedics;<br />
and general and surgical specialties.<br />
TVH is nationally recognized for Patient<br />
Safety by The Leapfrog Group,<br />
with a 2017 Top Hospital Award and<br />
4 consecutive “A” Grades for Patient<br />
Safety in Spring 20<strong>18</strong>, Fall 2017, Spring<br />
2017 and Fall 2016. The hospital also<br />
recently received the American Heart<br />
Association/American Stroke Association’s<br />
Get With The Guidelines®-Stroke<br />
Gold Plus Quality Achievement Award,<br />
The Joint Commission’s Gold Seal of<br />
Approval® for Certification for Hip<br />
and Knee Replacement, 4 Star Medicare<br />
Hospital Compare Rating, the honor<br />
of the Inland Empire’s Top Workplaces<br />
2017 and has been designated an Aetna<br />
Institute of Quality® Cardiac Care<br />
Facility for comprehensive heart and<br />
vascular treatments-including Cardiac<br />
Medical Intervention, Cardiac Rhythm<br />
Programs and Cardiac Surgery.<br />
For more information, visit www.temeculavalleyhospital.com<br />
“<br />
The hospital’s recent expansion includes<br />
a new neuro biplane room, to provide<br />
such advanced neuroscience treatments.<br />
Specially trained physicians and<br />
a multidisciplinary team work together to<br />
treat patients with aneurysms or other<br />
neurologic conditions.
THE VALLEY BUSINESS JOURNAL<br />
22 www.TheValleyBusinessJournal.com<br />
<strong>November</strong> 20<strong>18</strong><br />
Temecula Hosts Annual Patriotic Salute to<br />
Veterans<br />
CONTINUED FROM PAGE 1<br />
The community is invited to join<br />
us at this free concert as we honor<br />
veterans on this commemorative day. A<br />
free picnic dinner will be served from<br />
5:00 pm to 6:00 pm in Town Square<br />
Park to the first 500 patrons in line.<br />
“Our Veterans’ service and sacrifice are<br />
the reasons we hold the freedoms and<br />
liberties we cherish on a daily basis.<br />
This is just one of the ‘Temecula Ways’<br />
we express our admiration, respect, and<br />
gratitude for our country’s most faithful<br />
heroes,” states Mayor Matt Rahn.<br />
Join us as we honor and thank<br />
our veterans for their selfless service.<br />
Bring your entire family, your friends,<br />
lawn chairs, and warm blankets to<br />
enjoy a wonderful evening under the<br />
stars at this free Veterans Day event.<br />
The event will feature remarks by City<br />
dignitaries, the presentation of military<br />
banners to recognize active military<br />
personnel from the City’s Military<br />
Banner Program, and a performance by<br />
the Temecula Valley Symphony.<br />
The Veterans Day Celebration<br />
highlight is the 90-minute professional<br />
concert under the stars, A Patriotic<br />
Salute to Veterans, presented by the<br />
Temecula Valley Symphony & Chorus<br />
featuring Musical Director and Conductor<br />
John Mario.<br />
For more information, please contact<br />
the Community Services Department<br />
at (951) 694-6480 or visit us online at<br />
www.TemeculaCA.gov.<br />
TemeculaCA.gov<br />
The Goodness of Gratitude<br />
Healthy<br />
Living<br />
by<br />
Tina Monique M. Gottlieb, deGroot D.C.<br />
What are You Grateful For?<br />
This is the age-old question we’ve<br />
heard since we were kids. We tend to<br />
think about giving thanks for holiday<br />
meals and gifts at Christmas. However,<br />
more and more studies are showing<br />
the benefits of year-round gratitude.<br />
In fact, it’s actually healthy for you<br />
to focus on what you are grateful for.<br />
That’s right, by being mindful in your<br />
everyday life, gratitude journaling,<br />
or simply saying “thank you” more<br />
often will do you a whole lot of good.<br />
Here’s a few ways to introduce gratitude<br />
into your daily routine and how<br />
exchanging those negative thoughts<br />
for gracious ones can increase mental<br />
strength:<br />
“Thank You!”<br />
It’s polite, and who doesn’t love<br />
a well-mannered person? Showing<br />
and expressing gratitude can actually<br />
help open doors to new friends and<br />
relationships. Studies support that<br />
genuine appreciation for a favor an<br />
acquaintance did can increase those<br />
feel-good chemicals in your brain.<br />
Extra points if you do it with a smile.<br />
As gratitude becomes a rotation in<br />
your life, you will attract more open<br />
and kind-hearted people. Win/win.<br />
Make a List<br />
Don’t know where to start? Take<br />
five minutes before bed or right when<br />
you wake up in the morning to jot<br />
down a few things you’re thankful<br />
for. It will help you to let go of toxic<br />
emotions in the morning to start with<br />
a clear head and help relieve stress<br />
before bed. Focusing on the bad<br />
will only make it worse, and no one<br />
likes a pity party. Gratitude journaling<br />
increases your mindfulness and<br />
awareness so you can introduce that<br />
practice into your daily life when<br />
things hit the fan.<br />
Take Time to Rejoice<br />
Instead of getting upset when<br />
something doesn’t go your way; stop.<br />
Take a moment and look at all of the<br />
great parts of the situation instead.<br />
Resilience is born out of challenges<br />
and hardships. Gratitude is the perfect<br />
way to test your mental strength when<br />
it comes to being let down.<br />
Don’t save gratitude for one or<br />
two months a year. Focusing on what<br />
you are thankful for can seem a little<br />
foreign at first; but with practice and<br />
diligence, it can help turn your whole<br />
mindset around for the day/month/<br />
year and keep you smiling in the midst<br />
of chaos.<br />
Monique deGroot is the Owner of<br />
Murrieta Day Spa which is located<br />
at 4<strong>18</strong>85 Ivy St. in Murrieta.<br />
“<br />
However, more and more studies are<br />
showing the benefits of year-round gratitude.<br />
In fact, it’s actually healthy for you to<br />
focus on what you are grateful for.
<strong>November</strong> 20<strong>18</strong><br />
THE VALLEY BUSINESS JOURNAL<br />
www.TheValleyBusinessJournal.com<br />
23<br />
Trust in Your Parenting and Believe That All<br />
Will Be Well<br />
by Dr. Candace Walters<br />
Empty nest syndrome affects many<br />
parents; some have depression, anxiety,<br />
and added stress over their loved<br />
one leaving home. It is normal to feel<br />
sadness and loneliness during the time<br />
of departure; however, the emptiness<br />
can develop into a rollercoaster of<br />
emotions. There are several stages of<br />
ENS a parent may endure—not in any<br />
order or sequence.<br />
The Identity loss stage is most<br />
common to several parents. Caring for<br />
a loved one for many years while placing<br />
their needs first as well as worrying<br />
and nurturing can be daunting, whereas<br />
your needs are overlooked and unmet.<br />
Once an adult child moves from the<br />
family’s home, the requirements for life<br />
regarding the parents often change. The<br />
need to care for someone persists as<br />
parents are seldom used to self-caring<br />
and nurturing; often, quality time with<br />
the spouse is pushed aside for years.<br />
Change in marriage stage allows<br />
for adjustment in marriage of empty-nesters<br />
to sometimes be drastic.<br />
Those parents battling ENS may even<br />
emotionally distant themselves from<br />
their spouses while creating a barrier<br />
and stress within the marriage.<br />
The extreme worrying stage has<br />
parents worrying about things of insignificance;<br />
they’ll even call the adult<br />
child several times throughout the day<br />
as their own attitudes are shifted to<br />
passive-aggressive.<br />
In the grief stage, emotion associated<br />
with loss can be weighty for many<br />
parents, and those battling ENS may<br />
even feel disparaged and heartbroken.<br />
it just might be the time for you to do<br />
that thing you’ve always wanted to do.<br />
Restructuring is one of the best<br />
things we can do for ourselves during<br />
a dramatic change. If needed, reconstructing<br />
our marriage, our home, our<br />
finances, or even our thoughts could<br />
be a solid preparation for the journey<br />
ahead.<br />
Acceptance. Accepting the fact<br />
that children grow up, become adults,<br />
and even move away is true evidence of<br />
growth. Simply trust in your parenting<br />
and believe that all will end well.<br />
Support. Seek support if the<br />
weight of ENS is too overwhelming or<br />
even unbearable.<br />
This is the time to work on selfcare.<br />
ENS is manageable, providing<br />
you find and apply the proper coping<br />
skills.<br />
If you or someone you know are<br />
suffering from Empty Nest Syndrome,<br />
contact The Walters Group.<br />
Dr. Candace is CEO for The Walters<br />
Group. Dr. Candace often affirms<br />
“Not every woman requires therapy,<br />
most of us just need an accountability<br />
partner”. Contact number is 951-<br />
541-4986.<br />
Tips to Cope with ENS<br />
Realize. It is normal to have unwanted<br />
emotions of sadness, so embrace<br />
the emotions as you reconstruct<br />
your life. Starting a new chapter can<br />
even be a wonderful experience, and<br />
Empty nest syndrome affects many<br />
parents; some have depression, anxiety,<br />
and added stress over their loved one<br />
leaving home. It is normal to feel sadness<br />
and loneliness during the time of<br />
departure; however, the emptiness can<br />
develop into a rollercoaster of emotions.
THE VALLEY BUSINESS JOURNAL<br />
24 www.TheValleyBusinessJournal.com<br />
<strong>November</strong> 20<strong>18</strong><br />
Still Correcting?<br />
REAL ESTATE<br />
by by<br />
Gene Steve Wunderlich Fillingim<br />
As I’ve pointed out in previous<br />
newsletters, our local market is mimicking<br />
a statewide, indeed a nationwide<br />
trend of declining home sales<br />
and slower price appreciation. There<br />
are a few calling what we’re doing a<br />
‘prelude to a crash’, but most rational<br />
prognosticators are shunning that<br />
forecast. Next month we’ll have the<br />
opportunity to meet with our federal<br />
team, including our Chief Economist,<br />
Dr. Lawrence Yun, to question them<br />
on their outlook. They’re not always<br />
right but they’re better than most.<br />
(Well except for those continued<br />
forecasts of a ‘soft landing’ back in<br />
2008, but they weren’t alone there).<br />
Speaking of 2008, September<br />
marked the 10th anniversary of our<br />
last great meltdown. Lehman Brothers<br />
collapsed, bringing others to the<br />
brink, precipitating a general crash in<br />
the housing market nationwide. We<br />
got towed along for a 60%+ drop in<br />
local home values and a 50%+ drop<br />
in sales over the next <strong>18</strong> months.<br />
Fun times! And while the housing<br />
market in general has recovered, our<br />
region remains some 12% below our<br />
previous peak price point on average,<br />
while some state markets have met or<br />
exceeded their prior high-water mark,<br />
most notably the Bay Area, areas of<br />
LA and Orange Counties, and the San<br />
Jose region where the median value of<br />
$1.29 million, is 74% above its previous<br />
peak.<br />
So, a slowdown at this time is not<br />
necessarily a bad thing. While our appreciation<br />
has not been as heated as the<br />
30% annual climbs we saw in the early<br />
2000’s, it has been relatively constant,<br />
averaging 7% annually since 2009.<br />
That’s a long run. Meanwhile wage<br />
growth for buyers has only recently<br />
started to add a % or 2 to their wallets.<br />
As David Blitzer, Managing Director at<br />
S&P Dow Jones Indices put it, “We’ve<br />
been running faster than we should be<br />
able to for quite some time.” So, price<br />
gains are likely to ease until they’re<br />
more in line with wages and inflation.<br />
As we complete the 3rd quarter<br />
of 20<strong>18</strong>, local home sales have scaled<br />
back to a range somewhere between<br />
2014 and 2015. As anticipated, September<br />
sales of single-family homes<br />
dropped 15% from their August numbers<br />
(984/ 833) and year-to-date sales<br />
remain mired at 9% below 2017 (9,013<br />
/ 8,194). Where have those additional<br />
819 sales gone? Well, it helps explain<br />
why our inventory continues to climb<br />
– there’s an additional 1,048 units on<br />
the market today compared to last year<br />
(1,842 / 2,890). Our average inventory<br />
now stands at a 5 year high of 3.9<br />
months. That’s still a ways off the 6-7<br />
month inventory classically considered<br />
a ‘normal’ inventory or a market in<br />
balance, but it’s getting closer. We’ve<br />
been so spoiled by a super-low inventory<br />
for so long, this looks bad, but it’s<br />
really not at all.<br />
The only negative to that inventory<br />
hike is that it doesn’t include much<br />
in the way of affordable workforce<br />
housing, especially for those critical<br />
first-time buyers trying to enter the<br />
market. After a few months of relative<br />
stagnation and even some minor declines,<br />
prices appear to be continuing<br />
their inexorable climb. Month-overmonth<br />
appreciation was 3% and we’re<br />
still running a solid 7% ahead year-todate<br />
($348,025 / $374,394). I know I<br />
called for some flattening or moderate<br />
declines during the 4th quarter of 2017<br />
that didn’t happen. Well, I’m doing it<br />
again. I think we’ll see some slowing<br />
of appreciation during this last quarter<br />
as sales decline. Like most prognosticators,<br />
if I call something long enough<br />
I’ll eventually be right. Of course, we’ll<br />
still end the year higher than last year<br />
but maybe by only 4%-5% instead of<br />
7%-8%. And since I’m the one doing<br />
the numbers, I can make that forecast<br />
come true only to adjust it next February<br />
and you wouldn’t even notice.<br />
Heck, the government does it all the<br />
time, why should I be held to a higher<br />
standard?<br />
By this time next month, we’ll<br />
have weathered another election,<br />
billed as ‘the most important of our<br />
lifetime’. Aren’t they all? It’s going<br />
to be very tense and exciting, I do<br />
know that. And hopefully after all<br />
that, we can come together as a nation<br />
and focus on what’s truly important.<br />
Just don’t ask me what I did when I<br />
was 17! Please.<br />
Gene Wunderlich is the Government<br />
Affairs Director for Southwest Riverside<br />
County Association of Realtors.<br />
If you have questions on the market,<br />
please contact me at GAD@srcar.<br />
org or to keep up with the latest legislative<br />
and real estate trends go to<br />
http://gadblog.srcar.org/.
<strong>November</strong> 20<strong>18</strong><br />
THE VALLEY BUSINESS JOURNAL<br />
www.TheValleyBusinessJournal.com<br />
25<br />
Keep up with your business reading<br />
with autio books!<br />
“Read” while you drive, exercise or<br />
do doing manual projects.
THE VALLEY BUSINESS JOURNAL<br />
26 www.TheValleyBusinessJournal.com<br />
<strong>November</strong> 20<strong>18</strong><br />
The Advantage of<br />
Big Data<br />
Anyone surfing the internet, purchasing<br />
with a loyalty or credit card<br />
typically contribute to the collection.<br />
Surveys with drawings, gift cards<br />
or free products identify needed improvements<br />
but also find out information<br />
about you. Social media activity<br />
gathers helpful information as well.<br />
Big data not only records what is<br />
being bought but from who, how and<br />
when. Was the purchase on-line or<br />
through a traditional store and how<br />
was the decision buy made? It can<br />
show how useful reviews have been.<br />
Big data will show time of day of purchases<br />
such as before or after a work<br />
day, on a holiday or weekend. Time<br />
of year is also essential. Obviously<br />
retail sales will be higher during the<br />
holiday buying period but for other<br />
businesses it may be different. For<br />
example, merchandise or ticket sales<br />
for a sports team may increase after a<br />
significant sporting event win. These<br />
types of factors may explain why a<br />
product was purchased.<br />
So once the data is captured and<br />
stored how is it used? First, it allows<br />
a look back to analyze performance.<br />
Not just sales performance but how<br />
was the shopping experience. When<br />
one item was bought did it lead to the<br />
purchase of another? What were the<br />
triggers that encouraged shoppers to<br />
make a decision? From the technical<br />
point of view, how well did the installed<br />
hardware perform? These factors<br />
can generate marketing strategies.<br />
But just as important, having this<br />
data allows for a look forward to the<br />
future. Known as “predictive analysis”,<br />
working with a large amount<br />
of data can be helpful in scheduling<br />
and capacity planning. The air travel<br />
industry can understand when the<br />
heaviest passenger loads will take<br />
place allowing them to adjust staffing,<br />
aircraft and even pricing. IT system<br />
managers know when to increase<br />
storage or compute power. Customers<br />
groups with similar likes can be<br />
targeted. Processes can be made to<br />
work better as inefficiencies are uncovered.<br />
Next time you’re asked to<br />
leave feedback, remember big data<br />
has made it possible to answer the<br />
question “what’s trending now”.<br />
Ted Saul is a business coach that assists<br />
with Business Plans and Project<br />
Management. He holds a master certificate<br />
in project management and has<br />
earned his MBA from Regis University.<br />
Ted can be reached on LinkedIn,<br />
TedS787 on Twitter or emailing Ted@<br />
tsaul.com.<br />
by<br />
by<br />
Ted Saul,<br />
Steve Fillingim<br />
Sr. Staff Writer<br />
“<br />
Big data not only records what is being<br />
bought but from who, how and when. Was<br />
the purchase on-line or through a traditional<br />
store and how was the decision buy made?
<strong>November</strong> 20<strong>18</strong><br />
Just the other day I was talking with<br />
my eviction attorney and I told him that<br />
I offer 1031 Exchange Accommodator<br />
Services. He told me he didn’t know<br />
that and had just done 1031 Exchange<br />
six months previously. He felt that the<br />
fees that he paid were high and the service<br />
was poor. I’m Scott Chappell, and<br />
I hear stories all the time about people<br />
who felt they over paid for their services<br />
and complained about poor commuby<br />
Scott Chappell<br />
THE VALLEY BUSINESS JOURNAL<br />
www.TheValleyBusinessJournal.com<br />
How to Avoid 1031 Exchange Nightmares<br />
nications with their Accommodator.<br />
Their Accommodator did not meet their<br />
expectations as professionals.<br />
1031 Exchanges are extremely<br />
tricky, and one mistake can literally cost<br />
you thousands of dollars. In a nutshell,<br />
when you sell a property, you can defer<br />
a taxable gain if you purchase a “like<br />
for like” property within <strong>18</strong>0 days. You<br />
must identify the replacement property<br />
in writing within 45 days. It’s a very<br />
complex process and if you don’t know<br />
what you’re doing it can cost you dearly!<br />
I’ve been doing 1031 Exchanges for<br />
more than ten years now, and I’ve encountered<br />
nearly every situation you can<br />
imagine. Time after time people tell me<br />
what their 1031 Exchange services cost<br />
them. They could be saving money. I<br />
recently did a survey of rates charged by<br />
other 1031 Exchange Accommodators,<br />
and my fees are much more reasonable.<br />
If you’re looking for an Accommodator<br />
with awesome service and great<br />
fees, give me a call. Contact me at 951<br />
313-4350 or shoot me an email at scottlouischappell@gmail.com.<br />
27
THE VALLEY BUSINESS JOURNAL<br />
28 www.TheValleyBusinessJournal.com<br />
<strong>November</strong> 20<strong>18</strong><br />
Consider a Record of Public Service<br />
by Senator Jeff Stone<br />
It has been an honor and privilege<br />
being able to fight for the people of Riverside<br />
County over the past 26 years.<br />
I became active in politics because<br />
I was tired of graffiti overtaking my<br />
city where I was raising my family<br />
and running my pharmacy. When I<br />
saw nothing was being done to fix the<br />
problem, I decided to become active;<br />
and I’m proud to say that Temecula still<br />
has some of the toughest anti-graffiti<br />
ordinances in the state.<br />
As a County Supervisor, I was<br />
tenacious in my mission to end the<br />
homelessness crisis among our community<br />
of veterans, and I’m proud to<br />
say that the VALOR program today is<br />
still in place. Over the past four years,<br />
I’ve had the highest honor by serving<br />
Riverside County in the State Senate.<br />
In that time, I’ve helped write<br />
legislation to address the housing crisis<br />
that has put homeownership out of<br />
the reach of far too many people by<br />
reforming the rules and regulations that<br />
add thousands of dollars to the price of<br />
new homes.<br />
Since 2016, the California Legislature<br />
and our Governor have gone out<br />
of their way to criticize everything the<br />
federal government has done. I’ve led<br />
the fight against California becoming a<br />
“sanctuary state” for convicted felons<br />
in this country illegally.<br />
In a state with nearly 40 million<br />
people and record revenues coming<br />
in, I’ve fought to make sure our hardworking<br />
families are not overtaxed and<br />
overregulated. That’s why the National<br />
Federation of Independent Business has<br />
endorsed me as their choice for State<br />
Senate and the Howard Jarvis Taxpayers<br />
Association has consistently ranked me<br />
as a solid vote for taxpayers.<br />
And the Riverside Sheriffs’ Association,<br />
the Correctional Peace Officers’<br />
Association and law enforcement officials<br />
and groups across the state are<br />
supporting me for Senate because they<br />
know they can count on me to stand up<br />
for crime victims. As a Member of the<br />
Senate Public Safety Committee, I’ve<br />
led the fight to keep violent criminals<br />
behind bars and keep predators off our<br />
streets.<br />
The voters have a real choice on<br />
<strong>November</strong> 6th.<br />
I am opposed to the Governor’s<br />
Bullet Train to nowhere that is going to<br />
cost us nearly $90 Billion.<br />
I support efforts to make housing<br />
more affordable in our state through<br />
common-sense regulation reforms.<br />
I support policies that make sure<br />
criminals in our country illegally are<br />
not given sanctuary status here in California.<br />
On <strong>November</strong> 6th, I would be<br />
honored to be given an opportunity to<br />
continue my work on behalf of taxpayers,<br />
crime victims and small businesses<br />
across the state.<br />
As we work together to become a better<br />
state where we can live, work and raise<br />
our families in safe neighborhoods<br />
with good schools; I look forward to<br />
an opportunity to continue representing<br />
the communities I love and am proud to<br />
call home.<br />
Become an INFLUENCER<br />
Advertise with us and<br />
share your expertise<br />
Your articles printed in our<br />
newspaper, online and shared<br />
on social media.<br />
Contact us today:<br />
(951) 461-0400 • publishertvbj@verizon.net
<strong>November</strong> 20<strong>18</strong><br />
THE VALLEY BUSINESS JOURNAL<br />
www.TheValleyBusinessJournal.com<br />
29<br />
<strong>November</strong><br />
Events<br />
Opening Of ‘Field Of<br />
Honor’ 20<strong>18</strong>: Murrieta<br />
Saturday, Nov. 10, 20<strong>18</strong> at 8am<br />
Hosted by Rotary Club of Murrieta<br />
and Murrieta Field of Honor<br />
Town Square Park, 1 Town<br />
Square, Murrieta, California<br />
92562<br />
Temecula Valley Woman’s<br />
Club 34th Annual Holiday<br />
Home Tour<br />
<strong>November</strong> 10 & 11, 10am-4 pm<br />
Contact: Temecula Valley<br />
Woman’s Club<br />
16th Annual Veterans Day<br />
Parade 20<strong>18</strong>, Murrieta<br />
Sunday, Nov. 11, 20<strong>18</strong> - 1pm<br />
Town Square Park, Downtown<br />
Murrieta, CA<br />
Nutcracker:<br />
Inland Valley Classical<br />
Ballet<br />
Nov. 23 & 24, 20<strong>18</strong> - 7pm<br />
Nov. 24, 20<strong>18</strong> - 2pm<br />
Nov. 25, 20<strong>18</strong> - 1pm & 4pm<br />
Old Town Temecula Community<br />
Theater, 42051 Main St.,<br />
Temecula, CA 92590<br />
Christmas Tree Lighting<br />
at the Pond<br />
Monday, Nov. 26, 20<strong>18</strong><br />
7:00pm - 8:30pm<br />
Temecula Duck Pond & Veterans<br />
Memorial, 28250 Ynez Road,<br />
Temecula, CA 92591
THE VALLEY BUSINESS JOURNAL<br />
30 www.TheValleyBusinessJournal.com<br />
<strong>November</strong> 20<strong>18</strong><br />
Rotary Club of Temecula Comes Together During the Holidays<br />
CONTINUED FROM PAGE 1<br />
ry members and volunteers will start<br />
collecting toys and the same ritual is<br />
repeated a week prior to Christmas, as<br />
over 300 gifts are delivered to families<br />
in the Temecula Valley.<br />
“We sincerely appreciate our volunteers<br />
during the holidays and it feels<br />
great to help out the community,” says<br />
Scott Davis. If you’d like more information<br />
on ways that you can donate or<br />
volunteer for the Rotary Club of Temecula,<br />
please contact current President<br />
Craig Davis via his email address<br />
at davisfamilyinsurance@gmail.com.<br />
Better yet, if you’re interested in becoming<br />
a member, please contact our<br />
Membership Director-Kim Kelliher at<br />
kimsrotary1314@gmail.com.<br />
The Rotary Club of Temecula<br />
is one of the largest Rotary Clubs in<br />
the Inland Empire comprised of over<br />
110 local members, including some<br />
of the city’s well-known business<br />
and community leaders. For more<br />
than 110 years, Rotary members have<br />
been addressing challenges around the<br />
world. Grassroots at the core, Rotary<br />
links 1.2 million members to form an<br />
organization of international scope.<br />
It started with the vision of one man<br />
— Paul Harris. The Chicago attorney<br />
formed the Rotary Club of Chicago<br />
on February 23, 1905, so professionals<br />
with diverse backgrounds could<br />
exchange ideas, form meaningful,<br />
lifelong friendships, and give back<br />
to their communities. Rotary’s name<br />
came from the group’s early practice<br />
of rotating meetings among the offices<br />
of its members.<br />
Rotary Club of Temecula takes<br />
great pride in their community service,<br />
especially during the holidays. The<br />
club’s Signature Community Project<br />
each year is the Holiday Baskets Program<br />
which provides holiday meals<br />
and toys for Temecula Valley locals in<br />
need. The program was implemented<br />
by Rotarian, Bob Brown over twenty<br />
years ago. Bob’s vision began with<br />
helping approximately 50 families<br />
during the holidays in 1997. According<br />
to Scott Davis, the club’s current<br />
Holiday Baskets Director, “Today,<br />
we feed between 225-260 family’s<br />
each year at Thanksgiving and provide<br />
gifts to over 300 children during<br />
Christmas.”<br />
“It really does take a Village<br />
and each year our members come<br />
together with friends and family to<br />
help as many people in the valley that<br />
we can,” says Craig Davis, current<br />
President of the club. “The City of<br />
Temecula provides a grant each year<br />
and has donated space for the food and<br />
toys that are graciously donated by the<br />
community, and Temecula Fire & Police<br />
Department help with the toy collection.<br />
In addition, our local schools donate<br />
and collect canned foods for families at<br />
Thanksgiving and Toys during the holidays”,<br />
says Craig Davis. How does the<br />
club determine who’s in need of help?<br />
They generally receive confidential<br />
suggestions from the Health Clerks at<br />
local schools and the Directors of local<br />
non-profits, S.A.F.E (Safe Alternatives<br />
for Everyone), Michelle’s Place Breast<br />
Cancer Research Center, Oak Grove<br />
Center, Rancho Damacitas, and Mary<br />
Phillips Senior Center.<br />
It takes a tremendous amount of<br />
fundraising to maintain the club goals<br />
of not only providing for families in<br />
need during the holidays, but everything<br />
else that Rotary Club of Temecula does<br />
in the community each year. Their<br />
major fundraiser takes place in March<br />
and they’re extremely grateful to those<br />
that support Rotary. Taste of the World<br />
will once again take place at Pechanga<br />
Resort and Casino in Temecula.<br />
The club would also like to thank<br />
their friends at Uncle Bob’s Sports Bar<br />
in Temecula. Once the owner heard<br />
what Rotary was doing in the community,<br />
Bob Craig immediately solicited<br />
donations from his employees and patrons<br />
this past year and collected several<br />
toys. In addition, a generous amount<br />
of Kohl’s Gift cards was donated to the<br />
club and given to the teenagers that are<br />
considered too old for toys at Christmas.<br />
Also, Julie Ngo and Jerrod Novodoczky,<br />
Rotary members and local State<br />
Farm agents solicited and received a<br />
nice donation from their company that<br />
was used this past year for our Holiday<br />
Basket Program and they’re gratefully<br />
supporting the club again in 20<strong>18</strong>.<br />
Rotary members will begin collecting<br />
non-perishable food in early <strong>November</strong><br />
from local schools, businesses, and<br />
friends. Rotarians and local volunteers<br />
will sort the food on a Saturday, pack the<br />
food on Monday, and deliver the food<br />
to all the families on Tuesday prior to<br />
Thanksgiving. A week following the<br />
Thanksgiving Holiday, the same Rota-<br />
“<br />
We sincerely<br />
appreciate our<br />
volunteers during the<br />
holidays and it feels<br />
great to help out the<br />
community
<strong>November</strong> 20<strong>18</strong><br />
THE VALLEY BUSINESS JOURNAL<br />
www.TheValleyBusinessJournal.com<br />
31
www.TheValleyBusinessJournal.com<br />
THE VALLEY BUSINESS JOURNAL<br />
32 <strong>November</strong> 20<strong>18</strong>