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VOLUME 29, NUMBER 11<br />

And...<br />

At Work SoCal Celebrates<br />

Three Years<br />

How to Avoid 1031 Exchange<br />

Nightmares<br />

Privacy & Transparency<br />

Teacher Erin Lipsitz<br />

Receives ‘Teachers<br />

are Heroes Award’<br />

page 19<br />

NOVEMBER 20<strong>18</strong><br />

Temecula Valley<br />

Hospital Treats<br />

1st Brain<br />

Aneurysm Patient<br />

page 21<br />

Consider a Record<br />

PUBLIC SERVICE<br />

by Senator Jeff Stone<br />

Rotary Club of Temecula<br />

Comes Together During<br />

the Holidays<br />

SEE PAGE 30<br />

SEE PAGE 28<br />

How to Help Seniors<br />

Enjoy the Holidays<br />

by John and Christine Hamby<br />

For most, the holidays bring<br />

feelings of joy, anticipation and<br />

excitement. Spending time with<br />

friends and family, attending holiday<br />

gatherings and exchanging<br />

gifts all symbolize the season of<br />

goodwill.<br />

However, not all people<br />

experience happiness during<br />

the holiday season. Close to 12<br />

million seniors live alone. And<br />

many often struggle with grief<br />

over loss of a loved one, sadness,<br />

confusion and isolation, especially<br />

if they don’t have family close<br />

by. This can bring on the holiday<br />

blues and make it difficult for<br />

seniors to enjoy this time of year.<br />

SEE PAGE 9<br />

Temecula Hosts Annual<br />

Patriotic Salute to Veterans<br />

on Sunday, <strong>November</strong> 11th<br />

The City of Temecula proudly presents our Annual Patriotic<br />

Salute to Veterans on Sunday, <strong>November</strong> 11, 20<strong>18</strong> at 6:00 pm<br />

at the Temecula Civic Center (41000 Main Street).<br />

SEE PAGE 22<br />

Technology and<br />

Professional Services<br />

AtWork SoCal Celebrates<br />

3 Years and Thousands of<br />

Local Job Placements<br />

The Advantage of<br />

Big Data<br />

TECHNOLOGY10<br />

COMMUNITY11<br />

TECHNOLOGY<br />

26


www.TheValleyBusinessJournal.com<br />

THE VALLEY BUSINESS JOURNAL<br />

2 <strong>November</strong> 20<strong>18</strong>


<strong>November</strong> 20<strong>18</strong><br />

THE VALLEY BUSINESS JOURNAL<br />

www.TheValleyBusinessJournal.com<br />

3<br />

In this issue<br />

Rotary Club of TemeculaComes Together During Holidays 1<br />

Consider a Record Pubic Service 1<br />

How to Help Seniors Enjoy the Holidays 1<br />

Temecula Hosts Annual<br />

Patriotic Salute to Veterans 1<br />

Executive Profile | Charley Black 4<br />

Community 5-15<br />

AtWork SoCal Celebrates 3 Years and Thousands of Job Placements 11<br />

Planning for Taxes on Real Estate 16<br />

Cause for Hope <strong>18</strong><br />

Boulder Ridge Elementary School Teacher Erin Lipsitz 19<br />

Executive Profie | Brian Connors 19<br />

Vision Screenings vs. Eye Exams 20<br />

Temecula Valley Hospital Treats 1st Brain Aneurysm Patient 21<br />

The Goodness of Gratitude 22<br />

Trust in Your Parenting and Believe 23<br />

Still Correcting? 25<br />

The Advantage of Big Data 27<br />

Arts, Dining and Entertainment 28-31<br />

<strong>November</strong>‘<strong>18</strong>


THE VALLEY BUSINESS JOURNAL<br />

4 www.TheValleyBusinessJournal.com<br />

<strong>November</strong> 20<strong>18</strong><br />

EXECUTIVE PROFILE | Charley Black<br />

When I was growing up in<br />

Fallbrook in the late 1970’s and<br />

early 80’s, Temecula wasn’t<br />

even on our radar. At that time,<br />

“Rancho California” was simply<br />

a place you drove through on the<br />

way to our ski trips in Big Bear.<br />

Shortly after graduating from<br />

college, I took a job in 1988 with<br />

a small commercial real estate<br />

brokerage based in Carlsbad.<br />

By 1989, the Carlsbad operation<br />

closed down, but the broker said he<br />

still had an office (in a temporary<br />

trailer with a port-a-potty out back!)<br />

on Old Town Front St. in Temecula.<br />

I figured “what the heck” and I found<br />

myself selling and leasing industrial<br />

building in Temecula.<br />

I still remember buying my first<br />

house in Temecula in 1989. It was<br />

a tract located behind what later became<br />

Chaparral High School. I had<br />

to “Camp Out” for a month to save<br />

my place in line to buy a little 2 bdr.,<br />

904 sq. ft. house for $101,000. I used<br />

to run my dogs in the vast open fields<br />

before Margarita Rd. was extended to<br />

connect with Murrieta Hot Springs<br />

Rd., often bumping into a herd of<br />

grazing sheep where Harveston sits<br />

today!<br />

It’s hard to believe I’ve been<br />

living and working in the Temecula<br />

Valley for 29 years.<br />

Profession:<br />

Commercial Real Estate Broker<br />

since 1988. Co-founder of Lee & Associates<br />

Temecula Valley Office in 1999,<br />

having grown the office from 2 agents<br />

to 15 since origination. I specialize in<br />

Industrial real estate – both sales and<br />

leasing – in the Temecula Valley and<br />

Southwest Riverside County.<br />

Family:<br />

I married my wife Michelle only<br />

5 yrs. ago. We have 3 kids each from<br />

prior marriages, though we are “empty-nesters”<br />

as our youngest graduated<br />

high school last Spring. Michelle and I<br />

bought a great little place in the heart of<br />

Temecula’s wine country….only steps<br />

away from Wilson Creek and Monte de<br />

Oro wineries. So these days, my dogs<br />

and I find ourselves walking / running<br />

through beautiful vineyards instead of<br />

running into grazing sheep!<br />

Business Philosophy:<br />

My goal as a commercial real estate<br />

broker is to always put my client’s interest<br />

above all else. I think I’ve usually<br />

been successful in this philosophy as<br />

the majority of my business transactions<br />

involve clients who I’ve worked<br />

with multiple times over 20-25 yrs. or<br />

more. They realize I’m not just in it for<br />

the quick buck, and they know I’ve got<br />

their back when it comes to our business<br />

transactions.<br />

Favorite Sport:<br />

Golf is my #1 sport. I’ve been<br />

playing and competing in golf since I<br />

was 12 yrs. old. After playing 4 yrs. of<br />

collegiate golf, I had thoughts of turning<br />

pro. I think I made the right choice<br />

(for me) in choosing a business path.<br />

I think I’ve become a good commercial<br />

real estate broker and I probably<br />

didn’t have the game to become very<br />

successful pro golfer (those guys on<br />

tour are SO good!).<br />

I still play just about every weekend<br />

with my buddies at Bear Creek<br />

Golf Club in Murrieta and still can<br />

take it under par every now and then.<br />

I turn 55 in about <strong>18</strong> months, and that’s<br />

the age when I can start competing as<br />

a Senior Amateur. Trying to compete<br />

against these 25 yr. old “flat bellies” who<br />

drive the ball 325 yards is hard work!<br />

I’m looking to playing against guys my<br />

own age again.<br />

Other than golf, Michelle and I enjoy<br />

skiing together (she’s a better skier<br />

than I am) and enjoy our trips to Park<br />

City among other places.<br />

Birthplace:<br />

I’m a native Californian, born in<br />

L.A., moved to Fallbrook when I was<br />

11.<br />

Education:<br />

I graduated from Pitzer College,<br />

Claremont CA, in 1987 with a B.A. in<br />

Economics<br />

Goals<br />

Perhaps this is a bit corny, but I<br />

just want to be a good husband / father<br />

/ son / friend, and to appreciate every<br />

day and remain thankful for all of the<br />

blessings in my life. Also, I hope to<br />

continue to grow and improve in my<br />

profession – I still enjoy my job. I<br />

hope to win a few Senior Amateur<br />

golf tourneys in the coming years,<br />

and I’m also excited about becoming<br />

a grandfather someday. Love those<br />

babies!


<strong>November</strong> 20<strong>18</strong><br />

THE VALLEY BUSINESS JOURNAL<br />

www.TheValleyBusinessJournal.com<br />

5


THE VALLEY BUSINESS JOURNAL<br />

6 www.TheValleyBusinessJournal.com<br />

<strong>November</strong> 20<strong>18</strong><br />

EVMWD Flagler Wells<br />

Add Local Supply of Drinking Water<br />

www.TheValleyBusinessJournal.com<br />

www.facebook/<br />

thevalleybusinessjournal<br />

For questions, comments, or story ideas, please<br />

e-mail publishertvbj@verizon.net or<br />

call (951) 461-0400.<br />

(L to R) Andy Morris, vice president, EVMWD Board of Directors, Phil Williams, EVMWD Board<br />

of Directors, George Cambero, EVMWD Board of Directors, Nancy Horton, EVMWD Board<br />

of Directors<br />

Elsinore Valley Municipal Water<br />

District (EVMWD) celebrated the completion<br />

of the Flagler Wells, the first of<br />

its Near-Term projects designed to expedite<br />

several water supply projects that<br />

will provide a local, sustainable supply<br />

for the region. Recently completed well<br />

first in a series of projects to boost local<br />

supplies<br />

EVMWD is tapping in to new<br />

supplies by replacing irrigation and<br />

underutilized wells and extracting and<br />

treating the groundwater for drinking<br />

water. The well conversions, along with<br />

other short-term projects, will increase<br />

EVMWD’s total supplies by 4,860<br />

acre-feet of water per year, enough to<br />

supply as many as 9,720 households.<br />

The program is just one of the many<br />

ways EVWMD is ensuring a reliable<br />

water supply for the future.<br />

“With the completion of this project,<br />

we will continue to increase our<br />

water reliability within our service<br />

area,” said Andy Morris, vice president<br />

of the EVMWD Board of Directors.<br />

“The Flagler Wells mark EVMWD’s<br />

commitment to maximizing the use of<br />

our local resources and sustaining supplies<br />

for the future.”<br />

The Flagler Wells, once irrigation<br />

wells used for agriculture, were converted<br />

to potable drinking water wells.<br />

The project, completed in just over a<br />

year, will add 1500-acre feet of drinking<br />

water supplies to the EVMWD water<br />

system, which equates to enough water<br />

for 3,000 households per year.<br />

EVMWD provides service to more<br />

than 144,000 water and wastewater<br />

customers in a 97-square mile service<br />

area in Western Riverside County. The<br />

District is a sub-agency of the Western<br />

Municipal Water District and a member<br />

agency of the Metropolitan Water District<br />

of Southern California. Visit the<br />

EVMWD website at www.evmwd.com<br />

for additional information.<br />

Public Hearing<br />

Regarding<br />

Commercial Vehicle<br />

Parking in<br />

Residential Districts<br />

Notice is hereby given that the<br />

City Council of the City of Menifee<br />

will hold a Public Hearing on<br />

Wednesday, <strong>November</strong> 7th, during<br />

the course of the City Council meeting<br />

in the City Council Chambers<br />

located at City Hall, 29714 Haun<br />

Road, Menifee, California at 6:00<br />

p.m. or as soon thereafter as the<br />

matter may be heard, to consider an<br />

Ordinance of the City Of Menifee<br />

amending 12.20.140 of the Menifee<br />

Municipal Code to regulate commercial<br />

vehicle parking in residential<br />

districts.<br />

All interested persons are hereby<br />

invited to attend this public hearing<br />

to present written information, express<br />

opinions or otherwise present<br />

evidence in the above matter.<br />

If you wish to legally challenge<br />

any action taken by the City on the<br />

above matter, you may be limited<br />

to raising only those issues you or<br />

someone else at the public hearing<br />

described in this notice, or in written<br />

correspondence delivered to the City<br />

prior to or at the public hearing.<br />

Further information on this<br />

item may be obtained by<br />

contacting the City Clerk’s<br />

Department at (951) 672-<br />

6777. All agenda materials<br />

are available for public<br />

review at City Hall and are<br />

posted on the City’s<br />

Website at<br />

www.cityofmenifee.us<br />

EDITOR/PUBLISHER/CEO<br />

Linda Wunderlich<br />

Email: publishertvbj@verizon.net<br />

ADVERTISING SALES INFORMATION<br />

(951) 461-0400<br />

CREATIVE DIRECTOR<br />

Helen M. Ryan<br />

www.HelenMRyan.com<br />

VP OF DISTRIBUTION<br />

Dane Wunderlich<br />

STAFF WRITERS/<br />

CONTRIBUTING WRITERS<br />

Gene Wunderlich<br />

Ted Saul<br />

Helen M. Ryan<br />

Stefani Laszko<br />

Nicole Albrecht<br />

Julie Ngo<br />

Tracey Papke<br />

Tom Plant<br />

Esther Phahla<br />

Dr. Dennis Petersen<br />

Steve Amante<br />

Dr. Derek Albrecht<br />

Monique deGroot<br />

Andrea Shoup<br />

Gloria Wolnick<br />

Dr. Drake Levasheff, PhD<br />

Mort J. Grabel, Esq.<br />

John & Christine Hamby<br />

Heather Petersen<br />

Brian Connors<br />

Scott Chappell<br />

Tristin Collopy<br />

CONTRIBUTING PHOTOGRAPHERS<br />

Cy Rathbun<br />

Todd Montgomery<br />

Tom Plant<br />

Pat Benter<br />

Criteria for Submitting Articles:<br />

1. Since the publication of articles is an added<br />

public relations feature for our advertisers,<br />

their articles will be given first priority. Other<br />

articles will be published on a space available<br />

basis.<br />

2. Articles should be submitted as a Word<br />

document file.<br />

3. Articles must be business-oriented and<br />

pertain to the author’s area of expertise. A<br />

photo of the writer is appropriate.<br />

4. All submissions are subject to editing by the<br />

publisher.<br />

5. Send completed articles by e-mail to:<br />

publishertvbj@verizon.net<br />

6. Article and advertising deadlines are the 15th<br />

of each month for the next issue.<br />

The Valley Business Journal is a California Corporation.<br />

All rights reserved. Reproduction in any form, in whole or<br />

in part, without the written permission of the Publisher<br />

is prohibited. The publication is published monthly. The<br />

opinions and views expressed in these pages are those<br />

of the writer or person interviewed and not necessarily<br />

those of The Valley Business Journal. The Valley Business<br />

Journal hereby expressly limits its liability resulting<br />

from any and all misprints, errors and/or inaccuracies<br />

any advertisement or editorial may contain, to the<br />

credit of the specific advertising payment and/or the<br />

running of a corrected advertisement or editorial<br />

correction notice.


<strong>November</strong> 20<strong>18</strong><br />

THE VALLEY BUSINESS JOURNAL<br />

www.TheValleyBusinessJournal.com<br />

7<br />

6 Things You Ought to Know About California Homestead Law?<br />

California’s “homestead “exemptions<br />

are super-heroes for Californians!<br />

While other exemptions protect items<br />

worth a thousand dollars here and there,<br />

the homestead protects $75,000 for a<br />

single person and $100,000 for a couple.<br />

**For the elderly or disabled, the<br />

homestead balloons to $175,000. The<br />

homestead is powerful, but unfortunately<br />

not well understood. Here are six things<br />

you probably didn’t know about the<br />

homestead:<br />

I) Homestead is superior to a<br />

judgment creditor - Homestead protects<br />

homeowners from a particular kind of<br />

creditor- “the judgment creditor”. A<br />

judgment results from a lawsuit and determination<br />

you actually owe money to<br />

the plaintiff who brought the law suit. A<br />

judgment entitles the judgment creditor<br />

to use certain legal powers to collect<br />

that money. That right to collect money<br />

owed is limited by the judgment debtor’s<br />

homestead rights. The homestead exemption<br />

was designed to assure judgment<br />

debtors have a place to live; even if they<br />

owe the money.<br />

II) Homestead protection is not<br />

absolute - The California homestead<br />

does not guarantee you that a creditor<br />

can’t force a sale of your home to pay<br />

a debt. But, it guarantees that you get<br />

the dollar value of your homestead from<br />

the forced sale of your home before the<br />

creditor forcing the sale gets any money<br />

at all. A creditor who seeks to levy on a<br />

homestead must convince a sheriff or<br />

judge that any sheriff’s sale will return<br />

enough money to pay the homeowner<br />

the homestead first. The cost of making<br />

sure the homeowner gets their homestead<br />

protection first restrains judgment creditors<br />

from looking to home equity as a<br />

source of repayment. Frankly, it’s just<br />

too expensive with uncertain results in<br />

most cases.<br />

III) Homestead is no protection<br />

from foreclosure - California law<br />

allows you to pledge your homestead<br />

as collateral for a loan. So, when you<br />

encumber your home as part of the<br />

purchase transaction, or tap the equity<br />

through a HELOC or refinance, you give<br />

the lender the right to foreclose on your<br />

home without regard to your homestead.<br />

The law says a foreclosure that doesn’t<br />

pay you your homestead is OK, because<br />

the transaction that put your homestead<br />

at risk was voluntary.<br />

IV) Homestead exemptions come<br />

in two styles: - Own your home and you<br />

automatically have a homestead exemption.<br />

You don’t have to do anything to<br />

get certain protection of your equity from<br />

judicial creditors. CCP 704:710<br />

• The automatic homestead has the<br />

same monetary conditions the declared<br />

homestead. The automatic homestead<br />

only protects the home against<br />

a forced sale that wouldn’t yield enough<br />

proceeds to pay the homestead before<br />

paying the creditor. If you choose to sell<br />

your home and a creditor has recorded<br />

a judgment lien that attaches to your<br />

property, the judgment creditor gets<br />

paid from the sale before you get your<br />

homestead.<br />

• The declared homestead operates differently;<br />

the homestead amounts are<br />

the same, but the declared homestead<br />

protects exempt equity if you voluntarily<br />

sell your home. CCP 704.910 The<br />

exempt proceeds remain protected for<br />

six months from the voluntary sale of<br />

the home. That 6 month period is intended<br />

to provide a window in which<br />

you can reinvest the homestead in a<br />

replacement home.<br />

V) Either spouse can claim the<br />

entire exemption - When a married<br />

couple is entitled to a homestead, but the<br />

debt is an obligation of only one spouse,<br />

the debtor spouse can assert the entire<br />

homestead available to a married couple.<br />

When only one spouse files bankruptcy<br />

and only his half of a tenancy in common<br />

came into the bankruptcy estate, he could<br />

still claim the entire exemption available<br />

to a married man. IN RE:McFall: 112<br />

B.R. 336 (1990) DECIDED APRIL 10,<br />

1990, Ninth Circuit<br />

VI) California homestead is powerless<br />

against the feds - Since the<br />

homestead is state law, it does not limit<br />

the collection powers of the IRS or other<br />

federal agencies; because the Supremacy<br />

Clause of the Constitution means federal<br />

law is superior to state law. The IRS has<br />

its own, much smaller set of exemptions<br />

for delinquent tax payers. Those<br />

exemptions aren’t much in protecting a<br />

California home. But in the real world,<br />

however the IRS seldom tries to force the<br />

sale of homes. Like most other creditors<br />

with a lien on real property, the IRS simply<br />

waits until the homeowner wants to<br />

sell or refinance. Either sale or refinance<br />

generally require that tax liens be paid<br />

before the transaction closes.<br />

Please note: The information provided<br />

herein is general and not be relied<br />

upon for your circumstance.<br />

For further information or if you<br />

have any legal questions please call<br />

the Law Offices of Morton J. Grabel,<br />

in Temecula at (951) 695-7700. Mort<br />

originally from Philadelphia, PA is a<br />

graduate from an ABA Law School, has<br />

an MBA, a California Nursing Home<br />

Administrator’s License & a California<br />

Real Estate Broker’s License [both active<br />

and in good standing].<br />

LEGAL<br />

by<br />

Morton by J. Grabel, Esq.<br />

Steve Fillingim


www.TheValleyBusinessJournal.com<br />

THE VALLEY BUSINESS JOURNAL<br />

8 <strong>November</strong> 20<strong>18</strong>


<strong>November</strong> 20<strong>18</strong><br />

THE VALLEY BUSINESS JOURNAL<br />

www.TheValleyBusinessJournal.com<br />

9<br />

How to Help Seniors Enjoy the Holidays<br />

CONTINUED FROM PAGE 1<br />

Whether it’s an aging parent,<br />

friend or neighbor, there are simple<br />

ways you can support a senior you<br />

know and help them enjoy the season<br />

a little more this year.<br />

Be a Companion<br />

Make it a point to visit and spend<br />

time with your senior loved one.<br />

Participate in an activity they love,<br />

play their favorite game or simply<br />

ask them about their life. Storytelling<br />

and memory sharing are a great way<br />

to lift a senior’s spirit and can be very<br />

important to the aging process.<br />

Let your elder share stories and<br />

explore memories by looking at old<br />

pictures, letters and newspaper articles<br />

and by listening to music. Remember<br />

to also be thoughtful. If your loved one<br />

has experienced memory loss, it can be<br />

difficult and frustrating when you are<br />

telling stories or remembering events<br />

from the past. You can also help set<br />

up Skype or Facetime so that they can<br />

visit with out-of-town family members<br />

and friends.<br />

Be a Chef<br />

Prepare one of their favorite holiday<br />

meals and then stay to visit and<br />

enjoy the meal with them. This can be<br />

a great way to connect. Also consider<br />

inviting them to cook with you and<br />

have fun making a favorite family<br />

holiday recipe together.<br />

Be a Home Helper<br />

It can be difficult for seniors<br />

to do housework, especially if they<br />

have mobility issues or other physical<br />

limitations. Helping them around the<br />

house by cleaning, de-cluttering and<br />

picking up anything on the floor that<br />

could be a tripping hazard can ensure<br />

the senior’s home is safe. Don’t forget<br />

the outside of the home as well.<br />

Raking leaves, doing yard work and<br />

getting the outdoors ready for winter<br />

can be a huge help.<br />

Be a Chauffeur<br />

About one in five people over<br />

the age of 65 don’t drive. Offer to<br />

take your senior loved one to doctor<br />

appointments, dental check-ups and<br />

eye exams. And accompany them to<br />

them to some of their favorite social<br />

activities, volunteer opportunities and<br />

holiday events so they feel comfortable<br />

knowing there will be someone<br />

to safely transport them…and you can<br />

spend quality time with each other.<br />

Be Santa’s Little Elf<br />

Help with setting up and decorating<br />

their Christmas tree. Make their<br />

home festive by decorating their main<br />

living space. Help wrap gifts and write<br />

and mail their holiday cards. You can<br />

even make holiday cookies together.<br />

The holidays can get busy, hectic<br />

and overwhelming for all of us.<br />

It’s important to remember what the<br />

holidays are all about – a season of<br />

peace, joy and giving. And remember<br />

the aging senior in your life. Just by<br />

spending time with them, you can<br />

bring them joy and help them have a<br />

happy holiday.<br />

FirstLight Home Care provides<br />

many Senior Care Services – from<br />

Companion and Personal Care to<br />

Dementia and Respite Care – not just<br />

during the holidays, but an ytime assistance<br />

is needed.<br />

This article is provided by John and<br />

Christine Hamby, Owner, FirstLight<br />

Home Care of Temecula. For more<br />

information, visit us online at www.<br />

Temecula.FirstLightHomeCare.com<br />

or call us at (951) 395-0821.


THE VALLEY BUSINESS JOURNAL<br />

10 www.TheValleyBusinessJournal.com<br />

<strong>November</strong> 20<strong>18</strong><br />

Your Local Chambers<br />

Temecula Valley Chamber of Commerce<br />

www.temecula.org<br />

Murrieta/Wildomar Chamber of Commerce<br />

www.MWCoC.org<br />

Menifee Valley Chamber of Commerce<br />

www.menifeevalleychamber.com<br />

Lake Elsinore Valley Chamber<br />

www.lakeelsinorechamber.com<br />

Hemet/San Jacinto Valley<br />

Chamber of Commerce<br />

www.hsjvc.com<br />

See how the chambers can<br />

help your business.<br />

Technology and Professional Services – You’ve got a Full-time Staff<br />

Accountant and an Attorney, Right?<br />

It is important that anyone seeking<br />

to proffer advice, or present information<br />

as factual, should attempt to expose any<br />

bias that might affect their opinions. In<br />

the interest of full disclosure, I am the<br />

Service Manager at an IT management<br />

company. We offer IT services to small<br />

to medium sized businesses and become<br />

or supplement their IT department. With<br />

that out of the way, you are free to take<br />

what follows with an appropriate ‘grain<br />

of salt.’<br />

Working in or around small to medium<br />

businesses, you are no doubt well<br />

acquainted with the concept of professional<br />

services outsourcing. Engaging<br />

the services of a separate business entity<br />

to fulfill a role that would otherwise<br />

require a highly trained or specialized<br />

(read as: expensive) employee is what<br />

allows many SMBs to stay competitive.<br />

Although a large organization would<br />

have a payroll department, corporate<br />

attorney(s), and a staff accountant, most<br />

SMBs choose to outsource these services.<br />

This allows the SMB to not only<br />

save on the cost of these specialized services,<br />

but to leverage outside expertise.<br />

Take for example, a staff accountant<br />

within your business versus an accountant<br />

at a CPA firm. Both of these individuals<br />

would be providing your business<br />

with a service in preparing your taxes.<br />

An accountant that works for you knows<br />

your books—and only your books. This<br />

is contrasted with an accountant working<br />

for an accounting firm, who has<br />

multiple clients and deals with a wide<br />

breadth of issues. Although payroll,<br />

accountancy, and legal services are all<br />

professional services SMB owners are<br />

comfortable outsourcing, IT services are<br />

often handled non-professionally.<br />

“I’ve got a guy.” “My wife’s cousin’s<br />

son is really good with computers,<br />

he’ll set this all up for me.” I’m sure<br />

you’ve heard or made statements similar<br />

to these over the course of your career.<br />

Now, contrast them with other critical<br />

aspects of your business’ infrastructure.<br />

“He watches a ton of Law and Order, he<br />

can write the contract for us.” “She just<br />

passed 8th grade math, let’s see what<br />

she can make of this tax return.” Seem<br />

ridiculous on its face right? Consider<br />

how critical your IT infrastructure is<br />

to the day to day operations of your<br />

business. Why are we so eager to trust<br />

it to amateurs, or indeed, to ignore it<br />

entirely? The problem, I believe, is one<br />

of perception. Computers and the software<br />

they run can seem at once esoteric<br />

and stable. You can look at break-evens<br />

and tell that something isn’t right, but<br />

your computer throwing up a weird error<br />

message just seems perplexing and<br />

slightly inconvenient. Or, conversely,<br />

those of you that have an IT guy may be<br />

thinking that he or she is always trying<br />

to get you to spend money. It is time that<br />

we challenged this perception.<br />

I cannot imagine that many of you<br />

see your CPA as an unknowable cost<br />

center, the same can probably be said<br />

of your payroll company. It is imperative<br />

that business owners shift their<br />

perception of IT—those that wish to<br />

grow and adapt to a constantly shifting<br />

marketplace understand that IT is not<br />

only a critical part of their business<br />

infrastructure, it is another area to leverage<br />

professional services outsourcing.<br />

To tie back into the earlier example<br />

of the CPA firm versus the in-house<br />

accountant, IT management companies<br />

can leverage a depth and breadth of<br />

experience furnished by their variety<br />

of clients that is just not accessible to<br />

the in-house “IT Guy.” Moreover, this<br />

additional experience usually comes<br />

at a lower price point than a full time<br />

employee, just like utilizing an outside<br />

CPA firm. Finally, the It management<br />

company model lends itself to the SMB<br />

marketplace—they’re all about efficiency,<br />

because what they’re selling you is<br />

their time. It behooves the provider to<br />

create as stable an IT environment for<br />

your business as possible, to minimize<br />

downtime and their time spend maintaining<br />

it. It’s also in their best interest to<br />

resolve your IT related issues as quickly<br />

and efficiently as possible—their margin<br />

depends on it.<br />

As I stated at the beginning of the<br />

article, I have a vested interest in our<br />

organization, and the industry as a<br />

whole. That is not to say however, that<br />

we’re looking to run the “IT Guys” of<br />

the world out of business, nor drive<br />

every SMB into the warm embrace<br />

of an IT management company. I<br />

humbly ask that you change your perspective—in<br />

the immortal phrasing of<br />

Apple Computers, “Think Different.”<br />

Mythos Technology is an IT consulting<br />

and management firm that provides<br />

Managed Technology Services including<br />

hosted cloud solutions. For more<br />

information, please visit www.mythostech.com<br />

or call (951) 813-2672.<br />

TECHNOLOGY<br />

by<br />

by<br />

Tristan<br />

Steve Fillingim<br />

Collopy


<strong>November</strong> 20<strong>18</strong><br />

THE VALLEY BUSINESS JOURNAL<br />

www.TheValleyBusinessJournal.com<br />

AtWork SoCal Celebrates 3 Years and<br />

Thousands of Local Job Placements<br />

Started in 2015 by local entrepreneurs, the rapidly-growing company<br />

has achieved nearly $30 Million in Sales to Date<br />

by Charlie Hoey, Director of Marketing<br />

11<br />

AtWork Personnel, an Award-winning<br />

national staffing franchise, announced<br />

it’s third anniversary doing<br />

business in the Temecula Valley, where<br />

the company specializes in employment<br />

services. During that time, AtWork<br />

found jobs for more than 7,000 candidates<br />

with local employers, including<br />

full-time, direct-hire career placements,<br />

Temp-to-Hire and temporary contract<br />

work.<br />

“Thinking about the first day with<br />

just four of us opening our doors in the<br />

Temecula office, I feel a great sense of<br />

accomplishment,” said Regional Director<br />

Judy Contreras, who attributed the<br />

startup’s success to treating people right.<br />

”You have to treat applicants and clients<br />

with respect and professionalism, and<br />

make sure to follow through on promises<br />

made to ensure long-term success<br />

in what is the ultimate people business.”<br />

The Temecula office, Contreras<br />

said, made itself indispensable to local<br />

employers large and small who rely on<br />

AtWork to source, recruit and and vett<br />

applicants, reducing the burden to HR<br />

departments and streamlining employers’<br />

hiring pipeline in a business climate<br />

of low unemployment and high demand<br />

for talent.<br />

Soon after opening the Temecula<br />

AtWork office, the company expanded<br />

with an additional location in Palm Desert<br />

that services the Coachella Valley’s<br />

numerous music festivals and events,<br />

local municipalities, private employers<br />

and most recently, led the way as the<br />

first major national staffing agency to<br />

actively pursue the specialized labor<br />

needs of the rapidly-expanding Cannabis<br />

Industry.<br />

“Cannabis is transforming local<br />

economies in the Coachella Valley,”<br />

said Branch Manager Lisa DeLuna.<br />

“What many don’t realize is legalization<br />

resulted in a need for all types of<br />

positions, just like any other industry.<br />

It’s a real ground floor opportunity and<br />

we are doing our part to assist this new<br />

market in the standardization of labor<br />

practices.”<br />

The company’s third location was<br />

established in Carlsbad in early 2017<br />

to serve North County San Diego. The<br />

Carlsbad branch focuses on filling<br />

clerical, light industrial and direct-hire<br />

career placement positions, primarily in<br />

the manufacturing, production, medical<br />

and hospitality sectors.<br />

So what’s next? “To meet demand,<br />

and for improved coverage, the opening<br />

of two additional locations is in process,”<br />

said Managing Partner Gregg<br />

Hassler. “AtWork is coming to the Cities<br />

of Riverside and San Diego, and we look<br />

forward to working with applicants and<br />

employers in those cities very soon.”<br />

About AtWork Group - AtWork<br />

Group is an award-winning and nationally-known<br />

franchisor of staffing<br />

services. Recently named no. 88 on Entrepreneur<br />

Magazine’s 20<strong>18</strong> “Franchise<br />

500” List, the company will exceed<br />

$330 Million in sales this year as one<br />

of the fastest growing franchises in the<br />

United States.<br />

The foundation for AtWork began in the<br />

1980s, and today, AtWork has grown<br />

to be cited as one of Staffing Industry<br />

Report’s top U.S. staffing firms. AtWork<br />

Group’s remarkable growth is fueled by<br />

the vision of founders John and Glenda<br />

Hall: Think ahead, create opportunity,<br />

give exceptional support to franchise<br />

offices, and always look for the better<br />

way, every day. For more information,<br />

visit www.atworksocal.com or call 951-<br />

297-3591.<br />

“<br />

AtWork is coming to the Cities of Riverside<br />

and San Diego, and we look forward to<br />

working with applicants and employers in<br />

those cities very soon.


THE VALLEY BUSINESS JOURNAL<br />

12 www.TheValleyBusinessJournal.com<br />

<strong>November</strong> 20<strong>18</strong><br />

Planning for Taxes on Real Estate<br />

MONEY<br />

by<br />

Esther Phahla,<br />

CPA, CTC, MST<br />

There are 3 categories the IRS<br />

uses to describe real estate investors<br />

that can dramatically change the<br />

taxpayer’s tax liability, namely:<br />

• Real Estate Dealer Status<br />

• Real Estate Developer Status<br />

• Real Estate Professional Status<br />

Do you know which one are you?<br />

1. Real Estate Dealer Status: is defined<br />

as someone who is involved<br />

in real estate as a “trade or business”<br />

This designation is given<br />

on a property basis. That means it<br />

is possible for the taxpayer to be<br />

treated for tax purposes as a dealer<br />

on one property and an investor on<br />

another. This is determined on the<br />

taxpayer’s intent towards the property.<br />

For example, if the taxpayer<br />

buys property for a quick sale or<br />

“flip” they are considered a dealer<br />

with respect to that property. This<br />

is mostly common for investors<br />

who rehab properties and purchase<br />

foreclosures for quick sale (this is<br />

commonly known as fix-n-flip). If<br />

the taxpayer is treated as a dealer,<br />

the real estate income from that<br />

property is considered self-employment<br />

income and subject to<br />

self-employment tax on the net income<br />

derived from that particular<br />

property. Another disadvantage of<br />

dealer status is gains are treated as<br />

ordinary for income tax purposes.<br />

The IRS uses a specific criteria to<br />

determine real estate dealer status,<br />

and the most important criteria<br />

is the frequency of sales and the<br />

purpose for acquiring the property.<br />

Therefore, the IRS is looking for<br />

properties that are primarily held<br />

for sale. There are ways to avoid<br />

self-employment tax through tax<br />

planning.<br />

2. Real Estate Developer Status:<br />

this status is also determined on<br />

a per property basis. Developers<br />

are real estate investors who<br />

are in the business of producing<br />

inventory and are subject to Uniform<br />

Capitalization Rules. This<br />

means the taxpayer cannot deduct<br />

depreciation and other expenses<br />

that are general and administrative<br />

and all carrying costs. Taxpayers<br />

have a difficulty understanding<br />

why they cannot deduct the money<br />

they spent on costs in the year they<br />

spent the money. Detailed bookkeeping<br />

of other costs will ensure<br />

that non-capitalizable expenses<br />

are deducted in the year they are<br />

incurred.<br />

3. Real Estate Professional Status:<br />

In order to claim this status, you<br />

must meet a two-pronged test:<br />

a) You must spend more than<br />

50% of the personal services<br />

performed in all trades or businesses<br />

during the tax year on<br />

real estate. Specifically, this time<br />

must be spent in real property<br />

trades or businesses in which the<br />

taxpayer materially participates.<br />

b) The taxpayer must have spent<br />

more than 750 hours of services<br />

during the tax year in real property<br />

trades or businesses in which they<br />

materially participated. The reasons<br />

for the above is because rental<br />

activities are generally considered<br />

to be passive activities unless<br />

you meet the above rules and still<br />

satisfy the material participation<br />

test by meeting the 500 hours per<br />

year on that activity in order to be<br />

considered non-passive.<br />

The advantages of investing in<br />

real estate is the ability to offset noncash<br />

expenses such as depreciation<br />

and amortization against income.<br />

Know your real estate status, it may<br />

make a difference in the tax you pay<br />

or save.<br />

Esther Phahla is a Certified Public<br />

Accountant and Certified Tax Strategist<br />

in Temecula. She also holds<br />

a Master’s of Science in Taxation.<br />

She is the Best-Selling Author of a<br />

Tax Planning book “Why Didn’t My<br />

CPA Tell Me That”. She is also the<br />

author of “10 Most Expensive Tax<br />

Mistakes That Cost Business Owners<br />

Thousands”.<br />

Esther is passionate about proactive<br />

tax planning being the key to reducing<br />

taxes. She has spent hundreds<br />

of hours of continuing education to<br />

ensure she provides the best solutions<br />

for her clients. Over the years Esther<br />

has helped hundreds of business<br />

owners save thousands in tax. She<br />

has given seminars on proactive tax<br />

planning as well as written a number<br />

of articles on the topic. She can be<br />

reached at (951) 514-2652 or visit<br />

www.estherphahlacpa.com.<br />

The taxpayer must have spent more than<br />

750 hours of services during the tax year in<br />

real property trades or businesses in which<br />

they materially participated.


<strong>November</strong> 20<strong>18</strong><br />

THE VALLEY BUSINESS JOURNAL<br />

www.TheValleyBusinessJournal.com<br />

13<br />

Professional Women Toastmasters Hosts<br />

Open House Event is Free to the Public<br />

Professional Women Toastmasters<br />

(www.professionalwomen.toastmastersclubs.org),<br />

invites residents to its<br />

open house to meet members and watch<br />

speakers talk about what Toastmasters<br />

means to them and the importance of<br />

communication and leadership skills for<br />

today’s professional.<br />

“Professional Women Toastmasters<br />

provides a supportive, friendly, fun and<br />

positive environment where members<br />

have the opportunity to develop their<br />

communication and leadership skills,”<br />

says Esther Phahla, Club President for<br />

the Professional Women Toastmasters<br />

Club. Guests will enjoy a regular<br />

Toastmasters meeting that will include<br />

prepared speeches, Table Topics (impromptu<br />

speeches - this is where guests<br />

and members are randomly selected to<br />

speak for one to two minutes. It helps you<br />

think and speak clearly on your feet) and<br />

Evaluations (feedback to help our members<br />

grow in their presentation skills).<br />

Members of Professional Women<br />

Toastmasters include Authors, Fitness<br />

Coaches, CPAs, Entrepreneurs, Human<br />

Resource Professionals, Financial Advisors,<br />

Life Coaches and more.<br />

Professional Women Toastmasters<br />

Open House<br />

Date: Monday, <strong>November</strong> 5, 20<strong>18</strong><br />

Location: 28780 Single Oak Drive, Ste<br />

241, Temecula, CA<br />

Time: 12:15 pm - 1:30 pm<br />

For more information, email Rebecca<br />

Lewis at vppr-5077319@toastmastersclubs.org<br />

Professional Women Toastmasters<br />

meets every Monday at 12:30pm to<br />

1:30pm at Rancho Medical Group, CA<br />

School of English, near the crossroads<br />

of Rancho California Road and Business<br />

Park Dr. in Temecula. For more information<br />

about this event and the club,<br />

please visit www.professionalwomen.<br />

toastmastersclubs.org.<br />

About District 12 - District 12<br />

serves approximately 100 Clubs and<br />

1700 members in the large Southern<br />

California region East of highway 57,<br />

South of Barstow, West of the Arizona<br />

border, and North of Temecula. District<br />

12 includes two of California’s<br />

largest counties (by square miles)<br />

– Riverside and San Bernardino. To<br />

learn more about District 12, please<br />

visit http://www.d12toastmasters.org.<br />

About Toastmasters International - Toastmasters<br />

International is a worldwide<br />

nonprofit educational organization that<br />

empowers individuals to become more<br />

effective communicators and leaders.<br />

Headquartered in Denver, Colorado,<br />

the organization’s membership exceeds<br />

352,000 in more than 16,400 clubs in<br />

141 countries. Since 1924, Toastmasters<br />

International has helped people from diverse<br />

backgrounds become more confident<br />

speakers, communicators and leaders.<br />

For information about local Toastmasters<br />

clubs, please visit www.toastmasters.org.<br />

Follow @Toastmasters on Twitter.


THE VALLEY BUSINESS JOURNAL<br />

14 www.TheValleyBusinessJournal.com<br />

<strong>November</strong> 20<strong>18</strong><br />

10th Annual Murrieta Field of Honor<br />

The 10th annual Murrieta Field<br />

of Honor, set amongst a spectacular<br />

sight -- 2,0<strong>18</strong> full-sized American<br />

flags –will rise in Murrieta’s Town<br />

Square Park on <strong>November</strong> 10 and fly<br />

through the 17th.<br />

The Field recognizes heroes<br />

--those who served or are serving in<br />

the United States armed forces, law<br />

enforcement, fire and other first responder<br />

posts, plus personal heroes.<br />

In addition to the 2,0<strong>18</strong> flags available<br />

for dedication to personal heroes, the<br />

Field features sections for Medal of<br />

Honor recipients, Local Heroes (those<br />

who have given their lives for this<br />

country since 2003), historical flags,<br />

state flags and a patriotic chalk walk.<br />

The Field of Honor is presented<br />

as a community service by the Rotary<br />

Club of Murrieta in partnership with<br />

the City of Murrieta. Most Town<br />

Square Park events and the display<br />

are free and open to all. “Everyone<br />

has the opportunity to honor a veteran,<br />

those currently serving, loved ones<br />

or personal heroes by flying a flag in<br />

the Field of Honor,” said Bob Bryant,<br />

co-chairman of the Rotary Club’s<br />

Field of Honor organizing committee.<br />

“Each purchased flag will be tagged<br />

with the name and rank, service or<br />

other designation. At the end of the<br />

week, flags may be picked up by those<br />

who purchase them.”<br />

Each American flag is three by<br />

five feet on an eight-foot pole and<br />

can be purchased for $35. They can<br />

be purchased on the Field of Honor<br />

website, www.murrietafieldofhonor.<br />

com, from nonprofit affiliates or by<br />

going to the Field of Honor during the<br />

week it is on display. Flag purchasers<br />

can pick up their flags after the closing<br />

ceremonies on Saturday, Nov. 17, and<br />

on Sunday, Nov. <strong>18</strong>, from 9 a.m. until<br />

noon.<br />

Net proceeds from the 2014 Field<br />

of Honor will benefit the “Murrieta<br />

Through Time” history walk, the<br />

City’s Veterans’ Memorial, both at<br />

Town Square Park, and other community<br />

projects funded by the Rotary<br />

Club of Murrieta Foundation. Nonprofit<br />

groups affiliated with the Field<br />

of Honor to sell flags will receive $10<br />

for each flag sold.<br />

Furthering the Field of Honor’s<br />

educational benefits, all Murrieta Valley<br />

Unified School District fifth grade<br />

classes plus some classes from Lake<br />

Elsinore and Temecula schools will<br />

visit the Field during the week of Nov.<br />

12, hear explanations about the displays<br />

and complete class assignments.<br />

Events during the week include:<br />

Sat. Nov. 10<br />

9:45 a.m. - Opening ceremonies honor<br />

first responders.<br />

9-5 - Chalk artists develop patriotic<br />

images<br />

10-2 - Military Family Resource Expo<br />

& Paul Mitchell School Temecula<br />

Cut-a-Thon<br />

11 a.m. - Marine Corps Birthday<br />

Celebration<br />

Sun. Nov. 11<br />

1-3 p.m. City of Murrieta Veterans<br />

Day Parade, Concluding in the Park<br />

11 a.m.-5 p.m. Veterans Art in the Park<br />

9 a.m.-5 p.m. Chalk artists developing<br />

patriotic images<br />

Mon. Nov. 12 – Noon, Rotary Veterans<br />

Luncheon (by invitation)<br />

Tues. Nov 13 – 9 a.m.-11 a.m. Student<br />

field trips.<br />

Wed. Nov. 14 - 6 p.m. Candlelight<br />

Ceremony features choirs from the<br />

Murrieta middle schools and a reading<br />

of “Letters from War” by local artists.<br />

Thurs. Nov. 15 – 5 p.m. Boy Scouts<br />

conduct Final Salute<br />

Sat. Nov. 17 – 9-5 p.m. Flag Pick-ups<br />

6 p.m. Patriots Ball, $75 per person<br />

Sun. Nov. <strong>18</strong> – 9 - noon, Flag Pick-ups<br />

The Rotary Club of Murrieta was<br />

chartered on April 28, 1992. The club<br />

is involved in many international and<br />

community projects.” Club meetings<br />

are held Mondays (excepting holidays)<br />

at noon at Richie’s Diner, 40651 Murrieta<br />

Hot Springs Road, in Murrieta.<br />

For information regarding the club or<br />

membership visit www.murrietarotary.<br />

org.


<strong>November</strong> 20<strong>18</strong><br />

BWN’s <strong>November</strong> 13th Meeting Features<br />

Member Speaker Gina Stone<br />

Norwex is improving quality of<br />

life, one home at a time, by radically<br />

reducing toxins through chemical-free<br />

microfiber household and personal care<br />

products. Gina is an Independent Sales<br />

Consultant with Norwex consultant in<br />

Temecula where she has lived for four<br />

years, coming from Central California.<br />

She has also lived in Orange County,<br />

San Diego and the Silicon Valley so<br />

she knows California from experience.<br />

Gina is blessed with one daughter and<br />

the best husband.<br />

Visit Gina’s Business Website at<br />

https://ginastone.norwex.biz/ to learn<br />

more and subscribe to Gina’s newsletter.<br />

Email Address: ginastonensa@gmail.<br />

com - Phone Number: 951-292-0207.<br />

There will be no BWN meeting<br />

on <strong>November</strong> 27 in recognition of the<br />

Thanksgiving Holiday.<br />

About BWN - Since 1992 Business<br />

Women’s Network of Temecula Valley<br />

(BWN) has been a premier women’s<br />

networking group dedicated to the highest<br />

standards of professionalism and the<br />

exchange of business leads. Our structured,<br />

yet relaxed luncheon program<br />

provides members the time and place to<br />

introduce themselves, their products and<br />

THE VALLEY BUSINESS JOURNAL<br />

www.TheValleyBusinessJournal.com<br />

services during each meeting. Membership<br />

includes group membership in the<br />

Murrieta Chamber of Commerce and the<br />

Temecula Chamber of Commerce. We<br />

are all about promoting ourselves and<br />

each other and building strategic relationships<br />

with other professional local<br />

women while having fun. We meet at<br />

noon on the second and fourth Tuesdays<br />

at The Broken Yolk Café at 26495 Ynez<br />

Rd inTemecula. Check us out at http://<br />

business-womens-network-temecula.<br />

com.<br />

Support your local nonprofits.<br />

15<br />

They need your skills, your ideas and<br />

your support.


THE VALLEY BUSINESS JOURNAL<br />

16 www.TheValleyBusinessJournal.com<br />

<strong>November</strong> 20<strong>18</strong><br />

Water, Flood, Fire, Smoke, Mold Damage?<br />

With Pulido you are family.<br />

We will get you through this.<br />

The most trusted Restoration company in<br />

the Temecula valley since 1989<br />

Privacy vs. Transparency: Should You<br />

Tell Your Heirs the Contents of Your<br />

Estate Plan?<br />

One of the questions that many<br />

people have when preparing an estate<br />

plan is whether their heirs need to know<br />

about the contents. The answer to this<br />

question will depend on several factors,<br />

including your family culture, age of the<br />

heirs and personal preference. There<br />

is no legal obligation to tell the details<br />

to your heirs or beneficiaries to a trust,<br />

until it is time for distributions.<br />

Remember, at a minimum someone<br />

needs to know that you have a will or<br />

trust and where it is located, but often<br />

that will be your attorney.<br />

Situations When Transparency is a<br />

Good Idea<br />

Here are a few examples of when<br />

it might be wise to share your estate<br />

plan details:<br />

Family Business - If you have a<br />

family business and the heirs are directly<br />

involved, it is a good practice to let<br />

them know how the business ownership<br />

will be structured if you, as business<br />

owner, die.<br />

Shared Family Home - It is more<br />

common now for adult children to continue<br />

living in the family home, and<br />

they will be curious to know your estate<br />

plan and how real estate is distributed.<br />

If you plan to leave the home to them,<br />

then you can explain how that will work<br />

and be divided.<br />

Specific Bequests - If you have<br />

unusual assets such as jewelry, art and<br />

other heirlooms, then it may be a good<br />

idea to let your heirs know that will be<br />

handled, or even they have some preference<br />

for certain items. Sometimes<br />

an heir will not want to deal with some<br />

types of property or could have a sentimental<br />

attachment to other items.<br />

Situations Where Privacy May Be<br />

Preferable<br />

There are also circumstances where<br />

there is really no benefit to sharing the<br />

details:<br />

Young Children - If your only<br />

heirs are minor children then there is no<br />

reason to tell them the contents of your<br />

estate plan, as it may change over time<br />

and they probably will not understand<br />

the specifics.<br />

Significant Charitable Donations<br />

- If you are leaving a large portion of<br />

your estate to charity, you may want to<br />

keep that private. Some heirs take it the<br />

wrong way as it seems you are giving<br />

away “their” inheritance.<br />

Existing Discord Among Heirs -<br />

Families don’t always get along, and if<br />

some heirs have existing conflict with<br />

each other it may be best not to share<br />

how you plan to distribute your assets.<br />

This is especially true if there are differences<br />

in the estate plan in amounts or<br />

types of assets for each heir.<br />

If you have questions about estate planning<br />

and your family, please contact the<br />

attorneys at Shoup Legal, A Professional<br />

Law Corporation at 951-445-4114,<br />

www.ShoupLegal.com.<br />

LEGAL<br />

by by<br />

Andrea Steve Fillingim Shoup<br />

Family Owned & Operated<br />

100% Background Checked Team<br />

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Fully Licensed, Bonded and Certified<br />

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“<br />

There is no legal obligation to<br />

tell the details to your heirs or<br />

beneficiaries to a trust, until it is time<br />

for distributions. Remember, at a<br />

minimum someone needs to know<br />

that you have a will or trust and<br />

where it is located, but<br />

often that will be your attorney.<br />

New hires? Awards? Promotions?<br />

Share your news with us on Facebook


<strong>November</strong> 20<strong>18</strong><br />

THE VALLEY BUSINESS JOURNAL<br />

www.TheValleyBusinessJournal.com<br />

17<br />

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THE VALLEY BUSINESS JOURNAL<br />

<strong>18</strong> www.TheValleyBusinessJournal.com<br />

<strong>November</strong> 20<strong>18</strong><br />

Cause for Hope<br />

EDUCATION<br />

by<br />

by<br />

Drake Levasheff, PhD.<br />

Steve Fillingim<br />

Our national political discourse<br />

has become increasingly toxic, but my<br />

experience with our local community<br />

and leaders gives me great hope. In<br />

particular, two recent local events have<br />

highlighted what I believe is right with<br />

our community.<br />

The first, “Salute to Heroes,” which<br />

is spearheaded by the Veterans Supplemental<br />

Support Network (VSSN),<br />

occurred a few weeks ago at the Temecula<br />

Promenade. It brought together hundreds<br />

to honor those who have served<br />

our country and enjoy great food, live<br />

music, and family activities. It was a<br />

pleasure to see so many businesses and<br />

community organizations come together<br />

to support veterans, the enlisted, and<br />

their families.<br />

They have become vulnerable because<br />

of their service to our country,<br />

and many from the region rallied to<br />

their aid. I was inspired to see the community<br />

come around them. The event<br />

showcased the best our people have<br />

to offer: generous service, gratitude in<br />

action, and neighbors standing shoulder<br />

to shoulder. We have been proud to participate<br />

in the event and sponsor VSSN.<br />

I was also encouraged by a recent<br />

meeting of the Southwest California<br />

Legislative Council. I know that the<br />

people who attend would seldom describe<br />

that meeting as inspirational. So,<br />

what makes a meeting like this encouraging<br />

or even inspiring? It’s regular<br />

interactions among members that make<br />

the difference!<br />

The focus of the meeting in question<br />

was actually the organization’s position<br />

on California’s <strong>November</strong> ballot<br />

measures. Anyone who’s watched the<br />

political environment in California<br />

knows that these conversations have<br />

the potential to become divisive. Add<br />

to that the fact that our attendees have<br />

well-developed political and policy<br />

sensibilities.<br />

So, while some might emphasize<br />

the uniformity of businesses interests<br />

within the council, it includes diverse<br />

representation with people from a number<br />

of industries, cities, backgrounds,<br />

and interests. But as I listened to members<br />

discuss the propositions, I was<br />

impressed with evenhanded, patient collegiality<br />

I witnessed. People differed on<br />

points, but I observed engagement based<br />

on mutual respect and shared interests.<br />

This was not the Washington sparring<br />

we watch on TV, but the steady<br />

rhythm of neighbors working toward<br />

collective goals.<br />

The infotainment and political<br />

chatter served up by our media may<br />

move the needle in the Nielsen ratings,<br />

but deliver fruitless results. Conversely,<br />

what I have seen accomplished in our<br />

region the last few weeks lacks flash,<br />

but delivers by championing our shared<br />

interests and constructing community. It<br />

is a sure antidote to the fear and anger<br />

offered our nation al body politic.<br />

Dr. Drake Levasheff is Senior Director<br />

of Azusa Pacific University’s Murrieta<br />

Regional Campus. He can be reached<br />

via email at dlevasheff@apu.edu.<br />

dlevasheff@apu.edu<br />

Chaparral High School - Anjali Sivanandan<br />

Great Oak High School - Joseph Ravago<br />

Linfield Christian High School - Sophia Chen<br />

Rancho Vista High School - Eric Ruiz<br />

Susan H. Nelson High School - Jane Resnick<br />

Temecula Valley High School - Garrett Avery


<strong>November</strong> 20<strong>18</strong><br />

THE VALLEY BUSINESS JOURNAL<br />

www.TheValleyBusinessJournal.com<br />

19<br />

Boulder Ridge Elementary School Teacher Erin Lipsitz Receives<br />

September ‘Teachers Are Heroes Award’<br />

Teaching offers many challenges but offers rewards that go far beyond<br />

the benefits provided by a day-to-day job. KATY- 101.3 The Mix (KATY)<br />

and Azusa Pacific University (APU) is excited to kick-off the Teachers<br />

are Heroes program for the 20<strong>18</strong>-2019 school year.<br />

On Wednesday, October 3,<br />

20<strong>18</strong>, Mrs. Erin Lipsitz, fourth<br />

grade teacher at Boulder Ridge<br />

Elementary School, was surprised<br />

with the first Teachers<br />

are Heroes award for this year.<br />

Mrs. Lipsitz was nominated<br />

by Tiffany Lallande-Banks, the<br />

mother of one of Lipsitz’s students<br />

who said, “Mrs. Lipsitz<br />

assisted in the development of<br />

the girl’s STEAM Club, and<br />

also runs an after-school Math<br />

program. She inspires kids to<br />

learn outside the box.”<br />

Boulder Ridge Elementary<br />

School Principal Jon Mitchem,<br />

provided additional comments<br />

saying, “Erin Lipsitz is a game<br />

changer. Mrs. Lipsitz has the<br />

uncanny ability to know what students<br />

need before they know what they need.<br />

She makes learning fun, engaging, and<br />

connects the material to the student’s<br />

own lives. More importantly, Mrs.<br />

Lipsitz models the beliefs that learning<br />

is important and is a lifelong endeavor.<br />

She has attended multiple professional<br />

development seminars over this past<br />

summer and has utilized those strategies<br />

in her classroom with great results. Erin<br />

is a kind, caring, and thoughtful teacher<br />

who comes to work each day with<br />

the mindset that ALL of her students<br />

can achieve greatness and learn at a<br />

higher level. Mrs. Lipsitz knows that<br />

not all learning has to take place in the<br />

classroom and has not only opened her<br />

classroom up to after school tutoring<br />

but has assisted in the start of our very<br />

first Boulder Ridge Dance Company!<br />

Mrs. Lipsitz is an asset to Boulder and<br />

we are grateful that she is Bulldog! “<br />

Lipsitz was awarded with a<br />

Teachers are Heroes certificate, a<br />

$100 Visa gift card provided by<br />

Thinkwise Credit Union, and other<br />

prizes from the Mix prize closet plus<br />

the entire class enjoyed a pizza party<br />

from the Pizza Factory in Temecula.<br />

All selected teachers and their classes<br />

will receive tickets to attend an end of<br />

the year celebration.<br />

The Teachers are Heroes program<br />

will run through April 2019. Teachers<br />

can be nominated by students,<br />

parents, and even other school administrators.<br />

For more information go<br />

to www.1013themix.com, keyword:<br />

Teachers or go to http://www.apu.edu/<br />

murrieta/teachers<br />

EXECUTIVE PROFILE |Brian Connors<br />

Brian Connors has lived in Murrieta for 28<br />

years. As a kid in the 70’s, he and his family<br />

would drive the old 395 from Escondido to<br />

visit Vail Lake and enjoy the water slides.<br />

Ownership of a new home for my wife (Marleen)<br />

and I became a dream of ours in 1990. We had been<br />

married for four years and wanted to start a family.<br />

We thought that this valley provided the right atmosphere<br />

and affordable housing for which we desired.<br />

We thought we would buy a small home, then turn<br />

around and sell it and then move back down to the<br />

North County area. Little did we realize that our<br />

hearts would be firmly planted here just after the first<br />

year. We never looked back.<br />

AFFILIATIONS<br />

I serve on the Temecula Valley Chamber of Commerce<br />

Board of Directors as Chairman representing<br />

Southwest Healthcare System which operates<br />

Rancho Springs and Inland Valley Medical Centers.<br />

Previously to this position, I served on the Board of<br />

Directors for the Murrieta Chamber of Commerce.<br />

BUSINESS PHILOSOPHY<br />

I remember long ago my dad had on his desk a<br />

plaque that said, “There’s no such word as CAN’T.”<br />

I believe in hard work and giving it all you’ve got<br />

with a positive attitude by serving others and never<br />

expecting anything in return. When I’ve done this,<br />

I’ve discovered great things can happen.<br />

FAVORITE SPORT<br />

It would have to be a toss-up between baseball<br />

and football. I love following the San Diego<br />

Padres and Chargers. On an individual basis,<br />

I love to golf and I play racquetball nearly<br />

every weekday and I love to snow ski. My<br />

Favorite ski destination is Kirkwood, CA near<br />

Lake Tahoe.<br />

GOALS<br />

To live my life to the fullest with a positive<br />

attitude while serving others each and every<br />

day. When I focus on daily personal development<br />

and living with daily discipline, my<br />

personal and professional goals always seem<br />

to fall in place.<br />

MENTORS<br />

After graduating from SDSU, my dad took me<br />

under his wing. He offered me a chance in his<br />

ad agency but had me earn my keep by working my<br />

way up the ladder. His passion for his faith, family<br />

and his career helped make me who I am today.<br />

FAVORITE READING<br />

I enjoy faith-based, historical and empowering books.<br />

My favorite authors are Jeffrey R. Holland, D. Todd<br />

Christofferson, and David McCullough. Hal Elrod’s<br />

“Miracle Morning” is an excellent source for empowerment.<br />

Brian Connors<br />

RESUME<br />

For more than 20 years I ran full service advertising<br />

agencies which serviced local and regional<br />

clients throughout the United States. I now<br />

serve as the Director of Marketing for Southwest<br />

Healthcare System which operates Rancho<br />

Springs and Inland Valley Medical Centers.<br />

BIRTHPLACE<br />

La Jolla, CA


THE VALLEY BUSINESS JOURNAL<br />

20 www.TheValleyBusinessJournal.com<br />

<strong>November</strong> 20<strong>18</strong><br />

“The Culture Code: The Secrets of Highly Successful Groups”<br />

Daniel Coyle<br />

“Bad Blood: Secrets and Lies in a Silicon Valley Startup<br />

John Carreyrou<br />

“Powerful: Building a Culture of Freedom and Responsibility”<br />

Patty McCord<br />

“Measure What Matters: OKRs: The Simple Idea That Drives 10X Growth”<br />

John Doerr<br />

”How Women Rise: Break the 12 Habits Holding You Back From<br />

Your Next Raise, Promotion or Job”<br />

Sally Helgesen and Marshall Goldsmith<br />

“The Myth of the Nice Girl: Achieving a Career You Love Without<br />

Becoming a Person You Hate”<br />

Fran Hauser<br />

“Ask a Manager: How to Navigate Clueless Colleagues, Lunch-Stealing Bosses, and<br />

the Rest of Your Life at Work”<br />

Alison Green<br />

From Business Insider<br />

20<strong>18</strong> Business Books<br />

Have you read these yet?<br />

Vision Screenings vs. Eye Exams<br />

Healthy<br />

Living<br />

by<br />

Tina Dr. Patrick M. Gottlieb, Utnehmer D.C.<br />

I just had an “exam” at school/<br />

work/my PCP’s office/the DMV and I<br />

was fine, isn’t that good enough? Vision<br />

screening programs are intended<br />

to identify children or adults who may<br />

have undetected vision problems. If the<br />

screening indicates a vision problem,<br />

they are referred for further evaluation.<br />

However, a vision screening can’t be<br />

relied on to provide the same results<br />

as a comprehensive eye and vision<br />

examination.<br />

Screenings can take many forms.<br />

Often schools provide periodic vision<br />

screenings for their students. A pediatrician<br />

or other primary care physician<br />

may do a vision screening as part of a<br />

school physical. When applying for a<br />

driver’s license, your vision will likely<br />

be screened. Vision screenings are<br />

often part of local health fairs put on<br />

by hospitals, social service agencies<br />

or fraternal groups like the Lions and<br />

Elks clubs.<br />

Vision screenings can uncover<br />

some vision problems, but they can<br />

miss more than they find. This is a<br />

major concern about vision screening<br />

programs. Current vision screening<br />

methods cannot be relied on to effectively<br />

identify individuals who need<br />

vision care. In some cases, vision<br />

screening may actually inhibit the<br />

early diagnosis of vision problems.<br />

Screenings can create a false sense<br />

of security for those individuals who<br />

“pass” the screening but who actually<br />

have a vision problem. These people<br />

are then less likely to receive treatment<br />

for their vision problem-and it could<br />

become worse.<br />

Undetected and untreated vision<br />

problems can interfere with a child’s<br />

ability to learn in school and participate<br />

in sports. They can also affect an<br />

adult’s ability to do their job or to drive<br />

safely. The earlier a vision problem is<br />

diagnosed and treated, the less it will<br />

impact an individual’s quality of life.<br />

What are the limitations of vision<br />

screening programs? - To understand<br />

why vision screenings may not find a<br />

vision problem, let’s look at the factors<br />

that can limit their effectiveness.<br />

Limited testing. Many vision<br />

screenings test only for distance visual<br />

acuity. While the ability to see clearly<br />

in the distance is important, it does<br />

not indicate how well the eyes focus<br />

up close or work together. It also does<br />

not give any information about the<br />

health of the eyes. Some screenings<br />

may also include a plus lens test for<br />

farsightedness and a test of eye coordination.<br />

However, even these additional<br />

screening tests will miss many vision<br />

problems.<br />

Untrained personnel. Often,<br />

administrative personnel or volunteers<br />

who have little training conduct a<br />

vision screening. While well-intentioned,<br />

these individuals do not have<br />

the knowledge to competently assess<br />

screening results.<br />

Inadequate testing equipment.<br />

Even when done in a pediatrician’s<br />

or primary care physician’s office, the<br />

scope of vision screening may be limited<br />

by the type of testing equipment<br />

available. Factors such as room lighting,<br />

testing distances and maintenance<br />

of the testing equipment can also affect<br />

test results.<br />

People often misunderstand what<br />

passing a vision screening means. The<br />

information obtained from a vision<br />

screening is comparable to the information<br />

obtained from a blood pressure<br />

measurement. Your blood pressure<br />

may be in normal range, but that<br />

doesn’t mean that you do not have other<br />

health problems. It’s merely a single<br />

measure of one aspect of your overall<br />

health. Just like you need a complete<br />

physical to evaluate your total health,<br />

only a comprehensive eye and vision<br />

examination can evaluate your overall<br />

eye health and vision status.<br />

How is a comprehensive eye and<br />

vision examination different from a<br />

vision screening?<br />

Specialized equipment and procedures,<br />

which are not available as part of<br />

a vision screening program, are needed<br />

to adequately evaluate your eyes and<br />

vision. Only an optometrist or ophthalmologist<br />

can conduct a comprehensive<br />

eye and vision examination. These<br />

doctors have the specialized training<br />

necessary to make a definitive diagnosis<br />

and prescribe treatment.<br />

A comprehensive adult eye and<br />

vision examination includes:<br />

• Patient and family health history<br />

• Visual acuity measurement<br />

• Preliminary tests of visual function<br />

and eye health, including depth<br />

perception, color vision, peripheral<br />

(side) vision and response of the<br />

pupils to light<br />

• Assessment of refractive status to<br />

determine the presence of nearsightedness,<br />

farsightedness or astigmatism<br />

• Evaluation of eye focusing, eye<br />

teaming and eye movement abilities<br />

• Eye health examination<br />

• Additional tests as needed<br />

Vision screening programs can’t substitute<br />

for regular professional vision<br />

care. Children or adults who pass a<br />

vision screening could still have an eye<br />

health or vision problem. Professional<br />

examinations are the only effective<br />

way to confirm or rule out any eye<br />

disease or vision problem. Come in<br />

and see us for a comprehensive eye<br />

exam and discuss personalized options<br />

for your eyes.<br />

Dr. Patrick Utnehmer, Promenade<br />

Optometry & Lasik, (951) 296-2211.


<strong>November</strong> 20<strong>18</strong><br />

THE VALLEY BUSINESS JOURNAL<br />

www.TheValleyBusinessJournal.com<br />

21<br />

Temecula Valley Hospital Treats 1st<br />

Brain Aneurysm Patient<br />

Temecula Valley Hospital has successfully<br />

treated the 1st brain aneurysm<br />

patient in our new facility. This is a 1st<br />

for the hospital and for the Southwest<br />

Riverside County region. A brain aneurysm<br />

is a weak spot in one of the brain’s<br />

arteries that flowing blood causes to balloon<br />

out, forming either a small pouch<br />

on one side of the artery wall or causes<br />

the artery to bulge out. The aneurysm<br />

was treated using endovascular coiling,<br />

in which wire coils are inserted into<br />

the artery of the brain at the aneurysm.<br />

The wire coils up inside the aneurysm<br />

disrupts the blood flow and essentially<br />

als off the aneurysm from the artery.<br />

The hospital’s recent expansion<br />

includes a new neuro biplane room,<br />

to provide such advanced neuroscience<br />

treatments. (Please see photo.)<br />

Specially trained physicians and a<br />

multidisciplinary team work together<br />

to treat patients with aneurysms or other<br />

neurologic conditions.<br />

“We are thrilled about this 1st for<br />

our hospital,” said Darlene Wetton,<br />

Chief Executive Officer, of Temecula<br />

Valley Hospital. “Temecula Valley<br />

Hospital is committed to providing<br />

high quality, advanced medical treatment<br />

to the residents of this region.<br />

We are proud of our hospital staff and<br />

the physicians for providing advanced<br />

treatments, such as endovascular interventional<br />

neuroscience treatments for<br />

this community.”<br />

About Temecula Valley Hospital - Temecula<br />

Valley Hospital brings advanced<br />

technology, innovative programs, patient-centered<br />

and family sensitive care<br />

to area residents. The hospital features<br />

140 private patient rooms; emergency<br />

care featuring ER Reserve; advanced<br />

cardiac and stroke care; orthopedics;<br />

and general and surgical specialties.<br />

TVH is nationally recognized for Patient<br />

Safety by The Leapfrog Group,<br />

with a 2017 Top Hospital Award and<br />

4 consecutive “A” Grades for Patient<br />

Safety in Spring 20<strong>18</strong>, Fall 2017, Spring<br />

2017 and Fall 2016. The hospital also<br />

recently received the American Heart<br />

Association/American Stroke Association’s<br />

Get With The Guidelines®-Stroke<br />

Gold Plus Quality Achievement Award,<br />

The Joint Commission’s Gold Seal of<br />

Approval® for Certification for Hip<br />

and Knee Replacement, 4 Star Medicare<br />

Hospital Compare Rating, the honor<br />

of the Inland Empire’s Top Workplaces<br />

2017 and has been designated an Aetna<br />

Institute of Quality® Cardiac Care<br />

Facility for comprehensive heart and<br />

vascular treatments-including Cardiac<br />

Medical Intervention, Cardiac Rhythm<br />

Programs and Cardiac Surgery.<br />

For more information, visit www.temeculavalleyhospital.com<br />

“<br />

The hospital’s recent expansion includes<br />

a new neuro biplane room, to provide<br />

such advanced neuroscience treatments.<br />

Specially trained physicians and<br />

a multidisciplinary team work together to<br />

treat patients with aneurysms or other<br />

neurologic conditions.


THE VALLEY BUSINESS JOURNAL<br />

22 www.TheValleyBusinessJournal.com<br />

<strong>November</strong> 20<strong>18</strong><br />

Temecula Hosts Annual Patriotic Salute to<br />

Veterans<br />

CONTINUED FROM PAGE 1<br />

The community is invited to join<br />

us at this free concert as we honor<br />

veterans on this commemorative day. A<br />

free picnic dinner will be served from<br />

5:00 pm to 6:00 pm in Town Square<br />

Park to the first 500 patrons in line.<br />

“Our Veterans’ service and sacrifice are<br />

the reasons we hold the freedoms and<br />

liberties we cherish on a daily basis.<br />

This is just one of the ‘Temecula Ways’<br />

we express our admiration, respect, and<br />

gratitude for our country’s most faithful<br />

heroes,” states Mayor Matt Rahn.<br />

Join us as we honor and thank<br />

our veterans for their selfless service.<br />

Bring your entire family, your friends,<br />

lawn chairs, and warm blankets to<br />

enjoy a wonderful evening under the<br />

stars at this free Veterans Day event.<br />

The event will feature remarks by City<br />

dignitaries, the presentation of military<br />

banners to recognize active military<br />

personnel from the City’s Military<br />

Banner Program, and a performance by<br />

the Temecula Valley Symphony.<br />

The Veterans Day Celebration<br />

highlight is the 90-minute professional<br />

concert under the stars, A Patriotic<br />

Salute to Veterans, presented by the<br />

Temecula Valley Symphony & Chorus<br />

featuring Musical Director and Conductor<br />

John Mario.<br />

For more information, please contact<br />

the Community Services Department<br />

at (951) 694-6480 or visit us online at<br />

www.TemeculaCA.gov.<br />

TemeculaCA.gov<br />

The Goodness of Gratitude<br />

Healthy<br />

Living<br />

by<br />

Tina Monique M. Gottlieb, deGroot D.C.<br />

What are You Grateful For?<br />

This is the age-old question we’ve<br />

heard since we were kids. We tend to<br />

think about giving thanks for holiday<br />

meals and gifts at Christmas. However,<br />

more and more studies are showing<br />

the benefits of year-round gratitude.<br />

In fact, it’s actually healthy for you<br />

to focus on what you are grateful for.<br />

That’s right, by being mindful in your<br />

everyday life, gratitude journaling,<br />

or simply saying “thank you” more<br />

often will do you a whole lot of good.<br />

Here’s a few ways to introduce gratitude<br />

into your daily routine and how<br />

exchanging those negative thoughts<br />

for gracious ones can increase mental<br />

strength:<br />

“Thank You!”<br />

It’s polite, and who doesn’t love<br />

a well-mannered person? Showing<br />

and expressing gratitude can actually<br />

help open doors to new friends and<br />

relationships. Studies support that<br />

genuine appreciation for a favor an<br />

acquaintance did can increase those<br />

feel-good chemicals in your brain.<br />

Extra points if you do it with a smile.<br />

As gratitude becomes a rotation in<br />

your life, you will attract more open<br />

and kind-hearted people. Win/win.<br />

Make a List<br />

Don’t know where to start? Take<br />

five minutes before bed or right when<br />

you wake up in the morning to jot<br />

down a few things you’re thankful<br />

for. It will help you to let go of toxic<br />

emotions in the morning to start with<br />

a clear head and help relieve stress<br />

before bed. Focusing on the bad<br />

will only make it worse, and no one<br />

likes a pity party. Gratitude journaling<br />

increases your mindfulness and<br />

awareness so you can introduce that<br />

practice into your daily life when<br />

things hit the fan.<br />

Take Time to Rejoice<br />

Instead of getting upset when<br />

something doesn’t go your way; stop.<br />

Take a moment and look at all of the<br />

great parts of the situation instead.<br />

Resilience is born out of challenges<br />

and hardships. Gratitude is the perfect<br />

way to test your mental strength when<br />

it comes to being let down.<br />

Don’t save gratitude for one or<br />

two months a year. Focusing on what<br />

you are thankful for can seem a little<br />

foreign at first; but with practice and<br />

diligence, it can help turn your whole<br />

mindset around for the day/month/<br />

year and keep you smiling in the midst<br />

of chaos.<br />

Monique deGroot is the Owner of<br />

Murrieta Day Spa which is located<br />

at 4<strong>18</strong>85 Ivy St. in Murrieta.<br />

“<br />

However, more and more studies are<br />

showing the benefits of year-round gratitude.<br />

In fact, it’s actually healthy for you to<br />

focus on what you are grateful for.


<strong>November</strong> 20<strong>18</strong><br />

THE VALLEY BUSINESS JOURNAL<br />

www.TheValleyBusinessJournal.com<br />

23<br />

Trust in Your Parenting and Believe That All<br />

Will Be Well<br />

by Dr. Candace Walters<br />

Empty nest syndrome affects many<br />

parents; some have depression, anxiety,<br />

and added stress over their loved<br />

one leaving home. It is normal to feel<br />

sadness and loneliness during the time<br />

of departure; however, the emptiness<br />

can develop into a rollercoaster of<br />

emotions. There are several stages of<br />

ENS a parent may endure—not in any<br />

order or sequence.<br />

The Identity loss stage is most<br />

common to several parents. Caring for<br />

a loved one for many years while placing<br />

their needs first as well as worrying<br />

and nurturing can be daunting, whereas<br />

your needs are overlooked and unmet.<br />

Once an adult child moves from the<br />

family’s home, the requirements for life<br />

regarding the parents often change. The<br />

need to care for someone persists as<br />

parents are seldom used to self-caring<br />

and nurturing; often, quality time with<br />

the spouse is pushed aside for years.<br />

Change in marriage stage allows<br />

for adjustment in marriage of empty-nesters<br />

to sometimes be drastic.<br />

Those parents battling ENS may even<br />

emotionally distant themselves from<br />

their spouses while creating a barrier<br />

and stress within the marriage.<br />

The extreme worrying stage has<br />

parents worrying about things of insignificance;<br />

they’ll even call the adult<br />

child several times throughout the day<br />

as their own attitudes are shifted to<br />

passive-aggressive.<br />

In the grief stage, emotion associated<br />

with loss can be weighty for many<br />

parents, and those battling ENS may<br />

even feel disparaged and heartbroken.<br />

it just might be the time for you to do<br />

that thing you’ve always wanted to do.<br />

Restructuring is one of the best<br />

things we can do for ourselves during<br />

a dramatic change. If needed, reconstructing<br />

our marriage, our home, our<br />

finances, or even our thoughts could<br />

be a solid preparation for the journey<br />

ahead.<br />

Acceptance. Accepting the fact<br />

that children grow up, become adults,<br />

and even move away is true evidence of<br />

growth. Simply trust in your parenting<br />

and believe that all will end well.<br />

Support. Seek support if the<br />

weight of ENS is too overwhelming or<br />

even unbearable.<br />

This is the time to work on selfcare.<br />

ENS is manageable, providing<br />

you find and apply the proper coping<br />

skills.<br />

If you or someone you know are<br />

suffering from Empty Nest Syndrome,<br />

contact The Walters Group.<br />

Dr. Candace is CEO for The Walters<br />

Group. Dr. Candace often affirms<br />

“Not every woman requires therapy,<br />

most of us just need an accountability<br />

partner”. Contact number is 951-<br />

541-4986.<br />

Tips to Cope with ENS<br />

Realize. It is normal to have unwanted<br />

emotions of sadness, so embrace<br />

the emotions as you reconstruct<br />

your life. Starting a new chapter can<br />

even be a wonderful experience, and<br />

Empty nest syndrome affects many<br />

parents; some have depression, anxiety,<br />

and added stress over their loved one<br />

leaving home. It is normal to feel sadness<br />

and loneliness during the time of<br />

departure; however, the emptiness can<br />

develop into a rollercoaster of emotions.


THE VALLEY BUSINESS JOURNAL<br />

24 www.TheValleyBusinessJournal.com<br />

<strong>November</strong> 20<strong>18</strong><br />

Still Correcting?<br />

REAL ESTATE<br />

by by<br />

Gene Steve Wunderlich Fillingim<br />

As I’ve pointed out in previous<br />

newsletters, our local market is mimicking<br />

a statewide, indeed a nationwide<br />

trend of declining home sales<br />

and slower price appreciation. There<br />

are a few calling what we’re doing a<br />

‘prelude to a crash’, but most rational<br />

prognosticators are shunning that<br />

forecast. Next month we’ll have the<br />

opportunity to meet with our federal<br />

team, including our Chief Economist,<br />

Dr. Lawrence Yun, to question them<br />

on their outlook. They’re not always<br />

right but they’re better than most.<br />

(Well except for those continued<br />

forecasts of a ‘soft landing’ back in<br />

2008, but they weren’t alone there).<br />

Speaking of 2008, September<br />

marked the 10th anniversary of our<br />

last great meltdown. Lehman Brothers<br />

collapsed, bringing others to the<br />

brink, precipitating a general crash in<br />

the housing market nationwide. We<br />

got towed along for a 60%+ drop in<br />

local home values and a 50%+ drop<br />

in sales over the next <strong>18</strong> months.<br />

Fun times! And while the housing<br />

market in general has recovered, our<br />

region remains some 12% below our<br />

previous peak price point on average,<br />

while some state markets have met or<br />

exceeded their prior high-water mark,<br />

most notably the Bay Area, areas of<br />

LA and Orange Counties, and the San<br />

Jose region where the median value of<br />

$1.29 million, is 74% above its previous<br />

peak.<br />

So, a slowdown at this time is not<br />

necessarily a bad thing. While our appreciation<br />

has not been as heated as the<br />

30% annual climbs we saw in the early<br />

2000’s, it has been relatively constant,<br />

averaging 7% annually since 2009.<br />

That’s a long run. Meanwhile wage<br />

growth for buyers has only recently<br />

started to add a % or 2 to their wallets.<br />

As David Blitzer, Managing Director at<br />

S&P Dow Jones Indices put it, “We’ve<br />

been running faster than we should be<br />

able to for quite some time.” So, price<br />

gains are likely to ease until they’re<br />

more in line with wages and inflation.<br />

As we complete the 3rd quarter<br />

of 20<strong>18</strong>, local home sales have scaled<br />

back to a range somewhere between<br />

2014 and 2015. As anticipated, September<br />

sales of single-family homes<br />

dropped 15% from their August numbers<br />

(984/ 833) and year-to-date sales<br />

remain mired at 9% below 2017 (9,013<br />

/ 8,194). Where have those additional<br />

819 sales gone? Well, it helps explain<br />

why our inventory continues to climb<br />

– there’s an additional 1,048 units on<br />

the market today compared to last year<br />

(1,842 / 2,890). Our average inventory<br />

now stands at a 5 year high of 3.9<br />

months. That’s still a ways off the 6-7<br />

month inventory classically considered<br />

a ‘normal’ inventory or a market in<br />

balance, but it’s getting closer. We’ve<br />

been so spoiled by a super-low inventory<br />

for so long, this looks bad, but it’s<br />

really not at all.<br />

The only negative to that inventory<br />

hike is that it doesn’t include much<br />

in the way of affordable workforce<br />

housing, especially for those critical<br />

first-time buyers trying to enter the<br />

market. After a few months of relative<br />

stagnation and even some minor declines,<br />

prices appear to be continuing<br />

their inexorable climb. Month-overmonth<br />

appreciation was 3% and we’re<br />

still running a solid 7% ahead year-todate<br />

($348,025 / $374,394). I know I<br />

called for some flattening or moderate<br />

declines during the 4th quarter of 2017<br />

that didn’t happen. Well, I’m doing it<br />

again. I think we’ll see some slowing<br />

of appreciation during this last quarter<br />

as sales decline. Like most prognosticators,<br />

if I call something long enough<br />

I’ll eventually be right. Of course, we’ll<br />

still end the year higher than last year<br />

but maybe by only 4%-5% instead of<br />

7%-8%. And since I’m the one doing<br />

the numbers, I can make that forecast<br />

come true only to adjust it next February<br />

and you wouldn’t even notice.<br />

Heck, the government does it all the<br />

time, why should I be held to a higher<br />

standard?<br />

By this time next month, we’ll<br />

have weathered another election,<br />

billed as ‘the most important of our<br />

lifetime’. Aren’t they all? It’s going<br />

to be very tense and exciting, I do<br />

know that. And hopefully after all<br />

that, we can come together as a nation<br />

and focus on what’s truly important.<br />

Just don’t ask me what I did when I<br />

was 17! Please.<br />

Gene Wunderlich is the Government<br />

Affairs Director for Southwest Riverside<br />

County Association of Realtors.<br />

If you have questions on the market,<br />

please contact me at GAD@srcar.<br />

org or to keep up with the latest legislative<br />

and real estate trends go to<br />

http://gadblog.srcar.org/.


<strong>November</strong> 20<strong>18</strong><br />

THE VALLEY BUSINESS JOURNAL<br />

www.TheValleyBusinessJournal.com<br />

25<br />

Keep up with your business reading<br />

with autio books!<br />

“Read” while you drive, exercise or<br />

do doing manual projects.


THE VALLEY BUSINESS JOURNAL<br />

26 www.TheValleyBusinessJournal.com<br />

<strong>November</strong> 20<strong>18</strong><br />

The Advantage of<br />

Big Data<br />

Anyone surfing the internet, purchasing<br />

with a loyalty or credit card<br />

typically contribute to the collection.<br />

Surveys with drawings, gift cards<br />

or free products identify needed improvements<br />

but also find out information<br />

about you. Social media activity<br />

gathers helpful information as well.<br />

Big data not only records what is<br />

being bought but from who, how and<br />

when. Was the purchase on-line or<br />

through a traditional store and how<br />

was the decision buy made? It can<br />

show how useful reviews have been.<br />

Big data will show time of day of purchases<br />

such as before or after a work<br />

day, on a holiday or weekend. Time<br />

of year is also essential. Obviously<br />

retail sales will be higher during the<br />

holiday buying period but for other<br />

businesses it may be different. For<br />

example, merchandise or ticket sales<br />

for a sports team may increase after a<br />

significant sporting event win. These<br />

types of factors may explain why a<br />

product was purchased.<br />

So once the data is captured and<br />

stored how is it used? First, it allows<br />

a look back to analyze performance.<br />

Not just sales performance but how<br />

was the shopping experience. When<br />

one item was bought did it lead to the<br />

purchase of another? What were the<br />

triggers that encouraged shoppers to<br />

make a decision? From the technical<br />

point of view, how well did the installed<br />

hardware perform? These factors<br />

can generate marketing strategies.<br />

But just as important, having this<br />

data allows for a look forward to the<br />

future. Known as “predictive analysis”,<br />

working with a large amount<br />

of data can be helpful in scheduling<br />

and capacity planning. The air travel<br />

industry can understand when the<br />

heaviest passenger loads will take<br />

place allowing them to adjust staffing,<br />

aircraft and even pricing. IT system<br />

managers know when to increase<br />

storage or compute power. Customers<br />

groups with similar likes can be<br />

targeted. Processes can be made to<br />

work better as inefficiencies are uncovered.<br />

Next time you’re asked to<br />

leave feedback, remember big data<br />

has made it possible to answer the<br />

question “what’s trending now”.<br />

Ted Saul is a business coach that assists<br />

with Business Plans and Project<br />

Management. He holds a master certificate<br />

in project management and has<br />

earned his MBA from Regis University.<br />

Ted can be reached on LinkedIn,<br />

TedS787 on Twitter or emailing Ted@<br />

tsaul.com.<br />

by<br />

by<br />

Ted Saul,<br />

Steve Fillingim<br />

Sr. Staff Writer<br />

“<br />

Big data not only records what is being<br />

bought but from who, how and when. Was<br />

the purchase on-line or through a traditional<br />

store and how was the decision buy made?


<strong>November</strong> 20<strong>18</strong><br />

Just the other day I was talking with<br />

my eviction attorney and I told him that<br />

I offer 1031 Exchange Accommodator<br />

Services. He told me he didn’t know<br />

that and had just done 1031 Exchange<br />

six months previously. He felt that the<br />

fees that he paid were high and the service<br />

was poor. I’m Scott Chappell, and<br />

I hear stories all the time about people<br />

who felt they over paid for their services<br />

and complained about poor commuby<br />

Scott Chappell<br />

THE VALLEY BUSINESS JOURNAL<br />

www.TheValleyBusinessJournal.com<br />

How to Avoid 1031 Exchange Nightmares<br />

nications with their Accommodator.<br />

Their Accommodator did not meet their<br />

expectations as professionals.<br />

1031 Exchanges are extremely<br />

tricky, and one mistake can literally cost<br />

you thousands of dollars. In a nutshell,<br />

when you sell a property, you can defer<br />

a taxable gain if you purchase a “like<br />

for like” property within <strong>18</strong>0 days. You<br />

must identify the replacement property<br />

in writing within 45 days. It’s a very<br />

complex process and if you don’t know<br />

what you’re doing it can cost you dearly!<br />

I’ve been doing 1031 Exchanges for<br />

more than ten years now, and I’ve encountered<br />

nearly every situation you can<br />

imagine. Time after time people tell me<br />

what their 1031 Exchange services cost<br />

them. They could be saving money. I<br />

recently did a survey of rates charged by<br />

other 1031 Exchange Accommodators,<br />

and my fees are much more reasonable.<br />

If you’re looking for an Accommodator<br />

with awesome service and great<br />

fees, give me a call. Contact me at 951<br />

313-4350 or shoot me an email at scottlouischappell@gmail.com.<br />

27


THE VALLEY BUSINESS JOURNAL<br />

28 www.TheValleyBusinessJournal.com<br />

<strong>November</strong> 20<strong>18</strong><br />

Consider a Record of Public Service<br />

by Senator Jeff Stone<br />

It has been an honor and privilege<br />

being able to fight for the people of Riverside<br />

County over the past 26 years.<br />

I became active in politics because<br />

I was tired of graffiti overtaking my<br />

city where I was raising my family<br />

and running my pharmacy. When I<br />

saw nothing was being done to fix the<br />

problem, I decided to become active;<br />

and I’m proud to say that Temecula still<br />

has some of the toughest anti-graffiti<br />

ordinances in the state.<br />

As a County Supervisor, I was<br />

tenacious in my mission to end the<br />

homelessness crisis among our community<br />

of veterans, and I’m proud to<br />

say that the VALOR program today is<br />

still in place. Over the past four years,<br />

I’ve had the highest honor by serving<br />

Riverside County in the State Senate.<br />

In that time, I’ve helped write<br />

legislation to address the housing crisis<br />

that has put homeownership out of<br />

the reach of far too many people by<br />

reforming the rules and regulations that<br />

add thousands of dollars to the price of<br />

new homes.<br />

Since 2016, the California Legislature<br />

and our Governor have gone out<br />

of their way to criticize everything the<br />

federal government has done. I’ve led<br />

the fight against California becoming a<br />

“sanctuary state” for convicted felons<br />

in this country illegally.<br />

In a state with nearly 40 million<br />

people and record revenues coming<br />

in, I’ve fought to make sure our hardworking<br />

families are not overtaxed and<br />

overregulated. That’s why the National<br />

Federation of Independent Business has<br />

endorsed me as their choice for State<br />

Senate and the Howard Jarvis Taxpayers<br />

Association has consistently ranked me<br />

as a solid vote for taxpayers.<br />

And the Riverside Sheriffs’ Association,<br />

the Correctional Peace Officers’<br />

Association and law enforcement officials<br />

and groups across the state are<br />

supporting me for Senate because they<br />

know they can count on me to stand up<br />

for crime victims. As a Member of the<br />

Senate Public Safety Committee, I’ve<br />

led the fight to keep violent criminals<br />

behind bars and keep predators off our<br />

streets.<br />

The voters have a real choice on<br />

<strong>November</strong> 6th.<br />

I am opposed to the Governor’s<br />

Bullet Train to nowhere that is going to<br />

cost us nearly $90 Billion.<br />

I support efforts to make housing<br />

more affordable in our state through<br />

common-sense regulation reforms.<br />

I support policies that make sure<br />

criminals in our country illegally are<br />

not given sanctuary status here in California.<br />

On <strong>November</strong> 6th, I would be<br />

honored to be given an opportunity to<br />

continue my work on behalf of taxpayers,<br />

crime victims and small businesses<br />

across the state.<br />

As we work together to become a better<br />

state where we can live, work and raise<br />

our families in safe neighborhoods<br />

with good schools; I look forward to<br />

an opportunity to continue representing<br />

the communities I love and am proud to<br />

call home.<br />

Become an INFLUENCER<br />

Advertise with us and<br />

share your expertise<br />

Your articles printed in our<br />

newspaper, online and shared<br />

on social media.<br />

Contact us today:<br />

(951) 461-0400 • publishertvbj@verizon.net


<strong>November</strong> 20<strong>18</strong><br />

THE VALLEY BUSINESS JOURNAL<br />

www.TheValleyBusinessJournal.com<br />

29<br />

<strong>November</strong><br />

Events<br />

Opening Of ‘Field Of<br />

Honor’ 20<strong>18</strong>: Murrieta<br />

Saturday, Nov. 10, 20<strong>18</strong> at 8am<br />

Hosted by Rotary Club of Murrieta<br />

and Murrieta Field of Honor<br />

Town Square Park, 1 Town<br />

Square, Murrieta, California<br />

92562<br />

Temecula Valley Woman’s<br />

Club 34th Annual Holiday<br />

Home Tour<br />

<strong>November</strong> 10 & 11, 10am-4 pm<br />

Contact: Temecula Valley<br />

Woman’s Club<br />

16th Annual Veterans Day<br />

Parade 20<strong>18</strong>, Murrieta<br />

Sunday, Nov. 11, 20<strong>18</strong> - 1pm<br />

Town Square Park, Downtown<br />

Murrieta, CA<br />

Nutcracker:<br />

Inland Valley Classical<br />

Ballet<br />

Nov. 23 & 24, 20<strong>18</strong> - 7pm<br />

Nov. 24, 20<strong>18</strong> - 2pm<br />

Nov. 25, 20<strong>18</strong> - 1pm & 4pm<br />

Old Town Temecula Community<br />

Theater, 42051 Main St.,<br />

Temecula, CA 92590<br />

Christmas Tree Lighting<br />

at the Pond<br />

Monday, Nov. 26, 20<strong>18</strong><br />

7:00pm - 8:30pm<br />

Temecula Duck Pond & Veterans<br />

Memorial, 28250 Ynez Road,<br />

Temecula, CA 92591


THE VALLEY BUSINESS JOURNAL<br />

30 www.TheValleyBusinessJournal.com<br />

<strong>November</strong> 20<strong>18</strong><br />

Rotary Club of Temecula Comes Together During the Holidays<br />

CONTINUED FROM PAGE 1<br />

ry members and volunteers will start<br />

collecting toys and the same ritual is<br />

repeated a week prior to Christmas, as<br />

over 300 gifts are delivered to families<br />

in the Temecula Valley.<br />

“We sincerely appreciate our volunteers<br />

during the holidays and it feels<br />

great to help out the community,” says<br />

Scott Davis. If you’d like more information<br />

on ways that you can donate or<br />

volunteer for the Rotary Club of Temecula,<br />

please contact current President<br />

Craig Davis via his email address<br />

at davisfamilyinsurance@gmail.com.<br />

Better yet, if you’re interested in becoming<br />

a member, please contact our<br />

Membership Director-Kim Kelliher at<br />

kimsrotary1314@gmail.com.<br />

The Rotary Club of Temecula<br />

is one of the largest Rotary Clubs in<br />

the Inland Empire comprised of over<br />

110 local members, including some<br />

of the city’s well-known business<br />

and community leaders. For more<br />

than 110 years, Rotary members have<br />

been addressing challenges around the<br />

world. Grassroots at the core, Rotary<br />

links 1.2 million members to form an<br />

organization of international scope.<br />

It started with the vision of one man<br />

— Paul Harris. The Chicago attorney<br />

formed the Rotary Club of Chicago<br />

on February 23, 1905, so professionals<br />

with diverse backgrounds could<br />

exchange ideas, form meaningful,<br />

lifelong friendships, and give back<br />

to their communities. Rotary’s name<br />

came from the group’s early practice<br />

of rotating meetings among the offices<br />

of its members.<br />

Rotary Club of Temecula takes<br />

great pride in their community service,<br />

especially during the holidays. The<br />

club’s Signature Community Project<br />

each year is the Holiday Baskets Program<br />

which provides holiday meals<br />

and toys for Temecula Valley locals in<br />

need. The program was implemented<br />

by Rotarian, Bob Brown over twenty<br />

years ago. Bob’s vision began with<br />

helping approximately 50 families<br />

during the holidays in 1997. According<br />

to Scott Davis, the club’s current<br />

Holiday Baskets Director, “Today,<br />

we feed between 225-260 family’s<br />

each year at Thanksgiving and provide<br />

gifts to over 300 children during<br />

Christmas.”<br />

“It really does take a Village<br />

and each year our members come<br />

together with friends and family to<br />

help as many people in the valley that<br />

we can,” says Craig Davis, current<br />

President of the club. “The City of<br />

Temecula provides a grant each year<br />

and has donated space for the food and<br />

toys that are graciously donated by the<br />

community, and Temecula Fire & Police<br />

Department help with the toy collection.<br />

In addition, our local schools donate<br />

and collect canned foods for families at<br />

Thanksgiving and Toys during the holidays”,<br />

says Craig Davis. How does the<br />

club determine who’s in need of help?<br />

They generally receive confidential<br />

suggestions from the Health Clerks at<br />

local schools and the Directors of local<br />

non-profits, S.A.F.E (Safe Alternatives<br />

for Everyone), Michelle’s Place Breast<br />

Cancer Research Center, Oak Grove<br />

Center, Rancho Damacitas, and Mary<br />

Phillips Senior Center.<br />

It takes a tremendous amount of<br />

fundraising to maintain the club goals<br />

of not only providing for families in<br />

need during the holidays, but everything<br />

else that Rotary Club of Temecula does<br />

in the community each year. Their<br />

major fundraiser takes place in March<br />

and they’re extremely grateful to those<br />

that support Rotary. Taste of the World<br />

will once again take place at Pechanga<br />

Resort and Casino in Temecula.<br />

The club would also like to thank<br />

their friends at Uncle Bob’s Sports Bar<br />

in Temecula. Once the owner heard<br />

what Rotary was doing in the community,<br />

Bob Craig immediately solicited<br />

donations from his employees and patrons<br />

this past year and collected several<br />

toys. In addition, a generous amount<br />

of Kohl’s Gift cards was donated to the<br />

club and given to the teenagers that are<br />

considered too old for toys at Christmas.<br />

Also, Julie Ngo and Jerrod Novodoczky,<br />

Rotary members and local State<br />

Farm agents solicited and received a<br />

nice donation from their company that<br />

was used this past year for our Holiday<br />

Basket Program and they’re gratefully<br />

supporting the club again in 20<strong>18</strong>.<br />

Rotary members will begin collecting<br />

non-perishable food in early <strong>November</strong><br />

from local schools, businesses, and<br />

friends. Rotarians and local volunteers<br />

will sort the food on a Saturday, pack the<br />

food on Monday, and deliver the food<br />

to all the families on Tuesday prior to<br />

Thanksgiving. A week following the<br />

Thanksgiving Holiday, the same Rota-<br />

“<br />

We sincerely<br />

appreciate our<br />

volunteers during the<br />

holidays and it feels<br />

great to help out the<br />

community


<strong>November</strong> 20<strong>18</strong><br />

THE VALLEY BUSINESS JOURNAL<br />

www.TheValleyBusinessJournal.com<br />

31


www.TheValleyBusinessJournal.com<br />

THE VALLEY BUSINESS JOURNAL<br />

32 <strong>November</strong> 20<strong>18</strong>

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