Peabody 11-22
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NOVEMBER <strong>22</strong>, 2018<br />
WEEKLYNEWS.NET - 978-532-5880 5<br />
LYNNFIELD SENIOR<br />
CENTER ACTIVITIES<br />
Trips<br />
Nov. 26-27 Berkshire<br />
Holiday Trip — $327.<br />
Nov. 28 Pre-Christmas trip<br />
to Eately in Boston — $5.<br />
Dec. 4 Sicilian Tenors<br />
Christmas Time at<br />
Danversport Lunch and<br />
Show — $69.<br />
Dec. 5 Boston’s European<br />
Market at Government<br />
Center — $5.<br />
Dec. 12 Cooking demonstration<br />
and tasting at Verrill<br />
Farms, Concord — $10.<br />
.<br />
Activities<br />
Thursday, November <strong>22</strong><br />
Center closed for<br />
Thanksgiving<br />
*****<br />
Friday, November 23<br />
Center closed<br />
*****<br />
Monday, November 19<br />
8 a.m. Zumba gold with<br />
Alice, exercise room/hairdresser.<br />
8:45 a.m. Aerobics<br />
video. 9 a.m. Walmart<br />
shopping, gentle Pilates.<br />
10 a.m. Line dancing, creative<br />
writing, sit and tone<br />
with Darci, tap dance. <strong>11</strong><br />
a.m. Ageless movement.<br />
<strong>11</strong>:30 a.m. Lunch: Caesar<br />
salad with shrimp, lunch<br />
and movie: While You Were<br />
Sleeping. Noon Bowling, oil<br />
painting class, caregiver’s<br />
support. 12:30 p.m. Mah<br />
Jongg, Mexican train.<br />
*****<br />
Tuesday, November 27<br />
8 a.m. Hairdresser/exercise<br />
room. 8:45 a.m.<br />
Exercise under the belt. 9<br />
a.m. Walking meditation.<br />
9:15 a.m. Bingo. 9:30 a.m.<br />
Grocery shopping, intermediate<br />
Italian. 10 a.m. Tai Chi.<br />
10:30 a.m. Scrabble. <strong>11</strong>:30<br />
a.m. Mickey Mouse birthday<br />
lunch and movie. 12:30 p.m.<br />
Computer class sign up,<br />
bridge, watercolor.<br />
*****<br />
Wednesday, November 28<br />
8 a.m. Exercise room/hairdresser.<br />
8:30 a.m. Zumba. 9<br />
a.m. Artist drop-in, trip to<br />
One Dollar Zone, alterations<br />
Seniors<br />
with Anita, Tripoley, manicurist.<br />
9:30 a.m. Aerobic’s<br />
video. 10 a.m. Chair yoga,<br />
embroidery. 10:15 a.m.<br />
Beginner Italian. <strong>11</strong>:30 a.m.<br />
Lunch: Meatloaf. 12:15 p.m.<br />
Pokeno, Canasta, bridge.<br />
PETER A. TORIGIAN<br />
SENIOR CENTER<br />
Thursday, November <strong>22</strong><br />
Center closed for<br />
Thanksgiving<br />
*****<br />
Friday, November 23<br />
Center closed<br />
*****<br />
Monday, November 26<br />
9 a.m. Aerobics, duplicate<br />
bridge. 9:30 a.m. Podiatry,<br />
tambourine team. 10 a.m.<br />
Drill team, bridge. <strong>11</strong>:15<br />
a.m. Zumba. 12:30 p.m.<br />
Model ship building, Bingo.<br />
2 p.m. Caregivers support<br />
group. 3 p.m. Board of directors<br />
meeting. 6:30 p.m.<br />
Green <strong>Peabody</strong>.<br />
*****<br />
Tuesday, November 27<br />
9 a.m. Hug-a-bears. 9:15<br />
a.m. Whist. 9:30 a.m.<br />
Veterans group, exercise<br />
with Edye, Japanese Bunka.<br />
10:30 a.m. Line dancing.<br />
Noon Mah Jongg. 12:30 p.m.<br />
Crocheting/knitting.<br />
*****<br />
Wednesday, November 28<br />
9 a.m. Aerobics, sewing/<br />
repair, rug hooking, wood<br />
carving. 10:15 a.m. Zumba.<br />
12:30 p.m. Model ship<br />
building. 1 p.m. Crazy cards.<br />
Prime Rib<br />
Served with Baked Potato, Veggies, and Salad<br />
All Day Monday & Tuesday for only<br />
$<br />
19.95<br />
MEDS THAT INTERFERE WITH CALCIUM ABSORPTION<br />
Anyone looking to get sufficient dietary or supplemental calcium to<br />
stave off bone loss should know that there are several medications that<br />
can interfere with the body’s ability to absorb calcium. Common culprits<br />
include medications used to treat heartburn and “gastroesophageal reflux<br />
disorder” (GERD), such as omeprazole (Prilosec), lansoprazole (Prevacid),<br />
and esomeprazole (Nexium). These medications decrease the production<br />
of stomach acid, which leads to decreased calcium absorption. Hence,<br />
they are recommended for short-term use. Other heartburn medications<br />
that lower stomach acid production include ranitidine (Zantac), famotidine<br />
(Pepcid), and cimetidine (Tagamet). In addition, it should be noted that<br />
long-term use of oral corticosteroids, such as prednisolone and hydrocortisone,<br />
can block calcium production.<br />
If you have certain medical conditions, you may not have a choice but<br />
to take one of these medications. If you do, it is especially important to<br />
take steps to protect your bones. To learn more, please call or visit<br />
VILLAGE PHARMACY in the Colonial Shopping Center (781-334-3133).<br />
We feature ComputerRX for online refills and Parata Pas packaging<br />
system which allows us to customize the dispensing of your medications.<br />
HINT: Medications used to treat high blood pressure and heart failure called<br />
“loop diuretics,” which include furosemide (Lasix), bumetanide (Bumex), and<br />
torsemide (Dermadex), can also have an impact on calcium absorption.<br />
Colonial Shopping Center • 590 Main St. Lynnfield, MA 01940 • 781-334-3133<br />
Letter To<br />
The Editor<br />
We love to hear from you.<br />
Write to the Editor,<br />
tgrillo@essexmediagroup.com<br />
Weekly ask<br />
the expert<br />
Question: What is the difference between a<br />
pre-approval and a pre-qualification?<br />
This week’s expert is Tom Patch, MLO# 142695<br />
Answer: There is a huge difference between preapproval<br />
and pre-qualification. A true pre-approval<br />
or pre-qualification requires some work on behalf<br />
of your lender. If they ask you how much you want<br />
to be approved for and then send you a letter<br />
without reviewing your documentation the letter is<br />
worthless and merely providing you with a<br />
guide to what you might qualify for.<br />
A pre-qualification is an establishment of a<br />
borrower’s qualification for a mortgage loan<br />
amount for a specific range, based on some<br />
varying level of examination of the<br />
borrower’s assets, debts and income and it is<br />
done by the Loan Officer. In many cases when a<br />
realtor knows that you have a true “pre-qual”<br />
from a reputable mortgage lender this puts you<br />
in a stronger position to get your offer accepted.<br />
A pre-approval by contrast is an in-depth examination of<br />
a borrower’s assets and income documentation. This<br />
involves a full examination by an underwriter; the<br />
individual approving your loan. Think of this as<br />
a commitment to lend. Not only does this give<br />
you power to make an offer, but it can<br />
eliminate surprises in your transaction. To be<br />
fair, it is more time consuming because it<br />
involves supplying your information directly to<br />
the lender. However, a pre-approval will make you<br />
more competitive and gets most of your<br />
mortgage work done up front.<br />
Whether you need a "pre-qual" or pre-approval<br />
depends on your personal situation, but it is best to<br />
meet with a licensed loan officer before starting<br />
the process to make that determination.<br />
MEP is a mortgage banking firm providing mortgages<br />
to homeowners throughout New England and other<br />
parts of the United States. This is a recurring column<br />
that will appear every other week as a service to the<br />
local community. MEP is locally owned and operated<br />
with corporate headquarters in Lynnfield.<br />
If you have specific questions about this topic or any<br />
other mortgage questions, please contact us.<br />
Tom: tpatch@ meploans.com or 781-309-1807<br />
Mortgage Equity Partners