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NOVEMBER <strong>22</strong>, 2018<br />

WEEKLYNEWS.NET - 978-532-5880 5<br />

LYNNFIELD SENIOR<br />

CENTER ACTIVITIES<br />

Trips<br />

Nov. 26-27 Berkshire<br />

Holiday Trip — $327.<br />

Nov. 28 Pre-Christmas trip<br />

to Eately in Boston — $5.<br />

Dec. 4 Sicilian Tenors<br />

Christmas Time at<br />

Danversport Lunch and<br />

Show — $69.<br />

Dec. 5 Boston’s European<br />

Market at Government<br />

Center — $5.<br />

Dec. 12 Cooking demonstration<br />

and tasting at Verrill<br />

Farms, Concord — $10.<br />

.<br />

Activities<br />

Thursday, November <strong>22</strong><br />

Center closed for<br />

Thanksgiving<br />

*****<br />

Friday, November 23<br />

Center closed<br />

*****<br />

Monday, November 19<br />

8 a.m. Zumba gold with<br />

Alice, exercise room/hairdresser.<br />

8:45 a.m. Aerobics<br />

video. 9 a.m. Walmart<br />

shopping, gentle Pilates.<br />

10 a.m. Line dancing, creative<br />

writing, sit and tone<br />

with Darci, tap dance. <strong>11</strong><br />

a.m. Ageless movement.<br />

<strong>11</strong>:30 a.m. Lunch: Caesar<br />

salad with shrimp, lunch<br />

and movie: While You Were<br />

Sleeping. Noon Bowling, oil<br />

painting class, caregiver’s<br />

support. 12:30 p.m. Mah<br />

Jongg, Mexican train.<br />

*****<br />

Tuesday, November 27<br />

8 a.m. Hairdresser/exercise<br />

room. 8:45 a.m.<br />

Exercise under the belt. 9<br />

a.m. Walking meditation.<br />

9:15 a.m. Bingo. 9:30 a.m.<br />

Grocery shopping, intermediate<br />

Italian. 10 a.m. Tai Chi.<br />

10:30 a.m. Scrabble. <strong>11</strong>:30<br />

a.m. Mickey Mouse birthday<br />

lunch and movie. 12:30 p.m.<br />

Computer class sign up,<br />

bridge, watercolor.<br />

*****<br />

Wednesday, November 28<br />

8 a.m. Exercise room/hairdresser.<br />

8:30 a.m. Zumba. 9<br />

a.m. Artist drop-in, trip to<br />

One Dollar Zone, alterations<br />

Seniors<br />

with Anita, Tripoley, manicurist.<br />

9:30 a.m. Aerobic’s<br />

video. 10 a.m. Chair yoga,<br />

embroidery. 10:15 a.m.<br />

Beginner Italian. <strong>11</strong>:30 a.m.<br />

Lunch: Meatloaf. 12:15 p.m.<br />

Pokeno, Canasta, bridge.<br />

PETER A. TORIGIAN<br />

SENIOR CENTER<br />

Thursday, November <strong>22</strong><br />

Center closed for<br />

Thanksgiving<br />

*****<br />

Friday, November 23<br />

Center closed<br />

*****<br />

Monday, November 26<br />

9 a.m. Aerobics, duplicate<br />

bridge. 9:30 a.m. Podiatry,<br />

tambourine team. 10 a.m.<br />

Drill team, bridge. <strong>11</strong>:15<br />

a.m. Zumba. 12:30 p.m.<br />

Model ship building, Bingo.<br />

2 p.m. Caregivers support<br />

group. 3 p.m. Board of directors<br />

meeting. 6:30 p.m.<br />

Green <strong>Peabody</strong>.<br />

*****<br />

Tuesday, November 27<br />

9 a.m. Hug-a-bears. 9:15<br />

a.m. Whist. 9:30 a.m.<br />

Veterans group, exercise<br />

with Edye, Japanese Bunka.<br />

10:30 a.m. Line dancing.<br />

Noon Mah Jongg. 12:30 p.m.<br />

Crocheting/knitting.<br />

*****<br />

Wednesday, November 28<br />

9 a.m. Aerobics, sewing/<br />

repair, rug hooking, wood<br />

carving. 10:15 a.m. Zumba.<br />

12:30 p.m. Model ship<br />

building. 1 p.m. Crazy cards.<br />

Prime Rib<br />

Served with Baked Potato, Veggies, and Salad<br />

All Day Monday & Tuesday for only<br />

$<br />

19.95<br />

MEDS THAT INTERFERE WITH CALCIUM ABSORPTION<br />

Anyone looking to get sufficient dietary or supplemental calcium to<br />

stave off bone loss should know that there are several medications that<br />

can interfere with the body’s ability to absorb calcium. Common culprits<br />

include medications used to treat heartburn and “gastroesophageal reflux<br />

disorder” (GERD), such as omeprazole (Prilosec), lansoprazole (Prevacid),<br />

and esomeprazole (Nexium). These medications decrease the production<br />

of stomach acid, which leads to decreased calcium absorption. Hence,<br />

they are recommended for short-term use. Other heartburn medications<br />

that lower stomach acid production include ranitidine (Zantac), famotidine<br />

(Pepcid), and cimetidine (Tagamet). In addition, it should be noted that<br />

long-term use of oral corticosteroids, such as prednisolone and hydrocortisone,<br />

can block calcium production.<br />

If you have certain medical conditions, you may not have a choice but<br />

to take one of these medications. If you do, it is especially important to<br />

take steps to protect your bones. To learn more, please call or visit<br />

VILLAGE PHARMACY in the Colonial Shopping Center (781-334-3133).<br />

We feature ComputerRX for online refills and Parata Pas packaging<br />

system which allows us to customize the dispensing of your medications.<br />

HINT: Medications used to treat high blood pressure and heart failure called<br />

“loop diuretics,” which include furosemide (Lasix), bumetanide (Bumex), and<br />

torsemide (Dermadex), can also have an impact on calcium absorption.<br />

Colonial Shopping Center • 590 Main St. Lynnfield, MA 01940 • 781-334-3133<br />

Letter To<br />

The Editor<br />

We love to hear from you.<br />

Write to the Editor,<br />

tgrillo@essexmediagroup.com<br />

Weekly ask<br />

the expert<br />

Question: What is the difference between a<br />

pre-approval and a pre-qualification?<br />

This week’s expert is Tom Patch, MLO# 142695<br />

Answer: There is a huge difference between preapproval<br />

and pre-qualification. A true pre-approval<br />

or pre-qualification requires some work on behalf<br />

of your lender. If they ask you how much you want<br />

to be approved for and then send you a letter<br />

without reviewing your documentation the letter is<br />

worthless and merely providing you with a<br />

guide to what you might qualify for.<br />

A pre-qualification is an establishment of a<br />

borrower’s qualification for a mortgage loan<br />

amount for a specific range, based on some<br />

varying level of examination of the<br />

borrower’s assets, debts and income and it is<br />

done by the Loan Officer. In many cases when a<br />

realtor knows that you have a true “pre-qual”<br />

from a reputable mortgage lender this puts you<br />

in a stronger position to get your offer accepted.<br />

A pre-approval by contrast is an in-depth examination of<br />

a borrower’s assets and income documentation. This<br />

involves a full examination by an underwriter; the<br />

individual approving your loan. Think of this as<br />

a commitment to lend. Not only does this give<br />

you power to make an offer, but it can<br />

eliminate surprises in your transaction. To be<br />

fair, it is more time consuming because it<br />

involves supplying your information directly to<br />

the lender. However, a pre-approval will make you<br />

more competitive and gets most of your<br />

mortgage work done up front.<br />

Whether you need a "pre-qual" or pre-approval<br />

depends on your personal situation, but it is best to<br />

meet with a licensed loan officer before starting<br />

the process to make that determination.<br />

MEP is a mortgage banking firm providing mortgages<br />

to homeowners throughout New England and other<br />

parts of the United States. This is a recurring column<br />

that will appear every other week as a service to the<br />

local community. MEP is locally owned and operated<br />

with corporate headquarters in Lynnfield.<br />

If you have specific questions about this topic or any<br />

other mortgage questions, please contact us.<br />

Tom: tpatch@ meploans.com or 781-309-1807<br />

Mortgage Equity Partners

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