VBJ June 2019

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THE VALLEY BUSINESS JOURNAL 6 www.TheValleyBusinessJournal.com June 2019 Business Women’s Network Announces June Speakers The June 11th speakers are Linda Hannum with Swarovski Touchstone Crystal Jewelry and Kristen Canestrell with The Law Office of Pietro Canestrelli: A Tax Controversy Boutique. Linda Hannum is an Independent Sales Consultant with Swarovski Touchstone Crystal Jewelry. Linda helps women make a powerful, positive statement without ever having to say a word and loves adding sparkle to lives one at a time. Linda’s Website: https://www.touchstonecrystal.com/ lindahannum Email Address: lahannum@yahoo. com Facebook page: https://www.facebook.com/lindahannum Phone Number: 951-202-3015 Small Business is Vital Kristen Canestrelli is VP, Operations & Marketing, The Law Office of Pietro Canestrelli: A Tax Controversy Boutique where they are passionate about helping entrepreneurs and small businesses primarily in the areas of business and tax law. Kristen brings over 22 years of business management and marketing skills and says, “We would love the opportunity to be a resource for you and we offer a complimentary initial consult. Let us advocate for you.” Kristen’s website: https://www.ietaxattorney.com Email Address: Pietro@ietaxattorney. com Phone Number: 951-319-7674 The June 25th meeting features guest speaker Leisa Reid, Engaging Speaker & Mindset Facilitator, Productive Learning. Lisa will show us how to go about Creating a Mindset. Lisa has trained thousands of people on the power of the mindset. After 20+ years of Management, Sales and Executive Leadership, Leisa guides others in their journey to self-mastery. by Assembly Member Marie Waldron Website: https://productivelearning. com/ Leisa’s FB Page: http://facebook. com/leisa.reid.2 Email Address: leisa@productivelearning.com Phone Number: 949-234-0628 About BWN - Since 1992 Business Women’s Network of Temecula Valley (BWN) has been a premier women’s networking group dedicated to the highest standards of professionalism and the exchange of business leads. Our structured, yet relaxed luncheon program provides members the time and place to introduce themselves, their products and services during each meeting. Membership includes group membership in the Temecula Chamber of Commerce. We are all about promoting ourselves and each other and building strategic relationships with other local professional women while having fun. We meet at noon on the second and fourth Tuesdays at The Broken Yolk Café at 26495 Ynez Rd, Temecula. Check us out at http://business-womens-network-temecula.com www.TheValleyBusinessJournal.com www.facebook/ thevalleybusinessjournal For questions, comments, or story ideas, please e-mail publishertvbj@verizon.net or call (951) 461-0400. EDITOR/PUBLISHER/CEO Linda Wunderlich Email: publishertvbj@verizon.net ADVERTISING SALES INFORMATION (951) 461-0400 CREATIVE DIRECTOR Helen M. Ryan www.HelenMRyan.com VP OF DISTRIBUTION Dane Wunderlich STAFF WRITERS/ CONTRIBUTING WRITERS Gene Wunderlich Ted Saul Helen M. Ryan Stefani Laszko Nicole Albrecht Julie Ngo Tracey Papke Tom Plant Esther Phahla Dr. Dennis Petersen Steve Amante Dr. Derek Albrecht Monique deGroot Andrea Shoup Gloria Wolnick Dr. Drake Levasheff, PhD Mort J. Grabel, Esq. John & Christine Hamby Heather Petersen Brian Connors Scott Chappell Tristin Collopy Small Business drives our local and state economies, a fact recognized by Governor Newsom last week when he issued a proclamation declaring May 2019 Small Business Month in California. California’s small businesses employ over 7 million people, and most have less than 100 employees. According to recent studies, small businesses make up over 95 percent of all businesses in this region, with businesses employing 4 or less employees comprising 65 percent of the total. Over the past two years, almost three-quarters of all local companies experienced growth, and 85 percent expect to continue growing. This appears to buck the national trend, since almost 50 percent of small businesses in the U.S. fail in the first five years. As might be expected in an economy based on small business, entrepreneurship is expanding. About one in 200 adults in our region is an entrepreneur, and in 2017 our region had the nation’s fourth-highest rate of entrepreneurs. From manufacturing to tourism, service industries to breweries and wineries, this region’s economy is based on its thriving small businesses sector. As the owner of my own small business, I know how hard it is to be an entrepreneur in California. Supporting our small businesses that struggle with burdensome regulations, taxes and fees while still managing to employ thousands of our residents, is an ongoing battle that’s worth waging. Over the years I have supported a long list of legislation to stimulate business formation and provide greater employment opportunities, more work-force training and greater job growth. I am very proud that the National Federation of Independent Businesses recognized me as a “Guardian of Small Business” earlier this year. As always, I will continue to support small businesses, and to serve as your voice in Sacramento. Assembly Republican Leader Marie Waldron, R-Escondido, represents the 75th Assembly District in the California Legislature, which includes the communities of Bonsall, Escondido, Fallbrook, Hidden Meadows, Pala, Palomar Mountain, Pauma Valley, Rainbow, San Marcos, Temecula, Valley Center and Vista. CONTRIBUTING PHOTOGRAPHERS Cy Rathbun Todd Montgomery Tom Plant Pat Benter Criteria for Submitting Articles: 1. Since the publication of articles is an added public relations feature for our advertisers, their articles will be given first priority. Other articles will be published on a space available basis. 2. Articles should be submitted as a Word document file. 3. Articles must be business-oriented and pertain to the author’s area of expertise. A photo of the writer is appropriate. 4. All submissions are subject to editing by the publisher. 5. Send completed articles by e-mail to: publishertvbj@verizon.net 6. Article and advertising deadlines are the 15th of each month for the next issue. The Valley Business Journal is a California Corporation. All rights reserved. Reproduction in any form, in whole or in part, without the written permission of the Publisher is prohibited. The publication is published monthly. The opinions and views expressed in these pages are those of the writer or person interviewed and not necessarily those of The Valley Business Journal. The Valley Business Journal hereby expressly limits its liability resulting from any and all misprints, errors and/or inaccuracies any advertisement or editorial may contain, to the credit of the specific advertising payment and/or the running of a corrected advertisement or editorial correction notice.
June 2019 THE VALLEY BUSINESS JOURNAL www.TheValleyBusinessJournal.com 7 A Personal Injury Primer: Following an Auto Collision by Morton J. Grabel, Esq. and Mark R. Denning, Esq. 10 Things You Might Do After an Vehicular Collision The following information while not complete are the top ten suggestions. You may want to keep this information in your wallet or in your car: 1. STOP. Never drive away from the scene of a collision, even a minor one. 2. PROTECT THE SCENE OF THE ACCIDENT. You may prevent further accidents with flares or keeping your flashers on. 3. CALL THE POLICE. Even if there are no serious injuries, call the police. You may need a police report to file a claim with your insurance company. The vehicles involved in the accident should not be moved, unless you are directed to by the police or they interfere with traffic. 4. MAKE AN ACCURATE RE- CORD. When the police arrive, be sure to tell the investigating officer(s) exactly what happened. If you do not know certain facts, say so. Do not speculate or misstate facts. If you are asked if you are injured and not sure, say you are not sure, because pain and injuries from collisions often develop hours even days later. Do not feel self-conscious to request an ambulance. Never ever argue with a police officer, even if you believe they are wrong; it will never help your case. 5. TAKE PICTURES. Try to have a camera in your vehicle, or a cell phone equipped with a camera. Take pictures of the vehicles. If you have visible injuries, take photos. If you cannot take pictures at the scene of the collision, take them as soon as possible. Substantiating your claim with photos is one of the best forms of evidence. 6. EXCHANGE INFORMA- TION. Typically, the investigating police officer obtains this information. However, if the police do not arrive timely, you should try to obtain the names, addresses and telephone numbers of all persons involved in the accident, drivers and passengers alike. You should also try to obtain information about the other party’s insurance by asking to see the insurance cards. If there are witnesses, try to get information from them so they can be contacted in the future. If police do arrive, the investigating officer will provide all drivers with a police report number to obtain the police report. 7. REPORT THE ACCIDENT. Notify your insurance company as soon as possible. Many policies require immediate reporting and full cooperation. Find out if you have medical benefits as part of your insurance coverage also known as “med-pay”. 8. SEEK MEDICAL ATTEN- TION. Often injuries are not immediately apparent. Many of our clients report feeling the most pain a day or two after the collision. Therefore, you should seek medical attention or see your family physician. Even in accidents involving minor impact, you can sustain a serious and permanent injury to your spine. If you lost consciousness or were dazed even for a short period of time following the collision, you may have suffered a concussion or closed head injury. 9. KEEP AN ORGANIZED FILE. Keep all your accident-related documents and information together; including claim number, claim adjuster’s name, names/phone numbers of all contacts, receipts for rental car and all expenses incurred as a result of the accident. 10. PROTECT YOUR RIGHTS. Perhaps the most important thing you should do after an accident is to consult an attorney. An attorney can protect your rights and make sure valuable evidence is not destroyed. Often, insurance companies want to take statements immediately after an accident. It is important that you receive legal advice before providing any statements. An attorney can advise you on issues including getting medical treatment on a lien and/or if you have med-pay. This office represents innocent victims that were involved in vehicular collisions, representing both the driver and passengers. This office has recovered millions of dollars for our clients in the Inland Empire, San Diego County, Los Angeles County and Orange County. Please note by reading the information above & herein, no attorney-client relationship has been created. The information provided herein is not to be relied upon as legal advice for your specific legal needs. Should you have legal questions contact The Law Offices Morton J. Grabel in Temecula at (951) 695- 7700. Mort, originally from Philadelphia PA, attended an ABA Law School, has an MBA, a Real Estate Broker’s License, a CA Nursing Home Administrator’s License and is a member in good standing of local Chambers of Commerce.
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