Wealden Times | WT210 | August 2019 | Restoration & New Build supplement inside

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Discover the freedom of renting in retirement BE WISE WHEN YOU ADVERTISE Everyone wants to get what they paid for. Wealden Times is independently verified by ABC, because we want our advertisers to know they’re getting the exposure they’ve been promised. ABC. See it. Believe it. Trust it. www.abc.org.uk All the benefits of retirement living Long term assured ‘lifetime’ tenancies No service charges to pay No property ownership responsibilities Landlord is responsible for maintenance Flexibility to live and move where and when you want Age exclusive properties available nationwide Properties currently available near you in: Belvedere, Bognor Regis, Bromley, East Grinstead, Folkestone, Gravesend, Haywards Heath, Littlehampton, New Romney, Pulborough, Seaford, Sidcup, Swanley & Worthing Register with us to find your new home 0800 525 184 www.girlings.co.uk 2018_be wise when you advertise_full A4.indd 2 08/11/2018 11:31:31 ABC.indd 1 12/12/2018 GirlingsWT210.indd 17:15 1 23/07/2019 14:18 TRUSTED FINANCIAL ADVICE THE NFU MUTUAL WAY Ashford, Tenterden & Whitfield Agency Invicta Business Centre, Monument Way, Ashford TN24 0HB 01233 884243 Pittlesden Barn, Hight Street, Tenterden TN30 6HT 01580 848792 Whitfield Court, White Cliffs Business Park, Whitfield, Dover CT16 3PX 01304 899622 NFU Mutual Financial Advisers advise on NFU Mutual products and selected products from specialist providers. We’ll explain the advice services and the charges.Financial advice is provided by NFU Mutual Select Investments Ltd. Agent of The National Farmers Union Mutual Insurance Society Limited. wealdentimes.co.uk 128 NFU-WT210.indd 1 15/07/2019 16:15
Legal A Wise Move? Financial Adviser Steven Aslett from NFU Mutual Ashford, Tenterden & Whitfield explains how grandparents and parents can invest in property to support their family members How can i help my children/grandchildren get on the property ladder? The most simple way to help is to gift or loan a lump sum. The first step is to be clear whether you are gifting or lending the money. If you are gifting it’s important to remember that you will no longer have any call on the funds if you want them back in the future. If lending the money you should put it in writing so that everyone is clear when and how the money will be repaid and what would happen if either party died. The document should also set out if the money is repayable on demand or over an agreed timescale. If you’re charging interest, this will also need to be declared to HMRC. Gifting money to your relatives can help reduce any future Inheritance Tax liability, whereas any outstanding loans will continue to be included in your estate. is it best to buy in my name, or gift them a sum of money? There is no right answer, it will depend on your circumstances. The advantage of buying the property in your own name is that you retain control. However, there are a number of disadvantages. Buying a second property means paying an additional 3% on top of normal stamp duty rates, (for example, buying a second property for £200,000 would result in a bill of £7,500, whereas a first-time buyer buying the same property wouldn’t pay any stamp duty. When you come to sell or gift the property in the future, 129 wealdentimes.co.uk
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PRICELESS August 2019 Wealden Times
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Please call for a brochure or visit
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MINTERIORS JFine hand crafted kitch
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QUALITY DECKING & CLADDING OAK OAK
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Contents August 2019 110 94 70 20 3
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Kent & Sussex kentsussex@humberts.c
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‘Our Focus Determines Your Realit
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Skeynes Park £2,975,000 The dream:
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Upgrade Your Entertaining Spaces wi
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VISIT US IN SEVENOAKS - 5000 SQ FT
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Thomas Mansfield The Family Law Sol
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THE COCK INN • An Elizabethan pub
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Notebook What to do and see near yo
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AND WANTED EVELOPMENT POTENTIAL? EV
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Motorised Quality German Awnings Mo
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Editor’s Letter Some of the most
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© 1996 Forest Stewardship Council
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COLLINS BESPOKE Beautiful Kitchens
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This page: An usually long corridor
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This page: In one corner of the kit
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Above: The working part of the kitc
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INSPIRATIONAL PREMIUM KITCHENS FROM
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THE BEAUTIFUL EVERYDAY
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Maximise the rental potential of yo
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Beautiful bespoke shop in a gorgeou
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LePetiteBrocanteWT208.indd 1 16/05/
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Midwinter Fair THE HOP FARM Paddock
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Private commission and bespoke desi
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Green and Pleasant Childhood memori
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Front Doors All Types of Garage Doo
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SilKS BESpoKE FUrNiTUrE Large Showr
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Another of Karen’s animal paintin
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Brand new pet shop opening in Tente
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Karen knew she wanted her new kitch
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Don’t miss Wealden Times Septembe
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Above: The hall is a mix of soft gr
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Above: Simple opulence best describ
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Specialist mess free beam renovatio
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MEET SAVE 7.5% WITH OFFER CODE WT08
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Preserving your place in history DE
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dressing up Luxe curtains, quirky s
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A.T. Palmer Ltd Restoration Special
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Page 131 and 132: Beauty Rewind & Revitalise Josephin
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Wealden Times | WT210 | August 2019 | Restoration & New Build supplement inside

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