Living Life: June 25, 2020

More documents

Recommendations

Info

6 LAW LIVING LIFE RETIREMENT VILLAGES Security, freedom from home maintenance worries, support, companionship and on-site healthcare are just some of the reasons why you might be contemplating the move to a Retirement Village. But, the implications of buying in a Retirement Village are varied and often seem quite complex. It’s not the same as buying a residential property. The most important thing to remember is that this decision is about you and the type of lifestyle you want. Here are some things to keep in mind when you’re thinking about the move to Retirement Village living. The Lifestyle – what kind of lifestyle do you want? Think about the things that are “must haves” for you and pick a Village which enables you to achieve your goals. Look at different Villages and speak to the residents to ensure that the Village you pick ticks all your boxes. Your Future - does the Village have Hospital or Dementia level care? If your needs change, are you able to move within the Village to a different level of care? And what costs are involved? Ownership – there are different legal structures used in Retirement Villages with the most common being Licences to Occupy. These do not transfer ownership, as such, but rather, they confer a licence to occupy a certain unit at the Village until a given event. You are required to seek legal advice before you sign an Occupation Right Agreement and the terms must be explained to you. The Money – make sure you understand exactly what your purchase price or “Entry Payment” is paying for. What ongoing fees are there? Will those fees change? If so, how will they change? On ending your Agreement, what money will be refunded to you? How is this calculated? What costs will be taken out of any refund and when will you receive it? Safeguards – are there any safeguards? Is the Retirement Village registered? How financially strong is the Village? How long is the cooling off period, during which you can change your mind and receive a refund of your deposit (there is a minimum of 15 working days after you sign the Occupation Right Agreement)? The decision to move into a retirement village is not one you should rush. Take time and consider all your options. SOLUTIONS PUZZLES EASY Daily Quick Crossword: 21 June 2020 Michael Curl Puzzle Content © Michael Curl A free daily online crossword that's not too difficult - just right for solving in your coffee break. http://bestforpuzzles.com MEDIUM ACROSS 1 God of wine (7) 5 Author of The Iliad (5) 8 Highways (5) 9 Malicious retaliation (7) 10 Lifting device (7) 11 Kings of the jungle (5) 12 Liverpool's river (6) 14 Large gun (6) 18 Performed in a play (5) 20 Marine mammal (7) 22 North African country (7) 23 Plant fibre used for making rope (5) 24 Disreputable (5) 25 Female siblings (7) DOWN 1 Ennui (7) 2 Professorship (5) 3 Antagonistic (7) 4 Industrial action (6) 5 Slum dwelling (5) 6 Seasonal wind of the Indian Ocean (7) 7 Scottish dances (5) 13 Went to bed (7) 15 Books of maps (7) 16 Flummox (7) 17 Accessories (3-3) 18 Media (anag) (5) 19 Rot (5) 21 Overly eager speed (5) Make a checklist of the reasons for and against and involve your family and friends in your decision making process. It is also important to ensure you have the appropriate legal and financial advice. At Harmans we have experience dealing with purchasing in a Retirement Village. Give Phillipa Shaw a call on 03 352 2293 to arrange an appointment to discuss your situation. QUICK CROSSWORD 1 2 3 4 5 6 7 B A C C H U S H O M E R O H O T O O E 8 9 R O A D S R E V E N G E E I T I E S L 10 11 D E R R I C K L I O N S O L E O 12 13 14 15 16 M E R S E Y C A N N O N 17 E A T O 18 19 20 21 A C T E D D O L P H I N I I E D A A P 22 23 M O R O C C O S I S A L E E A N E T U 24 25 D O D G Y S I S T E R S Thinking about pre-arranging your funeral? A funeral plan provides you and your family peace of mind in knowing that your funeral wishes are in good hands. For more information call 0800 99 22 00 or to request a free information pack The Lamb & Hayward Funeral Trustee Ltd. is a secure scheme. www.lambandhayward.co.nz
EXERCISE THE MIND SUDOKU - EASY SUDOKU - MEDIUM QUICK CROSSWORD SOLUTIONS ON PAGE 6 PROTECT YOUR HEARING There are three different types of hearing loss: 1) Conductive hearing loss This means that the vibrations are not passing through from the outer ear to the inner ear, specifically the cochlea. This type can occur for many reasons, including: • an excessive build-up of earwax • glue ear • an ear infection with inflammation and fluid build up • a perforated eardrum • malfunction of the ossicles • a defective eardrum Ear infections can leave scar tissue, which might reduce eardrum function. The ossicles may become impaired as a result of infection, trauma, or fusing together in a condition known as ankylosis. 2) Sensorineural hearing loss Hearing loss is caused by dysfunction of the inner ear, the cochlea, auditory nerve, or brain damage. This kind of hearing loss is normally due to damaged hair cells in the cochlea. As humans grow older, hair cells lose some of their function, and hearing deteriorates. Long-term exposure to loud noises, especially high-frequency sounds, is another common reason for hair cell damage. Damaged hair cells cannot be replaced. Currently, research is looking into using stem cells to grow new hair cells. Sensorineural total deafness may occur as a result of congenital deformities, inner ear infections, or head trauma. 3) Mixed hearing loss This is a combination of conductive and sensorineural hearing loss. Long-term ear infections can damage both the eardrum and the ossicles. Sometimes, surgical intervention may restore hearing, but it is not always effective. Beware of noise levels and protect your hearing. 7 LIVING LIFE HEALTH PUZZLES ACROSS 1 God of wine (7) 5 Author of The Iliad (5) 8 Highways (5) 9 Malicious retaliation (7) 10 Lifting device (7) 11 Kings of the jungle (5) 12 Liverpool’s river (6) DOWN 1 Ennui (7) 2 Professorship (5) 3 Antagonistic (7) 4 Industrial action (6) 5 Slum dwelling (5) 6 Seasonal wind of the Indian Ocean (7) 7 Scottish dances (5) 14 Large gun (6) 18 Performed in a play (5) 20 Marine mammal (7) 22 North African country (7) 23 Plant fibre used for making rope (5) 24 Disreputable (5) 25 Female siblings (7) 13 Went to bed (7) 15 Books of maps (7) 16 Flummox (7) 17 Accessories (3-3) 18 Media (anag) (5) 19 Rot (5) 21 Overly eager speed (5) Pet Pet friendly friendly around accommodation New Zealand around New Zealand Mobility Madness! Scooter Sale 40% Off! EziShopper 214 Luxury Seat Full Suspension LED Lights Speed 14 kph Distance 40km Full Warranty $6,490 Retail $3,895 Special If your family includes a If your family includes a If your dog, dog, family cat, cat, bird includes bird or or other other a dog, furry furry cat, bird creature or other then furry we creature have some then some we have good some news good for news you for you Pets Can Come Too has a long list of holiday Pets Can Come Too has a a homes throughout New Zealand that will give long list of holiday homes your whole family a warm welcome throughout New Zealand that that will give your whole family a warm welcome family warm welcome Ph 021 255 5859 www.petscancometoo.co.nz Ph 04 293 2705 www.petscancometoo.co.nz Ph 04 293 2705 www.petscancometoo.co.nz Free! 3 Day Home Trial Showroom - We 18 Come Main North To you Road. Papanui. Canterbury We /South Come To Canterbury You wide Canterbury / South Canterbury wide Call 0800 1155 76 Call 0800 1155 76
Page 1 and 2: 8-page Lift-out LIVING LIFE JUNE 20
Page 3 and 4: IDEAS FOR A MID-WINTER CHRISTMAS No
Page 5: End oF LoCkdown Villa SpecialS! 2 a

Living Life: June 25, 2020

You also want an ePaper? Increase the reach of your titles

Delete template?

Save as template?