14 PACC welsomes Sanctum in Style PHOTO | SPENSER HASAK On hand for the PACC ribbon-cutting celebration at Sanctum Style, which took place at MarketStreet Lynnfield, are, from left, Marissa Szabo, Maria Terris, Jonathan Cincotta, Wendy Joly, Joe Silva, Beth Amico, owners Ryan McCarthy and Jaime Sloan-McCarthy, Kristen Faro, Matt Genzale, Kendra Rhodes, Nicole Palladino, and Denise DeSimone. LYNNFIELD 10 BEECHWOOD RD $710,000 B: Taylor Vo & Juliette T Vo-Gignac S: Brian M Gear 1 LOCKSLEY RD $950,000 B: Jennifer L Blake & Mark A Continelli-Pasell S: Benjamin R Watkins & Pamela L Watkins PEABODY 6 CRESTWOOD LN $1,010,000 B: Edward Sullivan & Tracy Sullivan S: Robert J Bolognese Tr, Tr for Bolognese FT 6 ESSEX CENTER DR U:209 $208,000 B: Niziak&Noyes LLC S: Mechelina J Hjorth Tr, Tr for P&M RT WEEKLYNEWS.NET - 978-532-5880 NOVEMBER 18, 2021 Real Estate Transfers 6 ESSEX CENTER DR U:210 $208,000 B: Niziak&Noyes LLC S: Mechelina J Hjorth Tr, Tr for P&M RT 28 GLENDALE AVE $685,000 B: Dominique K Jean & Augustin Sylvain S: John P Carpenter & Denise Carpenter Time for a check-up? Jordan Hegedus Writing this article I recalled the Red Sox announcer Joe Castiglione used to say “forget about it” when a Sox player hit a home run over the Green Monster. That shouldn’t be the case when you get a life insurance policy. You chose a life insurance policy because it was best suited for your needs at the time, but have those needs changed? Is it time for a check-up? Why would you need a life insurance check-up? Life Changes – Events including birth of children, grandchildren, marriage, death, divorce, lifestyle and work changes may all impact a family’s financial dependence on your income or the need to update beneficiaries. Underfunded Policies – This may be the case particularly with universal life policies where the credited interest rates are substantially below original non-guaranteed illustrations. It also occurs when insurers run into financial stability problems. Underfunded policies may require additional premiums or longer payment periods to keep from lapsing. Level Term Policy Maturing – Due to life changes, the need for life insurance may continue past the level term policy maturity date. Prior to that time, it may be 13 NELSON RD $856,000 B: Elisa Qyrasi & Klevis Qyrasi S: Felizardo Prop 2 LLC 2802 POSTGATE LN U:2802 $505,000 B: Danielle P Decristoforo S: Shayna L Reeves & Todd Reeves 14 PROCTOR ST $521,000 B: Jacob Duyon & Kaitlyn Duyon prudent to replace the policy with another term policy or a permanent life insurance (PLI) policy. New Policy Benefits – Older policies often include higher insurance charges because they were based on shorter life expectances. So, converting may enable you to either reduce premiums for the same level of protection or increase the death benefit for a similar premium. Additionally, many newer PLI policies include living benefits that can pay for longterm care, and improved interest crediting based on stock market indexes rather than today’s low interest crediting rates. Outside Events – Estate and income tax law changes coupled with one’s higher income may make owning permanent life insurance more financially appealing and tax efficient than other financial products. Market volatility may support using PLI’s cash value instead of liquidating investments during down markets. Is it time for your life insurance check-up? Before relying on the points above as they relate to your circumstances, it is recommended that you review them with your tax and legal professionals. Jordan Hegedus, CLU, ChFC can be reached at jordan@gotobeaconlife.com S: Francis A Cunha Tr, Tr for 14 Proctor St Peabody NT 4 STARK CIR $750,000 B: Arlindo P Constantino Jr & Melanie L Constantino S: Kathleen G Perez & Claire F Suthar 32 SURREY LN $515,000 B: Ralph Caruso Jr Tr, Tr for R&S RT S: Linda D Panniello HOME AND BUSINESS SERVICES • CARPENTRY • TILE • PAINTING 978-314-4191 LICENSED & INSURED amoutsoulashomeimprovementservices.com Follow us on Facebook Paul DeNisco Mason Contractor Brick • Block • Stone Concrete • Tile 978-532-4066 Repairs - Big or Small Call 781-593-7700 ext. 2 to subscribe today. The Leonard Co. Residential Window & Screen Cleaning Yard clean-ups Gutter cleaning Power Washing Comp. Clean-outs Graffiti removal theleonardco.com Call 617.512.7849 for a FREE estimate or email: fondinib@aol.com If you need it clean, we’re on the scene... home delivery rate is 50% off newstand price! Subscribers pay only $4.50 a week. • Residential • Commerical • Industrial ALL PAVING INSTALLED BY ROAD PAVING MACHINES TO INSURE UNIFORM SURFACES =FULLY INSURED= NOTICES MISC. THANK YOU ST. JUDE May the Sacred Heart of Jesus be adored, glorified, loved and preserved throughout the world now and forever. Sacred Heart of Jesus pray for us. Saint Jude worker of miracles pray for us; Saint Jude helper of the hopeless pray for us. Say this prayer 9 times a day, by the eighth day your prayers will be answered. Say it for 9 days, it has never been known to fail. Publication must be promised. My prayers have been answered. Thank you St. Jude. TB CUSTOM PAVING 3rd Generation Paving Contractor • Emergency Winter Maintenance • Parking Lots • Patchwork • Private Roads • Sealcoating Serving the North Shore since 1981 WEST PEABODY (978) 535-8980 (800) 227-1652 www.CustomAsphaltPaving.com RELOCATING? MAINTENANCE MECHANIC Lynnfield Housing Authority has an opening for a full time Maintenance Person. The Maintenance Mechanic performs duties associated with the maintenance and repair of public housing units, buildings, and grounds. Knowledge of applicable building and safety codes, regulations, policies, and procedures. Skill in use and care of tools, machinery and equipment customarily used by maintenance personnel. Ability to read and interpret blueprints, drawings, and specifications. Snow and ice removal with powered equipment and hand tools as needed. Ability to lift and move appliances or other items over 70 lbs. repeatedly over a long duration. Ability to bend, stoop, move in constricted areas, climb a ladder and work in high places. Must possess good visual ability. Must possess manual dexterity of hands and fingers to perform necessary maintenance tasks. Applicant must be able to pass a criminal background check, CORI/SORI review and physical fitness/complete drug screening exam(s) before hire. Perform other related duties as assigned. Tools provided. High School diploma or equivalent preferred. 1-2 years' Experience Required. Please submit resume and cover letter to: Lynnfield Housing Authority, 600 Ross Drive Lynnfield, Massachusetts 01940, or lfdha.org, or lynfldha@comcast.net. The position remains open until filled. No Phone calls please. The Lynnfield Housing Authority is an Equal Opportunity Employer. WEEKLY NEWS: November 18, 2021 “Helpful tips” for a S-M-O-O-T-H trouble-free move! Designate a drawer for essentials such as sheets and towels for quick access the first night you move into your new home. Plan a garage/yard sale before you move. Fresh coffee, baking soda, or charcoal in a sock, placed inside your refrigerator will keep the inside smelling fresh and clean.
NOVEMBER 18, 2021 WEEKLYNEWS.NET - 978-532-5880 15 The vaccination station comes to LMS Photos | Spenser Hasak Summer Street School teacher Lisa Pasciuto, left, comforts first-grader Aiden McKeon as he receives his first dose from Toni Rebelo. Stickers await children aged 5-11 who received their COVID-19 vaccines. Second-grader Kexin Li quietly reads a book as she receives her first dose of the Pfizer COVID-19 vaccine from Caitlin McCarthy during the vaccine clinic at Lynnfield Middle School on Saturday. Brothers Ben and Finn Romano give a thumbs-up after receiving their first doses of the vaccine. Kindergartener Ruby Pullo is given a sticker by Suzy DePalma for being brave.
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