The Finance World Magazine| Edition: April 2023

Investing in early-stage ventures comes
with inherent risks, which makes it crucial
to spread your risk by diversifying your
portfolio across various investments.
agility, grit, and drive have been able to
punch above their weight, leveraging
technology and smooth user interfaces
to meet the needs of the masses.
Q. How do you see the field of
disruptive investment evolving
in the future, and what do you
think will be the key drivers of
this evolution?
Hadif Zamzam: Disruptive
investments are only disruptive, until
they’re not. Apple and Microsoft,
once considered to be extremely
disruptive choices for the traditional
investor, are now considered bluechip.
Personally, I believe disruptive
investing is a tendency, or an ethos,
rather than a specific field with clear
cut lines. That being said, though, there
are certain ideas that are beginning to
gain momentum, such as the concept
of impact investing, which seeks to
generate social or environmental
benefits in addition to financial returns.
This could include investments in
companies that are addressing social or
environmental challenges through their
business activities. This is especially
true when it comes to the growing focus
on sustainability, and there is likely to
be an increased in investments that
directly address the challenges that
our planet faces. This could include
investments in renewable energy,
sustainable agriculture, and green
transportation, as well as countless
other areas.
Q. What suggestions do you have
for early-stage investors?
Hadif Zamzam: Before making any
investment, it is important to conduct
thorough due diligence to assess the
potential risks and returns of the
investment. This includes assessing the
market opportunity, the management
team and business model, and the
potential financial returns. Investment
is not about being sentimental and try
to avoid falling in love with the idea
of an investment if your due diligence
tells you otherwise.
Early-stage investments are
inherently risky, so it is important to
diversify your portfolio across different
investments to spread your risk. This
can help to minimize the impact of
any individual investment that doesn’t
perform as expected. These investments
also typically take longer to mature than
more traditional investments, so it is
important to be patient and take a longterm
view. This means being prepared
to wait for several years before seeing
a return on your investment.
Lastly, don’t underestimate the fact
that you can provide valuable support to
the companies you invest in by offering
your expertise and connections. This
can help to accelerate the growth of the
company and increase your chances of
a successful return on your investment.
Q. What was the role and influence
of NEP program in your career
progress?
Hadif Zamzam: The program has
had a significant impact on my career
progress, and I am incredibly grateful
for the opportunity to have been a
part of it. The chance to interact with
individuals from so many different
backgrounds and of such a high calibre
was extremely beneficial for my
personal and professional development.
The program provided a platform for
me to expand my knowledge, exchange
ideas and collaborate with a diverse
group of individuals.
One of the most valuable aspects of
the program was the exposure to new
ideas and paradigms. Being able to
engage with experts from various fields
and learning about their perspectives
and approaches has helped me to
broaden my horizons and develop new
ways of thinking.
Overall, the program has been an
inspirational experience, and it has
had a profound impact on my career
trajectory. I feel honoured to have been
a part of such a transformative program
and believe that it has equipped me with
the skills and knowledge necessary
to make meaningful contributions to
society.
Q. Do you have any final words for
our readers?
Today, being open to taking calculated
risks and exploring new ideas is crucial.
By staying curious and seeking out
innovative opportunities, you can
position yourself to make a positive
impact on the world through your
investments. Keep an open mind, do
your research, and stay focused on
your goals. With perseverance and a
willingness to take calculated risks, you
can achieve great things. Thank you.
April 2023 www.thefinanceworld.com 31