MNB Decree No. 32/2009 - Magyar Nemzeti Bank

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MNB identification code: K13 Report on the interest rates of deposits and loans of non-financial corporations and households interest rate % a No. Categories 01 Non-financial corporations - overnight deposits 02 Non-financial enterprises - deposits with agreed maturity - up to 1 year 03 Non-financial enterprises - deposits with agreed maturity - over 1 year 04 Non-financial corporations - bank overdrafts 272 05 Non-financial corporations - other loans - up to 1 year 06 Non-financial corporations - other loans - over 1 year 07 Households - overnight deposits 08 Households - deposits with agreed maturity - up to 1 year 09 Households - deposits with agreed maturity - over 1 year 10 Households - bank overdrafts 11 Households - consumer loans - up to 1 year 12 Households - consumer loans - over 1 year
MNB data collection identification number: K13 Completion instructions for the report Report on the interest rates on deposits and loans of non-financial corporations and households I. General instructions 1. The report shall be prepared once a year, on the basis of the interest rates announced on the last working day of January of the reference year. If no announced interest rate exists in the specific structure, but there were deals in the reference month (reference month: January), the interest rate of the contract with the lowest amount shall be reported in the reference month with regard to the specific structure. Should there be several contracts of the same amount, the one with the shortest maturity shall be selected within the specific category. Exceptions are non-financial corporate lending transactions, where first of all the generally announced interest rate shall be considered, and if there is no such interest rate, the prime rate. Should the data supplier not announce a prime rate either, only then shall the interest rate of the contract with the lowest amount be reported in the reference month. Other exceptions are household deposits, because primarily the interest rates announced to traditional (not exceptional) clients shall be considered. If the interest rate is not announced, the interest rate of the contract concluded in the given month with the lowest amount shall be reported, which may also be a private banking structure. 2. If a structure defined in a specific row is not characteristic of the credit institution – that is, it does not have an announced interest rate and it does not conclude a contract for the given product - 0% shall appear in the specific row of the report. 3. The interest rates announced by the data supplier in the category of the specific instrument on the last day of the reference period shall be reported. The report shall only apply to loans and deposits denominated in Hungarian forint bearing market interest. 4. In the case of structures with interest bands the average interest rates for the specific periods shall be reported. 5. For the purposes of this report the following shall not be considered: a. The interest rates of deposits shown in the supervisory balance sheet, from which no more withdrawal takes place, b. The data of employer’s loans and deposits and other structures of favourable interest or subsidised interest, c. Collateral deposits, d. The credit card structures within the portfolio of overdrafts, e. Interest premia and special favourable rates provided to clients, f. In the case of the household sector, the interest rates announced to private entrepreneurs. II. Detailed instructions for the completion of the tables Percentages shall be rounded up to two percentage points. 273
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Decree No. 32/2009 (XII.1.) of the
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Identifica tion code E14 E20 E21 E2
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Identifica tion code E61 E62 E64 F0
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Annex 2 to Article 3 (1) of MNB dec
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F) Insurance corporations and pensi
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6.2.4 The following organisations s
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▪ If the reference period falls o
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Unless otherwise provided in the co
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) Interest capitalisation and princ
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If the client may add new funds to
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This construction applies when the
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12. Non-produced, non-financial ass
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10. Documentary deposit: those depo
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(e.g. loss of interest). Deposits w
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MNB identification number: D01 Oper
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MNB identification number: D01 Oper
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2. Unless otherwise provided in the
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MNB identification number: D24 Seri
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MNB identification number: D24 Sors
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MNB identification number: D24 Cent
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MNB identification number: D24 C1.
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MNB identification code: D24, D25 C
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other than gold; crude oil; timber;
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• A combination of two caps, one
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• Swap: a nominal principal value
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Please note that boxes O51 and O55
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MNB data collection identification
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MNB identification number: E20 Tabl
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3. Reporting of securities stocks S
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5. Dates must be entered in the YYY
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Completion instructions with respec
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q) This is a mandatory field if eit
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MNB identification code: E43 Share
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MNB identification number: E43 I. G
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Table 02.1 and Table 02.2: Results
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i/ Issue shall be indicated by nega
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MNB identification code: E60 Serial
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c/ and f/ Partner1 is always the se
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MNB identification code: E61, E62 I
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Table 02: Cash-flow data of mortgag
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f/ Volume of securities issued by t
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S U P E R V I S O R Y B A L A N C E
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HFSA identification number: 1AB 01
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HFSA identification number: F01_F03
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HFSA identification number: F01_F03
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DATA REQUIRED FOR THE CALCULATION O
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Datas on securitisation HFSA identi
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HSFA data collection identification
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HSFA data collection identification
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HFSA identification number: 2A 07 t
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End of the reference period: Name o
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10. If there are modification needs
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23. The items in the Supervisory ba
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MNB identification code: F02 Statis
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adjustments and valuation differenc
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Valuation adjustment of non-financi
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Please, valuate the factors accordi
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V./ V. MNB Survey on Lending Practi
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Commercial real estate loans (total
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Commercial real estate loans (total
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1. contribute considerably to an in
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V./ V. MNB Survey on Lending Practi
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Other( Please, specify it!): 1. 2.
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g p q y Economic outlook Outlook of
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Please, valuate the factors accordi
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MNB identification code: SL1, SL2,
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MNB identification code: P05 Credit
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MNB identification code: P05 Credit
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MNB identification code: P07 Bank i
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MNB identification code: P07 No. 01
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Table 03: Volume of credit transfer
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Table 19: Volume of rejected direct
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e) Value of all clearing transactio
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⎯ basicly shall be determined on
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Please refer to the same customer c
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If the account holder is a central
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Novation means a substituted contra
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accounts for its clearing members a
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. MNB identification number: R03 TB
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MNB identification number: R02, R03
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For reports R02/R12, in Tables TBK1
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The Securities (short) name column
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Table ERT5: Price of securities hel
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Column a: Transaction type: the cod
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Monthly data supply of other invest
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The methodological guidelines assis
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In the row indicating the country o
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- other fees and commissions in add
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Balance sheet data of foreign direc
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4. A glossary of terms used in the
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case of individual data the data re
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• additional measures planned,
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MNB identification code: W13 I. Gen
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MNB identification code: Z01 Comple
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MNB Decree No. 32/2009 - Magyar Nemzeti Bank

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