MNB Decree No. 32/2009 - Magyar Nemzeti Bank

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2. Home equity loan Other (Please, specify it!) 1. 2. Revolving loans (credit card, overdraft) Other (Please, specify it!) 1. <strong>MNB</strong> Survey on Lending Practices Consumer Loans Contribute considerably to an increase Contribute somewhat to an increase Contribute to basically unchanged situation Contribute somewhat to a decrease Contribute considerably to a decrease Demand generation of credit supply Contribute considerably to an increase Contribute somewhat to an increase Contribute to basically unchanged situation Contribute somewhat to a decrease Contribute considerably to a decrease Changes in credit standards and terms Contribute considerably to an increase Contribute somewhat to an increase Contribute to basically unchanged situation Contribute somewhat to a decrease Contribute considerably to a decrease Outlook of the housing market Contribute considerably to an increase Contribute somewhat to an increase Contribute to basically unchanged situation Contribute somewhat to a decrease Contribute considerably to a decrease Economic outlook Contribute considerably to an increase Contribute somewhat to an increase Contribute to basically unchanged situation Contribute somewhat to a decrease Contribute considerably to a decrease Competitive situation with other banks or non-banks Contribute considerably to an increase Contribute somewhat to an increase Contribute to basically unchanged situation Contribute somewhat to a decrease Contribute considerably to a decrease Change in the level of interest rates Contribute considerably to an increase Contribute somewhat to an increase Contribute to basically unchanged situation Contribute somewhat to a decrease Contribute considerably to a decrease Contribute considerably to an increase Contribute somewhat to an increase Contribute to basically unchanged situation Contribute somewhat to a decrease Contribute considerably to a decrease Contribute considerably to an increase Contribute somewhat to an increase Contribute to basically unchanged situation Contribute somewhat to a decrease Contribute considerably to a decrease Demand generation of credit supply Contribute considerably to an increase Contribute somewhat to an increase Contribute to basically unchanged situation Contribute somewhat to a decrease Contribute considerably to a decrease Changes in credit standards and terms Contribute considerably to an increase Contribute somewhat to an increase Contribute to basically unchanged situation Contribute somewhat to a decrease Contribute considerably to a decrease Economic outlook Contribute considerably to an increase Contribute somewhat to an increase Contribute to basically unchanged situation Contribute somewhat to a decrease Contribute considerably to a decrease Competitive situation with other banks or non-banks Contribute considerably to an increase Contribute somewhat to an increase Contribute to basically unchanged situation Contribute somewhat to a decrease Contribute considerably to a decrease Change in the level of interest rates Contribute considerably to an increase Contribute somewhat to an increase Contribute to basically unchanged situation Contribute somewhat to a decrease Contribute considerably to a decrease Contribute considerably to an increase Contribute somewhat to an increase Contribute to basically unchanged situation Contribute somewhat to a decrease Contribute considerably to a decrease 2. Contribute considerably to an increase Contribute somewhat to an increase Contribute to basically unchanged situation Contribute somewhat to a decrease Contribute considerably to a decrease Other (personal-loan, hire-purchase, vehicle) Demand generation of credit supply Contribute considerably to an increase Contribute somewhat to an increase Contribute to basically unchanged situation Contribute somewhat to a decrease Contribute considerably to a decrease Changes in credit standards and terms Contribute considerably to an increase Contribute somewhat to an increase Contribute to basically unchanged situation Contribute somewhat to a decrease Contribute considerably to a decrease Economic outlook Contribute considerably to an increase Contribute somewhat to an increase Contribute to basically unchanged situation Contribute somewhat to a decrease Contribute considerably to a decrease Competitive situation with other banks or non-banks Contribute considerably to an increase Contribute somewhat to an increase Contribute to basically unchanged situation Contribute somewhat to a decrease Contribute considerably to a decrease Change in the level of interest rates Contribute considerably to an increase Contribute somewhat to an increase Contribute to basically unchanged situation Contribute somewhat to a decrease Contribute considerably to a decrease Other (Please, specify it!) 1. Contribute considerably to an increase Contribute somewhat to an increase Contribute to basically unchanged situation Contribute somewhat to a decrease Contribute considerably to a decrease 2. Contribute considerably to an increase Contribute somewhat to an increase Contribute to basically unchanged situation Contribute somewhat to a decrease Contribute considerably to a decrease Next step → 3. oldal 306 III./ V.
<strong>MNB</strong> Survey on Lending Practices Consumer Loans 7/A. Over the past quarter how has your bank's consumer loan portfolio quality changed according to the following two factors? Default rate Loss given default IV. Questions concerning the change of the bank's consumer loan portfolio quality Please, valuate the factors according to the following items! According to the default rate: Increase considerably: more than 2 percentage points Increase somewhat: between 1 and 2 percentage points Remain basically unchanged: maximum 1 percentage point difference Decrease somewhat: between 1 and 2 percentage points Decrease considerably: more than 2 percentage points According to the loss given default: Increase considerably: more than 5 percentage points Increase somewhat: between 2.5 and 5 percentage points Remain basically unchanged: maximum 2.5 percentage points difference Decrease somewhat: between 2.5 and 5 percentage points Decrease considerably: more than 5 percentage points Consumer loans total Increased considerably Increased somewhat Remained basically unchanged Decreased somewhat Decreased considerably Home equity loan Consumer loans total Increased considerably Increased somewhat Remained basically unchanged Decreased somewhat Decreased considerably Revolving loans (credit card, overdraft) Increased considerably Increased somewhat Remained basically unchanged Decreased somewhat Decreased considerably Other (personal-loan, hire-purchase) Increased considerably Increased somewhat Remained basically unchanged Decreased somewhat Decreased considerably Increased considerably Increased somewhat Remained basically unchanged Decreased somewhat Decreased considerably 7/B. Over the next half year how is your bank's consumer loan portfolio quality likely to change according to the following two factors? Default rate Home equity loan Consumer loans total Loss given default Increased considerably Increased somewhat Remained basically unchanged Decreased somewhat Decreased considerably Revolving loans (credit card, overdraft) Increased considerably Increased somewhat Remained basically unchanged Decreased somewhat Decreased considerably Other (personal-loan, hire-purchase) Increased considerably Increased somewhat Remained basically unchanged Decreased somewhat Decreased considerably Increase considerably Increase somewhat Remain basically unchanged Decrease somewhat Decrease considerably Home equity loan Consumer loans total Increase considerably Increase somewhat Remain basically unchanged Decrease somewhat Decrease considerably Revolving loans (credit card, overdraft) Increase considerably Increase somewhat Remain basically unchanged Decrease somewhat Decrease considerably Other (personal-loan, hire-purchase) Increase considerably Increase somewhat Remain basically unchanged Decrease somewhat Decrease considerably Increase considerably Increase somewhat Remain basically unchanged Decrease somewhat Decrease considerably Home equity loan Increase considerably Increase somewhat Remain basically unchanged Decrease somewhat Decrease considerably Revolving loans (credit card, overdraft) Increase considerably Increase somewhat Remain basically unchanged Decrease somewhat Decrease considerably Other (personal-loan, hire-purchase) Increase considerably Increase somewhat Remain basically unchanged Decrease somewhat Decrease considerably NNext step → 1. oldal 307 IV./ V. 0 0 0 0 1 0 0 0 0 0 0 0 0 0 0 0
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Decree No. 32/2009 (XII.1.) of the
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Annex 2 to Article 3 (1) of MNB dec
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F) Insurance corporations and pensi
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6.2.4 The following organisations s
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▪ If the reference period falls o
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Unless otherwise provided in the co
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) Interest capitalisation and princ
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If the client may add new funds to
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This construction applies when the
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12. Non-produced, non-financial ass
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(e.g. loss of interest). Deposits w
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2. Unless otherwise provided in the
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other than gold; crude oil; timber;
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• A combination of two caps, one
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• Swap: a nominal principal value
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Please note that boxes O51 and O55
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Completion instructions with respec
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q) This is a mandatory field if eit
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Table 02.1 and Table 02.2: Results
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i/ Issue shall be indicated by nega
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c/ and f/ Partner1 is always the se
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Table 02: Cash-flow data of mortgag
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f/ Volume of securities issued by t
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S U P E R V I S O R Y B A L A N C E
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DATA REQUIRED FOR THE CALCULATION O
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Datas on securitisation HFSA identi
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HSFA data collection identification
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HSFA data collection identification
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End of the reference period: Name o
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10. If there are modification needs
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23. The items in the Supervisory ba
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adjustments and valuation differenc
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Valuation adjustment of non-financi
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04 table ks, specialized financial
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II. Detailed instructions for the c
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Prepayment means the repayment of t
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3. Market interest rates and subsid
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e) Value of all clearing transactio
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⎯ basicly shall be determined on
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accounts for its clearing members a
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For reports R02/R12, in Tables TBK1
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The Securities (short) name column
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Table ERT5: Price of securities hel
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- other fees and commissions in add
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4. A glossary of terms used in the
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case of individual data the data re
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• additional measures planned,
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MNB Decree No. 32/2009 - Magyar Nemzeti Bank

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