MNB Decree No. 32/2009 - Magyar Nemzeti Bank

Other( Please, specify it!):
1.
2.
MNB Survey on Lending Practices
Housing Loans
I. Questions concerning the change of the bank's willingness to grant housing loans
1/A. Please indicate your bank’s willingness to grant housing mortgage loans to individuals (loan volume to be granted) now as opposed to the past quarter by filtering out the seasonal effects!
Housing loans total
Increased considerably Increased somewhat Remained basically unchanged Decreased somewhat Decreased considerably
1/B. Over the next half year how is your bank's willingness to grant housing loans (loan volume to be granted) likely to change by filtering out seasonal effects?
Lakáshitelek
Increase considerably Increase somewhat Remain basically unchanged Decrease somewhat Decrease considerably
2/A. Over the past quarter how did the following factors contribute to the change in your bank's willingness to grant housing loans (loan volume to be granted)?
Changes in the creditworthiness of clients
Contributed considerably to an increase Contributed somewhat to an increase Contributed to basically unchanged situation Contributed somewhat to a decrease Contributed considerably to a decrease
Changes in bank's current or expected capital position
Contributed considerably to an increase Contributed somewhat to an increase Contributed to basically unchanged situation Contributed somewhat to a decrease Contributed considerably to a decrease
Changes in bank's current or expected liquidity
Contributed considerably to an increase Contributed somewhat to an increase Contributed to basically unchanged situation Contributed somewhat to a decrease Contributed considerably to a decrease
Economic outlook
Contributed considerably to an increase Contributed somewhat to an increase Contributed to basically unchanged situation Contributed somewhat to a decrease Contributed considerably to a decrease
Outlook of the housing market
Contributed considerably to an increase Contributed somewhat to an increase Contributed to basically unchanged situation Contributed somewhat to a decrease Contributed considerably to a decrease
Competitive situation with other banks or non-banks
Contributed considerably to an increase Contributed somewhat to an increase Contributed to basically unchanged situation Contributed somewhat to a decrease Contributed considerably to a decrease
Changes in risk tolerance
Contributed considerably to an increase Contributed somewhat to an increase Contributed to basically unchanged situation Contributed somewhat to a decrease Contributed considerably to a decrease
Market share goals
Contributed considerably to an increase Contributed somewhat to an increase Contributed to basically unchanged situation Contributed somewhat to a decrease Contributed considerably to a decrease
Contributed considerably to an increase Contributed somewhat to an increase Contributed to basically unchanged situation Contributed somewhat to a decrease Contributed considerably to a decrease
Contributed considerably to an increase Contributed somewhat to an increase Contributed to basically unchanged situation Contributed somewhat to a decrease Contributed considerably to a decrease
2/B. Over the next half year how are the following factors likely to contribute to the change in your bank's willingness to grant housing loans (loan volumen to be granted)?
Changes in the creditworthiness of clients
Contribute considerably to an increase Contribute somewhat to an increase Contribute to basically unchanged situation Contribute somewhat to a decrease Contribute considerably to a decrease
Changes in bank's current or expected capital position
Contribute considerably to an increase Contribute somewhat to an increase Contribute to basically unchanged situation Contribute somewhat to a decrease Contribute considerably to a decrease
Changes in bank's current or expected liquidity
Contribute considerably to an increase Contribute somewhat to an increase Contribute to basically unchanged situation Contribute somewhat to a decrease Contribute considerably to a decrease
Economic outlook
Contribute considerably to an increase Contribute somewhat to an increase Contribute to basically unchanged situation Contribute somewhat to a decrease Contribute considerably to a decrease
Outlook of the housing market
Contribute considerably to an increase Contribute somewhat to an increase Contribute to basically unchanged situation Contribute somewhat to a decrease Contribute considerably to a decrease
Competitive situation with other banks or non-banks
Contribute considerably to an increase Contribute somewhat to an increase Contribute to basically unchanged situation Contribute somewhat to a decrease Contribute considerably to a decrease
Changes in risk tolerance
Contribute considerably to an increase Contribute somewhat to an increase Contribute to basically unchanged situation Contribute somewhat to a decrease Contribute considerably to a decrease
Market share goals
Contribute considerably to an increase Contribute somewhat to an increase Contribute to basically unchanged situation Contribute somewhat to a decrease Contribute considerably to a decrease
Other( Please, specify it!):
1.
Contribute considerably to an increase Contribute somewhat to an increase Contribute to basically unchanged situation Contribute somewhat to a decrease Contribute considerably to a decrease
2.
Contribute considerably to an increase Contribute somewhat to an increase Contribute to basically unchanged situation Contribute somewhat to a decrease Contribute considerably to a decrease
Next step →
1. oldal
335
I./ V.