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MNB Decree No. 32/2009 - Magyar Nemzeti Bank

MNB Decree No. 32/2009 - Magyar Nemzeti Bank

MNB Decree No. 32/2009 - Magyar Nemzeti Bank

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Other (Please, specify it!):<br />

1.<br />

2.<br />

Revolving loans (credit card, overdraft)<br />

Other( Please, specify it!):<br />

1.<br />

2.<br />

Other (personal-loan, hire-purchase, vehicle)<br />

<strong>MNB</strong> Survey on Lending Practices<br />

Consumer Loans<br />

Contributed considerably y to an increase Contributed somewhat to an increase Contributed to basically y unchanged g situation Contributed somewhat to a decrease Contributed considerably y to a decrease<br />

Contributed considerably to an increase Contributed somewhat to an increase Contributed to basically unchanged situation Contributed somewhat to a decrease Contributed considerably to a decrease<br />

Contributed considerably to an increase Contributed somewhat to an increase Contributed to basically unchanged situation Contributed somewhat to a decrease Contributed considerably to a decrease<br />

Changes in the creditworthiness of clients<br />

Contributed considerably to an increase Contributed somewhat to an increase Contributed to basically unchanged situation Contributed somewhat to a decrease Contributed considerably to a decrease<br />

Changes in bank's current or expected capital position<br />

Contributed considerably to an increase Contributed somewhat to an increase Contributed to basically unchanged situation Contributed somewhat to a decrease Contributed considerably to a decrease<br />

Changes in bank's current or expected liquidity<br />

Contributed considerably to an increase Contributed somewhat to an increase Contributed to basically unchanged situation Contributed somewhat to a decrease Contributed considerably to a decrease<br />

Economic outlook<br />

Contributed considerably to an increase Contributed somewhat to an increase Contributed to basically unchanged situation Contributed somewhat to a decrease Contributed considerably to a decrease<br />

Competitive situation with other banks or non-banks<br />

Contributed considerably to an increase Contributed somewhat to an increase Contributed to basically unchanged situation Contributed somewhat to a decrease Contributed considerably to a decrease<br />

Changes in risk tolerance<br />

Contributed considerably to an increase Contributed somewhat to an increase Contributed to basically unchanged situation Contributed somewhat to a decrease Contributed considerably to a decrease<br />

Market share goals<br />

Contributed considerably to an increase Contributed somewhat to an increase Contributed to basically unchanged situation Contributed somewhat to a decrease Contributed considerably to a decrease<br />

Contributed considerably to an increase Contributed somewhat to an increase Contributed to basically unchanged situation Contributed somewhat to a decrease Contributed considerably to a decrease<br />

Contributed considerably to an increase Contributed somewhat to an increase Contributed to basically unchanged situation Contributed somewhat to a decrease Contributed considerably to a decrease<br />

Changes in the creditworthiness of clients<br />

Contributed considerably to an increase Contributed somewhat to an increase Contributed to basically unchanged situation Contributed somewhat to a decrease Contributed considerably to a decrease<br />

Changes in bank's current or expected capital position<br />

Contributed considerably to an increase Contributed somewhat to an increase Contributed to basically unchanged situation Contributed somewhat to a decrease Contributed considerably to a decrease<br />

Changes in bank's current or expected liquidity<br />

Contributed considerably to an increase Contributed somewhat to an increase Contributed to basically unchanged situation Contributed somewhat to a decrease Contributed considerably to a decrease<br />

Economic outlook<br />

Contributed considerably to an increase Contributed somewhat to an increase Contributed to basically unchanged situation Contributed somewhat to a decrease Contributed considerably to a decrease<br />

Competitive situation with other banks or non-banks<br />

Contributed considerably to an increase Contributed somewhat to an increase Contributed to basically unchanged situation Contributed somewhat to a decrease Contributed considerably to a decrease<br />

Changes in risk tolerance<br />

Contributed considerably to an increase Contributed somewhat to an increase Contributed to basically unchanged situation Contributed somewhat to a decrease Contributed considerably to a decrease<br />

Market share goals<br />

Contributed considerably to an increase Contributed somewhat to an increase Contributed to basically unchanged situation Contributed somewhat to a decrease Contributed considerably to a decrease<br />

Other( Please, specify it!):<br />

1.<br />

Contributed considerably to an increase Contributed somewhat to an increase Contributed to basically unchanged situation Contributed somewhat to a decrease Contributed considerably to a decrease<br />

2.<br />

Contributed considerably to an increase Contributed somewhat to an increase Contributed to basically unchanged situation Contributed somewhat to a decrease Contributed considerably to a decrease<br />

2/B. Over the next half year how are the following factors likely to contribute to the change in your bank's willingness to grant consumer loans (loan volume to be granted)?<br />

Consumer loans total<br />

Changes in the creditworthiness of clients<br />

Contribute considerably to an increase Contribute somewhat to an increase Contribute to basically unchanged situation Contribute somewhat to a decrease Contribute considerably to a decrease<br />

Changes in bank's current or expected capital position<br />

Contribute considerably to an increase Contribute somewhat to an increase Contribute to basically unchanged situation Contribute somewhat to a decrease Contribute considerably to a decrease<br />

Changes in bank's current or expected liquidity<br />

Contribute considerably to an increase Contribute somewhat to an increase Contribute to basically unchanged situation Contribute somewhat to a decrease Contribute considerably to a decrease<br />

Economic outlook<br />

Contribute considerably to an increase Contribute somewhat to an increase Contribute to basically unchanged situation Contribute somewhat to a decrease Contribute considerably to a decrease<br />

Outlook of the housing market<br />

Contribute considerably to an increase Contribute somewhat to an increase Contribute to basically unchanged situation Contribute somewhat to a decrease Contribute considerably to a decrease<br />

Competitive situation with other banks or non-banks<br />

Contribute considerably to an increase Contribute somewhat to an increase Contribute to basically unchanged situation Contribute somewhat to a decrease Contribute considerably to a decrease<br />

Ch i i k t l<br />

2. oldal<br />

294<br />

I./ V.

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