MNB Decree No. 32/2009 - Magyar Nemzeti Bank

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Competitive situation with other banks or non-banks Other( Please, specify it!): 1. 2. Next step → <strong>MNB</strong> Survey on Lending Practices Consumer Loans Contribute considerably to an increase Contribute somewhat to an increase Contribute to basically unchanged situation Contribute somewhat to a decrease Contribute considerably to a decrease Changes in risk tolerance Contribute considerably to an increase Contribute somewhat to an increase Contribute to basically unchanged situation Contribute somewhat to a decrease Contribute considerably to a decrease Market share goals Contribute considerably to an increase Contribute somewhat to an increase Contribute to basically unchanged situation Contribute somewhat to a decrease Contribute considerably to a decrease Contribute considerably to an increase Contribute somewhat to an increase Contribute to basically unchanged situation Contribute somewhat to a decrease Contribute considerably to a decrease Contribute considerably to an increase Contribute somewhat to an increase Contribute to basically unchanged situation Contribute somewhat to a decrease Contribute considerably to a decrease 4. oldal 296 I./ V.
Credit standards and terms total Consumer loans total Other (Please, specify it!) 1. 2. II. Questions concerning the change of credit standards and terms <strong>MNB</strong> Survey on Lending Practices Consumer Loans 3/A.Over the past quarter, how have your bank’s credit standards and terms for approving applications from individuals for consumer loans changed? Consumer loans total Tightened considerably Tightened somewhat Remained basically unchanged Eased somewhat Eased considerably Maximum maturity Home equity loan Loan origination fees Tightened considerably Tightened somewhat Remained basically unchanged Eased somewhat Eased considerably Revolving loans (credit card, overdraft) Tightened considerably Tightened somewhat Remained basically unchanged Eased somewhat Eased considerably Other (personal-loan, hire-purchase) Tightened considerably Tightened somewhat Remained basically unchanged Eased somewhat Eased considerably Tightened considerably Tightened somewhat Remained basically unchanged Eased somewhat Eased considerably Tightened considerably Tightened somewhat Remained basically unchanged Eased somewhat Eased considerably Spreads of interest rates over your bank’s cost of funds Tightened considerably Tightened somewhat Remained basically unchanged Eased somewhat Eased considerably Premium on risky loans Tightened considerably Tightened somewhat Remained basically unchanged Eased somewhat Eased considerably Minimum downpayment Tightened considerably Tightened somewhat Remained basically unchanged Eased somewhat Eased considerably Maximum LTV ratio Tightened considerably Tightened somewhat Remained basically unchanged Eased somewhat Eased considerably Maximum monthly repayment / monthly income ratio Tightened considerably Tightened somewhat Remained basically unchanged Eased somewhat Eased considerably Required minimum credit score Tightened considerably Tightened somewhat Remained basically unchanged Eased somewhat Eased considerably Tightened considerably Tightened somewhat Remained basically unchanged Eased somewhat Eased considerably Tightened considerably Tightened somewhat Remained basically unchanged Eased somewhat Eased considerably Home equity loan Maximum maturity Tightened considerably Tightened somewhat Remained basically unchanged Eased somewhat Eased considerably Loan origination fees Tightened considerably Tightened somewhat Remained basically unchanged Eased somewhat Eased considerably Spreads of interest rates over your bank’s cost of funds Tightened considerably Tightened somewhat Remained basically unchanged Eased somewhat Eased considerably Premium on risky loans Tightened considerably Tightened somewhat Remained basically unchanged Eased somewhat Eased considerably Minimum downpayment Tightened considerably Tightened somewhat Remained basically unchanged Eased somewhat Eased considerably Maximum LTV ratio Tightened considerably Tightened somewhat Remained basically unchanged Eased somewhat Eased considerably Maximum monthly repayment / monthly income ratio Tightened considerably Tightened somewhat Remained basically unchanged Eased somewhat Eased considerably Required minimum credit score Tightened considerably Tightened somewhat Remained basically unchanged Eased somewhat Eased considerably Other (Please, specify it!) 1. Tightened considerably Tightened somewhat Remained basically unchanged Eased somewhat Eased considerably 2. Tightened considerably Tightened somewhat Remained basically unchanged Eased somewhat Eased considerably Revolving loans (credit card, overdraft) Maximum maturity Tightened considerably Tightened somewhat Remained basically unchanged Eased somewhat Eased considerably Loan origination fees 1. oldal 297 II./ V.
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Decree No. 32/2009 (XII.1.) of the
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Identifica tion code E14 E20 E21 E2
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Identifica tion code E61 E62 E64 F0
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Identifica tion code R29 R38 R39 De
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Annex 2 to Article 3 (1) of MNB dec
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F) Insurance corporations and pensi
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6.2.4 The following organisations s
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▪ If the reference period falls o
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Unless otherwise provided in the co
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) Interest capitalisation and princ
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If the client may add new funds to
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This construction applies when the
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12. Non-produced, non-financial ass
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10. Documentary deposit: those depo
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(e.g. loss of interest). Deposits w
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MNB identification number: D01 Oper
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MNB identification number: D01 Oper
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2. Unless otherwise provided in the
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MNB identification number: D24 Sors
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MNB identification number: D24 Cent
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MNB identification number: D24 C1.
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other than gold; crude oil; timber;
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• A combination of two caps, one
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• Swap: a nominal principal value
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Please note that boxes O51 and O55
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MNB data collection identification
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MNB identification number: E20 Tabl
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3. Reporting of securities stocks S
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5. Dates must be entered in the YYY
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Completion instructions with respec
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q) This is a mandatory field if eit
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MNB identification code: E43 Share
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Table 02.1 and Table 02.2: Results
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i/ Issue shall be indicated by nega
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c/ and f/ Partner1 is always the se
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MNB identification code: E61, E62 I
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Table 02: Cash-flow data of mortgag
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f/ Volume of securities issued by t
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S U P E R V I S O R Y B A L A N C E
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HFSA identification number: 1AB 01
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HFSA identification number: F01_F03
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HFSA identification number: F01_F03
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DATA REQUIRED FOR THE CALCULATION O
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Datas on securitisation HFSA identi
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HSFA data collection identification
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HSFA data collection identification
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HFSA identification number: 2A 07 t
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End of the reference period: Name o
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10. If there are modification needs
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23. The items in the Supervisory ba
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adjustments and valuation differenc
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Valuation adjustment of non-financi
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04 table ks, specialized financial
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MNB identification code: F19, F33,
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MNB identification number: F66 Coun
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II. Detailed instructions for the c
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MNB identification codes: H01 and H
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MNB identification codes: H01 and H
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Page 245 and 246: Prepayment means the repayment of t
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Page 313 and 314: Standards and terms (total) Non-fin
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MNB identification code: P05 Credit
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MNB identification code: P07 Bank i
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MNB identification code: P07 No. 01
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MNB identification number: P26 Stat
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MNB identification code: P34 The pa
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MNB identification code: P34 The pa
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MNB identification code: P34 01 02
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MNB identification code: P34 Table
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MNB identification code: P37 Serial
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MNB identification number: P38 Seri
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MNB identification number: P38 Tabl
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Table 03: Volume of credit transfer
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Table 19: Volume of rejected direct
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e) Value of all clearing transactio
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MNB identification code: P41 09. ta
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⎯ basicly shall be determined on
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Please refer to the same customer c
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MNB identification code: P42 Electr
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MNB identification code: P44 No. 01
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MNB identification code: P44 01 Bon
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If the account holder is a central
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MNB identification number: P46 Repo
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MNB identification code: P47 No. Po
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MNB identification code: P49 No. Ty
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Novation means a substituted contra
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accounts for its clearing members a
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MNB identification code: P50 No. De
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MNB identification code: P51 Genera
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MNB identification number: R02 TRH
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MNB identification number: R02 TBK2
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MNB identification number: R02 TBT1
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. MNB identification number: R03 TB
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MNB identification number: R02, R03
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For reports R02/R12, in Tables TBK1
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MNB identification number: R04 Secu
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MNB identification number: R04 ERT3
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MNB identification number: R04 ERT5
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The Securities (short) name column
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Table ERT5: Price of securities hel
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MNB identification number: R05 DERT
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Column a: Transaction type: the cod
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MNB identification number: R06 Mont
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Monthly data supply of other invest
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The methodological guidelines assis
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In the row indicating the country o
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- other fees and commissions in add
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Balance sheet data of foreign direc
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4. A glossary of terms used in the
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case of individual data the data re
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• additional measures planned,
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MNB identification code: W13 I. Gen
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MNB identification code: Z01 Comple
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MNB Decree No. 32/2009 - Magyar Nemzeti Bank

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