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With CUDL, it’s a simple equation:<br />

SALES<br />

OPPORTUNITIES + BETTER<br />

FINANCING = SALES!<br />

CUDL has the credit union network and technology necessary <strong>to</strong> drive<br />

qualifi ed buyers <strong>to</strong> your dealership <strong>to</strong> help increase sales. CUDL is the<br />

nation’s leader in point-of-purchase and indirect lending for the credit<br />

union industry. Participating CUDL dealerships enjoy the benefi ts of:<br />

• Quick and consistent loan decisions even when<br />

the credit unions are closed.<br />

• Protection and increase of backend products sold<br />

<strong>to</strong> credit union members.<br />

• Expedited ACH funding, with cus<strong>to</strong>mizable reporting<br />

<strong>to</strong> help track payments.<br />

• Flat fee income on low interest rate loans with no chargeback.<br />

• An easy <strong>to</strong> use, fully functional website <strong>to</strong> submit<br />

credit applications.<br />

• Increase dealership visibility by advertising inven<strong>to</strong>ry <strong>to</strong> millions<br />

of credit union members with the CUDL Au<strong>to</strong>SMART program.<br />

KOBAYASHI & COMPANY<br />

KOBAYASHI & COMPANY<br />

Certified Public Accountants<br />

Management With more than Consultants 30 years of<br />

accounting experience in the<br />

au<strong>to</strong>motive field, Kobayashi & Co.<br />

offers specialized services <strong>to</strong> dealers<br />

and individuals including:<br />

Accounting and Auditing Services<br />

• Audits, Reviews and Compilations<br />

• Buy/Sell Agreements<br />

• Budgets, Forecasts and Projections<br />

• Monthly Financial Statement Preparation<br />

• Payroll Services<br />

• Cash Management Consulting<br />

• Accounting System Design<br />

• LIFO Consultation<br />

With more than 30 years of accounting experience in the au<strong>to</strong>motive field, Kobayashi & Co.<br />

offers specialized services <strong>to</strong> dealers and individuals including:<br />

Accounting And<br />

Auditing ServiceS<br />

• Audits, Reviews and<br />

Compilations<br />

• Buy/Sell Agreements<br />

• Budgets, Forecasts and<br />

Projections<br />

• Cash Management<br />

Consulting<br />

• Accounting System Design<br />

• LIFO Consultation<br />

ALOHA PACIFIC FEDERAL CREDIT UNION<br />

HAWAI’I CENTRAL FEDERAL CREDIT UNION<br />

HAWAI’I COMMUNITY FEDERAL CREDIT UNION (AUTOSMART)<br />

HAWAI’I STATE FEDERAL CREDIT UNION<br />

HAWAIIAN TEL FEDERAL CREDIT UNION<br />

HAWAIIUSA FEDERAL CREDIT UNION<br />

HICKAM FEDERAL CREDIT UNION<br />

HONOLULU FEDERAL CREDIT UNION<br />

HONOLULU FIRE DEPARTMENT FEDERAL CREDIT UNION<br />

KAMEHAMEHA FEDERAL CREDIT UNION<br />

KAUA’I COMMUNITY FEDERAL CREDIT UNION<br />

KAUA’I GOVERNMENT EMPLOYEES FEDERAL CREDIT UNION<br />

MAUI COUNTY FEDERAL CREDIT UNION<br />

OPERATING ENGINEERS #3 FEDERAL CREDIT UNION<br />

OTS EMPLOYEES FEDERAL CREDIT UNION (AUTOSMART)<br />

PEARL HARBOR FEDERAL CREDIT UNION<br />

THE QUEEN’S FEDERAL CREDIT UNION<br />

UNIVERSITY OF HAWAI’I FEDERAL CREDIT UNION<br />

VALLEY ISLE COMMUNITY FEDERAL CREDIT UNION<br />

WEST OAHU COMMUNITY FEDERAL CREDIT UNION<br />

WEST MAUI COMMUNITY FEDERAL CREDIT UNION<br />

tAx ServiceS<br />

MORE<br />

Give your credit union cus<strong>to</strong>mers the au<strong>to</strong> fi nancing they need <strong>to</strong> HELE on down the road with ALOHA!<br />

For more information about the CUDL program, call Andrea Hussey-Leong at 808.782.4960 or visit our website at www.cudl.com.<br />

• Business and Individual Tax<br />

Planning<br />

• Corporate, Partnership &<br />

Individual Tax Return<br />

Preparation<br />

• Business Valuations<br />

• Financial, Retirement and<br />

Estate Planning<br />

• Client Representation Before<br />

the IRS and Franchise Tax<br />

Board<br />

• Estate, Fiduciary and Gift Tax<br />

Return Preparation<br />

BuSineSS conSulting<br />

ServiceS<br />

• Business Continuation &<br />

Succession Planning<br />

• Executive Compensation &<br />

Incentive Planning<br />

• Management Audits<br />

other ServiceS<br />

• Bankruptcy & Receivership<br />

Accounting & Tax Services<br />

• Structuring Purchase or Sale of<br />

a Business<br />

• Assistance in Obtaining &<br />

Evaluating Personnel<br />

• Fraud Investigation<br />

• Litigation Support<br />

• Computer Systems<br />

Consulting<br />

Tax Services<br />

3871 East Colorado Boulevard • 2nd Floor • Pasadena, CA 91107<br />

• Business and Individual Tax Planning (626) 683-5757 • Fax (626) 683-5767 • (800) 683-4342 • E-mail: cpa4carz@aol.com<br />

• Corporate, Partnership & Individual Tax<br />

Return Preparation<br />

• Business Valuations<br />

• Financial, Retirement and Estate Planning<br />

• Client Representation Before the IRS and<br />

27

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