Effects of Wholesale Lending to SACCOs in Uganda - Rural Finance ...

APPENDIX V: INTERVIEW GUIDE – SACCO BOARD OF DIRECTORS
INTERVIEW GUIDE: BOARD OF DIRECTORS
History of the SACCO
--The existence and function before SACCO registration
--Why was the SACCO formed
--Date of registration as SACCO; who registered it
--Who formed it; who designed the structure
--Profile of members (occupations, location, gender, wealth level, age, ethnicity, religion, nationality)
--Does SACCO hold AGM regularly?
--Mission statement
--Vision
--What are the core values of the SACCO?
The board of directors
--How many members on board? how many members are founding members?
--How long have members sat on board?
--How often does board elect new members?
--How are new board members nominated? When?
--How often does board meet?
--How does board work with manager?
--Are all of the board members shareholders? How many shares?
--Do board members take loans from SACCO? Do any currently have loans out?
--If board members have loans, are they repaying on time?
--Do board members receive same loan products as members?
--Is the chairman of the board the CEO or director of the SACCO
The External Funds
--Has the SACCO taken external loans? From where? Why?
--How many loans has the SACCO taken?
--Whose idea was it to access outside capital?
--Did the wholesale lender approach the SACCO? Or did the SACCO seek out external funds?
--Was the idea presented to the board? Members? Manager?
--Did the members vote on this issue? Did the management make the decision? The board?
-- Were these discussions minuted? Was there significant dispute?
--What have been the positive effects of the outside capital? (review areas of study: financial,
ownership, repayment culture, loan size, lending procedures.)
--What have been the negative effects of the outside capital? (as above)
--Does the SACCO intend to borrow more external funds?
--Before the SACCO took a loan, how did the SACCO satisfy the demands for loans of its
members? Was the SACCO able to meet all the members’ requests for loans?
--What was the main focus of the SACCO prior to the period when it borrowed external funds?
(credit, savings, other)
--After the loan came in, what was the SACCOs main focus? (credit, savings, other)
--How did the SACCO mobilize savings from its members before the loan?
--Does/did the SACCO mobilize the same level of savings from its members after it took an
external loan?
The Effects of Wholesale Lending to SACCOs in Uganda
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