Abridged English version of the SCHUFA Credit Compass 2008

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2008 Debt Compass Debt Compass Empirical Indicators of Private Debt and Over-indebtedness (Abridged Version) Published by SCHUFA Holding AG
Contents Debt Compass | Contents Foreword 7 I Overview of Analyses and Core Findings 8 II Retrospective Glance: Debt Compass 2003, 2004, 2005, 2006, 2007 13 A Representative Evaluation of the SCHUFA Data (SCHUFA Holding AG) A-1: Basic Analysis 19 1. Trends in Private Debt 22 2. Regional Evaluations 30 3. Risk Model 33 A-2: Private Debt Index (PDI) 49 1. Design of the PDI 51 2. Regional Evaluations 35 – Evaluation by Federal State – Evaluation by District – Evaluation of Cities 3. Forecast 2009 61 4. Tabular Overviews 64 3
Page 1: Debt Compass Empirical Indicators o
Page 7 and 8: Foreword Dear reader, Debt Compass
Page 9 and 10: Core Findings Debt Compass | Overvi
Page 11 and 12: Core Findings Debt Compass | Overvi
Page 13 and 14: 2003 Debt Compass Debt Compass | Re
Page 15 and 16: 2005 Debt Compass Schulden-Kompass
Page 17: 2007 Debt Compass Debt Compass | Re
Page 20 and 21: Debt Compass | A | Sub-Analysis A-1
Page 22 and 23: Debt Compass | A | Basic Analysis A
Page 36 and 37: Schulden-Kompass | A | Teil-Analyse
Page 51 and 52: 1. Private Debt Index Debt Compass
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2. Regional Evaluations Debt Compas
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i Reader help: The PDI describes th
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3. Forecast 2009 Debt Compass | A |
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i Reader help: The map shows the pr
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Ranking: Private Debt Index (PDI) i
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Imprint Herausgeber: SCHUFA Holding
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Abridged English version of the SCHUFA Credit Compass 2008

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